Acorns: Invest Spare Change

Acorns: Invest Spare Change

  • Category: Finance
  • Release Date:
  • Current Version: 2.3.3
  • Adult Rating: 4+
  • Developer: Acorns
  • Compatibility: Android
108,896 Ratings
$ 0

Acorns: Invest Spare Change App

Invest as little as $5 into more than 7,000 stocks & bonds. With Acorns, it’s simple and secure to invest in your future, automatically. In fact, more than 2 million people are doing it! It only takes a few minutes to sign up. Ready to grow your oak? ►FEATURES◄ ○ Painlessly invest your spare change into a diversified portfolio of ETFs of over 7,000 stocks and bonds automatically ○ Easily invest more - with Recurring Investments (daily/weekly/monthly), One-Time Investments, Referrals, and Found Money! ○ Watch your progress – check in on your account from anywhere ○ SIPC Protected – up to $500,000 is protected against fraud so your money is secure ○ Stay educated – Gain access to our online personal finance publication, Grow Magazine ○ Withdraw anytime – at no charge. ►WHAT THE WORLD IS SAYING◄ FORBES: “The app makes investing effortless.”[1] ABC NEWS: “If you set aside just $5 every couple of days you would have set aside $1,000 in a year.”[2] WIRED: “Acorns simplified the often tedious and complex process of investing.”[3] US NEWS: “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’”[4] ►TRUSTED AND INTELLIGENT◄ ○ 256-bit encryption to keep your information safe and secure ○ Automatically rebalances your portfolio ○ Automatically re-invests your dividends for you ○ Diversified Portfolio includes hundreds of international companies, corporate and government bonds, and real estate. ►PRICE◄ Acorns costs $1 per month for accounts investing less than $5,000. After your account grows past $5,000, the fee switches to 0.25% per year (@$5,000 that’s about $1 a month). That’s like 3 semi-fancy cups of coffee (you know you do it) a year, just to invest in your future. In order for Acorns to invest your spare change from purchases, which is part of why we charge $1 per month, you will need to connect a bank account. Worry not - we've got 256-bit encryption. That's a nerdy way of saying we're as secure as the people you bank with. Now, stop reading and get invested. This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns fees before investing. Past performance does not guarantee future results. “Acorns”, the Acorns logo and “Invest the Change” are registered trademarks of Acorns Grow, Inc. Copyright © 2016 Acorns and/or its affiliates. Information about FINRA is available at Explanatory brochures about SIPC protection are available upon request or at [1] [2] [3] [4]


Acorns: Invest Spare Change app screenshots

Acorns: Invest Spare Change app reviews

  • One Problem 4/5

    By Beth123B
    This would have been a 5 star review except for one thing. When an app says it takes “spare change”, and uses odd change example (.34, .57, etc,), I do not expect them to take a full $1 every time I make an even dollar purchase. The day I incur an overdraft fee because of this is the day I leave Acorns. If you are going to do this, you should give us the option to limit the size of withdrawals.
  • Acorns history 3/5

    By Kerobonita
    Why did y’all get rid of the history tab it’s my only complaint!!!!
  • Easy to understand, needs more support for smaller banks 4/5

    By rvdtc88
    Easy to understand, needs more support for smaller banks. Great way to get into investing but make sure you know the risks and consequences.
  • Money you forget you have 5/5

    By Missmollypop
    I love this app. I’ve been using it for about a month and a half, and I have a nice little chunk of change sitting in it already! I love that It’s money I forgot I had :) and the interest rates, I’m making more in interest on the small amount in this than I have in my SAVINGS account. Incredible. I recommend this to everyone!
  • The best app to save money ❤️ 5/5

    By Nikobnbn
    I love it !!! I’ve save a lot of money
  • I love Acorns! 5/5

    By Johhnylue
    Love the simplicity. User interface could not be easier. A+ for beginners, advanced, and all investors in-between!
  • Not as Advertised. 1/5

    By croger1998
    I am giving this app 1 star for the following reasons: 1. It makes you turn off two factor Authentication. In today’s society that is vastly becoming a big mistake 2. Most importantly I have had this app for two weeks and have yet to see one withdrawal from my bank for the roundups or transfers I have made. For an app with 4.7 out of 5 stars, I would expect much better. I am beginning to think these reviews are fake reviews.
  • Ehhhh 1/5

    By The freak21
    Don’t like it. Half the time the app isn’t working. The idea is good but don’t want to do it.
  • I wish I could invest in certain stocks 4/5

    By Hw champ
    The investments are just broken down into 5 categories. Ranging from conservative to aggressive. All wish I could see in the individual stocks I’m investing in.
  • Update: Great idea, poor functionality. 1/5

