Qapital - Mobile Banking

Qapital - Mobile Banking

  • Category: Finance
  • Release Date:
  • Current Version: 2.192.0
  • Adult Rating: 4+
  • Developer: Qapital, Inc.
  • Compatibility: Android
  • Links: Google Play Store
76,368 Ratings
$ 0

Qapital - Mobile Banking App

Your goals, our scientific approach to helping you take charge of your finances… it’s a winning combination that’s already helped more than 2 million people start their journey toward money happiness. Together with world-renowned behavioral scientist Dan Ariely, we’ve developed a smarter mobile banking app that helps you reach your financial goals without changing the way you live. The best part – our approach works just as well for couples as individuals. And because we know just how hard (and boring) it is to stick to saving and budgeting plans, Qapital’s checking, saving and investing tools do the heavy lifting for you – automatically. ***** Qapital is built on the idea that money happiness is personal. That’s why Qapital puts your Goals front and center, then helps you plan your spending, saving and investing around them. And you don’t need to give up your existing bank account. 1. Stop budgeting, start Qapitalizing Let’s face it, traditional budgeting simply doesn’t work for most people. Life gets in the way, or we see something we suddenly can’t live without – we’ve all been there. Qapital replaces spreadsheets with scientifically designed money tools that help you take charge of your entire financial universe. 2. Pay yourself first with Payday DivvyTM The Qapital effect starts the moment you get paid – Payday Divvy automatically divides up your paycheck between short- and long-term goals, bills and discretionary spending (don’t worry, your money is always available to cover unforeseen expenses). 3. Build successful money habits that last Big picture in place, Qapital gets to work on the details. Spending Sweet Spot makes it easy to adjust your spending week by week while still helping you save automatically toward your Goals. And it all works by leveraging the habits you have – rather than expecting you to start new ones. Smarter checking: Our FDIC-insured checking account gives you instant access to savings balances, instant free transfers from savings Goals, a Visa® debit card that works with Apple Pay & Google Pay, direct deposit with early access to your paycheck, and bill pay. All without any of the hidden fees regular banks saddle you with. Smarter spending: Our smart money manager will help you make sense of your weekly spending habits. Discover how you spend, and you'll learn where to save. Smarter saving: Set your savings Goals then use our smart Rules to save toward them automatically. And use our integration with the Apple Health app to save money toward your Goals when you reach your target for Walk or Run Distance, Steps, or Workouts. You can also customize your own Rules with our IFTTT integration (we have a few to get you started). All FDIC-insured up to $250,000. Smarter shared finances: Designed for the way couples manage money together today, Qapital Dream TeamTM lets you save toward shared Goals and see one another’s transactions without giving up your individual accounts. Smarter investing: Qapital Invest is investing for people who like the idea of investing but don’t really know where to start. Set your Goals, pick a portfolio and a timeline, and then leave the nitty gritty to us. Smart. QAPITAL, QAPITAL INVEST, the QAPITAL and Q logos are all registered trademarks of Qapital, Inc. Copyright © 2021 Qapital, Inc. All Rights Reserved. Neither Qapital, Inc. or any affiliates is a bank. Banking services provided by, and Qapital Visa® Debit Card issued by, Lincoln Savings Bank, Member FDIC. Qapital Invest LLC (“Qapital Invest”) is an SEC Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice. Investing involves risk; you may lose money, including loss of principal. Brokerage services provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured but protected by SIPC.

