Capital One CreditWise

Capital One CreditWise

  • Category: Finance
  • Release Date:
  • Current Version: 1.12.0
  • Adult Rating: 4+
  • Developer: Capital One
  • Compatibility: Android
5
5
92,940 Ratings
$ 0

Capital One CreditWise App

Know your credit score and much more Capital One CreditWise® is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE not just Capital One® customers. Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® credit report. Used by millions of Capital One customers, CreditWise (formerly CreditTracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number. All features are free: ● Weekly TransUnion® VantageScore 3.0 credit score. ● Review your credit report from TransUnion® to look for signs of error, theft, or fraud. Your credit report includes open/closed accounts, balances, hard inquiries, personal information, and public records that have been reported to TransUnion®. ● Use the Credit Simulator to see how everyday decisions affect your credit score. ● Learn about the key factors that make up your credit score and how you’re doing on each of them. ● See personalized suggestions to help improve your credit score. ● Get alerts letting you know about changes to your TransUnion credit report. ● Simple, everyday tips on how you can take control of your credit. Prepare Before You Act How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator. Frequently Asked Questions Q: Can everyone access the CreditWise app? A: Yes. You just have to be 18 or older. Q: Does using CreditWise hurt my credit score? A: No. You can utilize all of CreditWise's free tools and features without hurting your score. Q: How can I use my CreditWise credit score? A: Your CreditWise score is a good measure of your credit health and its progress. And just like any score from any source, chances are your CreditWise score won’t be exactly the same as the one your lender uses. That's because lending decisions are complex and consider a number of different factors and scoring models. Q: I'm already enrolled in Capital One CreditTracker. Can I use the same username and password? A: Yes. If you've already enrolled in CreditTracker, use the same username and password that you use to sign in to service your accounts on CapitalOne.com or to access the Capital One Mobile servicing app.

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Capital One CreditWise app screenshots

Capital One CreditWise app reviews

  • Great 5/5

    By Sanabritt
    Great
  • Great card 5/5

    By gajibaba
    Great service
  • Best card out there 5/5

    By derrick d
    So a year and a half ago I gave $99 and got a $200 secured card with a credit score of 519. I got got a credit line increase of $300 about 6 months later and now after a year and a half I am up to $1500 credit line and also got accepted for a $500 UNSECURED card with 0% apr for the first year and 2% rewards on every purchase and my credit went to 714!!! This is the number one best credit building card there is!!! But don’t be fooled by CREDIT ONE, they try to look like CAPITAL ONE! And I recommend that you NEVER get a card from credit one!!!! Capital One is official, just have a little patience. I am now in the process of closing on my first house, all because of capital one!!!!!!!!!
  • Yes 5/5

    By el j.m
    The best credit card
  • Love it 5/5

    By M123;57789
    Love it
  • Useless 1/5

    By kg1268
    I tried opening a credit wise profile but it said I already had one. After some digging I found several credit cards and bank accounts opened with my information with capital one. I contacted their fraud department and they closed the accounts and put a fraud monitoring alert on my information and said it would take 90 days before I could try to use credit wise. 7 months later I was finally able to use the credit wise app to monitor my credit. This morning I tried to log in and I was blocked for suspicious activity. I did some digging and the same fraudulent user name popped up. I contacted capital one customer service and their answer was that because of fraudulent activity credit wise is blocked and I will never be able to have access it ever again even at my request. I was told that I must have been using another app because I wouldn’t of been able to access it after reporting the fraud. I confirmed I was using credit wise by capital one, but the lady i was talking to just kept insinuating I was lying and kept repeating its blocked I can not be given access to it. I don’t think I will ever do business with capital one.
  • SCORE! 5/5

    By MNOPAWZL
    Love looking to see if I’ve made progress! No yet but I’m trying :)
  • Keeps me on track! 5/5

    By MKhalifa
    Great app that has helped me keep track of my credit. I was able to raise my score over 100 points that took a year. I used this app to assist me. Good luck all.
  • So far so good 5/5

    By Nycaight
    Wish it can explain more how the score is made
  • Seriously, great work. 5/5

    By nanastreak
    I use very few apps constantly and this became one of them in a matter of minutes. Extremely well thought out design and experience delivering useful content in an insanely digestible manner. My score, however, is a completely different story.
  • Tom 5/5

    By Tf1952
    Thanks for helping me get my credit rolling the correct way. Thanks again.
  • Great Apps. Could be improved. 3/5

    By Hoop228
    Would rate 5 stars compared to other credit monitoring apps. But the app could be improved. Great app for checking your credit score. Could do more to make it easier to understand what is affecting the score. Also would be nice if you could provide tips for people with low scores on what changes they need to make to their credit that would allow them to be accepted for financing a home or car with capital one or one of its lenders. Which as a result could lead to benefits for Capital One as well. Thanks for the app thought it has been great. Based on the app it has been easier to monitor my credit and make sure I am improving. I was accepted for a auto through Capital one and a lot of it I believe was the help provided by the app!! Thanks again 👍🏾
  • Print capabilities 5/5

