Capital One CreditWise - Credit score and report

Capital One CreditWise - Credit score and report

  • Category: Finance
  • Release Date:
  • Current Version: 1.4.0
  • Adult Rating: 4+
  • Developer: Capital One
  • Compatibility: Android
4.5
4.5
1,207 Ratings
$ 0

Capital One CreditWise - Credit score and report App

Know your credit score and much more Capital One CreditWise® is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE not just Capital One® customers. Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® credit report. Used by millions of Capital One customers, CreditWise (formerly CreditTracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number. All features are free: ● Weekly TransUnion® VantageScore 3.0 credit score. ● Review your credit report from TransUnion® to look for signs of error, theft, or fraud. Your credit report includes open/closed accounts, hard inquiries, personal information, and public records that have been reported to TransUnion®. ● Use the Credit Simulator to see how everyday decisions affect your credit score. ● Learn about the key factors that make up your credit score and how you’re doing on each of them. ● Alerts letting you know about changes to your TransUnion credit report. ● See what accounts are open in your name, and their balances, all in one place. ● Simple, everyday tips on how you can take control of your credit. Prepare Before You Act How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator. Frequently Asked Questions Q: Can everyone access the CreditWise app? A: Yes. You just have to be 18 or older. Q: Does using CreditWise hurt my credit score? A: No. You can utilize all of CreditWise's free tools and features without hurting your score. Q: How can I use my CreditWise credit score? A: Your CreditWise score is a good measure of your credit health and its progress. And just like any score from any source, chances are your CreditWise score won’t be exactly the same as the one your lender uses. That's because lending decisions are complex and consider a number of different factors and scoring models. Q: I'm already enrolled in Capital One CreditTracker. Can I use the same username and password? A: Yes. If you've already enrolled in CreditTracker, use the same username and password that you use to sign in to service your accounts on CapitalOne.com or to access the Capital One Mobile servicing app.

Capital One CreditWise - Credit score and report app screenshots

Capital One CreditWise - Credit score and report app reviews

  • Great! 5/5

    By jcjayhawk
    Really looks like it does exactly what is advertised. It's quick and easy ....
  • The Gold Standard 5/5

    By larrybeo
    Super easy. Very in depth look at what is on your credit report and why/how it effects your score. Nicely done.
  • GREAT APP 5/5

    By NANADUKES#4
    It's a wonderful app
  • Love it 5/5

    By Dnisha661
    Love it
  • Great 5/5

    By Kpjg1
    Great
  • Amazing 5/5

    By Joanelle
    I am a young adult (20) and I tend to check my score a lot just for reassuring purposes, yet my score doesn't go down. It's amazing, because as I try to build credit with my auto loan and new credit cards the app helps me to keep track of my finances!
  • Great app 5/5

    By Jivejoey
    Great app just what I need always on time
  • Great! 5/5

    By L-Dawwg
    Really helpful app and well designed
  • Good 4/5

    By samiamrn4
    Great for a quick view
  • Very helpful 5/5

    By Kendona
    Cap one credit monitor is very helpful allowing me to keep track of my credit
  • Great tool - nice UX 4/5

    By 223Rem
    I love that it makes the credit impact factors understandable. Helps take the puzzle out of how you are evaluated. As a developer myself, the UX is pretty nice too. Minimal but effective.
  • Accuracy Questioned 3/5

    By PrincessTee
    App does not appear to be accurate. My score fluctuates, sometimes daily, when I KNOW that there has been no other activity than my paying bills on time. I expect it to go up; but instead it has gone down a few points.
  • Love it 5/5

    By Brianjralph
    this is a fantastic app
  • Always on point 5/5

    By Pr8tr14
    Very good resource to track changes in your credit report
  • Great app 5/5

    By Deshawn134
    Great app for the person who watches their credit. Prompt updates every week! Kudos!
  • 👍🏽 4/5

    By Big_Jug
    Really good app
  • Not a good app 1/5

    By OpeyBaby
    This app isnt accurate. Dont waste your time. Get Mint instead.
  • App does not work. 1/5

    By ProVideoBob
    Error every time I try to run it.
  • This is my favorite 5/5

    By Hwyatt11
    This credit card with this app is the best credit card I have ever had.
  • Very Handy 5/5

