Credit Sesame

Credit Sesame

  • Category: Finance
  • Release Date:
  • Current Version: 3.1.7
  • Adult Rating: 4+
  • Developer: Credit Sesame, Inc.
  • Compatibility: Android
14,680 Ratings
$ 0

Credit Sesame App

Get your free credit score, report card and monitoring with Credit Sesame. Our mission is to empower you to achieve your financial goals. With our credit score app we provide millions of people access to free credit scores and coach you to grow your financial potential. No credit card is required, and checking your score will not impact it. Start the journey today to improve your credit score. 
Here is what you can expect in addition to your monthly updated FREE credit score check: 
• Free Credit Report Card - We'll break down your score and show you what's impacting your credit. 
• Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.
 • Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection 
• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options. 
• Free ID Theft Protection - You're always protected with $50,000 in identity theft protection insurance. We help you answer questions such as: -What is my credit score? -How can I check my credit score? -How can I better manage my credit? 
1000's+ news mentions, including: 
• The Wall Street Journal
 • The New York Times
 • NBC’s TODAY Show
 • CNN Money 
To learn more, visit Testimonials:
 "It gives me a detailed look at my finances and makes suggestions on what I can do to make it better." - Adriana "If you are trying to buy a new house, Credit Sesame is the place to start." - Daniel "It’s like having an assistant that keeps track of credit and debt." - David "I feel so much less stress, and more optimism about our future." - Jesse


Credit Sesame app screenshots

Credit Sesame app reviews

  • Scam! 1/5

    By 67JourneyGirl
    This app is just a ploy to get you to apply for more credit through cards that pay them to get applicants. My one credit card is maxed out and I have too many credit cards. Their solution? Apply for another credit card to pay down the maxed card. Oh, and here’s a card to apply for that you have a FAIR “chance” of getting approved. Everything they say leads back to applying for one of their sponsor’s credit cards. Scam!!

    By Fab4ever62
    This site is worthless. It’s just a scam to get you to apply for more credit cards. And their credit ratings are bogus too. I just applied for, and got, a new home loan. I know what my credit score is. Credit Sesame claimed my score was over 100 points lower and encouraged me to get more credit cards. I gave it 1 star because I had to, but this site doesn’t deserve a star. Remember, you get what you pay for and this site is free. STAY AWAY 👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼
  • New update won’t allow me to see premium paid for content 1/5

    By Nicola316
    I updated the up and now the page for overview will not load. This is the page you click to update score daily if you paid for that feature. Nowhere else in the app can you update the score so now I can only see old information throughout the app from before I updated. I tried uninstalling and reinstalling but that didn’t work. Very unhappy right now. I want my money back unless they fix this.
  • Won’t let me register 1/5

    By Davjhawa
    I’ve tried to register 4 times in as many months. Keeps saying they need more info and to email them my name etc. and they will get back to me within 24 hrs. never have ... not once.
  • Good but not great- app doesn’t open anymore 3/5

    By KB1285
    This app WAS good Until recently. For some reason when I open the app, the “my credit” & overview” will not update and show anything.
  • This feels like a scam 1/5

    By Lorena Davila
    I signed up for this app and gave it my information yet when I try to access the app it only seems to be loading and nothing shows up. I tired canceling my subscription but there is no option to do so. I sent two requests for technical assistance and no answer as if now. I feel this is a scam to get your information and I fell into it like a fool...
  • Pay for the auto-renewal, then it stops working 1/5

    By Lalala159
  • Do NOT follow their recommendation 1/5

    By Katrinalee48
    After following one of their recommendations to improve credit by appling for a capital one credit card my score went DOWN 67 points.
  • Hard to cancel this service 1/5

    By James Russell Keys
    I attempted to cancel this service by phone and hung up on. There is not an easy way to cancel at all. Now I have to message the someone to try to have the service cancelled. Very annoyed!
  • Decent app but worse than a Stage 5 Clinger 2/5

    By MasterPlan52
    The app itself is decent at best. It provides you with a once a month update of a specific credit score and will only update once per month unless you pay them. (Other apps will updated every week for free). Which brings me to another downfall, CS is a Stage 5 Clinger. I get at least one email per DAY, and occasionally two. They are the same emails over and over but they will not stop, slow down or pace themselves. They have forced me to send the emails spam like a jilted ex. Stop trying so hard CS.
  • Ppl r dumb There’s no scam, just a junk app 1/5

