Affirm: Easy monthly payments

Affirm: Easy monthly payments

  • Category: Finance
  • Release Date:
  • Current Version: 3.5.2
  • Adult Rating: 4+
  • Developer: Affirm, Inc.
  • Compatibility: Android
2,466 Ratings
$ 0

Affirm: Easy monthly payments App

With Affirm, you can split almost any online purchase into easy monthly payments. Unlike a credit card, there are no hidden fees and no surprises. Just enter a few pieces of information for a real-time decision, then choose the payment schedule that works for you! HOW IT WORKS 1. Enter your purchase amount and where you’re shopping. 2. Get an Affirm virtual card and use it to complete your purchase. 3. Pay Affirm back over 3, 6, or 12 months. Available rates (10–30% APR based on your credit) and terms are shown at checkout. A down payment may be required. A credit check is required, though checking your eligibility won’t affect your credit score. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey-chartered bank, Member FDIC. Use the Affirm app to: • Buy with Affirm almost anywhere online • Make payments on your Affirm loans • Manage your Affirm account With Affirm, there are no hidden costs and no gimmicks. We guarantee that you’ll never owe more than what you see upfront. And if you pay early, you can save on interest. ABOUT AFFIRM Founded in 2012 in San Francisco, Affirm’s goal is to give consumers more control over their finances. We believe our services are only as good as they are convenient, honest, and secure. We employ encryption and information safeguards to keep your information safe at all times.


Affirm: Easy monthly payments app screenshots

Affirm: Easy monthly payments app reviews

  • I Love Affirm! 5/5

    By nnc88
    This app is easy and simple to use. Affirm is a great loan company in which I was able to purchase a great new mattress and a bed frame to go with it. They provide 3 payment options (3, 6, or 12 month set up); I am actually getting ready to fully pay off one of the loans early because of this. Thank you Affirm for making shopping affordable and easy to pay off.
  • Amazing & Convenient 5/5

    By J.K. Hustles
    Perfect way to make a major purchase if you don't have the full amount but want to take advantage of a sale.
  • 🔥! 5/5

    By Robmoraza
    It's the easiest way to get exactly what your looking for
  • Good loan company 5/5

    By Fat Jesus 83
    Love they give you a loan and you can get it interest free if you pay it off soon enough
  • Great App 5/5

    By idoolen13
    I cannot say enough about how great the Affirm app works. I would recommend Affirm to anyone.
  • Simply... Amazing! 5/5

    By aznboi589
    The best experience I've had so far.
  • Love it 5/5

    By Antyg400
    Affirm is a great app no hidden fees love it
  • Mostly Good, Some things Very Bad. 4/5

    By WiiRRed
    This app is the best of its kind and only of its kind on the App Store. Hopefully, they won’t change much. Plus I love the Soft Credit Check, which is why I signed up. There are a few things that are bad about this service. The fact that one can’t edit there name if a typo happens. The process can’t complete if the name doesn’t match the info from the Social S... number. My mother tried to edit and couldn’t. She asked for help from the technicians, but they made an excuse saying: “Sorry. We can’t. This app is still new.” I’m sure anyone Willkie think: “That’s pretty bad customer service if a simply thing like that can’t be fixed.” I’m guessing they built an app that even the admins can’t edit a simple name? Also it processes as if one purchased something just because of an authorization from PayPal. Can’t add the card to PayPal, but wish they can reverse the alleged spent amount faster than 21 days. Also, no report to the Credit Bureaus to date, but hopefully, they will if contacted. Other than that, app is Awesome.
  • Amazing App 5/5

    By Ilove2win
    Affirm app is sooo easy to use!!
  • Great!! 5/5

    By Edgar.N.95
    I’m someone who’s always buying something for my Jeep and this app is really great with helping me buy parts I can’t fully afford but I can easily give payments!!
  • Love it 5/5

    By Anonymous907GS
    Great app. Great service. Very simple to use. Lookin forward to doing more business with Affirm. Keep up the awesome work.
  • Great loans and great interest 5/5

    By Slayer14240
    Very helpful and awesome service. Used it to purchase a laptop and didn't pay a dime in interest.
  • Love it 5/5

    By sroycen84
    Can get things I’ve needed for my house now. Love the payment options. Thank you!
  • Credit made simple! 5/5

    By Scottinsa
    I have used affirm for 4 loans now. They way they set this up makes paying bills so simple. I am so impressed with the software and the simplicity of making payments. I hope after I use the app for awhile my rates go down because they are high but you can't ask for better service. Awesome
  • Great alternative and easy to use! 5/5

    By Twins2007
    A very easy and great alternative way of paying for your purchases! Definitely recommend!
  • Love it 5/5

    By Myskia
    Great app.
  • Live affirm 5/5

    By Wberface
    My granddaughter was born needing a owlet and I couldn't get one. Affirm gave me the credit I needed to keep her safe and monitored. She is a very healthy six month old. I then needed another loan my washer and dryer quit and was approved again and they are on there way. Thank you so much affirm
  • Love Affirm 5/5

    By SugarTa
    Affirm made it so easy for me to purchase what I need when I need it. Affirm is the future of borrowing.
  • Great app ever 5/5

    By Ekis34
    I'll love this app , it comes very handy
  • Wonderful, easy, and simple app to use for those who are looking to build credit! 5/5

