Loving it 5/5
By MADD wood
Great help for me
Awesome app. Great tools for credit repair and updates
Every thing is perfect and I appreciate Capital one because am enjoying use it most of the time 5/5
Always been a great app but 4/5
Some of the features are no really working. For example the simulators. It won’t allow me to input numbers into the simulator, I’ve tried many times, restarting it, uninstalling and reinstalling, and simply just closing and logging out and logging back in. It’s frustrating to not be able to use certain features. Other than the features, the app is great and a great way to review your credit quickly.
True Carma 5/5
By Keenan Caldwell
Credit wise is very accurate and lets me know immediately in any changes to my credit
Functional and helpful
Helpful Free App for Credit Monitoring 4/5
CreditWise is a very helpful user-friendly app for monitoring your TransUnion report. It updates weekly and allows you to view any changes, if there are any. It does provide a TransUnion-generated Vantage 3 credit score, which is usually considerably higher than the FICO scores that lenders actually use, so try not to take it overly seriously. Also, the credit simulator—which I think is also powered by TransUnion—sometimes provides some really wacky information, so try not to take it too seriously either. According to the simulator, my credit score would greatly increase if I were to allow all my bills to become delinquent for a month, and if my property would be foreclosed upon. It also shows that I’d see score gains if I were to have my wages garnished. Let’s hope that’s not accurate!
Instantaneous Info 4/5
By Daffy Deb
You don’t need to run hard inquiries to get an idea of where you are at.
Very good! 5/5
By AJ Souza
I have excellent experience with CreditWise. They provide information as to why my score is what it is. The site is easy to use and understand and their scores are accurate and updated often. The updating and navigation of this site is very good. I can view what issue is making my credit score what it is at a certain date. I also like
Quick and easy. App works great!!
Hi Sarah, we like your app.
Mike & Marcia H
NOT ACCURATE don't download. 1/5
By all stars viewpoint
The score it shows you is incorrect I was super exited that my score said 697 on the app but when I applied for a bond for my business they did a light credit check (one that doesn't effect credit score) and they came back telling me I have no credit established what so ever this app is very misleading and other reviews say so to. Don't download.
Not current or update
Great App! 5/5
A must have these days; easy to access with fingerprint logon and easy to keep up with your credit score. No gimmicks or ads trying to make you buy anything. Just a solid app that I highly recommend
Casi perfecta 4/5
Me gustaría que fuera traducida en Español también.
Greatest Credit App EVER! 5/5
By P-Diddy Patrick
Dear Capital One,
Thank you for making it so easy to check my credit score and manage my credit. You guys are the best! After I filed bankruptcy 5 years ago I didn’t think was possible to rebuild my credit. But I got a letter from capital one helping me begin to reestablish good credit. Ever since then I have had 100% on-time payments. Thank you!
Sincerely yours, Patrick!
Simple and convenient 4/5
All it needs now is to allow disputes 😬
I got 2 lines of auto loans and 3 credit cards and it only shows that i have only have one credit card opened, of course i cant an accurate credit score...
Great app to track credit score 5/5
By Soulful hip hop
App is very good at tracking current + or minus with credit
Thank you 5/5
Thank you for credit wise!!!
Great app! 5/5
Easy to understand! Very informative!
I love the app so much
Quick& easy 5/5
Very satisfied with the quick and easy access of updated information
Love the App 5/5
The app is great! I have no complaints at all.
Capital One 5/5
Love this app
Not very accurate 3/5
Why give someone a low rating if they are making all their payments on time? Typical B.S. game the credit bureaus play!
Never works 1/5
Has never worked for me. Always get an error message. Done trying !
Great app! Easy to use
By Mindy jones
It says that there is no information available to check and see if I entered in all info well I did. I have a 635 credit score on credit karma why would it say there is no info on credit to be found from trans union stupid can't even use app
Crap app 1/5
First download and initial sign up and the app errors out before it can even do anything.
“Looks like we need to fix something”
Ok but inaccurate 3/5
Credit score seems right but new accounts and other changes sometimes take months or never show up. For example, I have a new account that took several months to show up and they had to run my credit. Almost a year after the account showed up, the inquiry never did. It was a credit card so the inquiry definitely happened. Also had one late payment once in my life and it was the credit card company’s fault. Credit wise showed that I had 96% of payments on time three years after that account was closed. Didn’t make sense out of the thousands of payments. My concern is that if someone opens an account in my name, this app won’t pick it up.
The credit score is not right 1/5
My credit score is actually 45 points higher than this app says it is. I ran a credit check through trans union and my score is way better! Plus it doesn’t give details. My on time payments say 70% on time but does NOT say what I’m late on! Poor info!!
Love it! 5/5
Since the Equifax hack, I’ve been obsessive about my credit. I use CreditKarma too, but I figured it couldn’t hurt to have another monitoring service. I think the app is easy to use and I I feel that it will help me keep tabs on my information.
Very good free app 4/5
By Avid HP purchaser
Very good for checking your credit score and information about your credit identity
Not accurate!! 1/5
Do not rely on this number, it is not accurate. Used this app to try to better understand credit score when buying house. Each mortgage company pulled wildly different numbers and each explained why there number was more accurate than this.
Couldn't recognize my info... 2/5
This app was working fine form me when I first got my capitol one card. Then, out of no where it seemed, it wouldn't let me login anymore. Telling me that it couldn't recognize some of my information and gave me a code and a number to call. I called the number which lead me to the Capitol one team, after talking with them for a while and verifying that everything was correct with what they have they transferred me over to the Trans union people. I was on the phone with them for a while as well going over all my info, and verifying it all with them. They then put in a service ticket for me to have there IT team look into to it and told me it should be working within a few days... that was about 3 months ago. I've pretty much given up on the app, which is unfortunate because it was very useful and handy.
I would like to be able to use it again, but I'm at a loss as to how to resolve my situation...
Thank you 5/5
Access to this makes me comfortable and easygoing about my day knowing I'm on the right track.
CREDIT WISE IS AMAZING 5/5
????Identifying questions 1/5
Um.. i really want to use this app but the security questions to identify myself tells me i'm wrong on a question and i cannot use this app. I have no clue what question i was wrong on! Is there a way y'all can give me different questions? Here we're the questions.
1.What state SSN was issued in.
2.Auto loan amount
3.previous phone numbers.
i guess i don't know myself like you know me!😑
Informative Tool 5/5
Credit Wise by Capital One keeps me updated and sends me alerts of any changes in my score and report. Plus it’s free.
Credit Wise Ap 4/5
It successfully updates and reports your credit scores. However, it does not provide a path for making changes to incorrect information. For instance, three credit inquiries were noted. It should have been two because two were from the same company for the purchase of a car. There was no way to correct that information.
Great but... 3/5
In general I love this app, but I have not been able to sign in for the last three weeks. I've uninstalled but still nothing. My login information is correct, so I'm not sure what's wrong
Great app 5/5
Having been using this app for over a year! has been great!
Great app 5/5
Great app to have, convenient and it actually works lol
I downloaded this app and I’m afraid I have been frauded out of my personal information.
Great to have 5/5
With all the hacking of personnel information lately this is a great tool to have for instant access on your credit, glad capital one gives us this app.
There is information on here that is inaccurate