Acorns: Invest Spare Change

Acorns: Invest Spare Change

  • Category: Finance
  • Release Date:
  • Current Version: 2.4.5
  • Adult Rating: 4+
  • Developer: Acorns
  • Compatibility: Android
4.5
4.5
184,764 Ratings
$ 0

Acorns: Invest Spare Change App

Invest as little as $5 into more than 7,000 stocks & bonds. With Acorns, it’s simple and secure to invest in your future, automatically. In fact, more than 2 million people are doing it! It only takes a few minutes to sign up. Ready to grow your oak? ►FEATURES◄ ○ Painlessly invest your spare change into a diversified portfolio of ETFs of over 7,000 stocks and bonds automatically ○ Easily invest more - with Recurring Investments (daily/weekly/monthly), One-Time Investments, Referrals, and Found Money! ○ Watch your progress – check in on your account from anywhere ○ SIPC Protected – up to $500,000 is protected against fraud so your money is secure ○ Stay educated – Gain access to our online personal finance publication, Grow Magazine ○ Withdraw anytime – at no charge. ►WHAT THE WORLD IS SAYING◄ FORBES: “The app makes investing effortless.”[1] ABC NEWS: “If you set aside just $5 every couple of days you would have set aside $1,000 in a year.”[2] WIRED: “Acorns simplified the often tedious and complex process of investing.”[3] US NEWS: “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’”[4] ►TRUSTED AND INTELLIGENT◄ ○ 256-bit encryption to keep your information safe and secure ○ Automatically rebalances your portfolio ○ Automatically re-invests your dividends for you ○ Diversified Portfolio includes hundreds of international companies, corporate and government bonds, and real estate. ►PRICE◄ Acorns costs $1 per month for accounts investing less than $5,000. After your account grows past $5,000, the fee switches to 0.25% per year (@$5,000 that’s about $1 a month). That’s like 3 semi-fancy cups of coffee (you know you do it) a year, just to invest in your future. In order for Acorns to invest your spare change from purchases, which is part of why we charge $1 per month, you will need to connect a bank account. Worry not - we've got 256-bit encryption. That's a nerdy way of saying we're as secure as the people you bank with. Now, stop reading and get invested. This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns fees before investing. Past performance does not guarantee future results. “Acorns”, the Acorns logo and “Invest the Change” are registered trademarks of Acorns Grow, Inc. Copyright © 2016 Acorns and/or its affiliates. Information about FINRA is available at www.finra.org. Explanatory brochures about SIPC protection are available upon request or at www.sipc.org. [1] http://www.forbes.com/sites/duncanrolph/2014/09/10/4-online-tools-to-manage-your-money-in-the-21st-century/ [2] http://abcnews.go.com/WNT/video/slow-steady-key-retirement-savings-28043857 [3] http://www.wired.com/2014/08/acorn-app/ [4] http://money.usnews.com/money/blogs/my-money/2014/12/26/wealth-management-tools-for-the-not-so-wealthy

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Acorns: Invest Spare Change app screenshots

Acorns: Invest Spare Change app reviews

  • Lies 1/5

    By Swig guy
    You said my account would be ready in 4-7 business days... I’ve waited 4 business WEEKS! Get your stuff together acorn, I want to use the app but I deleted it off my screen because I don’t want an app I can’t use or make money from.
  • Fees got expensive 1/5

    By Ed Levernier
    I had been incredibly happy with this app, paying only $1 dollar per month was a very manageable fee. I managed to save up $5,000 with my Acorns app, and I was shocked to find out that after $5,000 dollars their fee increased to .25% which means that my monthly fee increased by 1,250% this month with my $5,000 balance. I will be cashing out and transferring to my E*TRADE account.
  • 🙏🏽 5/5

    By Christian carrillo
    This app is awesome. I was hesitant at first, but after finding out how user friendly it is I ended up committing fully to it. I love how my numbers grow without me even really noticing! The round ups are the best
  • Still learning 5/5

