The return after 1month is very low (.5%) 1/5
It is not worth investing in this app. I chose the most aggressive investment strategy in the app. Invested 200 initially and waited a month. The money only grows by .5 percent. This is even lower than saving the money in the bank and getting the interest!!!
Best Savings Program on the Market! 5/5
By The Doughboy's!
Folks, my son Noah turned me on to this app last year and I haven’t looked back! I would have never saved this kind of $$$ without a means like Acorns gives me! Out of the park gang, simply out of the Park! Don’t wait another day to sign up!
I will be great to see the breakdown of what I have invested, dividends and esrnings.
Very good into investing app 4/5
By New-ish player
This app is great for getting you interested in investing. The round ups are a fantastic way to set aside small amounts to invest. My complaint is that you don't get much detail about the performance of your portfolio. You do get rudimentary graphs, but much more is desired. But for a free to use app, it's quite good
Started today let’s see we’re it goes 5/5
Set it a $125 monthly investment. I’ll return on the review in 36 months. So far the app is so easy to use.
Great way to save, invest & learn 👌🏽
Good luck on trying to get ahold of someone. Also if you put money it will be at least 2 weeks for a withdrawal.
Great way to save without thinking about it 5/5
I love Acorns! I automatically save money even if i don’t even know about it. Every little bit counts!
Why not ? 5/5
Fantastic app to save money here and there. A must for all coffee and tea drinkers.
By M. Bergman
Acorns is an incredible concept presented in a stunning app.
Here’s the problem: while I am able to take Mindy from my bank account and invest it (I chose $5), Acorns does not allow me to hook my card up via my bank’s routing number. This means that while I can choose to invest a few dollars once in a while, my main source of potential investments - my “change”, cannot be invested in Acorns.
Here’s why that’s a problem:
Acorns has a one dollar a month fee. It is clearly not worth it for me to invest a few dollars a month. However, if Acorns would either support more banks or let me hook up a bank via routing number, I’d be investing more than just $5. I’d be investing the spare change of 50-100 transactions. Only then would a monthly fee of $1 be worth it. I’d still be giving up nearly 10% of my returns, but it would be worth it, as Acorns would be a hassle free way of investing small increments of money to “grow into mighty oaks”.
In light of the round up feature being the only reason to use Acorns, I am astounded that they have not figured out a way to allow users to add a card via a routing number.
By Frank Abs
Great idea and the smartest easiest way to start investing. This is such smart money management! Do it!
Great way to start investing 5/5
I’ve been using the acorns app for about a year and a half and the results have been fantastic! I barely notice the little bit that I invest with my round ups from my checking account. It really adds up, and it’s a step in the right direction to being financially independent in my future :)
Love it!!! 5/5
I have a hard time saving money, even with a savings account. This makes it a breeze!! Granted, I have had to withdraw once, but had plenty of money in there to withdraw a small amount & had plenty left in there after the fact. It’s a no nonsense way to save just a small amount on a regular basis, so you don’t miss it when it comes out. I love it!! This will enable me to save money to move, plus I have another electronic savings account to help w/the move too. I’m on a fixed income so saving money is NOT easy for me. This allows me to do it and it’s GREAT! Thank you ACORNS!! ❤️
Live $aving!! 4/5
By PM Games
I really love this app it like how easy it is to navigate through. I would recommend this app to everyone who’s a novice at investing because the risks are really low.
Super easy! 5/5
By What happened234543
This is the easiest way to invest and have some additional money for retirement.
Setup through ClarityMoney app was shoddy 4/5
My original setup was through clarity. I never rec’d any info on accessing my new account even though investments were being made. I had to go through Acorns ‘email’ style customer service and finally got login access. In an email I requested a phone support conversation since my email requests were constantly misunderstood.
That being said, I like the whole gentle saving investing concept and so far the app has been flawless and easy to use.
Average Joe 5/5
By Complication uncomplicated
A painless way to invest!
It’s ok 3/5
By Boss Man Mo
Not much return tho! Better than a bank. I was expecting to choose my own stocks
Investing made easy! 5/5
I love this app! I have no clue about stocks and this makes it so easy for me to invest. You set how much you want to invest, whether that is a set amount and/or round ups from your purchases and pick how aggressively you want to invest and done! Watch your money grow and be invested. Even the dividends you earn from your stocks are reinvested. When I've had questions, the customer service is on top of it and responds within the same day. I never write reviews but this is the best app/product/investment company!
Account issues 2/5
Overall the investment situation is pretty good, but it has happened three time now in less than a year that my account becomes unlinked by itself. Don’t want to have to keep sending emails and waiting weeks for the issue to be resolved only to have it happen again and again.
It works 5/5
$37.12 invested turned into $53.27
Peace of Mind 5/5
This has been very helpful, I have it as a cushion in case something happens
It's already helped me when I was a bit short on bills and I had the money on hand right in here!
Best simple investing app 5/5
Been using for 2 years and love
Great way to save pennies and dollars 5/5
By I call the shots 2
The app is easy to use, but I have to admit I have had to fine tune how I want to contribute to the fund. I've had my account for a couple months now and finally feel comfortable with my contributions in conjunction with my budgeting.