    By 1234coffeejenster
    This app is very handy and informative. Helps me know exactly where I stand financially. Easy to use. And free! It gives you a weekly update of your credit score and doesn't hurt it in the process.
  • Great 5/5

    By VOE the homie
    Yes
  • Milo 5/5

    By Bt1721
    Great up to date app
  • Worthless 1/5

    By zricz
    Like many others state, it worked a day or so and now will not let me log in. It says "looks like we need to fix something"
  • The Best...Period❣️ 4/5

    By Nelson.G
    💯Keep up the Impressive work, Citibank🙏🤘🙌☝️
  • Rebuilding our credit 5/5

    By Polypirkl
    After a long fight we are finally heading upward with CAP1.... credit card and this app. It's a real incentive to stay on track when we see our credit score continue to climb!
  • Mr. Mister 5/5

    By Jaysmuv71
    Nice and quick to check how your score is
  • Easy 5/5

    By Roberta a
    It's a great and easy way to keep track of your credit and the best part it doesn't hurt your credit every time you look!
  • Great help! 5/5

    By Eassy_E
    I really enjoy this app
  • Great App 5/5

    By Lanie1
    I like the app. I am able to use it to organize my finances.
  • Sweet for keeping track 5/5

    By Dizzle614
    The app is solid both in functionality and usefulness. Good for keeping track of your credit and ways to improve it. Sweet app mane
  • Love it so far! 4/5

    By princesskeyy
    Love credit wise and Capital One! Has kept me up to date with all of the accurate information!
  • Not fair! 1/5

    By 3DWire
    Isn't it funny how when you go over 30% of your credit limit, your score drops 50 points overnight yet when you pay it back down, nothing happens for three or four months.
  • Clear and great design 5/5

    By Danieljorda22
    Excellent and helpful app. Great value add for Cap One customers.
  • Accurate and easy to use 5/5

    By Lokifrench
    Love this simple interface and clean display. Doesn't send too many notifications. Easy and simple way to track my credit score.
  • Great informative app to build credit. 5/5

    By Nikon300s
    👌
  • Great app! 5/5

    By Julesvanillaa
    Keeps you updated on your credit score and provides you with individual feedback on each of the things that affect your score. They also have a simulator you can use when making decisions that may affect your credit so you're able to see if it would cause a negative or positive effect. Overall it's great.
  • Love this app 5/5

    By Kwn1
    Great app. Very easy to use.
  • Credit Report 5/5

    By Deech2
    This is a great app. I am able to monitor my credit score every week and like seeing it increase
  • Very poor security 1/5

    By Prusela
    I'm an active victim of identity theft - Credit Wise emails me that my username has been recovered multiple times. Yet there isn't a 2 step verification option, and when I did change my password, the app still allowed me to log in with Touch ID without entering the new password. My information isn't secure with this service.
  • Accurate!! 5/5

    By QFastic
    Great App!!
  • Great App 5/5

    By Nalini123%
    This is a great App, it's easy to use and provides a simulation to help you manage your credit score. I wish it updated the report and score daily.
  • Love it! 5/5

    By SJSO
    This app is very easy to use. As far as I can tell, from reviewing other information regarding my credit, it appears to be accurate.
  • Great app 5/5

    By Jsuspartans
    This app keeps you up to date monthly and lets you know what's changed. Great app!
  • Awesome credit check! 5/5

    By Sgt.maldo
    Best way to see how your credit is doing. Let's you know where you are doing poor in your finances and what to do to raise your score up! Awesome!
  • Great service 5/5

    By fatielong
    Very fast,safe and accurate " satisfied glad I chose them
  • Works 5/5

    By Xandel434
    Not annoying
  • Great app 5/5

    By My3angelsbkc
    Thumbs up. Credit wise is a great app! Love it! 👍🏻
  • Great 4/5

    By Chaloyasociados
    Great app
  • Love it 3/5

    By Chef Niya
    Very helpful ❗️
  • Nice to know where you stand 5/5

    By Plpohio
    I've been using this app for several months and I like that it's informative and easy to use. I know your credit score varies depending on which credit agency you check but it's nice to have this app to see whats effecting it. It also gives you an idea where you stand on the credit score scale.

Capital One CreditWise - Credit score and report app comments


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