    By londel21
    I'm putting my trust in this app handling my money. Hopefully this app will help me financially in the future.
  • To much info and can’t even use 1/5

    By [D:-) P]
    Had to give to much info and can’t even use. Makes me feel very uncomfortable
  • Great app 5/5

    By papawicks
    Really organized and quick !
  • What’s not to love? 5/5

    By PoopOnU
    For anyone looking to put their “loose change” into something with more potential for growth than a piggy bank. Acorns is one of the most user-friendly apps I’ve ever dealt with. I’ve recommended it to many people and never heard a single negative response from one of them. You control every aspect of the process at your own discretion.
  • Found monies.... no found monies 4/5

    By Baosie
    It’s great that I’m not realizing I’m investing change every time I use my linked card, but I’m having problems with the found monies link. Doesn’t look like it works which is false hopes for someone who loves shopping. Even looking through my round ups I can’t find the purchases through those companies. Am I not seeing it? Or do I need a new update? Correction: I found where the found monies are available —> via website rather than mobile. It would be very useful to have that feature for the mobile app.
  • I don’t recommend this app... yet? 2/5

    By InNeedOfBetterInvestments
    I REALLY want to love this app, but every time I invest, I seem to lose more than I gain. I’ve invested $135, with a $5 weekly investment, I lost money and withdrew the total amount of $132.49. Since withdrawing, I’ve invested $65, with a one time of $5 and a weekly of $10. I gained $0.64 and lost $3.65. Now have $53.86. I may not be doing my math correctly, but after the fees, it looks like there’s $2.13 unaccounted for. I know the market is fickle, but I’ve given this app a chance to win me over and haven’t yet. I’m hoping the developer will respond and reassure me that my investment is in good hands.
  • Not that good 3/5

    By laylay24406
    I really hoped this would be a nice savings account with the addition to invest. But I expect it to be somewhat similar to a savings account. I put money in and if I happen to need it for a rainy day I should be able to take it out. That’s what the app made it look like. Then I was told it would take 3-5 days to transfer. Okay cool I was fine with that. Testing out the function and boy was I glad I did that. Because now I will be getting rid of this app. I never got my $5 dollars I put in back. I watched my bank account like a hawk. And now the app doesn’t even say I have that pending. So if I can’t have money to fall back on what’s the point?
  • Regularly missing funds 1/5

    By Harrymckat
    I had money coming out of my bank account every day into Acorns through their recurring investment tool, but I just noticed it hasn’t always made it into my Acorns account. I’m out!
  • Out of sight out of mind 5/5

    By Tocci211
    I check account about once a month keeps me honest.
  • No support 1/5

    By SunShineLouLou
    I signup not knowing what it is.. still the same.. everything is long term .. even customer service they can’t cancel your account..
  • Very cool 5/5

    By A veteran painter
    Just a little at a time becomes a lot of the future. I love the idea of basically using my spare change to invest. I love the idea of where I don't have to spend thousands of dollars. A dollar here and a dollar there with a mixture of a recurring investment can turn into a million dollars in about the same time of paying off your 30 year mortgage is awesome to me. The fact that I can use this short and/or long term is awesome. Great idea
  • Great! 5/5

    By Cocobuttermango
    Still learning what investing is but I’m loving the app.
  • Roundups stopped working/Recurring Investment 4/5

    By Josh Moyer
    I think this app is really good it has done a good job of investing my money to stocks and keeping it safe/saved up, but recently after the update my roundups on purchases take forever to be posted or just never happen until another update. And my recurring investments it’s a small amount but I know I have enough money in my linked account to cover it so I’m not entirely sure of why it wasn’t shown in my account. But overall this app is amazing and just lately I’m disappointed.
  • False advertisement 1/5

    By josh_that_guyy
    I came here thinking that for every dollar spent that it would invest the change into a savings account with Acorns of some sort but I was wrong. They charged me even though I did not select a plan. I deleted the app as soon as it asked me but I’m still being charged even though I did not agree to selecting any plans. This has made me very upset and I would like every dime back that you guys took from me.
  • Invest! 5/5

