TOO SIMPlE 1/5
By I Love Hye Ran Yang James Lee
Basically only a vantage 3.0 score , you can't see the entire report , and it update once or twice a month , delete the app now
It's not bad but not what I expected 3/5
I mistook the concept of 'credit score' to mean credit report. Credit Sesame gives you your credit score, a credit report card that shows you ways to improve your credit score. It is a helpful tool but very limited. You can pay them to get an actual credit report. Though my husbands credit score from Credit Sesame did not match his recent credit score from Equifax.
More and more advertising. Less useful information 1/5
This a mediocre app that doesn't inform its users with important details such as what agency they're using to check credit. But there is something you will get a lot of and offers for everything from car insurance to any type of loan... Who knows what they are doing with your information... Credit Karma is way better.
It's broken 2/5
By richard abernathy
On iPad iOS v10.3.3 the app fails to launch properly. I'm don't know what happened, one day it worked fine, then stopped working. The app fails to land on the page where I used to enter a pin, instead offers a page with "login" or "signup" as options. Hitting "login" causes an immediate termination of the app. Right now it's useless. Maybe you'll have better luck.
This is scam app 1/5
This is scam app
Very Thorough 5/5
Create credit app information, many options to learn more about your credit options as well as ways to improve. Super easy to navigate. I have been impressed with Credit Sesame since I started using it. I recommend you try it yourself
Credit check my score. 1/5
By Credit s.
Sad upload system but lock me out this bad idea . I give one star. Time if find address company on bad credit record. Not good at all. This system is make my credit look bad not truth time change system up grade truth all credit card accounts. My new payment made last week was paid on time $504.00-53.00 mail in on time September 10 th 2017 was paid on time get fax straight before send wrong information should be $451.61 on September 11 2017. I call bank card check my account Monday by phone. So system too slow wrong alart my credit please fix it thank you. Still D-
Do NOT Follow Their Advice Regarding Bettering Your Credit! 1/5
I've never seen such an irresponsible app. Please do not follow their advice regarding how to improve your credit score. They offer advice like applying for another credit card in order to change your debt to income ratio. If you can't pay the credit cards you have now, you shouldn't be applying for another one. They also recommend that you apply for their unsecured loan with an interest rate starting at 4.99% with the ability to apply for up to $40,000 dollars. You'll NEVER get it paid back. Also, they send you endless emails that they use to lure you back to the site by saying your credit has improved, check out your new score, but nothing has changed and they're really wanting you to look at their credit card offers. You can't repair or lower your debt by creating more debt. This app just wants to make money off of you through the credit cards you apply for.
Credit card and loan salesmen. 1/5
It seems their main goal is for you to apply for credit cards or loans. They tell you you have good odds of getting approved for credit cards but when you apply you're denied. Then you get emails about having good odds of being approved for the same credit cards you were just denied last week. They also show up on the app about more cards you have "good" odds of getting approved for. This app has dropped my score due to bad advice.
Not opening 1/5
Just downloaded and it worked for one day. Now I can't open the app anymore.
They keep billing me! 1/5
I had the app a couple months and decided to cancel. I messaged and received confirmation that account was switched from $15.95 per month to a free account and yet I keep getting billed the monthly rate. I emailed back and have gotten ZERO response.
Update- another month and another billed 15.95! Do not subscribe I have to contact my bank and report fraudulent charge.
Disappointed Non-Future Client 1/5
By Carmen Hudson
This app asked me all the wrong questions then blocked me for 30 days!!!!! Look, I know what road I use to live on & how much I pay a month in student loans, so therefore I know myself better than you guys do, remember that please!!!!!
DON'T DO IT! 👎 1/5
I cannot BELIEVE the amount of email I receive from this app. The same email, over and over again, two or three times a day, seven days a week, /with no new information ever. It feels like the only purpose for this app, is to try to get you to open a credit card or apply for a loan. Save yourself some aggravation, and skip this one!
This app is no good 1/5
Heres my issues with the app. The app is not updated with new information except like 1-2 times a month if that. Meaning the website will have new info and you'll get spammed with emails about it but it does not show in the app. You also get spammed (5-6 emails a day) about credit card offers and loan offers. Thats a problem, and is not helpful to anyone except the company if you apply for one. This app is also extremely slow like it takes about 1-2 minutes to load a new page. All in all they are only worried about making money off you not actually providing a service. Sad to say cause it could be a great service if they get their stuff together.
By Clima air
They want you to pay every month for faster credit updates. What a joke.
No response from company 1/5
I was trying to set up the app. They have a process where you input your information, and then they call you to verify. They never called to verify me. I have emailed them a few times, with no response. I'm past frustrated. I feel like this company is unreliable and like it's a scam. They have made me feel like my information is not safe with them.
You get alerts, turns out they are old. This was before it even works. NOW you get alerts and you can't log in and see anything. Sure as hell though you can see ads. At the minimum if it's going to be down, say so and quit sending alerts when you can't log in to see them.
Login issue 1/5
The app won't let me in. Keeps saying I have a network issue but I have tried on my other phone which is on a different service and still get the same error.
Won't open! 1/5
Paid for premium service and now have not been able to open the app since it updated. Will not be renewing my upgrade for an app that I cannot use.
Tired of getting flooded with old alerts. Tired of being told my credit score has gone up, but then logging in to find out my score won't update for a few days. Why the alert then? This app is janky AF.
Don't believe them 1/5
This company give you a grade card and you try to follow it but it's no use. They drop my credit score because I haven't applied for credit so I applied for a loan and was denied so that will make my credit score drop even lower when I'm trying to work on my credit myself since I can't pay the credit repair company to do it for me. I think for every misleading information Credit Sesame gives you they should pay for your credit repair.
