Capital One CreditWise

Capital One CreditWise

  • Category: Finance
  • Release Date:
  • Current Version: 1.19.0
  • Adult Rating: 4+
  • Developer: Capital One
  • Compatibility: Android
5
5
134,634 Ratings
$ 0

Capital One CreditWise App

Know your credit score and much more Capital One CreditWise® is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE not just Capital One® customers. Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® or Experian® credit report. Used by millions of Capital One customers, CreditWise (formerly CreditTracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number. All features are free: ● Weekly TransUnion® VantageScore 3.0 credit score. ● Review your credit report from TransUnion® to look for signs of error, theft, or fraud. Your credit report includes open/closed accounts, balances, hard inquiries, personal information, and public records that have been reported to TransUnion®. ● Use the Credit Simulator to see how everyday decisions affect your credit score. ● Learn about the key factors that make up your credit score and how you’re doing on each of them. ● See personalized suggestions to help improve your credit score. ● Get alerts letting you know about changes to your TransUnion or Experian credit report, if your information was found on the dark web, and any new information associated with your Social Security Number. ● Simple, everyday tips on how you can take control of your credit. Prepare Before You Act How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator. Frequently Asked Questions Q: Can everyone access the CreditWise app? A: Yes. You just have to be 18 or older. Q: Does using CreditWise hurt my credit score? A: No. You can utilize all of CreditWise's free tools and features without hurting your score. Q: How can I use my CreditWise credit score? A: Your CreditWise score is a good measure of your credit health and its progress. And just like any score from any source, chances are your CreditWise score won’t be exactly the same as the one your lender uses. That's because lending decisions are complex and consider a number of different factors and scoring models. Q: I'm already enrolled in Capital One CreditTracker. Can I use the same username and password? A: Yes. If you've already enrolled in CreditTracker, use the same username and password that you use to sign in to service your accounts on CapitalOne.com or to access the Capital One Mobile servicing app.

Capital One CreditWise app screenshots

Capital One CreditWise app reviews

  • Credit Wise is a smart addition 5/5

    By Half Link
    Credit wise has really added value to my arsenal of credit monitoring tools. I love this feature.
  • Stay away 1/5

    By Niskayuna500$$
    I made a payment in addition to my monthly payment to bring my balance down. Prior to making the payment I called Capital One customer service to see when I needed to make it before the balance was reported to the credit bureau.. I made the payment and though it did not show up customer service today did confirm that the payment was made and paid by my bank 4 days ago.. The reason this came up is today I received notices from the credit bureaus that my score dropped 25 points. I called to ask Capital One to correct the information with the credit bureaus since it was capital ones error and the woman told me no! I’m 70 years old I don’t keep a lot of credit cards... I have never been late and I wanted to purchase my last auto this month because prices are lowest in January. So I’m being penalized by Capital One for something THEY OR THEIR SYSTEM did NOT something I did. The rudeness of the Capital One woman was beyond belief or understanding... Stay away from these people this app and anything related to capital one
  • Credit Wise Excellent Service 5/5

    By Smoothcali420
    Great app excellent choices and easy access options confidential and private very discreet
  • Amazing 5/5

    By DJ ICE SKULL
    Definitely better than the credit karma app it even simulates ur credit score ..just awesome
  • Been using for three years NOT accurate 3/5

    By Orcowgirl
    I subscribe to several credit reporting apps this one is ALWAYS 20-30 points lower than the others including the one at my bank. The other apps are much more reliable in tracking your credit score. I will no longer be using this app.
  • SIMPLE SIMPLE SIMPLE! 5/5

    By 2 Turnt up
    So simple that’s it.
  • Review 5/5

    By nachoigy
    Awesome app. Makes sure to give updated credit scores and explains changes.
  • Review 4/5

    By Peepers927
    Doesn’t work a lot of the time
  • Happy Andre 5/5

    By happydre
    Capital one I want to thank you for giving me another chance to read deem myself and live a normal life thank you for the help
  • Great way to see your credit score 5/5

    By SouthPhillyBilly1909
    Great way to look at credit score and see what to fix
  • Up to date 1/5

    By J.Klidies
    Your info is not up to date
  • Capital credit card 5/5

    By Rev. Alice
    I have been a Capital One customer for years and enjoy it. I am working on my credit score so I can get a lower interest rate.
  • Seriously 2/5

    By DMVlover4 life
    Every time I try to sign up it tells me that because of the information I provided that there is an error. Waste of a download and not helpful at all.
  • Very accurate 5/5

    By LLAPUR
    Totally satisfied and happy with how my credit is reported
  • Easiest app 5/5

    By boknowshonda
    Love the CapOne 360 app, brag to all my auto clients that it is bar far the easiest app to manage your loans & accounts
  • Credit 5/5

    By zee&987
    Keep me up dated on every move I make with my credit
  • Credit 5/5

