Good app...bulky, but provides service. 4/5
I like the app because it gives me access to information about my credit that I need.
Only grip with app is that it takes time go through through several menus to get to the information.
Really good app!!!! 5/5
This has been a great app, I have not had any trouble out of it, or credit karma; since I signed up. This app makes it really easy to access my credit history entirely and score. Thank you very much, thank you for not charging us either even though you could just like everyone else. As of now, nothing is broken, so please do not try in any way to fix what is not broken. I am a little old school and I believe what is working keep doing. Thank you!!!!
Great app 5/5
Very pleased with this app
Totally fake, don’t trust 1/5
By Why he running
I have Amex card and discover card,they send me every month free credit score detail,both bank showing same score but This credit karma Totally different showing u 2-2 months old report totally fake score, don’t trust
This site helped me bunches.
Great App 5/5
By Jackie Sampsell
I love credit karma and everything is very easy to use. I would like to see credit karma add credit bureaus (Experian) to its platform in the future.
Please add credit bureau (Experian) as soon as possible.
Great App! 5/5
Update: Still doing great! Thanks! Keep it up credit Karma! 😎
Basic Score seems accurate after further understanding & review with my real credit report! Individual banks can use additional source and data to beef up a basic credit score from their perspective.
Love the tips and knowledge base/ educational information bits!
Helping me Get my credit back into better shape and maintain better credit management.
Thanks! Keep it up credit Karma! 😎
So helpful! 5/5
I'm applying for a home loan and it has been incredibly helpful to have this information at my fingertips. There were bills I didn't even know I had and CK connected me to the collectors so I could pay them off and remove the mark from my credit report. Highly recommend.
Update: After using CK for six months my credit score has risen over 100 points, I just got approved for a good credit card, and I’m in good standing to get a low interest home loan. The scores are not hard pulls, so they’re not 100% accurate, but they give you a fair idea of your current credit standing. Thank you so much, CK. You make adulting so much easier.
Credit Karma is definitely a great product! 5/5
By Edwin M.
Without a doubt one of my top 10 most used apps.
Helped me greatly! 5/5
Hard to believe a free app can help soo much!
Handy when repairing credit 4/5
This is a very handy tool when you're watching your credit. I've been working on it so that I can buy a house, CK has great answers for most of my questions (like how something will affect my credit). The only problem with it is the scores are way off. CK said my score was 674, had my score pulled by a mortgage broker, it was 634.
Wrong Credit Scores 2/5
By Tricky Trenz
Credit Karma hasn’t updated one of the credit bureaus in over 5 months. Paid for another service and credit karma was off 115 points on my score. Not going to complain because it was plus 115 points. Lol.. I know someone will write back stating they are up to date. Seriously not true. Credit Karma has declined big time over the past year and a half. It’s still fun to see how much points they are off per month though. I gave an extra star because the app works nicely. Never have any issues opening. But for anyone who reads this.. take the time and buy a package or do your free yearly credit score through another site. You will be surprised in the huge difference. You will get more information too.
Excelent application! 5/5
By Mega express
It's very friendly and usefully.
Great... till now... 4/5
After finally setting up my account, I had always loved this app.. but then with the first update, it wouldn’t log me in like how I set it up, I had to keep putting in my email address and password AND a PIN number as if I were new every time. I said, patients, my iPhone6 is setup in a way that I could use Keychain to login quickly, but I would still have to do a PIN number each time still... NOW, for some reason, it won’t open AT ALL... the second I tap on the app to open it. It crashes and force closes on me every time... Ya need another update... Like, now... The last update for this app seems to only help iPhoneX and not my poor iPhone6.. What’s up with that?!?! Please fix... Like, NOW...
Can not finish sign up! 1/5
I just created an account with this app. But, it tells me there are something wrong with my personal info to complete the sign up. But, it will not tell me where is the error, and the whole process will not go any further. I have reviewed my person info more than 10 times, and did Not see anything wrong with it. Only can give 1 Star for now. Will update review if the problem is fixed.
I am skeptical as to how accurate the numbers they give are. Because I get my FICO score for free w/one of my Credit Card statements. It is MUCH higher than CK says.
Also, I have noticed that on many of my credit card balances. They are about a whole month behind!! (Perhaps this is the cause for the inconsistent #’s). But ones that we paid off 4 weeks ago still show up on CK with amounts due. Or incorrect amounts due because they still haven’t recorded the payment made 3-4 weeks ago. This is frustrating. BUT it is a free app.....soooo, you get what you pay for?!?
Love the information... The app could be improved 3/5
Let me first just say that I love the information provided by Credit Karma. I find in very informative and really like keeping apprised of my credit scores.
The three stars is rating the app itself... Make an iPad app that works in either portrait or landscape mode... That would be four stars. For five stars, have the iPad app support Split View.
These would be fantastic improvedments!
Good for trending but the score shouldn’t be used to make buying decisions 2/5
By Average user
Simple and almost feature complete. It offers a great ui and view of all useful info : credit score, what to do to improve and account balances and number of credit inquiries.
The score is a best case because of how many scores there are. This isn’t their fault but it would be useful to have a best (vanguard 3.0) and worst case among all other calculations so that there are no surprises when a bank pulls your score. Also no faceID support :-(.
Great app 5/5
I love it, it works great for me.
Love The Service 5/5
Credit Karma has helped me get my life(credit) together, lol! And I used their tax service this year. I was scared to even try to do my own taxes, but they make it so foolproof. Thanks for the services you offer Credit Karma!
