Good but Rating off 4/5
I love the app for strategizing how to increase my credit since I am young and it's hard to have good credit when a huge factor is how short of time you've had credit. My issue is that I recently had my resort report ran for financing a house and it was actually 30+ points lower than what the app has me estimated at. Really a downer when you are looking at interest rates and you don't make the bracket you thought you were in. Otherwise it's great and I'll continue to utilize it.
The best!!! Thank you!!
It gives the information you need
Great way to start monitoring your credit 4/5
By Corderosa Amada
Only drawback is that it's not the FICO score so your actual score could be lower than what this app shows
Recent Transactions. 4/5
Can't find detail info on recent transactions, only states the total amount of the recent transactions, but won't let you know how many transactions and how much per transaction.
Sometimes I don't understand how the come up with the score.
I have quite a bit of line credit ($$$$$$). I use my CC and my utilization is 3% and my score drops 30 points.
What is the use of having all that credit and if you use it, your score drops 30 points. Never missed a payment on any CC or bills, had continuous credit for years.
constantly nags me for a review. 1/5
Extremely annoying pop ups asking for a review. 1 star.
So good for staying in the credit game. 5/5
Whenever I want, I can see what's going on with my credit. It's fun.
Good but not accurate 3/5
Not unless it takes awhile to adjust I used the simulator and did exactly what it told me to do. Add a new card with $1,000 credit limit and my score would increase by 23 points. Instead it dropped 2 points.
Please stop asking for a review every time I use the app.
Muy buena aplicación solo falta ponerla en spañol para que sea perfecta
Very good option 5/5
This is a 5 star option to u check your credit score
Love it! 5/5
Very useful tool, especially love the score simulator.
Just not good enough 1/5
The credit wise app is ok but capital one's customer service lacks. My card has no rewards programs and slow response times. The real issue is that I applied after the offer was sent. You live and you learn. I love my discover it card.
Great app 5/5
By Galen Seals INC
Easy and very knowledgeable info. Simplicity at its finest.
By Danny Channa(black)
This app is very convenient, the options and instructions are just remarkable. I trust this app unlike other other app that sells your informations to third parties...I.e, when you pay money to lookup someone and you get the full detailed record and information, you wonder how those info are retrieved. Capital one and credit wise specialize in keeping your information confidential. I did my research and found out that they got the ball, they don't have to hustle for it.
App review 1/5
This is an estimated prorated base credit score not the actual like provided by the real business credit Department. Don't recommend
Credit report 5/5
Love this app.
Very convenient. 5/5
Nice App. I can use finger I.D and then pay my bill, look at balance and check my credit score. Good deal
Very convenient one of the best
By Mr DTD
It's nice to find out your credit score
Really valuable app 5/5
By Pettifogger from Boston
Very shortly after I signed up for CreditWise I received a notification that I had changed my address and applied for a new card. I had done neither so I was very concerned. I was traveling at the time, but with the information about the transactions I was able to contact the bank that was issuing the card and tell them it was fraud. I also was able to contact TransUnion and put a fraud alert on my account with all three credit reporting agencies.
I never expected that I would need CreditWise, but I am very happy that I signed up for it--all at no cost!
Great application 5/5
By Mr. BuddyBoY
Everything right there at the click of your Mobil device your credit status always accurate up to date best of all free of charge
Doesn't update often 1/5
Doesn't update score often. It takes 3 months to show an update change.
By Dino Valintino
I love what's in my wallet, thanks Capital One.
Great service. Free but accurate. 5/5
By Ara LFC
By A Poorboys Bailbonds
Great app 5/5
By Blaque Noiz
Helped me review my credit weekly and easy breakdown on what affected it. I was able to bring my score up 80 points using the simulator.
Capital one Creditwise 1/5
By Credit s.
Well say most not truth and Tran Union never keep update at all none of credit report truth. Time fix system ever week up grade better you think web system better veryslow on all credit reports. Every month time change system update program 5 gram faster Quilty on web system. This not working junk don't work at all. Thank you. - grade F.
Time fix some problems on % is not right this system slower every week. Time make some changes now. Faster speed. Both credit report.
Cap One 5/5
Love this app! 5/5
I love this app! It is EXTREMELY helpful and easy to use!
Love this app 5/5
Keeps me aware of score and any changes.
By fathers eye
This app is great. It's a constant reminder to keep on top of my credit score and to management my credit accounts
Personal information 5/5
By Nevada MaMa!
Please keep me informed about my personal and credit information.
Limited info 2/5
Only shows information from one credit reporting agency..
Great app 5/5
Great app. Use it correctly and it can be an awesome tool to repair or maintain credit.
A pain on the iPad 3/5
Only has a 'phone' mode, I.e. you have to turn the iPad 90 degrees and everything is in super-big letters....
Otherwise, such a nice app but...
Very useful! 5/5
I love this app it very helpful easy to use and very quick and helps me keep myself on track. I love this!
Capital One app. 5/5
By Billie Richmond
Very pleased with how well it works!
Financial Advantage 5/5
It's good to know your credit score and specially the reasons that are helping or hurting it.
Improve Credit Score 4/5
Very simple, free and a great start to understanding my credit score. Thank you Capital One for making this free with ads or pressure to sell me your products.
You got gimmicks 1/5
By Reed's Thing
If you want to help folks why are asking us to invest first with your bank.
They not rebuilding cause if they whee they would except Poor credit so it's a scam be aware 1/5
By capitalone scam
They are not rebuilding credit cause they don't except poor credit that's why you rebuild they are scamming be aware
So easy so accessible so detailed 5/5
This is a great app to keep track of your credit score and accounts
Terrible app 1/5
Extremely slow. Doesn't allow you to pay on the app, and the credit score isn't accurate.