Affirm: Easy monthly payments

Affirm: Easy monthly payments

  • Category: Finance
  • Release Date:
  • Current Version: 3.8.0
  • Adult Rating: 4+
  • Developer: Affirm, Inc.
  • Compatibility: Android
2,633 Ratings
$ 0

Affirm: Easy monthly payments App

With Affirm, you can split almost any online purchase into easy monthly payments. Unlike a credit card, there are no hidden fees and no surprises. Just enter a few pieces of information for a real-time decision, then choose the payment schedule that works for you! HOW IT WORKS 1. Enter your purchase amount and where you’re shopping. 2. Get an Affirm virtual card and use it to complete your purchase. 3. Pay Affirm back over 3, 6, or 12 months. Available rates (10–30% APR based on your credit) and terms are shown at checkout. A down payment may be required. A credit check is required, though checking your eligibility won’t affect your credit score. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey-chartered bank, Member FDIC. Use the Affirm app to: • Buy with Affirm almost anywhere online • Make payments on your Affirm loans • Manage your Affirm account With Affirm, there are no hidden costs and no gimmicks. We guarantee that you’ll never owe more than what you see upfront. And if you pay early, you can save on interest. ABOUT AFFIRM Founded in 2012 in San Francisco, Affirm’s goal is to give consumers more control over their finances. We believe our services are only as good as they are convenient, honest, and secure. We employ encryption and information safeguards to keep your information safe at all times.


Affirm: Easy monthly payments app screenshots

Affirm: Easy monthly payments app reviews

  • Very Good 5/5

    By $ong-[R]age
    Bought my bass guitar and financed it through affirm instead of paying all at once. easy to use, clean look, and very good for payments.
  • Garbage 1/5

    By Jajsndjcufijwba
    This app is horrible, I work a full time job with great pay and credit and I can’t even get qualified to use it. They have no phone support and you can’t reapply again for a month. If I can’t use it then who could? Don’t download it it’s a wast of time.
  • Best financing app 5/5

    By versacebvndit
    I've used this app since October and I love it
  • This is my honest opinion 5/5

    By Some1awesome300
    This company is really the best. I’m an 18 year old high schooler, and I don’t make that, but because of affirm, i was able to buy my gf a Apple Watch series 3. I make monthly payments on the watch all thanks to affirm. I plan sticking with them, you guys are awesome
  • App Crash 1/5

    By RLoyalT
    its great but after 3 new updates. i can barely open it to make a payment all it does is crash.
  • Used to love this app 1/5

    By xODYNx
    I used to love this app! I think Affirm should use its own credit system. I have made on time payments for a year now and paid off several loans. But now I can’t even make a small purchase. Affirm has gone to s***.
  • Affirm is great ... 3/5

    By Mama bear 6919
    But the new updates stink! I hate the way it is structured now. I liked it better before when you could just apply when you needed it instead of having the pre-approval on the home screen. For me it never refreshes, even after hitting the refresh button, and I am constantly fighting the lag on this app. It doesn't refresh my balances and sometimes I cannot even get into my loans to pay. Very frustrating!
  • Excelente! 5/5

    By Lovenutzzzz
    It's the best!
  • Not sure what happened 1/5

    By NotoriousKi2theM
    This app use to be awesome however since the updates in November it hasn’t worked properly even though they recently had an update. Please get all the bugs out so I can use the app. Going online to the site is inconvenient and it’s slow
  • Good future in small lending! 5/5

    By Sooprtrukr
    I got into affirm through an online purchase with no apr and so far I think they are the future in small lending. The app always shows your minimum payments and dates and if you pay a little extra every month you will see the last payment how down and eventually disappear. And of course you have the option to pay early and often and the app always gives notifications of upcoming payment.
  • Amazing! 5/5

    By RjkSam
    I honestly love this app. It’s the new and safe way of shopping online. They work with almost every major retailer. I feel safe using Affirm because you get a virtual card that expires after use for the loan, and they set your payments for you to pay on a monthly basis. This app is genius! I get reminders when my payment is nearing, and this app is very helpful too
  • I love this app 5/5

    By Joshybaii
    This app is the best app they have ever created
  • App will not work. 1/5

    By RandaRita579
    My app will not work. I literally just upgraded my phone to the iPhone 8 Plus and the app STILL does not work. Pretty frustrating having to use the website when the app is easier.
  • Crazy company 2/5

