Clarity Money - Budget Planner

Clarity Money - Budget Planner

  • Category: Finance
  • Release Date:
  • Current Version: 1.9.0
  • Adult Rating: 4+
  • Developer: Clarity Money
  • Compatibility: Android
4
4
1,345 Ratings
$ 0

Clarity Money - Budget Planner App

Featured by Apple as one 2017’s “New Apps We Love” -- Clarity is your personal financial advocate. Clarity Money uses data science and machine learning to analyze your personal finances and help you make smarter decisions with your money. Seeing is believing! What else does Clarity Money do for you? Our free app will help you save money, plan your budget, track your spending and expenses, protect your credit score, lower your bills, and manage all of your accounts, in one place. Here’s what else Clarity can do for you: - Stop unwanted accounts and subscriptions from charging you - Find you better credit card deals based on your spending habits - Cancel and lower your bills - Manage your budget and expenses - Help you payoff debt - Create a savings account - Transfer money between your bank accounts - Generate your credit score for free Find out why TechCrunch, Mashable, and Business Insider are talking about Clarity: “[Clarity] combines a number of the best features of existing money-management apps into a one-stop-shop. The app lets you cancel subscriptions, and suggests how to manage credit (by offering a credit card to consolidate debt and provide the best card for a particular type of consumer). The company also identifies bills that are negotiable and provides a service that automatically renegotiates for a lower rate. Finally, the Clarity Money app also lets users set up a savings account that will automatically withdraw money from a personal account.” - TechCrunch, 2017 “The iOS app is sort of a combination of Mint, which tracks your financial health, and Digit, which saves money in small increments. Clarity asks for your financial information, and from there tracks your spending and suggests ways to save. The app will look out for deals to lower your bills, suggest subscriptions you could cancel and help you save money for specific goals.” - Mashable, 2017 “It uses data science and machine learning to negotiate bills, create a savings account, find lower interest rate credit cards and/or personal loans, transfer money between accounts, and deliver actionable insights based on your spending patterns, credit score and credit cards.” - Business Insider, 2017 “It also trained me to review my transactions daily, a necessary evil in the age of digital spending. I haven’t pulled the trigger on cutting my subscriptions and switching my credit card just yet, but I am seriously considering both.” - Barron’s, 2017 This is what real Clarity Customers say about the app: “A must-have budget and expense tracking app for people who want to be more conscious of their finances. The ability to cancel subscriptions that are wasting money is pretty amazing. Highly recommended.” “This app really helps with budgeting and monitoring spending, expenses and debt.” “Best way to manage your finances. This budget app allows you to stay on top of every transaction while offering keen insight into your spending habits, subscriptions, and debt.” “An excellent app to track finances and manage debt.” “I've become obsessed with money, budgeting, and saving. Clarity tells me how much money I've spent, what subscriptions I have, and makes saving and budgeting money easy.” Clarity Money is your financial champion and advocate, watching your back and looking for ways to save you money while keeping you on budget and in control of your finances. Download Clarity Money today!

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Clarity Money - Budget Planner app screenshots

Clarity Money - Budget Planner app reviews

  • Not Enough Categories! 3/5

    By Go Spurs Go
    I had bill guard before this and since they were bought out by clarity I gave this app a try. At billguard there were so much more categories to be able to see exactly what you are spending money on. Example, I used to have a car category so all maintenance, repairs, gas, car washes were in that category. Now there is just a travel category so I have no idea what I’m spending on for my car versus travel. It’s the little things that matter and there aren’t enough good things for me to keep this app.
  • Excellent App With Personal Finance Management, Score, Due Date and Spend Trends 5/5

    By Vullankib
    I am already loving this App using it for few weeks. It has got all the features which I was searching for recently. Control on your spends, recurring bills that get deducted and at one place you can see the due dates for the cards. Love the Apple App. Customer service was responsive when I reached out to them couple of times while integrating One of my credit card. Keep up the good work team and a big shoutout to the entire team!! 👍
  • Love this app 5/5