    By fumiiko97
    Love this app! It’s so easy to use and I have used it for almost a year now. It lets you know what your total payment will be before you even begin your loan; it doesn’t charge you extra if you’re a little late on a payment and I just love it! Getting a loan has never been easier. It’s been simplified down so that anyone who’s looking to build good credit can do so easily! I’ve been able to purchase my first really great mattress and absolutely love how affordable it is with Affirm. I’m able to make payments that coincide with my income and balance out my financial situation. Being an adult has never been easier with this app at the tips of my fingers! I highly recommend everyone to give it a try!
  • Super cool. 5/5

    By Infamouz908
    This app took me out of a financial problem asap.. Thank you very much
  • Bought with them 5/5

    By um8090
    Very easy to use . I'm very happy with it
  • Something great 5/5

    By A Black Lace
    I love this app. I can make Purchases and pay them off monthly. Only Downside is it doesn't report to credit unions when you pay off a loan, but otherwise it's great.
  • Very satisfying 5/5

    By Soler_eclipse_7
    This app is a great app for payments . You'll get approved every time !
  • Why Me? 1/5

    By Spotify🎵
    Unfortunately I was denied from receiving ANY type of loan! I was trying to take a loan out for “debt consolidation” and seems like everywhere I go I get denied, I see every customer giving this a five star rating so I decided to give it a try and I still got denied 😪
  • I love affirm 5/5

    By pandiani7
    Great app
  • I loveeee Affirm . I've told EVERYONE and probably earned a position in the company ! 5/5

    By Affirms#1Fan
    I have been able to refurnish my home and closet on monthly payments with no hidden fees. I was given the option on 3 6 or 12 month payments. Affirm has loaned me well over $3000 and I've never missed or been late on a payment. That included a trip to Puerto Rico through Expedia. Your first payment isn't due for a month unless they require an immediate down payment. The best part of all I started with a credit score of 340 in March and I am currently at 661 (I had one coll debt that i cleared the same month as my first loan) . Affirm is going great places ! -Enjoy and spend responsibly
  • Very simple and easy, love it! 5/5

    By MrLui2u
    Great way to purchase art on installments . I tried this out and have use a few times now. Simple and easy to use...
  • Great option app 5/5

    By USN Stone
    Easy to apply and easy to use app
  • Horrible 1/5

    By Willibywallabywoo
    I tried making an account and I put all my information in it and it said error that you couldn’t identify me when I know that was all my real information.
  • The future is amazing 5/5

    By kanye_all_the_way
    Affirm is incredible! I love the simplicity of the interface and how easy the product is to use. I never have to worry about late fees or forgetting to make my payments. Take that, Bank! No more fees to you!
  • Easy to use, great for credit building 5/5

    Easy way to build credit, very simple and direct interface, would highly recommend
  • Wonderful 5/5

    By Mcrjsiannfosnnfjsjsbsb
    Affirm is awesome. I’ve been able to go to all kinds of concerts and stuff with this app. And afford my contacts without insurance. I love it.
  • Well crafted app. 3/5

    By GameHater987
    The devs really understand "Less is more". Very very usable. EDIT: I’ve marked this down to three stars because of the experience when returning the purchase. For weeks since the return, the app has been internally inconsistent. The main display, however, still shows that I owe the balance in full, as if the return never happened. However, a deeply tucked away transactions view shows the correct, zero balance.
  • Awesome 5/5

    By andrew ishee
    Great simple easy loan options!
  • Fascinating! 5/5

    By Hxp87NTgDsKh
    I have been looking for such an app for a long time. It's just perfect.
  • Easy use 5/5

    Second time I've used Affirm to buy a guitar, so simple and straight forward. What you borrowed is what you paid, no extra charge for anything
  • Great app 5/5

    By Triple pennis
    Works very well, like that you can search stores to pay with.
  • Love Affirm! 5/5

    By ominoreg
    I love the service that Affirm offers! This app is great! It helps me to facilitate ad hoc payments on the fly, which helps me pay off my purchases much faster!
  • Amazing company and app 5/5

    By Anonymous- 5 star review!
    Easy to use app. Fast approval times. Great payment plans. Text reminders for payments. Easy to log in- you get a password texted to you or use touchID. Great use of technology. Excellent company! Relieved to be approved! Thanks for making my purchase possible!
  • Me encanta :) 5/5

    By Dominicanito007
    Much better then credit cards
  • Lifesaver 5/5

    By Frobscottle and Whizzpoppers
    Easy process. They were a lifesaver when I had to made a few purchases. Thanks
  • AAAAAAA+++ 5/5

    So easy to use. I reallllllly love this app. I never write reviews but it works perfectly, the reminders give you enough time to pay and I just appreciate the straightforwardness of it all.
  • Love it!! 5/5

    By Vickigro
    I really love this! Have used it to buy several things and it has always been smooth and painless!
  • Who cares about loyal customers? 2/5

    By jW4yner
    Affirms interest rates are outrageous. I’ve been a customer for over a year and even with my 100% on time payments, they still won’t give me a lower interest rate on new loans.
  • Affirm 5/5

    Awesome app that's super easy to use!
  • Looking good 5/5

    By hallsyd
    This app and everything it's straight forward easy and really reliable!!
  • Affirm first impressions 5/5

    By GQRay
    Great app easy to purchase things glad I found out about this I'll recommend to all my friends
  • Great app 5/5

    By FishnDave
    Great app great company.. helping me get back on track
  • Thanks 5/5

    By Ejceverette
    Without Affirm I wouldn't be able to afford my daughters laptop! Easy and simple all around! Thanks!

Affirm: Easy monthly payments app comments


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