Qapital: Find Money Happiness

Qapital: Find Money Happiness

  • Category: Finance
  • Release Date:
  • Current Version: 2.215.0
  • Adult Rating: 4+
  • Developer: Qapital, LLC
  • Compatibility: Android
  • Links: Google Play Store
78,299 Ratings
$ 0

Qapital: Find Money Happiness App

Your goals, our scientific approach to helping you take charge of your finances… it’s a winning combination that’s already helped more than 2 million people start their journey toward money happiness. Together with world-renowned behavioral scientist Dan Ariely, we’ve developed a smarter money app that helps you reach your financial goals without changing the way you live. The best part – our approach works just as well for couples as individuals. And because we know just how hard (and boring) it is to stick to saving and budgeting plans, Qapital’s checking, saving and investing tools do the heavy lifting for you – automatically. ***** Qapital is built on the idea that money happiness is personal. That’s why Qapital puts your Goals front and center, then helps you plan your spending, saving and investing around them. And you don’t need to give up your existing bank account. 1. Stop budgeting, start Qapitalizing Let’s face it, traditional budgeting simply doesn’t work for most people. Life gets in the way, or we see something we suddenly can’t live without – we’ve all been there. Qapital replaces spreadsheets with scientifically designed money tools that help you take charge of your entire financial universe. 2. Pay yourself first with Payday DivvyTM The Qapital effect starts the moment you get paid – Payday Divvy automatically divides up your paycheck between short- and long-term goals, bills and discretionary spending (don’t worry, your money is always available to cover unforeseen expenses). 3. Build successful money habits that last Big picture in place, Qapital gets to work on the details. Spending Sweet Spot makes it easy to adjust your spending week by week while still helping you save automatically toward your Goals. And it all works by leveraging the habits you have – rather than expecting you to start new ones. Smarter checking: Our FDIC-insured checking account gives you instant access to savings balances, instant free transfers from savings Goals, a Visa® debit card that works with Apple Pay & Google Pay, direct deposit with early access to your paycheck, and bill pay. All without any of the hidden fees regular banks saddle you with. Smarter spending: Our smart money manager will help you make sense of your weekly spending habits. Discover how you spend, and you'll learn where to save. Smarter saving: Set your savings Goals then use our smart Rules to save toward them automatically. And use our integration with the Apple Health app to save money toward your Goals when you reach your target for Walk or Run Distance, Steps, or Workouts. You can also customize your own Rules with our IFTTT integration (we have a few to get you started). All FDIC-insured up to $250,000. Smarter shared finances: Designed for the way couples manage money together today, Qapital Dream TeamTM lets you save toward shared Goals and see one another’s transactions without giving up your individual accounts. Smarter investing: Qapital Invest is investing for people who like the idea of investing but don’t really know where to start. Set your Goals, pick a portfolio and a timeline, and then leave the nitty gritty to us. Smart. QAPITAL, QAPITAL INVEST, the QAPITAL and Q logos are all registered trademarks of Qapital, Inc. Copyright © 2021 Qapital, Inc. All Rights Reserved. Neither Qapital, Inc. or any affiliates is a bank. Banking services provided by, and Qapital Visa® Debit Card issued by, Lincoln Savings Bank, Member FDIC. Qapital Invest LLC (“Qapital Invest”) is an SEC Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice. Investing involves risk; you may lose money, including loss of principal. Brokerage services provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured but protected by SIPC.

Qapital: Find Money Happiness app screenshots

Qapital: Find Money Happiness app reviews

  • super easy to use 5/5

    By hopeshyanne
    setting up the app is really easy, i love that you can choose different ways to save. withdrawals are easy and fast.
  • Good way of money saving 5/5

    By Buggybugg
    Easy to use and great idea
  • Savings Genie! 5/5

    By Jennafire23
    I started qapital from my boss who showed me how much he’s been saving since he started a year prior. He sent me the invite code and it was history from there. I’ve been saving on and off for small and large goals short term and long term. I’m even saving for my wedding! It’s unbelievable how much I’ve saved and it can take only pennies a day. You set a rule and forget about it. It can round up your change to the next dollar whenever you use your debit card. It’s like another autopay bill. You will thank yourself later, trust me.
  • Great App 5/5

    By sbridges17
    Easy to use and no fees at all. Also you have several savings options to choose from.
  • Great app 5/5