    By Farfar2013
    Love this app such a great design. Only thing is I wish you could customize the first page. Few suggestion: 1-it would be cool if app categorize recurring event into one category and sum up hoe much you spend on a category. For example would be nice to see how much you spend on your insurance or dental work It would be nice if it was intelligent enough to put things in one category so you can access them in the first page.
  • Not useful 1/5

    By Centersj
    This app was recommended as a replacement for Prosper when that app was discontinued last month. Almost immediately I’ve had trouble with Clarity supporting 2 of my accounts - Barclaycard and Huntington. These are not fully supported. With Barclaycard I was told by Clarity that they do not support them yet (Prosper did). With Huntington, I continue to receive error messages that 2 factor authentication is being prompted and they are unable to link my account. How can I use this app when I am unable to see all my accounts? Two factor authentication is not a new security feature?!? Barclaycard is supported my most other financial apps!?! Also, this app is very sloppy. Finding my basic information on my accounts is surrounded by ads and attempts to get me to open other accounts with their partners. I don’t find it very useful. I miss Prosper because it simply worked. This app is not a viable replacement nor is it intuitively arranged.
  • On track 5/5

    By citybythesea562
    Definitely keeps you up to date on what you spend your money on! High recommend
  • Take control of your finances! 5/5

    By CosmicBreadBox
    Simply the best app to keep your money in check. Know where you are spending, where you are saving, and where you can build wealth! Clarity is the best money management tool out there!
  • Best customer service I’ve ever seen 5/5

    By Sekrazy
    I love the features that clarity brings to the table. It’s not perfect, but clarity’s ridiculously amazing customer service brings them all the way up to five stars. The in-app chat feature allows you to chat with one of 3 customer service agents(which I assumed were either robots or very underpaid with no genuine desire to help). Yet you will quickly receive a very long, thoughtful response addressing your feedback and I wish every large company had such amazing service.
  • I wish there was more. 3/5

    By Miguel.com
    I love the design and how you’re always just one tap away from anything you want to see. I really wish they added more feature like budgeting. This app helps you budget and see all your accounts in one but I wish it allowed me to set budgets for certain categories. Maybe in the future clarity team ?
  • Seems good. Only had it a couple of days. 3/5

    By Fixinfool
    Seems good. But does not have my bank. That's a big thing for me.
  • Love it 5/5

    By bluntssss
    Great app to keep track of spending and all your financial accounts
  • Useful financial tool!!! 5/5

    By Ranga4us
    I have used various apps in the past and recently started using Clarity Money to keep tab on all my accounts. This is by far the best app, gives good look at every item in detail just the way anyone would like it!
  • Awesome 🙌🏼 5/5

    By agentgecko21
    This app is amazing. I used to draft spreadsheets for everything, but this app does the work for me. They helped me cancel some old Pandora accounts and give me visibility on where I can shave off some extra waste in my budget. I love it! The layout is sleek and user friendly, too.
  • Good App. Not good accessibility 3/5

    By FJLongBeach
    I like the app it makes most things easy. Finding what you spent at one specific place or on a specific category is one of my favorite features. Forget password link doesn’t work so I have been without access for days since I got my new phone, you think that should be standard to have on an app nowadays something that works
  • Simply the best out there- makes your richer. 5/5

    By JamesGiantPeach
    Time to get really smart about your finances. I've tried many personal finance apps that didn't fit my needs, and I was excited when I heard about Clarity. It finally met my high expectations. The app is stupid simple to use and does everything i needed in a way that is trustful. It's about time someone made this--kudos to the app developers!
  • I like it 5/5

    By Madhattersam
    I wish they would have a built in bill manager like prism. Itd be nice to manager all my finances in one app instead of two. It got me started with acorns so now i can start saving more.
  • Keeps me on track 5/5

    By Chinchi03
    I would love it to update some clutches but in overall it is very helpful.
  • Great App 4/5

    By HamSalvUSN
    This is definitely a great App, but it definitely has room for improvement.
  • Great app and quality support 5/5

    By Therealseanism
    I used Mint for the longest time but like a lot of you left them years ago due to their business practices and being bought out. I really had a void in my life without Mint until I found this app. I had a bank that didn't work but they fixed it fairly quickly.
  • It's been so helpful 5/5