    By evharddrive
    It has taken me a long time to regain my credit worthiness to get approved. Capital one gave me my second chance to re-establish my financial status . Capitol one is helping by rewarding e with increase credit with responsible use of the cards and sticking to a budget within my means.
  • It’s a great app 5/5

    By freechicken
    It’s a great app I really love it
  • Convenient / Relatively Accurate 5/5

    By Majikman42
    The site as with others seem to have their own algorithms however, I’m finding over time they’re very close inline with most banking institutions....
  • Not updated 3/5

    By cumba#216
    Not updated
  • Credit wise 5/5

    By nuttyraw11
    Hello everyone I just wanted to say I use credit wise and it helped me very much I encourage everyone to try them
  • Positive Reinforcement 5/5

    By kellymaybwright
    I am very grateful for your assistance in helping me to reestablish my credit. Thank you!
  • Ed Izworski 1/5

    By Eddyvegas
    I paid in full all my credit cards and other bills except for a 6 k loan on my car and have 115k in my checking accounts. You still show me as over extended and bad credit.
  • Great App but Not Reliable 2/5

    By 11thhour
    I think the information is great, design is great, the tools are great etc.. However it is always under maintenance. 80% I try to log in, Im told to try again later.
  • Excellent CC company 5/5

    By happypoppy8
    I’ve been a longtime card holder and I find CapitalOne to be very eager to help each time I have an issue.
  • Great job 5/5

    By OC Rich California
    Very thorough every time something goes on I get notified and they give you a lot of information to help you repair your credit thank you
  • Awesome Company 5/5

    By donnamiller
    Love using credit wise!!!
  • What a Blessing this app is. 5/5

    By virginiaginny
    I am getting ready to buy my first home in the spring. It’s an amazing way to keep track of my credit score and the suggestions are great. Thank to your app I will be purchasing my own home I. A few months. Virginia korbel
  • Love It 5/5

    By EB Lovely
    So easy to use, tells me everything I need to know, convenient, and reliable. I check the app weekly to see if anything has changed. Having had false accounts impact my score without my knowledge, I love the ability to check my score often (without dropping my score!!)
  • Gracias 5/5

    By Miguelangel1101
    I’m listening to you guys step by step and my credit is going up and up Gracias muchas gracias 🤗
  • Never have to wonder what my score is!! 5/5

    By RNBouchard62
    Seriously so convenient. Has helped me with tips on how to raise my score!
  • Reveiw 4/5

    By TIRF Prez
    Constantly crashes
  • Very good. Thank you 5/5

    By tiffany n thuy
    I like it so much.
  • Love this app 5/5

    By bonzo31868
    I love this app ❤️
  • I love this app 5/5

    By made bu kap
    Very easy to understand and great tips to building my credit..
  • Great! 5/5

    By jayalv0
    It is a great app! Easy to use when you’re trying to keep track of your credits
  • Great Tool. 5/5

    By V-Style1
    Very informative tool
  • Super!!! 5/5

    By SG_Expandable
    Very easy application to see what your credit rating is. Nice tools that allow you to apply recommendations and improve your score.
  • This app 1/5

    By Bill Gates the 5th
    Terrible in all ways. Whatever false and bogus algorithms these ‘people’ have should have gone out with sliderules. An awful app. Don’t waste your time even downloading it.
  • I’m happy 5/5

    By Miylife20
    I’m happy!! Capital app n website is nice and the credit wise app is helpful I give 5 stars to them.
  • Excelente Aplicación 5/5

    By LOOMI'S
    Proporciona una información más completa.
  • Great App 5/5

    By 103722
    I love this feature and it’s free of charge I’m not a capital one customer but this feature has me thinking about adding them to my wallet
  • App is pretty special 5/5

    By GMan UbersFinest
    Out of all the apps that help your credit score or help you understand your score this is the best !
  • Updates 1/5

    By Hoolio Gates
    I paid my bills off my cards and it’s been super months later and the balance hasn’t changed on the app but it’s actually lower when I talked to customer service about the remaining balance.
  • Back on track✊🏾 5/5

    By vellyvell74
    From this app I was able to maintain and keep in control of my credit ✊🏾💯 which also open new doors for me and my future I’m glad I got into this at a young age 💯 I appreciate you guys😘🥰✊🏾
  • Honestly 5/5

    By leebee2019
    It’s been the only credit watching app I’ve ever actually used. I check it almost daily and it’s helped me get my score up the last few months with suggestions
  • Love capital one 5/5

    By bsjeffries
    As a person just beginning to understand the world of credit and its importance capital one has been such a blessing. Thanks capital one
  • Credit reporting 1/5

    By Leab74
    The address information hasn’t been updated in 15 years , and the App states credit reporting is updated every 7 Days .. when I made my first Card payment the day the bill was first issued and still no change showing on the Credit Wise App.
  • Bad service 1/5

    By Ghost 198222
    Bad service

Capital One CreditWise app comments


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