    By massagemepro.com
    This is one of the best options for me to save!
  • Crushing Acorns 5/5

    By OJ_Tha_Blank_Man
    Nice investment for beginners like myself! I love it
  • 85 Percent Loss In Two Years 1/5

    By hauiwnsndkejenxn
    Like the title says I put in $20 almost two years ago just to give this app a shot but now it is only worth $3.11. My profile has always been set to Moderately Aggressive and I haven't touched a thing since I out the $20 in. I know it's not muchoney but that's a 85% loss. I see a lot of good reviews for this product and am sure this one will likely not get read ever or often but just wanted to let other real people know that I am obviously not impressed with this app.
  • Overdraft 1/5

    By dokray
    I like the idea but... don’t overdraw my account to take my change!!!
  • I LOVE IT 5/5

    By Veronica the one
    I always recommend this app to people that want to save money, but have trouble saving it! It going directly into the app from your bank account!!! I’ve saved 81 dollars so far for only having this app for a month and a half! Highly recommend this!!!
  • Good for Millennials but not for anything else 2/5

    By San Francisco Living
    Overall the concept is appealing. But nowadays there are better apps that can do Acorns concept. Investing pennies is great but it’s really like a small token game. In a sense your money is just so small. Obviously you can invest more deposits but I think other Apps like Wealthfront and Betterment offer much more diversified portfolios than Acorns. It’s good to start and play around but not if you want to actually make money or proper investements.
  • I'm not one to write a review... 1/5

    By Darcaba123
    What a great idea to have an app round up spare change and invest it. I chose that I didn't need to use the app as I decided to use another I found a much more reliable app and it is quite easier to understand. I tried to withdraw the amount that was there and as I waited for the few business days it still had not shown up into my account and it was as if suddenly the amount disappeared. it's not in the acorns app nor in my bank account and that is theft. I am furious and not only because of that but because there is no history on what or when you withdraw your payments and that was another big negative with this app. Terrible
  • Painless saving 5/5

    By Sumo800
    The amounts invested are quite small but it's amazing how fast it grows. You don't miss it not being in your account but when you check your acorns balance it's always a pleasant surprise.
  • Honest review 5/5

    By Crazyy_kid98
    This is a great app, but for new people who are just getting it, think of it more as a fancy savings account instead. You won’t really be earning much unless you have a good chunk of money here,( about 7k and up ). You have to remember that you are investing ETF’s so approximately 1-3% money gain a month is what I’ve seen in the year I’ve had it.
  • Poor customer service 1/5

    By TheMusicFriend
    Acorns took aver a month to approve my account. I emailed and they told me I needed to send in photos of my SS and drivers license, and told me it would be up and running in 1-5 days. Two weeks later, I finally got an email saying I was up and running. Also, I tried claiming a reward by signing up for blue apron within their app, and the $30 reward was never claimed. This is a huge letdown as I was excited to invest with Acorns.
  • Money not seen is money not spent 5/5

    By Arizona Greg
    Having a small amount taken out really adds up and I don’t miss it when it is from the roundups or the $5 a week I deposit without a hassle.
  • Great App 5/5

    By Forootan
    I started to get a little worried when I invested 50 dollars and my portfolio dropped by a few cents, although this was expected due to my moderately aggressive investing preference. After about a week I was netting positive. Don’t expect to make a ton of money here. This is primarily a savings app. It’s great if you have little spending discipline. Put some money aside in acorns after each paycheck and watch your portfolio grow.
  • Did not get paid the $1,000 bonus 1/5