    By CalMip
    This is a painless way to save. Increments under $5 that really add up over time. My vacation savings!!
  • Goooaaal!! 5/5

    By kalel41
    Yes, this is one of the best and most useful apps to setup small goals. Vacation fund? dining out ? donation? Be like the rotisserie chicken guy, set it and forget it!
  • Great App 5/5

    By saving savage
    My favorite feature is the fact your account will never overdraft in order to save . If you don’t have sufficient funds in the account that your pulling from then your savings just pauses and resume when your account balance is replenished.
  • Good stuff! 5/5

    By originalnicholas
    The saving aspect is all I need. Helps me save without even thinking about it. I'm all for that.
  • Will charge you forever 1/5

    By tg_senpai
    I closed my account and deleted this app 2 years ago. For the 24th time they’ve charged me $3.00, even after emailing them about this problem. I received another charge again this month and am fed up.
  • Easy peasy 5/5

    By Jon Rogers
    Saving money is too easy with this app!
  • Perfect 5/5

    By GoBucks50
    This app works exactly how it's supposed to; it's easy to use and elegantly designed.
  • Easy way to save 5/5

    By cmacinoregon
    I was referred by a friend of mine. The way I have set up my rules, I am able to save $1000 in a two month period of time. This is the greatest app I have on my phone! I highly recommend it!
  • Great app! 5/5

    By Shonda_boo
    Great app to assist with saving!!
  • Considering deleting the app 4/5

    By j 20 l
    Ive used this app for probably over 2 years and I’ve loved it. But now it constantly disconnects from my bank acct like every 2 weeks and stops transferring the money. Its so annoying that I might just save money a different way because its gotten so frustrating.
  • Qapital Review 5/5

    By AlexMo25
    Love the flexibility of this app and ability to save money, pause if needed and create a savings plan that works best for me. The 52 week savings has been great and plan on using this app for a long time.
  • Mom of 2 5/5

    By smithsonfamily
    This has helped me save money a little at a time. It has added up quickly letting me reach my goals faster then I though I could!
  • Amazing 5/5

    By Ahannon7
    Love this app. Save and forget is the best strategy for my busy lifestyle.
  • The best 5/5

    By lillebell
    This is the easiest way to save money for certain goals. Set the amount and forget about it’s So fantastic I’ve been saving for Christmas shopping. What I’ve saved under this goal is all I’m spending!!! On the yo the next goal. Thanks so much
  • Great App 5/5

    By hayeswho
    I highly recommend this app. I've used similar apps and stopped using all of them. This is a very versatile app. Set it and forget. True to it's description.
  • Easy and helpful way to save money! 5/5

    By mouse_in_the_house_
    Love this app! It’s free, super easy to navigate, and helps you save without even noticing. Crazy how a few cents here and there adds up quickly without really affecting your bank account balance. Qapital also helps me think twice before spending. If I set the round up to $2 or $3 a purchase, I start to think… “do I really need this?” Strongly suggest using it.
  • Easiest Way To Save 5/5

    By kedgre
    I set a goal to save some emergency fund money at the beginning of the year and forgot about it. When I checked a couple of months later I was surprised at how much money I had already saved without even noticing! I just opened an investment account with Qapital to grow that saved money!
  • Easy 5/5

    By Guidobella
    Easy to set up and use. I like that there are many ways to save and I like the tips and ideas put out. I have had a couple of issues with connectivity but customer service is prompt and it is usually cleared up within a day or two.
  • The only way to save 5/5

    By Jodo30
    This app is the only way I can save money. I set rules and forget about them. A few months later I check and I find a surprising amount of money saved into each goal.
  • Really good 5/5

    By Pen155555555555
    If your account dips below 100$ they won't take any money which I think is really smart. Love the rules you can add to goals! Seriously one of my favorite saving apps around I still use this after 3 years
  • Such a great app 5/5

    By daydreamingrobot
    Has helped me save all kinds of money with all the rules u can set
  • Really useful 5/5

    By 22augustangel22
    The round up tool is an easy way to slowly build a savings without any thought or effort. It’s easy, straightforward, and has been a great app. Been using it over a year now!
  • Highly Recommend 5/5

    By Missie Anne
    Easy to set up spending and savings rules.
  • Great savings app! 5/5