    By R.s.c¥€¥0
    They approve your loans and after paying it full they won't approve you another loan again for a long period of time. They need to fix it
  • Perhaps one of the worst financial apps 1/5

    By FKR-1
    Their customer service is bad. Again, their customer service is bad. It’s just a reflection of their overall service and performance as a whole. Disappointed.
  • Updated- Good to bad to awful. 1/5

    By onewhogotaway92
    This app used to be amazing. They didn’t really check credit which made it easier to be approved for purchases. But now they’ve gotten incredibly stingy with the approval process. When you read the decline notices they send when you’re not approved, it states that part of the decision not to approve you is credit. They lost everything that made them special before.
  • A loan firm that can’t afford good servers 1/5

    By JJ4thewin
    Website crashed while I was making an account and now I can’t be verified.
  • Stop showing me how much I’m pre-qualified for 2/5

    By Garf01576433
    It would be great if they stopped showing how much additional loan you pre qualify for, really throws me off when monitoring my actual balance. It’s very irritating. Would be nice if it were compatible with iPhone X format.
  • Waste of time 1/5

    By Unconfirm
    It says I have an account already and to sign in using my phone number. So I did just that, received a text message with a code which I entered in. But then I got the same message again that I have an account and to sign in with my phone number. How the hell am I suppose to sign in without repeating the same thing over and over again. It’s apps like this that become useless if simple issues like this need to be fixed.
  • Buyer 5/5

    By Zombie in Paris
    I love this company I have been able to get my son clothing and shoes he has needed defiantly would recommend
  • Affirm = Awesome!!!! 5/5

    By Sponkey/ATL
    I have used Affirm for going in two years....worry free! I know ahead how a purchase will fit into my budget. Exactly how you're given a breakdown of the payments is exactly how the monthly payments are deducted from the bank account of your choice. No hidden demons!!!! Affirm is awesome!!!!
  • GREAT Financing App! 5/5

    By RawKnowledge
    I’ve been using Affirm for about 2 months now and I must say that my experience has been nothing but great with them! Instant approval on credit decision and it does not effect your score. Great for those who need to finance big purchases with low APR’s. I recommend decent credit history with high percentage payment history for likeliness of approvals.
  • I love Affirm! 5/5

    By Sxdsij
    I first used Affirm to buy my husband and I a nice new mattress for Christmas. I’ve had credit problems and am almost done repaying old debt from my younger (and less knowledgeable) years- but my credit is poor. I was so surprised that Affirm approved me for a loan. It was so easy that I started to question the reliability, but it’s legit and I am so glad. I was able to chose between a few payment options and there was no penalty for paying my loan off early. Oh- and no late fees? Amazing! I will definitely be recommending Affirm and using them again!
  • Not so sure 2/5

    By andrewaqu
    Not a fan, they approved me for a small loan at one store and then the store cancelled the order due to a problem with the part. I tried going to another store and now affirm declines me for any new loan request. Doesn’t make sense that they would approve me at the first store but not the second (essentially for the same item just different stores), for a similarly priced item. I will just pay cash for the item then, thanks but no thanks.
  • Won’t let me make an account 1/5

    By ᏞᎪᏞᎪ
    Told me it couldn’t verify my identity, thought maybe I put in my information wrong but it won’t let me try again, I deleted the app and re download but still won’t let me.
  • Great but doesn’t work in Iowa 1/5

    By daniheaton
    Love this app but it doesn’t work in Iowa :(
  • You get approved a few times then denied. 5/5

    By wiggz70
    I used affirm a few times already...all payments on time and even paid off early. I tried to use them again and was denied because I couldn’t prove my identity. Your kidding me!!!...How was my identity proved the other times. I read in another review this happened to someone else also. No hard feeling just kind of crazy to me.
  • Great Service, Horrible App 4/5

    By Blkalero01
    While the service is great and convenient, the app is horrible. It worked fine until the update two weeks ago. I get better service online, but my phone is a much more added convenience. Please fix the bug!
  • Just ok. 3/5

    By J Fear
    Was working great gave me a couple loans before the holiday and I always pay on time then they updated the app and now not so easy to get a loan keeps making me wait 30 days for refresh even know I haven’t missed one payment and even paid a few loans off right away.
  • UNBELIEVABLE!!!!! 5/5