Qapital - Mobile Banking app screenshots

Qapital - Mobile Banking app reviews

  • Loving Qapital 5/5

    By Mr. Neo Geo man
    I Live my Qapital
  • Great app 5/5

    By CalMip
    This is a painless way to save. Increments under $5 that really add up over time. My vacation savings!!
  • Game Changer for Saving 5/5

    By GleeObsessed
    My husband and I have really enjoyed Qapital. I love being able to set automatic rules for saving and watching it build so quickly. The ability to create separate savings goals has been so beneficial for us. Would highly recommend to anyone wanting to easily build their savings!
  • Love! 5/5

    By Phillija
    Love this app to help me save. Does it automatically & stress free. Highly recommend.
  • Great App 5/5

    By kol4321
    Love it!
  • Amazing 5/5

    By akmc422
    Without this app I will not be able to save as much money as I have towards buying my new house. I also would not be able to save the money that I have to go on vacations that me and my family have been able to go on.
  • Best app ever! 5/5

    By Jsw997
    Been using Qapital for about 4-5 Years now, And overall I've probably saved about 4K to 6K, Highly recommend I must say 🙏🏼
  • Loving it! 4/5

    By Chop26
    Loving the app just wishing synch time was a lot sooner.
  • Easiest and fun way to save 5/5

    By silly3ro
  • Great app!! So far so good. 5/5

    By Hot Rod "The Car Guy"
    YouTuber Tony Swedburg suggested this app... so far so good. I’ve saved about $187 in a week and half. This app just makes sense to have.
  • Dont use this app 1/5

    By usmcgrunt47
    The transfer rules dont work properly. And you cant get your money. Ive been trying for months to get my money and i get automated responses that go nowhere, or transferred around when i can actually get someone on the phone
  • Love this app 5/5

    By chelsea bohorquez
    I’ve been able to set aside extra spending money without making monthly deposits. I would highly recommend
  • Great App! 5/5

    By Pknighton
    I use this app to easily supplement my savings. I love it!
  • Life saver 5/5

    By Aspenaurora
    I am terrible when it comes to saving my money. I am so thankful for Qapital because it has made saving so easy. I know where my money is but I’m not tempted to transfer monies like I would within my personal bank account. I don’t have to think about it or budget this money. It truly has changed my life and I couldn’t be more grateful for this tool.

    By StephyCinque
    Great app to use. Allows the process of saving money to be very unique and almost fun. I would not have saved nearly as much within the last few months if it weren't for qapital.
  • Great App 5/5

    By MrYouAintReady
    I've used this app for 2 years now and it's been wonderful. Setting up goals that automatically work without having to manually do anything is great. Out of sight and out of mind. And your savings grow in such a short amount of time, depending on how you have it set up. Making withdrawals are easy and painless. No hassle whatsoever. I highly recommend anyone who may struggle with saving money get this app. In the last 2 years I've been able to save over $5k with ease.
  • Invest in Qapital! 5/5

    By Jujew97
    Best app out there
  • Savings 5/5

    By TajTina
    Best thing that has ever happen to me. It’s very helpful with my savings. If I didn’t have this app I wouldn’t have any savings.
  • Easy to use 4/5

    By mpe1017
    Very easy to use. I enjoy using this app to save money without even having to think about it
  • I love Qapital 5/5

    By MissingMJ
    At first I wasn’t sure if it would be a benefit, but it has proven to be something I don’t want to be without.
  • Best way to save money! 5/5

    By Garame
    Great way to save!
  • Great app for saving money 5/5

    By ScariestList
    I love this app!! It has came in handy when I wanted a little something extra for my self!
  • Changed my money habits! 5/5

    By Nouba Love
    This app really helped me see how I was spending my money. Allowing me to create very specific goals and move money around that will really helped with saving and putting money into perspective.
  • Saving For Starters 5/5

    By KingsAngel
    I love this app! It has also helped my teen learn to save for what she wants; clothes, car, college.
  • Yay on Qapital - no brainer savings and investments 5/5

    By idaho_jen
    This app is GREAT! It’s such an effortless way to save!
  • Love it! 5/5

    By jamie912006
    I was hesitant at first, but now it helps me pay all my monthly bills! I want to try getting the debit card but I'm not sure about that yet
  • Perfect 5/5

    By GoBucks50
    This app works exactly how it's supposed to; it's easy to use and elegantly designed.
  • Great app! 5/5