    By shooting salley
    This app is great. I wish there was a way to print from my phone
  • Credit Wise 5/5

    By JaeeBee1
    Very good app helpful I use to get nervous from checking so often but it’s awesome !
  • Best service 5/5

    By Aaryan.kartikeay
    Perfect and accurate trans union score
  • Capital one 5/5

    By Alkitab56
    Great bank to do business with.
  • A must have credit tool! 5/5

    By justbigchips
    I really enjoy the simulator tool. This app is a must to get a good look at just your score and the factors that make it up.
  • Awesome 5/5

    By bam thompson
    Great job
  • Love using the app 5/5

    By happy borrower
    So convenient and useful!
  • Awesome app!!! 5/5

    By G Alba
    Right off the bat, The app is working great!!! Easy to work, not complicated at all!!!
  • Gracias 5/5

    By Dorismar66
    Excelente Servicio, mil Gracias
  • Capital One 5/5

    By wandy1988
    Para mí es e mejor banco del mundo . I love capital one bank
  • SIMPLE & AMAZING!! 5/5

    By QueenBria93
    Never before have I understood credit the way I should have until i started using this app. Everything is simple and easy to understand with ease as a 25 yr old. The best part is doing what the app suggest and watching your score increase. My first increase was 64 points! I couldn’t recommend a more perfect app! Thanks!
  • Mr George 5/5

    By 44ghe44gheA
    I am very happy with the credit wise they update my score frequently and they show me what is going on very helpful app I do recommend it to everyone wants to build his credit
  • QP 4/5

    By haithailand
    Everything needs go forward improvement everyday..
  • In fact 5/5

    By SGRhomeo
    Excellent app. Full with information and advice
  • Capital one 5/5

    By Roedan ,M
    Excellent customer customer.Every time I call resolve my issue and answer very professional with the right answer.
  • Mrs 1/5

    By Cm7942
    Car lot made many inquiries on my account there fourth made my credit rating drop
  • Great App 2/5

    By H.E. G.O.T G.A.M.E
    The app itself is awesome! Very informative, however I only rate 2 stars because they use your vantage score which isn’t helpful considering only 10% if lenders use vantage scores. If FICO scores were used this app would be perfect!
  • Great easy access to report 5/5

    By Mr. AVSquare
    Enjoy the quick view of score and alerts and most importantly...the cost. Thank you!!
  • Mr fix; 5/5

    By zenitramc
    I love it! Great app, helps people a lot specially those that would fixings their credit, it keeps you posted on all levels that you credits need to get. Thanks you so much, once again I love it!
  • Easy to use app 4/5

    Simple app, easy to use, even for a dummy
  • Awesume dispute submission experience 5/5

    By Cobrac1230
    Awesume dispute submission experience so far! Fingers crossed
  • Capitol one 5/5

    By flue13
    I LOVE CAPITOL ONE!!❤️
  • Great app thank you 5/5

    By Ahmed algazali
    Great app thank you
  • Duniel Perez 5/5

    By DuniPC
    Me encanta este crédito y la tarjeta es de mucha ayuda. Por supuesto espero que algun dia me suban mi crédito. Felicidades a ese equipo de trabajo
  • Capital One is first rate! 5/5

    By C&S 4evrYoung
    It’s the best credit card company I’ve ever dealt with. The website and app are super helpful, and I love their warnings and updates, feels very secure. A+!
  • Help 5/5

    By jaspark40
    Credit wise used to notify me of purchases. But I must of changed settings somehow. Because it does not notify me anymore. Please help.
  • Dr F 5/5

    Informative
  • User Friendly 5/5

    By Romeo2659
    I’m enjoying this very user friendly app. Thank you Capital One I have all my info organized and ready at the touch of a button.
  • Mislead by Capital one 1/5

    By dupeddawg
    Hello, After paying off all of my debt, my credit score climbed up and the only thing was NOT enough credit to borrow and show forward movement - I did exactly that- took out more credit My score tanked 150 points So... you’ve shown me I could care less about my score
  • Aruanita Holloway Credit Wise Review 5/5

    By Aruanita Holloway
    Thanks, I ‘m great full for my three points increase from Credit Wise ;(Points )because most Americans are not working.From:Aruanita Holloway
  • Easy to use! 5/5

    By N8 dawg killaface
    Love the app and playing with the simulator to set personal benchmarks! Definitely an awesome tool to have
  • bcm1323 5/5

    By bcm1323
    Enjoy your service
  • Easy to use 5/5

    By Kirchoff1
    I love being able to check my credit score so easily
  • great app❤️❤️ 5/5

    By rick lutfi
    great app .. love it .. can manage all my accounts through it .. really helpful ....................
  • Nice bank to bank with 5/5

    By vcinjo
    Staff here are awesome
  • Finally! 5/5

    By Trump Care
    A way to monitor my credit score without charge or strikes against!
  • Emma FH 5/5

    By emmajudithfigueroa
    Excellent!
  • My account 5/5

    By lard 2
    I am 84 and wander about my rating will it be listed soon thank you Lazy

Capital One CreditWise app comments

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