    Lets just say purely amazing. I never write reviews but cant let this one go. Done a few loans and im so happy i found this app. Thank you guys/gals for your trust and hardwork. Keep expanding and those rates great :)
  • I love AFFIRM! 5/5

    By TuggSpeedman
    Thanks to Affirm, I am able to get the funds I need to update my equipment immediately. It as helped my business in a big way.
  • completely unusable 1/5

    By shawnwwwww
    I couldn’t get the confirmation code through text and even if i got it from the phone call, I couldn’t get in the app.
  • Great app 5/5

    By Guinn58
    Very user-friendly and makes making payments ssimple.
  • Highly recommended 5/5

    By Alexzandra231
    I have used Affirm various times to make large purchases I could not afford upfront and it is the best app ever. The lay out is very easy to understand and use. You log in using your mobile phone number so there is no struggling to remember your log in and passwords. The APR isn’t too crazy. It doesn’t really effect your credit and if you are a (little) late they won’t penalize you. I didn’t have much credit to start out with and was approved! I’ve been dealing with Affirm for a little over a year and have no complaints! Highly recommended.
  • Love this app 5/5

    By Selflove914
    At first didn’t know how I was going to do Christmas. With this app it all worked out. I know my repayment ahead of time, I can payoff early and shop with multiple stores. Love it
  • Awesome app! 5/5

    By Steener10
    Super user-friendly and a great way to keep track of your account! Love it!
  • Awesome Affirm is the best 5/5

    By mikecam91
    Thank you affirm for giving me an opportunity to build credit and trust me that I will pay back
  • Love using Affirm 5/5

    By Vinischeuer
    It’s fast, reliable and the customer support works really well. I am currently two loans in and hadn’t had any issues using them. Payments plan are easy to setup and you can see if you’re pre-approved without hurting you’re credit score. Definitely recommend!
  • Crazy awesome 5/5

    By Waaaaa!!!!847487!.):);)
    I usually never write reviews but affirm is just insane. So so easy to use. Iv done 3 loans already and payed off 2. I LOVE how we can make payments early without any penalty. Probably the most useful app out there.
  • Everything good but 2/5

    By Ap161989
    Only Customer Service care is terrible. Okay it was my fault I put wrong expiration year, But when I tell them to help, They don’t care they just keep repeating same comment, So I had to send email more than 3 times same explain because they repeat and repeat. I’m not even ask it was their fault But they really defend themselves.
  • No good 1/5

    By Jc7606
    Not mobile friendly. Try to connect a checking account and says it’s already connected pretty much a dead end
  • The future 5/5

    By Brandon Parkee
    This app is revolutionary! I opened the app for the first time and had the amount I wanted and a structured payment plan that made sense within 15 minutes.
  • Greatest app ever 5/5

    By Squirlboy123
    Affirm is great. best app I ever used and best people t to business with thanks
  • No issues 5/5

    By Monkeyman51
    Quick response for support All on your phone so no mail etc Reminds you of payments due Great company
  • Good stuff 5/5

    By Bobolink274621
    Really like this, I can pay as I go with ease and I can also pay off quicker and save money on interest as well!
  • No faceID or iPhone X support? 1/5

    By Calvillar
    Also, the new system is broken - my credit score is 750 and $500 borrowed with affirm and I’m not getting any loans approved anymore. Unsure why this happened after the “preapproved amount” update. I’m glad Affirm is around, but they really need to fix it.
  • Great app 5/5

    By mjjstnn
    This application has saved me some money by simply doing what it is said. I hope it stays cons item and have great changes in the future. Thank you affirm.
  • Amazing 5/5

    By B20nes
    Great for last minute needs and great rates.
  • Awesome! 5/5

    By Jg1398
    Got to finance some furniture with no prob! Gives you 3-6-12 month options to pick. Def recommend!
  • The Worst! 1/5

    By Juniormac1226
    I have used Affirm quite a few times, paid each loan off !!!! I try to use the service again for a Christmas present for my son. And it says denied there is no consistency with this service one day it works and the next it doesn’t. When you contact them all they do is send you this “generic “ email about there must be a change in your FICO score, and how their decision is final!! I use a credit monitoring service, there is no negative change in mine. There is no one available with any useful information, is there an issue with the app?, an error in my profile? Nothing!!!! I was able to use it in the past , but for some reason not now. Do yourself a favor, use your credit card!! It’s not worth the headache

Affirm: Easy monthly payments app comments


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