Easy to use
Used to be ok 1/5
By Fool me once but only once
Wrong credit score for TransUnion. No way to call Credit Karma so spent days back and forth with email but only received ore written letters that don’t offer proper response. I then contacted trans union direct and verified my proper score. If Credit Karma isn’t accurate what’s the point? The bigger problem is there’s no way to correct or speak to a representative.
Best credit report 5/5
I love how helpful credit karma has been with my credit. I have been using all the information credit karma has given me and it has help so much. Thank you so much Credit Karma -Jasmine H.
Update needed! 4/5
I like it, but after I upgraded to iphoneX, I’m back from biometric id to a 4-digit passcode to log into CK. Please update to work with faceID.
Very thankful 5/5
By Whose line is it?
This app is allowing me to learn about credit and how I can financially better myself. On top of that, it's free! What better way to stay ahead of the game than through free and useful knowledge. Highly recommend to anyone looking to better their credit score and don't know where to start.
Please Help Me 2/5
I’ve finally paid off my car after 2 years and my points have not
Gone up at all.
I have been checking Credit Karma on a monthly basis and it has not even budge.
Landscape- Where is it? 1/5
I have an iPad and I don’t like apps without landscape view. They are difficult to use in portrait mode. Please consider an update for iPad users as I am sure I am not the only one who considers this a problem!
What a joke. 1/5
My credit score is 782 and this stupid app says it’s 702. So much for accuracy. I’ve already deleted the useless app.
OK, the full scope of the inaccuracies is as follows:
CK said: I had student loans, then gave options for the lenders. Then the amounts. Reality is: I got my degree in 1980 and like most people back then, had no student debt.
CK said: I took out my mortgage in 2012. Then gave options for the lender. (All incorrect.) Then options for the payment. (All too low.) Realty is: I bought my house in 2006 and refinanced in 2014 for a much better rate and a 15 year term.
CK said: I have $25,652 in credit card debt. Reality is: in any given month I run my utilities, family cellular plan, internet/TV, groceries and incidentals through a 5% cash back credit card (generally about $2,500) and pay it off every month.
So again, dear developers, your app is a genuine flop.
Ease of use and very helpful 5/5
By JM Texas
I like the ease of use and how helpful it is. I also like how secure it is and the level of security it does as it checks you out before it sets up your account. Thanks Credit Karma
Easy and straight forward 5/5
Great and easy to use
Great app 5/5
Thanks Credit Karma 5/5
I didn’t realize I was a victim of the recent Equifax breach, but Credit Karma notified me in real-time when a hard inquiry was sent to TransUnion as someone was trying to open a credit card in my name. Thanks to the timeliness of the push notification, I was able to get the cc application denied and freeze my credit before any damage could be done.
Keeps me alert 5/5
This has literally alerted me two cases of fraudulent accounts open in my name when in notice the alert that my score had changed thanks
Has helped 5/5
By Rlwilliams 64
Credit Karma has been instrumental in me increasing my credit score. Over the last year score has increase over 70 point.
Great app. It's free, it's really free 5/5
This app is great, works really well and they were diligent in emailing me during the recent credit hacking. And also....it's free, it's really free :)
Amazing app 5/5
Helped me so much learning how to help my score, even if their scores aren't exact all the time it teaches you what the credit companies look at and how you can improve... old score 520.. new score 700 and I'm now able to buy a home... would have taken me years on my own to learn what this app simplifies for you... I Highy recommend for any one who dosnt have someone to show them what they need to do.
No score? 1/5
Never had an issue until suddenly it started showing “No Score” for both transunion and equifax. Came to leave a review, saw there was an update for “bug fixes”. Figured they had addressed the problem. Updated the app. Nope. Still says “No Score”.
Great product 5/5
It has been extremely helpful in helping me increase my credit score and stay on top of unwanted entries.
Credit Karma 5/5
It's a wonderful application! Very informative and helpful!
Credit app 5/5
Issue with score simulation 4/5
Love this app! I’ve been using it for over a year now and enjoy that helps me keep track of my financials and gives you tips and tricks. Along with the Mint app, it’s kept me very organized. However i recently had my score lower due to and added debt. Credit Karma suggested their score simulator to guess how much my score could change if i paid a certain amount off or even ALL of what I’m owing (added $4800 on a $5000 limit CareCredit card). In both cases it keeps suggesting my score will lower, what?? It says that is atypical but I’m not understanding what the deal with that is 😒
Tried to sign up and it kept telling me to come back later.
Great app 5/5
A friend introduced me to this app. Even though she recommended it I was still hesitant. She assured me multiple times it was safe and I finally gave it a shot. I certainly don't regret it. I like this app a lot and it helps me keep track of everything and see how I'm doing. It even helped me recognize a late penalty payment that shouldn't have been there due to the company's mistake so that I could get it corrected
I need this for iPad
Learn how to manage your credit 5/5
This is an excellent way to learn how to manage your credit and turn you score into something to be proud of. I highly recommend using Credit Karma.
gives false hope 1/5
By gecko luke
don’t trust these scores. it’s cool to know what’s being calculated, so you know what’s being factored into your score, but they miscalculate. used the app to improve my credit score, used the scores to determine when to apply for a home loan, and this was over 60 points off on both scores. an incredibly embarrassing experience at the bank being denied a loan with information supposedly somewhat reliable. deleting the app, not worth seeing false numbers and having to remind myself “this isn’t true”