    By SNavis94
    Extremely upset. I had 12 referrals sign up in January and now I’m being told by Acorns that I only had 6. But in the App I was paid $5 for 12 referrals and the sign up/paid out dates are January 6-28. So even if the accounts were “signed up” in December like Acorns is claiming. The account set up is 1-3 days. So the 2 that I got on January 4th doesn’t matter. I only needed 10. So that would be 10 without those 2. So now they are giving bogus reasons to not pay me. I had TWELVE sign ups in January and I only needed 10! And all the sign ups are showing in the App. Now it’s the 20th and I STILL have not been paid and it was supposed to be by the 15th. No one is responding to my Facebook messages or my emails through their website! I am extremely upset as I have promoted this app to SO MANY people! I deserve that money for the referral bonus.
  • Bank Unsupported 4/5

    By moccj
    Hello! I love the app but unfortunately my bank is unsupported so I am unable to use round ups at this time. I have set up recurring deposits but it would be great if you could help get Parters Federal Credit Union on so I can utilize the app to its full potential.
  • Easy to use 5/5

    By Lageradams
    I love how easy it is to navigate the website/app. It is awesome to see how fast just keeping the change back from transactions can grow!! I do wish there was an option to withhold applicable taxes as to not receive a 1099.
  • No Brainer! 5/5

    By lydiatjistuff
    Don’t have to do anything but set it up and money accumulates!
  • Love it 5/5

    By Ezneightdeezy
    Love how easy it is to use and slowly building up. Just like investing regular expect much easier and small change you won’t miss can add up to big dollars after years. Glad I started.
  • Use this to save for a rainy day 5/5

    By Darukight
    Honestly I thought this would be a crappy idea but when you’re broke and you look at your acorns account and find that you have $150 in there you will be happy you squirreled away some funds.
  • User friendly 4/5

    By FocusPi
    Acorn app is simply and easy to use. Nice account management and set up. A little slow on initial account verification setup. They state usually a day. Which I’m sure it is in most cases. I really enjoy a new way to invest and what they give back to the environment. It’s a win win!
  • I love the app and hope for more 5/5

    By Budreaux82
    The app is a great tool to help maintain focus on your long term goals. The only wish I had is that I could divert my paycheck in addition to the round ups...maybe someday.
  • Where did my money go ? 1/5

    By starr523
    Still trying to get to know the app invested a few bucks just to see how it works a week goes by & now my account say 0$ !! Maybe this app not for me after all ..
  • Simple and automated 5/5

    By Casey Gossett
    Everything is automated to keep putting money in and getting a return!
  • It’s okay but... 3/5

    By MarjaRue
    I find that duplicate round-up transactions keep showing up only in the app. I scrolled back to see how often this happened and sadly found that it occurred at least five times. I see many of you just let them do their thing without checking your account but the same may be happening to you. I really wanted to like this but I’m distrustful of anything (or anyone) that takes my money in an unauthorized manner. I’ve since removed my linked cards until the issue is remedied.
  • Easiest Way to Make Money 5/5

    By StevieNixx23
    LOVE this app! It rounds up the change linked to my cards and puts it in an account. I don’t even miss the money I’m saving. It’s always a nice surprise to check my balance!
  • I love it 5/5

    By Cb7tlaqui
    This is an awesome way to stash away dough for a rainy day. Super easy. I was skeptical at first but once i saw my balance after about six months I was convinced. I’ve since doubled my round up’s and have seen a significant increase. I would recommend it to anyone who wants to save and invest.
  • Solid 5/5