    By Mikey BB!
    I'm terrible with my money. This app actually makes it easy. And the saving stuff is so nice. Like every penny counts and if I'm organized, I can really get by. I don't make a lot of money, so this app has saved me
  • Best. 5/5

    By KaliRay
    My favorite app to keep my money in line. I love their additional savings account. It's nice to feel like its all within my view.
  • Amazing 4/5

    By David_Flo
    This is crazy awesome. It keeps up and helps you save with great criticism and support. Only 4 stars because it doesn't update your credit score enough.
  • For your info on this app 4/5

    By MICHAEL12540
    Very trusting and knowledgeable...... Keeps me honest. Try it you'll like it, for sure.
  • Great but not Fantastic ! 4/5

    By Qtronix100
    I used Prosper , tracking transactions in this app is a choice not alert globes to let me know if something is wrong. I am Luxury Card customer and that CC is not listed as option so this app is not tracking the full expenditures. Need improvements
  • Good and helpful! 4/5

    By Tmbrcrk
    I wish I could define my own categories. Also would like to be able to create sub categories.
  • Great App 5/5

    By JaCkSMaRiE213
    Love the app. Really helps me keep track of my monthly expenses and helps me manage my money in a smart way. I also loves how it watches over monthly purchases and reminds you to make sure you still want to be paying for them.
  • Great App 5/5

    By Net pot
    This app is really good for young and old. Tracks spending and helps you see where your money goes.
  • Love. It. !! 5/5

    By vik_592
    It had all the right features in all the right places.
  • Great app. More potential! 5/5

    By Johnira
    Love the app! I would love to see support for Credit One Bank on/in the app.
  • Great app 5/5

    By Kc stew
    This app got a discount on a monthly bill for me. All I had to do is push a couple buttons. Awesome!!
  • Amazing App 5/5

    By Tommy Koponen
    Absolutely amazing app that gives you an overview of your finances and a daily breakdown of expenses.
  • Former Prosper app user 4/5

    By Jen11687
    The app for the most part fits my needs, however, I miss all of the expense categories that Prosper has (I.e. Pets, car, gifts). The category "shopping" is way too broad and really doesn't identify any true expenses. Please either add more categories like Prosper, or allow the user to custom create expense categories! Thanks!
  • One of the most useful app I've ever used! 5/5

    By Jasonliujc
    Everything is perfect! It links your bank and investment accounts, track your recurring and non-recurring payments and give you suggestions. It tells you how to save money and alerts you if you spend too much lately. However, one of the concerns of this app would be security. So I hope their security team is doing better comparing to Equifax's
  • Must-get 5/5

    By Flayra
    I've used Mint and other financial "helpers" before but this is the first one that delivers. It's seriously impressive. The fact that they don't store any financial data (it's all on your phone) is a huge plus also. Highly recommended.
  • Great app 5/5

    By CreatingDrew
    Great app, even better support that replies directly in the app.
  • Likes & don't like 4/5

    By Gladys_Ann
    I am trying to use the app. We get our social security in the middle of the month which messes things up. Which you could set up your own month cycle.
  • Doesn't work 1/5

    By Melissangjhhh
    This app doesn't work like the other one that I've used. It's delayed by days and it's not helpful
  • Wonderful tool 5/5

    By Thomaspartan
    Clarity money has helped me open a savings account, open an investment account, and keep a closer eye on my expenses. I would recommend this app to anyone who would like to know where their hard earned money is going.
  • I miss Prosper/Billguard 3/5

    By Jaymo71
    This app is ok. If youve never used another financial tracking app, you probably wont be fully disappointed. But i really miss the old app that directed us to this one. It not only had a simpler design to track expenses, but i was subscribed to their full version which included identity monitoring for a reasonable price, and I took full advantage of their service twice in the years that i was with them. I hardly use Clarity because its just too "busy" for what i use it for. I miss the simplicity of Billguard/Prosper, and i definitely miss the identity monitoring.
  • Any help? 2/5