    By @markbv15
    Been using this app for over a year now and have completed 2 goals, now going on 2 more! Super easy to use, recommend everyone and they mommas to use this!
  • Perfect. 5/5

    By Reegs2020
    This app is exactly what I need to help save for trips, Christmas savings etc. The versatility of setting up customized amounts lets you save at your own pace. Love it!
  • Good App 5/5

    By elrealthor
    Is a good app for save money
  • CGrevious88 5/5

    By CGrevious88
    Very convenient and effective for saving and investing.
  • Love this app 5/5

    By joezenabi
    Great app for saving money and watching a budget.
  • Convenient 5/5

    By moneyy teamm
    I could do this alone thumbs up to this app helped me save over $5000 in one year! Since having the app! A little north of $1600
  • Review 5/5

    By Hannah.Cinder
    Great app! Love it so much. Saved so much money.
  • Amazing money saver for those impulsive spenders 5/5

    By hdhxndndjckmrjcjcc
    Best app ever! I have saved over thousands of dollars with this app as I am a very impulsive spender. This app is a life saver and plan on using it forever!
  • Saving for kids college 5/5

    By Cnavarro238
    Great tool to save behind the scenes when saving seems impossible. It’s been about 2 months and already saved $50 without any stress!
  • Adore 5/5

    By Shonders6
    I would never have been able to save as much as I have without this app! I love it! Spain and Japan, here I come!
  • Makes saving Super Easy! 5/5

    By Mel-n-Willie
    The fact that Qapital takes the money without me realizing it makes it a nice surprise when I check my total saved balance! I can save without trying But!! I needed my money to go on vacation and it took way too long to get it😬... is there anything that can be done about that?
  • Good. Prices a bit steep 4/5

    By mr.taylor.hartman
    I think the prices are a bit steep.
  • Great app 5/5

    Love that it helps me save money!
  • Best finance app 5/5

    By arose176
    I have tried quite a few finance apps and this in combination with mint has been the best for me. I love the creative ways to save and my investment accounts have been great! This is great for small or large scale savings (new shoes all the way to student loans). I love how it alerts you if you somehow stop saving for your goals and, for aesthetics, that I can change the cover photo. I have recommended this app to all my family friends.
  • Best auto savings app ! 5/5

    By limeteko
    It’s free, easy to use and you can have a card from it to spend whenever you need. Very easy to set up different rules on how you save. Extremely convenient
  • Pleasantly surprised! 5/5

    By WastedXistence
    I heard about this app from one of my podcasts I listen to and figured I would give it a look. Not only is it easy to setup but the fact they’ll send you a debit card linked to YOUR spending account where you set the amount of funds in there is great. I can force myself to watch my budget even more or simply put money in the account and let my daughter use it. Best part is I’m horrible at saving and just by making a round up rule I’ve saved $100 just from normal debit purchases and it doesn’t even feel like it. Love this app. Qapital helped me change my course of life and now I can have a fiscal future
  • Amazing 5/5

    By JRC0710
    I will recommend this app whenever I get the chance to! I save money without even realizing it!! Seriously amazing. I’ve paid off a lot of loans already!
  • Great way to stash away money 5/5

    By CurlsCatsCoffee
    I love this app. Easy to use and it has helped me save specific amounts for certain goals and come in handy during moments when I needed a little extra cash to get by. Customer service has always been super responsive. I use the debit card when I go on vacations in order to stay within my travel budget. I highly recommend it.
  • About Qap 5/5

    By Osinon
    That’s the best idea I’ve ever thought about,for anyone who wants to make a costly plan.It’s a very helpful tool to save money by Qapital,I love that one!
  • Easy way to save money without thinking about it 5/5

    By Tonedefme
    I have tried to save money before but always withdrew from the savings for things till it was gone. With this app I save more and can use the debit card function to spend just a little instead of using it all. Love it. Highly recommended. Very easy to use too.
  • Love this app! 5/5

    An easy way to save!
  • Great! 4/5

    By Halfpint6484
    Love the App!