    By Canned247
    Decent app Go Bills
  • Referral Program Scam 1/5

    By Acornsfraud
    I’ve been a loyal customer of this app for over two years. I decided to participate in the January Referral Program. I got fourteen referral sign ups in the month of January. When I called customer service, they told me only 9 were eligible. 5 were ineligible. EVEN THOUGH ALL THE ACCOUNTS ARE ACTIVELY PENDING OR INVESTED IN THE MONTH OF JANUARY. I have screenshots proving all of it. I called customer service and they refused to disclose why FIVE of my referrals did not get through, yet 9/10 conveniently did. A quick google search reveals dozens of others getting the same problem. They refuse to clarify why and simply say “sorry for the inconvenience” I’ve never been cheated so hard by a referral program. I would expect such a large company to be transparent and value customer retention. I’m trying to get an answer from them but they won’t help and I’m seriously considering closing my account and having all my referrals close as well. 9 out of 14, how convenient acorns! They even reply on here with another automated message. My acorns account showed I had 10+ referrals while January was still going. But they refuse to pay. A quick google search reveals dozens of online complaints of the same exact problem. The system is designed to force people to not get the 10 referrals even if they successfully get all 10 in January. There’s no way to prove it because Acorns refuses to accept any proof. What a strategy... Others online are already confirming this program is rigged. Have fun with your future legal battles.
  • They Scammed Me, Don’t Be Next! 1/5

    By CollegeKidWithGoodPriorities
    I was really excited to hear about their $1,000 program in January. It seemed like getting ten people to join would be a breeze. I told about 20 of my friends, kept bugging them about it and really sold acorns (because I really thought it seemed like a good company). Every other person would have technical issues with the app or linking their funding source. Two of my friends kept using my code only to have it crash. About halfway through the month their phone lines went down making it a hassle to troubleshoot in real time. I worked patiently to get my friends’ issues fixed and assured them it would be worth the trouble. In the end, twelve referrals were confirmed in January. When their phone line was back up at the end of January I called to confirm these referrals and was told I was eligible, although two of my twelve referrals had to be “manually added by the engineers” because their account somehow didn’t link to mine. Fast forward two weeks to mid February. I realize my $1000 still hasn’t posted so I give them a call. A guy tells me that he needs to meet with his manager because my account didn’t “automatically qualify” for the bonus. He then emails me three hours later informing me I did not have enough referrals to be eligible for the promotion! How can your employees tell me that I am eligible before the end of January when I still had an opportunity to refer more people if need be, only to turn around in February and just decide not to give me my earned investment! I spend a whole month working to promote their company for nothing. I’ll be telling this story to anyone who I referred or who mentions acorns so they can pull their money out of this scam. They’re clearly growing into a shady company. Don’t get screwed like me.
  • Rounds ups don’t work, not coming out of account!! 1/5

    By Salsabro
    The round ups never worked!! Even after customer support!!! No help from them. Will probably close my account if they can’t help:(!!!!
  • Good start now not so great 4/5

    By Jackdaniels022
    *second update -about a week later the app is now having trouble linking with my bank account again. This is starting to look like it’s gonna be a continuous problem which is really frustrating. The problem was fixed again after two days. Overall I really like the app. I just hope there is no more bank connection issues. **update - it took about 3 weeks but they have fixed the problem. Everything seems to be working well and I would recommend this app to new investors as a way to get started. ** I starting using this acorns app about a month ago. I linked my bank account and started investing. It was really cool to see me getting gains and dividends as well as it made investing easy by rounding up my spare change. Now a month later and it says that it can no longer link with my bank account. I contacted support and they said that are having trouble linking with my bank and have no time table on when it will work again but they continue to charge me the monthly fee. Hopefully it will be fixed soon but no one seems to know.
  • The best thing my son ever told me about!! 5/5

    By Katie2557
    When my son first told me about Acorns I thought me, invest? Has he lost his mind? But I figured ok I’ll give it go. What an amazing way to put away for a rainy day! I’ve withdrawn a few times to help 2 grandchildren purchase their first cars. It is so simple to use. And customer support, I can’t say enough good about them. If you’re on the fence with this one take it from someone who never saved a dime in her life and thought investing was only for the wealthy...do this you will never regret it!
  • Great! 5/5

    By Draven Cruz
    Great for building savings just with round ups alone!
  • Love the app...but 3/5

    By Zanyzora
    I love the idea of this app, painless saving and investing etc. However I can't find the withdrawal tab anywhere on my iPad app. And recently my PIN stopped working and now I need to login with my email. I hope these issues can be corrected! When they are, I'll happing give five stars.

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