• Category: Finance
  • Release Date:
  • Current Version: 2.18.0
  • Adult Rating: 4+
  • Developer: Qapital, Inc.
  • Compatibility: Android
28,221 Ratings
$ 0

Qapital App

Qapital is an easy-to-use banking app that allows you to manage your spending and save automatically. Get started today and save $1,400* in a year without any effort! • Spend - Get a smarter checking account Open a free checking account, get your Qapital Visa ® Debit Card** and take control of your spending habits. Direct deposit your salary, set up you weekly spending target and that’s it. You are now in charge of your spending! (And you get interest on all your Qapital accounts, pay bills, send checks, lock your card, set & reset your pin, etc. ) • Save - Put your savings on autopilot With personalized savings goals and automatic rules, we help you save a little bit all the time so you don’t have to think about it.That’s it! You’re now on your way to stockpile your money. • Invest - Let your money work for you #ComingSoon Got big Goals? Start investing with Qapital and let your money work for you, so you can reach your goals faster! Investing is now finally as easy as saving and you are in charge of both. • Bank level security With 256-bit encryption, overdraft protection, FDIC-insurance up to $250,000 and no limits on withdrawals, your money is safe at Qapital and you can access them whenever you want. – Does Qapital Work with my bank? Very likely. Qapital works with over 10,000 banks. Just download the app and see for yourself. – Does Qapital work with Apple Health? Yes! Qapital uses the Apple Health app, allowing you to set up savings rules that are triggered by your fitness activity, so both you and your finances stay in shape ;) – Is it free? Yes. – How do i pronounce Qapital? Capital ;) * Average amount saved by Qapital users during 2017 ** Issued by Lincoln Savings Bank, Member FDIC


Qapital app screenshots

Qapital app reviews

  • Better than any other saving app I’ve used 5/5

    By LittlePaperDoll
    Ok, so I’m terrible at saving. The worst. But within a three months I’ve saved 1k with Qapital. The user interface is INCREDIBLY intuitive and USER-FRIENDLY. It’s just a really good user experience! The flexibility of rules is awesome and works for basically any type of saver or income level. I’ve never rated an app before, so I guess this means I highly recommend.
  • Good concept but Super slow transactions 1/5

    By nomada111
    I set the rule pay you first and it doesn’t work because I get pay on Friday and it takes 3 days to make a transference so I have to wait two no business days and then another 2 or 3 days and. End up been 5 days so basically this app doesn’t work for me it’s a shame it’s a good concept not very well applied
  • WAS great until it wasn’t 1/5

    By mmhmyeah
    I have had qapital for over a year, it helped me save hundreds and I absolutely loved the app. Out of nowhere, it stopped connecting to my bank account. I contacted customer support for three months with no help or progress on the matter. They kept saying “we’re unsure of a timeline.” I am closing my account today, and they’ve said they’re able to transfer the remaining funds to my bank account - which makes no sense because my app says my bank account is having trouble linking. Extremely poor customer service.
  • Enjoying My Savings 5/5

    By glNekter
    I like this app because I honestly forget about it all the time.. then once every other month I would a check and I have some money saved up.
  • Fire 5/5

    By bensonville
    Seamless savings and I don’t even have to think about it!
  • Love this app 5/5

    By Mrosec300
    This app makes saving simple. Just set and forget, and let the saving begin!
  • 😎 5/5

    By Niothefinest
    You save money with this app not much else to say but it works 😎👌🏼
  • Love❣ 5/5

    By kbk831
    I love Qapital! It makes saving so easy! I like that I can set goals and watch the savings grow quickly. This app will get its 5th star once it gives users the ability to select which day they would like funds withdrawn from their funding account. This is the last missing piece to make this a 5 star app!
  • So far so good 5/5

    By Baenith
    I like being able to make saving a game. Makes it easier to put money away a little bit at a time.
  • Makes saving fun 5/5

    By stuntedhorn
    Its like a fun game to save money. Very good app.
  • Qapital rules 5/5