    By Frosted13
    Having a hard time linking my bank account to the app..
  • Best App For Finance! 4/5

    By Codyhumm
    I'm rating 4 stars only because there a few things you should add like income based off of monthly deposits, monthly history to see how much we spent last month vs current month ect. I love the app so far haven't had any problems and I love the account savings also!.... if your looking for an app for finance this is the shiz✌🏻 please please make a new update soon an please keep it free😩😩😩
  • Great insight... one suggestion 4/5

    By LaserEngraver
    Loving this app so far! Really provides an awesome visual insight into my finances. I also have it tied to my Acorns account which is an added bonus. Would love to see the ability to add my own custom categories! This would allow me to better track certain expenses.
  • Good But Not Very Intuitive 4/5

    By Lizzylibra
    I like what the app is trying to do & some of the features offered can be very helpful for some who need or want the offers to help them. However, I just want something clean, straightforward, & to the point about helping me keep up on the transactions happening with my accounts. I was using a great app before that did this very well for me. It alerted me when new transactions came in and then I could 'swipe right' to confirm the transaction was familiar or 'swipe left' to red flag the unknown transaction till I could investigate further. This gave me a strong peace of mind that I was keeping a close watch on my accounts and would easily spot any unexpected behavior. This app's home page gives you a quick synopsis of your account's balances, but then it has all these advertisements for money management and other suggestions that I read through the first time of course, but there are very few that you can remove from view for good. The second tab is cleaner on showing account activity, but I miss being able to mark them as known and unknown transactions. Doing so gave me a strong sense that I was able to keep a very close eye on monetary transactions. Still a good app to show what you need in a basic way so since the other app is now gone and they directed me to this app I guess with time I will get used to the different way of things.
  • Love this app 5/5

    By Alexandracastro1223455
    This app is great to keep your finances on point.
  • Simply great 5/5

    By Ejmaesthetics
    Absolutely wonderful and amazing with organizing your finances.
  • AMAZING! I love this app 5/5

    By DrPickTay
    This application combines simplicity with an amazing interface that looks clean and well-organized. To top it all off, the app allows me to set a password for the app's login, which I personally love. It's extremely easy to see what days I've made a purchase and from where I've made it. Next to each of my purchases, there is an icon that displays the store logo from which I've made the purchase (Wendy's, Amazon, etc). Very clean and informative. Thanks so much for making this app!
  • Great app, room for improvement 4/5

    By Niranjan Saraf
    I come from Billguard (daily prosper). The graphs and list of all transaction interface is nice. Two things it needs to improve 1. I can't see the deposit transactions on my checking accounts. My income is not posted automatically on transactions. Instead it asks me to enter my income manually and plots spend graph against manually entered income. If you can integrate the income direct deposits it would be great. 2. More spend categories needed - I would love to see more categories such as rent, restaurants, phone bill, bars and nightlife, online shopping etc. If these two changes come in, I'd rate this app a 5 star. Update: my income was posted in wrong category (transfers), so I had to adjust it manually to set it as income. They got back to me with a response specific to my review. They care. Keep up the good work. I'm changing the rating from 3 star to 4 stars.
  • Link my account 1/5

    By Exasperated Already
    I can not link my credit union.
  • Easy and Effective 5/5

    By Manuz2113
    awesome app, keeps everything organize and simple, saving money cancelling subscription that I didn't even knew I had! Totally recommend it
  • Poor app! 1/5

    By Spence1684
    First off, I tried linking my account and it did not work several times. I thought it may have been my bank so I called them and they told me the problem was not on their end of it. I went to the chat and waited over three hours for someone to answer my question and no one did! Poor customer service and terrible app due to the fact that it would not even link my bank account. Would not recommend!
  • Nothing like Prospect Daily, is worst 1/5

    By LuvySparks
    I was recurred to this app due to the last app closing and no longer offering updates. However this app is highly more complicated and is awful at updating and tracking transactions. My current balances are always wrong and after disconnecting and reconnecting my accounts I am still left with the same issue. I'm no longer interested in keeping this app. I preferred Prospect Daily.

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