    By ohdode
    Qapital is a great app if you’re looking for an app to help categorize and separate your savings goals. I personally don’t use any of the “rules” to help save towards certain things since I keep track of everything already down to the penny, but it’s a fun app to use if you like to put your savings goals into different categories.
  • I love this app!! 5/5

    By Goat0503
    It’s so easy and such a clean, simple and happy platform to do it on. You have to download this app and use it. It just feels so good to know I’m saving money and I don’t even realize it! You can customize to however much you want. Happy Savings!!
  • Fun and easy to save 5/5

    By A2baldwin
    Qapital makes it really easy and fun to save. I have been using this since 2018 and it has helped me pay off some of my student loans and pay off my car.
  • Love this app 5/5

    By blackdahlia72
    Makes saving painless. I love the different saving options. Money is transferred very quickly.
  • This app is a must for those who are saving up for a goal. 5/5

    By Suzikwo
    I’m so glad I got recommended this app by Aja Dang. This app makes saving so EASY. I’ve saved up for two trips so far without thinking about it and i was stress-free about the $ i was spending during my vaca.
  • Love capital? As in $$? 5/5

    By JulieMcV
    Qapital is an awesome app that allows you to save money without even feeling the loss of your money. It does so by rounding up your purchases to a rule you set. Mine is set for $5. So if I spend $5.37 my purchase is rounded to $10 and the $4.63 is deposited into my Qapital savings. I don’t even feel it! I’ve saved thousands since opening my account. What are you waiting for??? If you want more capital, get Qapital!!
  • Best thing ever 5/5

    By BrownSugar12257678
    I have been using this app for about years Best thing I could’ve started doing to save I never even notice the money missing. I can set up my own goals and saving trends.
  • Makes saving easier! 5/5

    By heyyhann
    This app is easy to use, easy to deposit/ withdraw funds, and it saves me money without me really even consciously saving. Love it!
  • Worked great until they held my money captive between my accounts for longer than a week 1/5

    By baumtella
    Dont recommend. I waited longer than their 4 days for transfers. Seems like a good idea until they dont transfer money at all, keep it in purgatory and say that it’s “pending.” Doesnt even let me transfer from my spending account to elsewhere if youre just gonna withhold money dont pretend you help people.
  • I love 5/5

    By Sankara8009
    Helps a lot with someone that like to blow money like it’s nothing. I use the app to save up for Big and important purchases so far it’s been very useful. Being able to save with other people is even better
  • Easy! 5/5

    By Kb baby on the brain
    It’s so easy! And the joy of seeing how my account grows when I’m reminded I have the app. I love it!
  • Very good 5/5

    By --DiamonGirl--
    Someone referred me to this app and it’s great so far. I like the flexible savings options and goal setting.
  • Enjoying the app 4/5

    By Puper50
    Glad to be saving money without realizing it
  • Amazing saving source 5/5

    By Sylvi2693
    I have saved so much money without even noticing, in every purchase I make (because that is the rule I selected) I saved from a few cents up to two dollars per purchase and end up with more than $400 in three months, money that I would of never save by myself or that I didn’t realize I was making it. I recommend this app to whoever struggles saving money, I trust it a lot.
  • Wonderful app 5/5

    By Djsmom05
    This app has been a life save and allowed me to reach goals, I would have normally not been able to do.
  • Fun to save 5/5

    By Emlima58
    I love it because I save having fun. I don’t really realize I’m saving and in the end of the year, boom! Vacation is paid! Lots of margaritas and mojitos haha!
  • Set it & Forget It 5/5

    By SteebieJ
    Great tool for easy saving! Once you set up the tile, you just set it and forget it. Love the tracker that shows your progress, which motivates you to keep going.
  • PattiLake 5/5

    By PattiLake
    This is truly the easiest way that I know of to save money!!
  • Helping Me Reach My Savings Goals 5/5

    By jenthigpenn
    I’ve always wanted to be intentional about saving, but have never really had the discipline to do it. This app has been great in helping me save toward specific goals.
  • Love it! 5/5

    By Ms. Spoon16
    I absolutely love my Qapital account! It’s an awesome way to save money without noticing it!
  • What an easy way to save 5/5

    By juliuli
    Easy to use, set it up and suddenly you have a little nest egg or vacation fund without even thinking about it. Highly recommend
  • dgkronsch 5/5

    By dgkronsch