    By kingsofleon3765
    Very easy to save without even knowing it, doesn’t send annoying notifications and I like the layout of the app! Nice job
  • Love Qapital so far 5/5

    By Glowbby
    Way better than bank fees! N overdrafts
  • Thanks Qapital! 5/5

    By Leapfrog Jenkins
    Love the app. Have always wanted an app organized the way this app is. Setting up rules for separate goals and the use of the cover photos helps a visual person like myself really organize my saving priorities. I am bummed that the weekly budgeting feature is inactive without the Qapital card. Seems like a simple and beneficial feature that should be available for all users.
  • Easy way to save! 5/5

    By WhiteyMcWhite
    Qapital is exactly what I’m looking for in terms of mindless saving. I love the IFTTT compatibility and integration into how you save. In less than a week, I’ve already racked up $100 in savings from various things like Rounding Up, hitting exercise goals, and because the weather is below freezing!
  • Must get 5/5

    By Zee Hyder
    Awesome app!!
  • Best Savings App 5/5

    By dominic4910
    I can honestly say 100% that this is the Best Savings App I have ever used! Yes you can open a typical savings account but you don’t need a minimum too keep this open or an initial start up fee. This app helps me as well as disciplines me in saving including Tithing which is a big deal to me! The rules are perfect for me and it’s one of those things where if you don’t see the money you won’t spend it. Out of sight, out of mind and I’m glad I’m using this app to save because it’s out of sight and out of mind.
  • Great App For People Bad At Saving 5/5

    By TurboTayrob
    I’m terrible at saving money, in less than a couple months I was able to save almost $500 . It’s great and super easy to use.
  • My fav app! 5/5

    By Jesikanikole82
    I am in love with this app!!! I have saved so much money without feeling like I'm giving anything up. It's mostly just change so I hardly notice but it adds up fast. Only change I would make is for the transfers to happen in real time rather than in groups... so worth the download!!! Get saving! ! !
  • ✌🏻great app to save 5/5

    By Deusic
    I love this app and save a lot👊🏻👊🏻👊🏻
  • Love this saving app 5/5

    By mleo16
    This app allows me to save without even noticing it. It’s such a great way of saving for anything you have in mind. I recommend it!
  • Keeps me disciplined! 5/5

    By J'sMa
    Great app.
  • Best saving app ever 5/5

    By Cnwokeji
    Allows me to adjust the saving rules, and save up for multiple goals. I also love the visual aspects of the app,so the picture of your goal is always kept in sight! Definitely recommend
  • Beyond happy 5/5

    By Diego_m35
    I started using the app recently, like 2 weeks ago. And so far I like it. Only thing is that there is a overdraft protection. If you don’t have $100+ in your account, then they will not take away any money from your account. I just wished the overdraft protection was lower like at $50+. But other than that, the app has been good so far.
  • Great App 5/5

    By Weightlift64
    This app is awesome. Only real problem i can see is that sometimes it takes a while for the pending transactions to go trough. That probably has to do with my bank as well, but honestly this app has already helped me save $150 in a week that would have just been sitting in my account otherwise.. being young my spending habits can get out of hand, and this is a good way to manage that with the little and bigger goals! Defintely recommend.
  • Boogie 5/5

    By buckets2
  • Love it 5/5

    By jlich12812
    Never been easier to save and transfer money.
  • Loving it 5/5

    By LizD12
    Loving it so far! It’s so easy to use and you don’t even realize how much you’re saving!
  • Great for helping people who are bad at saving money 5/5

    By Suzuki736
    I love it, I’m bad at saving money but Qapital has helped a lot!
  • Helping me save 5/5

    By Polotouch
    Great app helping me save for my Dubai trip 😎
  • Excelente 5/5

    By Isalin16
    Amo esta aplicación me ayuda mucho a ahorrar para mis planes
  • Qapital Rocks! 5/5