    By Uebvvdudjbgzik
    Acorns reached out to me and said they were sorry that my bank needed re-authentication and they had no control over it but they would be happy to help me if I emailed them. I’m not sure why they refused to address the issue... I tried multiple times to re-Link my account to no avail and the over 30 minute wait times when I called in is unacceptable. You still get one star for sending a lame response to a legitimate problem and providing no solution. I signed up on a Friday and had to wait until the following week for Acorns round-ups to start working. Still, my wife and I were very excited about the idea. Round-ups worked for 3 days and then I got an error message saying MFA access has changed or this application’s access has been revoked. I called three different times, each time I was greeted with a message saying the wait time would be over 30 minutes and ended up hanging up. This app is a great idea but the poor level of execution and customer service is enough for me to withdraw our funds and close the app. Extremely disappointing.
  • Great way to save 5/5

    By aboobmasta
    Decent way to save money. Wish there was a way to set up multiple accounts :?
  • My bank isn’t a choice 1/5

    By lenzobuckets
    Please add more banks. Associated Bank is not a choice so I can’t even use the app
  • Waste of time 1/5

    By Tx_loneliz352
    I have attempted setting up an account for my wife for close to two months. Still not happening. Tried calling customer support and the representatives seem distant and not interested. The only service the suggest is unlinking the account then linking it again. Well I’m getting pretty tired of that answer just to see it not working. They have no problem charging me for the service fee but I have yet to get any service. Pretty ridiculous with so many investing apps and services out there.
  • Unable 1/5

    By Fennellyyy
    Unable to process request Unable to accept security questions Unable to get ahold of support waiting 45 min Unable to send email to get help either Update: Unable to link card Unable to get ahold of support 3 calls total of 1hr 40 min wait time, still haven't talked to anyone or got an email back —————— Update finally got ahold of someone and they knew that TD Bank is not supported for the spare change features. Why wouldn’t that be announced be fore hand coulda saved me a lot of time and aggravation
  • Acct. Unlinked 4/5

    By may star!
    Occasionally when I check my account I get a message saying my account is not linked. I'm not sure if this a flaw with the app or bank. I do know that when I put in my correct account information it tells me it is incorrect. This is frustrating. I enjoy having this acct and hope that it remains user friendly.
  • Unable to link to bank account. 1/5

    By Suspicious Fern
    I was excited to start rounding up and investing the change from my debit card purchases. Alas, the app would not allow me to sync with my bank account. Just kept asking for the answers to the security questions associated with my bank ad infinitum. “What is the first name of your father’s father?” I answer. “What is the first name is your father’s father?” I answer again. Repeat, repeat again. Rinse, repeat. Collapse from exhaustion. I give up.
  • Will not answer phone after numerous attempts 1/5

    By dis satis fied
    Will not answer phone after numerous attempts to reach them
  • What I think about Acorn 5/5

    By P. Covington
    I have had my account for a year now and I have invested about 600.00 in one year. Who knew a few dollars a week could add up to so much and the round ups also help. The best way to invest in yourself.
  • Bank not listed 1/5

    By msrodeiro
    Would’ve loved to use this app but my bank was not listen (suncoast federal credit union)
  • Waste of Time and Money 1/5

    By Troyarmand
    Garbage app
  • Great idea BUT Needs BITCOIN!!!! 3/5

    By Dadonnum1
    Good idea but needs options in crypto currency like bitcoin or kite coin. So we can make real gains. If Acorns waits to long the real gains are gonna be gone ...
  • Love the app since I was a beta user 4/5

    By Leyla B.
    I’ve had this app since college and I love it! Even when you don’t do reoccurring investments I “multiply” my roundups by two, don’t notice anything, and the savings add up quickly. The improvements to the app have been really great as well. My only complaint (reason for 4 stars) is they take FOREVER to get your tax documents to you. Literally got them back a week before taxes were due
  • Simple way to save! 5/5

    By NewHampshireplayer
    You don’t even realize you are investing or missing money because it’s automatic and adding up your change! Great program!
  • Love this APP 5/5

    By Ldgjr
    Great way to save money and best part you don’t even realize or miss the roundup and the small change adds up fast.
  • Easy to save with 5/5

    By Brian-Evan
    Honestly acorns is amazing. I don’t use it as a retirement fund as much as I use it to save for trips and events. But it’s great. And it happens in the background of your life. No mess. No fuss.
  • Doing everyone a favor 5/5

    By sideshowbizzob
    Read section 10 in the program agreement only put 5 stars to get this seen
  • Great Concept 5/5

    By Misty326
    What an easy and painless way to save! This makes it I love watching my Acorns account grow. Acorns makes investing possible for anyone!
  • New to this 5/5

    By Bighows
    Waiting to see what happens but app is easy
  • Saves cash 5/5

    By matchrsim
    Great way to passively save money. Just make sure there is cash in your account :)
  • Good idea 5/5