Can't open it 1/5
Since the upgrade my will not open
App keeps crashing.
Not Too Friendly 1/5
By Fugue skiff
I wouldn't recommend this app for anyone. I prefer Credit karma. Credit Karma is easy to navigate.
App is trash 1/5
I rate it a zero paid for the everyday update since then every single time I try to use they try to charge me again I suggest credit karma
Paid for service and didn't receive 1/5
By Itz LC 215
I paid $1.99 for a daily update for 7 days. It never happened. I've sent them messages via their contact center a few times and haven't heard anything back. Scammed me!
Still waiting for acct. activation :( 1/5
I tried to setup my account but app said my info didn't match, and that they would call me. That was 2 weeks ago :( for now I'm using Credit Karma tho.
Went too far 1/5
I tolerated the incessant flood of credit card offers as the price of a free app, but it just read my credit score out loud as soon as I opened the app. That is a grossly unacceptable violation of my privacy. It had never done it before and gave no warning and I did not immediately see any way to turn it off in settings. I am now uninstalling it.
Too many credit alerts 1/5
By Leroy koomsucka
I use the Experian app to check my fico score so I downloaded credit sesame to see what my vantage score is... great.. but lately I get been getting credit alerts everyday for things that are months old...it makes you nervous, when you get an alert for a new inquiry, when you havnt made one, then finding out it's 3 months old..
Great app 5/5
This is the only app you'll ever need to see your score and loans. Thy have all kids of recommendations for what you can do to save money, get a better score and more. So easy to use and it's FREE!
Love love love this app 5/5
By Cooley gal
This is absolutely the BEST credit monitoring app. I have the free version and it is awesome. Such a great tool for monitoring my personal financial information. I HIGHLY recommend this app!
Zero support 1/5
I have been trying for weeks to contact this company to change my email address then reset password, since I don't have access to old email any longer. There are now phone numbers on their website, and they don't want an email, all they do is post standard frequently asked questions to solve my problem. Can't even cancel my account without logging in, and the company doesn't own a phone. They are VERY GOOD at billing my credit card, however.
They need negative stars for rating.
Credit tracking ok, spam every 5 minutes isn't! 2/5
I think this is decent for checking your credit score and getting helpful ideas.
I don't mind ads - I'm more than happy to look at ads if it can keep devs working. But getting the spammy emails multiple times a day knocks at least 2 stars from the app. I would mark them as junk - but what happens when it's a legit email telling me something is wrong? Wish there was a way to opt out of the email junk.
App won't close! 2/5
By R. Pen
Very buggy software. Doesn't allow you to look at past credit scores besides the line graph. When I tried to close it, it popped back up and took a handful of swipes before it eventually closed.
Bad app 1/5
By Shoter shot
There is stuff on what is supposed to be my account that does not belong to me gave me a good score but steadily the score is going down I paid extra for an update it did not update my card status the amount but my score went down I cannot find a number to call and complain but I have sent plenty of messages and no reply yet😡
Nothing but constant errors. First time I tried to sign up, it just had a spinning circle and never completed. Shut the app down and tried again, and it told me my session was expired and I needed to log in again even though I had just logged in 5 seconds earlier. Useless app.
Get credit karma 1/5
I've been using credit karma for a few months now, and I wanted to try out something different. Credit sesame gives you literally no information, and it's not up to date weekly like credit karma is. Credit sesame gives me a credit score of 0, while since I have been working on it with credit karma, they are reporting low 600's and climbing.
Okay. But 3/5
By Kyle texas
App works great. Problems is I started getting lots of spam email after using this app, that I didn't ask for. I have already uninstalled it.
The app when closing pulls me back in and makes me do the fingerprint again!!! It's been broken for weeks now and no fix.!
Do not bother 1/5
It doesn't load
Keeps crashing - asks for password 3 times or more
It hasn't updated my score since I got the app and my score went up on credit karma & the odds of getting approved for credit is not correct. Bogus app.
Credit karma is much better. This app is just full of ads and wanting you to upgrade, upgrade and upgrade!!
Low quality 1/5
Buggy and no responses to emails sent for help. Lots of ads and minimal useful info.
This app is BAD 1/5
This app is terrible. Use Credit Karma. This app is ads, so many ads, loan ads, credit card ads, insurance ads!!! It is like downloading a spam app. Junk mail app. Barely gives you any info. Just stay away. Premium membership links everywhere. Doesn't give you breakdowns of usage. Everything is hard to find between all the ADS!!!!!! USELESS
App is Buggy 1/5
When touchID is enabled it is nearly impossible to close out of the app. I will drag the app up for iPhone to completely close this app and a pop up will appear prompting me for my touchID and will reopen the app after I just closed it. Total piece of garbage. Support is a joke. Time to delete!
Worst app 1/5
By Lucas Jandrey
Won't load 1/5
As soon as I open app it says my session is timed out... great update. NOT. Fire your programmers.
This app worked perfectly last night. I downloaded it and created an account. Everything was great. Just updated it (even though I just downloaded it for the first time about 12 hours ago) and now it's broken. It won't let me login. Keeps telling me my session has been idle for too long and timed out and repeatedly asks me to log back in.
Great app 12 hours ago. Now it's useless.
Okay but credit karma is better 2/5
By Ryan Baillie
This app only gives you one report and is centered around ads and is not as useful as credit karma. This app does give you one bureau free report but that's about it. Uninstalling and staying with the other.
Unable to view the inquiry section 4/5
I would've given 5 stars, but with newer versions of the app, I am unable to view the credit cards they say I have open as well as unable to view the details of the inquiries.