I do wish they had an option to contribute biweekly so that I could contribute with each paycheck, instead of weekly.
Roundups are a nice way to add to the savings and contributions. I really like that option. Pennies do add up!!!
A great way to save 5/5
You'll never miss this money
I'm on board with this app
Great product makes really simple to invest...when it works. It been weird lately not sure if that because of the equifax breach. Not sure if it the app or my bank but someone needs to fix something so that linked account actually invests
Saving Money 5/5
Forces me to save money. Normally I’m a long term investor,but I’m using this as a Christmas fund so I won’t have to charge anything. Wow really great.
Bad percent gain/loss calculation 5/5
The app's percent gain calculation is terrible. I think it uses the whole amount deposited into the account (not taking off the withdrawals). You cannot see how much is gained/lost. I had to prepare my own spreadsheet to calculate it. But other than that it's a great app. My gain is about 8% for the first 9 months of 2017.
Great way to painlessly invest!!! 5/5
Poor support, app not working, getting charged anyway 2/5
My app hasn't worked for a few months. One day the round ups just stopped. I contacted support once I found out. They told me to relink my account and leave it in the failed state. There's no option to "relink" an account. Nor is there an option to unlink an account. Nor is there anyway for me to leave or not leave something in a "failed state."
As far as I can tell it is not in a failed state. I even have a lovely green "verified" check mark. When I asked how often I'd have to do this, they did not answer or acknowledge the question. When I pointed out that they failed to answer the question, they continue to not acknowledge that I had asked it. I got charged a maintenance fee recently and let customer service/support know that I was frustrated for having to pay for something that wasn't working properly. They did not respond to that either. Also there was no notification that my round ups stopped working. It was something that took me a while to notice.
This is the type of app that you'd like to turn on and not have to go through the process of managing it every month. Nor would you typically expect to pay a fee for something that wasn't working properly. Nor should you have to ask the same question multiple times and continue to be ignored.
(Your response asked me to contact support. I've been in touch with support and have been following their steps. They've sent me 6 emails over the course of our exchanges and not one of them has contained an apology for the hassle nor has one of them tried to return the fee you've charged me for using the app. I will continue talking to support. It's a shame it took a public statement in order to receive an apology).
Love it!! 5/5
Great way to save money for a rainy day !
They constantly asked to be rated. 1/5
It a great app! The first time I was asked to rate it I gave it five stars, same thing the second time. For requests 3-50ish, I have given it one star because it’s becoming harassment at this point.. I have as many one star reviews as they have requests.
It’s a great way to start investing with not a lot of risk.
Love the ease of saving/investing! 5/5
I love the automation and ease of saving/investing.
Good app 5/5
Smooth function and well managed. Highly recommend.
Disconnects from my bank 1/5
The app disconnects from my bank about every two weeks and I have to reconnect.
Easy to use 5/5
By Penny Wise 224
Fun way to slowly dip into stocks for first timers.
Good app 4/5
Good app, only wish I could invest in companies I choose.
Found Money 5/5
I love the app..made $200 in proceeds in the 5 months I’ve been a part of Acorns. Is there a way to make the Found Money work from shopping in some of the stores it’s offered instead of only online? I do use some of these stores but I don’t always shop online. I mostly visit the stores. Or is this a push to get consumers to shop online more? Thanks for you help!
where’s the support? 2/5
App was cool and stopped working out of nowhere. Had a few issues- Tried reaching out to customer service and got no help at all, just an automated email regarding to an unrelated topic. Had an error with my card, so tried to re link/ fix it - but the company I bank with is unfound? Lame 👎
Love it! 5/5
I’ve saved a lot of money with this app, and it’s painless! It’s just your spare change (and I have a small monthly deposit added, which is a nice option). You never notice the money is gone, and it really adds up over time.
The only issue I’ve had is that you need to check occasionally to make sure RoundUps are working. Sometimes there’s a disconnect between the app and your bank/credit union, and you have to re-link the two (but it’s really easy to do).
One of the best apps I have!
Super easy way to save! 5/5
I’m a college student who’s trying to start putting a little bit away for the future and this app really has helped me. I’ve been using it for about 6 months and based off my spending habits have invested $$$! Easy investing I don’t have to keep a sharp eye on, Ive been recommending it to all my friends just because I can see how valuable it will be long term. Thanks Acorns!
Great way to Save 5/5
Enjoying this app , so surprised how I'm saving now and investing . Wish I had this ten yrs ago ! I'm telling people about this and even extra rewards you earn if they sign up ! Really great a win win !
Easy and reliable 5/5
I cant believe i actually really like this app, it works for me in the background and i really dont have to do much!
A little goes a long way! 5/5
We’ve saved nearly $600 in a matter of 5 months, and hardly felt an impact on our everyday finances since the withdrawals aren’t anymore than what one would spend at Starbucks or McDonald’s. This app is amazing!
Big Fan 5/5
The easiest way to get started saving long term!
I love this App it's an amazing way to save money
Best savings app 5/5
I cannot say enough nice things about this amazing app!!!
Great App 5/5
Great way to save.