    By Dj Starx
    The initial idea is good, small investments and you won’t even realize that your money grows. The only reason I unsubscribed is that I found more profitable to just by stocks by my own and flip them. I can make more money this way. Maybe I’ll be back in a few months. Hopefully you won’t charge me the $1 every month after I unlinked my bank and logged out. Thanks!
  • No Feedback on Account Setup 4/5

    By luisjr87
    Acorns has since solved my problem, turns out they were simply experiencing a serious backlog to new accounts looking forward to the weeks ahead to see how much I can round up on my card transactions. —— old review below—- Like everyone I was very excited to start rounding up sadly I never had the opportunity to experience any of the feature sets Acorns has to offer. The account setup was pretty easy and enjoyable although finding out after signing my certificate that it still would take 1 - 3 business days to verify my account was a bit disappointing but I get it. Here is where Acorns fell short, till this day 5 days later it still says I need to wait 1 - 3 business days for my account to be setup, uh hello it’s been 5 days! Like any American on day 3 I picked up the phone and called support, I was on the phone for about an hour before I got disconnected due to interruptions in service. I also tried email support but have heard nothing, no confirmation to my email over my support ticket nothing, maybe somethings up with my email but at this point I would prefer to speak with a human being and I think any service offering to make transactions from your bank account should support quick and easy customer service. I am open to changing my review if I ever get any support to rectify this rogue issue.
  • Verifying my account 1/5

    By Schaio
    I'm being asked to verify my account... But I can't find the amounts that were specified. And because of that I can't fully access my acorns account. I'm beyond frustrated.
  • Fix App! 3/5

    By Asiagodo
    I love the app and how it helps me save and invest but then the only thing is the app keeps unlinking my bank account and whenever I try logging back in, it keeps telling me that “this access token appears to be corrupted” it takes about 20 tries to get me back in. Fix this bug then I’ll give this app 5 stars please.
  • EXTRA CASH!! 5/5

    By turtletits
    Use this code - RW4VRP And receive a FREE $5! For this app! This app has made me 20% profit! And using my code will help your profit too! This $5 will help you get started just like me!! This is no lie. I love this app! Who doesn't love money!?
  • Easy Peasy 5/5

    By MaryMay119
    It’s a great way to save for a vacation or special event!
  • Great 5/5

    By Smikal123
    Easy to use
  • Fun 5/5

    By Ender1238
    Good way to invest.
  • It’s never to little or too early 5/5

    By Shmelanie
    I started saving just a few months ago and my investments are preforming very well. Everyone should have this app!
  • Acorns 5/5

    By Drob9999999
    Acorns have been a blessing for me and my girlfriend it has allowed us to save money and plan for our vacation... thank you acorns....
  • Good 5/5

    By Ljdsekokbvgug
    Love it good way to save some $ for way down the road
  • Effortless saving 5/5

    By jan💯
    Nothing like saving and investing without doing any work. I love this app.
  • What happened? 1/5

    By CrunchySpongy
    It was great at first until I needed to change my funding source. Every time I try, I get a message pop up saying that acorns needed to verify it. If I call acorns, I literally wait for about an hour before I decide to hang up. I’ve emailed them multiple times and I get no response. It’s very frustrating and I don’t want to deal with it anymore.
  • Money Discipline 4/5

    By Aush1kosh
    This app is absolutely wonderful for saving for specific things. Especially, small things like vacations, gifts, and just to have extra funds. It’s fast, safe, and simple. Makes you wonder where did that loose change go before
  • Simple 5/5

    By Jreynoso925
    Very streamlined app for beginner investors like myself. Maybe an educational portion or side-app focused on educating on financial tools and increasing financial vocabulary would be cool too.
  • Invest in Big Oil 1/5

    By B Loewe
    I was excited about this app until I signed up and saw a % of my money goes to Exxon Mobil. I believe #waterislife and we need to transition to an economy that doesn’t harm the earth or contribute to climate change. I want Acorn to divest from big oil. Then maybe the app would be something that helps our futures.
  • Good. 5/5

    By ire0000
    I really like how this app helped me to invest.
  • Glorified savings account 3/5

    By ShawnLaFountain
    While it is a good app and functions as promised, it is nothing more than a savings account app. The funds are invested in the stock market but there are plenty of other ways to invest with better returns if you want to actually put your money to work. If you are looking for an easy way to save, the round ups feature is good. Many banks will do this for you as well though. All in all, it is a good app with good basic features if you just want to save some extra money.
  • Saving Money without trying! 5/5

    By NerdCrow
    Love saving money and not even realizing that I am. Great way to save.
  • GENIUS. 5/5

    By dackmaddy107
    a perfect app for us $ morons.
  • Recommend 5/5

    By samloveshockey55
    This is a great app for someone looking to increase value of their portfolio, better options gong in yourself however this is great for beginners and does all the work for you ! Great for college students

Acorns: Invest Spare Change app comments


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