    By Jonny43701
    I’ve had Qapital for over a month now and I love it! Would recommend it to everyone.
  • Haven’t loved an app in a long time! 5/5

    By B.K.Jones
    This takes saving money to an entirely new realm of possibilities. With so many options in many ways to structure your savings there something in here for everyone and every budget to at least put your change away. Looking forward to the investment out what that could mean.
  • I would recommend this app! 5/5

    By Fashionpopo
    Best app to help me save. I am trying to save for many different events in my life and I was having a difficult time trying to separate my money. The bank told me I had to open up different account for different goals and didn’t want to do that. So I googled and this app came up. For each goal I have I was able to make up my own type of “rule” for saving that worked for me. For example, I am saving for school. So I linked my checking account to the app. Every time the app seeing that I received money it applies my rule to it and transfers my money out of my checking and into the app. That way when I look at my checking I can see how much money I have to play with. There are no fees. Best thing about the app. It just takes a few days for the money to be moved in or out of the app. Last thing. You can have many goals with many different rules, when money comes into your checking account the app applies the rules for all your goals and divides it for you. Set and forget!!!
  • Love the app 5/5

    By Missd1105
    I have been using the app for about a year and I absolutely love it. It really helps to put away money that you don’t think about. I wish there was a way it would come out the account immediately but that does not stop me from my savings.
  • Fun app 5/5

    By threebelles
    It’s fun and fairly easy so far. Can’t wait to see how much I save in a year though!
  • Save! Save! Save! 5/5

    I love that i can set my savings rules and just forget about it! I would always tell myself to put money in saving and for some reason or another wouldn’t do it or forgot about it. This app has really helped me to save for certain things or just to put money away for a rainy day! I love it!
  • Nice app! 5/5

    By Gazelle84
    I use this to save for vacations and to pay off a student loan and it is awesome!!
  • Good easy way to save 4/5

    By mortydude15
    Thumbs up
  • Much needed 5/5

    By malave255
    Thank you for creating this app.
  • Easy way to save! 5/5

    By ABA Rater
    Love this app. Having been using it for almost a year, and I’ve saved so much money already. Can not recommend it enough.
  • Worked fine in the beginning... 1/5

    By Caquelin
    Had no problems in the beginning. Successfully saved about $70. I was happy with the app. However, the app for some reason stopped updating my bank account. It said I had $76 in my account for over 2 weeks. Therefore, it stopped rounding up my purchases even tho I had deposits & various transactions in the meantime. I contacted support & the guy told me to re-link my bank account. I did so. Still didn’t work. I tried to convey my problem to them, but I don’t think he understood what my problem was. Anyways, I ended up just closing my account & going with a different app.
  • Disappointed 1/5

    By illymtz
    Was really looking forward to trying this app. Does not link with my bank account no matter how many times I try.
  • Amazing 5/5

    By lily1728
    This app has been helping me so much with saving for an emergency fund and paying off my college loan!
  • Easy 5/5

    By KylieHa
    This has been the easiest way for me to save $!
  • No thinking involved 5/5

    By Thalliyah
    I love that I am activity saving money, without having to thinking about it. I just set my rules and forget about it. And it's just a few dollars every week grow into a nice chuck of change.
  • Amazing!!!!!! 5/5

    By JaVeB.
    Qapital has helped me budget better than any app I’ve ever used. I love the option to set multiple goals with customizable rules. I recommend Qapital to everyone.
  • Sooooo easy 5/5

    By BidaaaaaB
    Started saving immediately without really disturbing any of my natural spending habits.
  • Liking it 5/5

    By luv2dance805
    It’s only been a week and be already reached 10% of my goal. Did not expect that. So I am very pleased. It’s like I’m tipping myself every time I swipe my card. NICE!
  • The best savings app 5/5

    By Ant Smitty
    Simply amazing
  • Effortless saving 5/5

    By Hills44124
    Qapital is making my traveling dream come true with easy, user friendly and effortless saving. Thank you!!!!

Qapital app comments


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