    By Five0hFour
    Just read the review that is shown when clicking on this app and I feel bad for the company. I will never understand why people who have no idea what they’re talking about feel the need/right to go spouting off. She applied for a credit card, and got it, and the credit card company needed her info to activate the card, THAT HAS NOTHING TO DO WITH THIS APP OR CREDIT SESAME. Why are people so stupid? Having said that, the app is trash for all but looking at your score, it’s super slow to do everything else and many things don’t work, this is even on a brand new super fast iPhone X. It’s always been this way, their app is terrible. Quite frankly there’s zero reason to use credit sesame anymore, Credit Karma is superior in every way, they give you TU & EQ scores AND REPORTS for free, updates weekly, as opposed to Sesame only giving you TU score, only once a month, and only the score/no report. Their paid service is also useless as if you’re going to pay for daily updates (something credit sesame used to do for free) then you want to be getting your actual FICO score not this junk. Experian has purchased free credit score dot com, and both websites/apps from them give you an actual FICO 8 Experian credit score once a week for free and an option to buy daily updates. It may even be a better deal than MyFICO which has gotten expensive lately. But credit sesame, it’s junk. OH and WalletHub is a site that also has a excellent app and they give you daily updates for FREE. I think it’s TransUnion but may be equifax, regardless, it’s 100x better than this junk, I don’t understand why credit sesame hasn’t properly updated their website/app to run better.
  • Don't sign up for the premium option 1/5

    By houston2183
    I've asked how to cancel my subscription though the app with no response. I don't see a way to cancel through the app. I've been paying for the last several months and can't figure out how to quit. Why pay $15 a month when credit karma gives you more information for free.
  • Too many emails 1/5

    By JerBearTX
    So many emails of “offers” just stop! The information on this app is really no different than other apps. It’s of very limited use.
  • pointless app. 1/5

    By theendofthe
    useless. 0 stars.
  • Wong address 3/5

    By Zarboar
    Will not take my address keeps asking to verify address that isn’t mine or go back.
  • Crashes 1/5

    By Adcul1
    Crashes immediately upon opening. Useless right now
  • SSN in use 1/5

    By Bhadeti
    Never created an account with CS in the past, apparently they have someone with an unknown email to me using my information? I don’t know how I feel about this app right now.
  • Crashes 2/5

    By Johnny Cash03
    Won’t load since last update.
  • Scam alert!!!! 1/5

    By primerime
    After using their ap and applying for one of their recommended cards, I was asked for additional personal information I had not provided when applying. They would not activate my card until I provided them this additional personal information they claimed to need to verify my identity. I was calling from the number on file and got the card at the address on record. I provided my social, bed, etc... on the ap itself the card I received wasn't even showing. When I asked for a manger, she claimed to be the manager. Needless to say I have shut down the account. But I am VERY concerned my personal information has been compromised by this ap and would NOT recommend it to anyone after that ordeal!!
  • Changes to App 2/5

    By lll1995
    I've used this app for the past couple of years and I often refer back to it. Not sure why you changed the design of the app but it is no longer user family. Used to provide more info. Example: who made the credit inquires. Now it just tells me how many but not by whom. It really helps to know that info. Plus you just can't click on overview and see a clear picture any longer. Think it time to remove this app and find another. Should of left it instead of changing it. I'm not afraid of change but when the upgrade makes it hard to find info then it's not worth my time.
  • Useless 1/5

    By Rigged2018
    Only shows transunion. Most lenders do not even do checks through transunion. Useless!
  • Can't even log in now, call it credit krap 1/5

    By Tobyb303
    Hasn't updated my score in over six months. Provides no details on the particular credit items. Nothing but a big ad for selling Regis. Deleted it after login in once.
  • Terribly SLOW 1/5

    By Kgb4639
    U stink
  • Not true score 1/5

    By Ninak76
    According to the actual 3 score system everyone uses sesame is like 30-40 points lower than my score and all they do is say u have a good approval rating for this credit card or that one use ur money else where
  • Post update can't log in 2/5

    By 88aff
    Since the recent update I can no longer log in. Great app if it works.
  • TOO SIMPlE 1/5

    By I Love Hye Ran Yang James Lee
    Basically only a vantage 3.0 score , you can't see the entire report , and it update once or twice a month , delete the app now
  • It's not bad but not what I expected 3/5

    By AngrySurveyor
    I mistook the concept of 'credit score' to mean credit report. Credit Sesame gives you your credit score, a credit report card that shows you ways to improve your credit score. It is a helpful tool but very limited. You can pay them to get an actual credit report. Though my husbands credit score from Credit Sesame did not match his recent credit score from Equifax.
  • More and more advertising. Less useful information 1/5

    By Ydhdnw
    This a mediocre app that doesn't inform its users with important details such as what agency they're using to check credit. But there is something you will get a lot of and offers for everything from car insurance to any type of loan... Who knows what they are doing with your information... Credit Karma is way better.
  • It's broken 2/5

    By richard abernathy
    On iPad iOS v10.3.3 the app fails to launch properly. I'm don't know what happened, one day it worked fine, then stopped working. The app fails to land on the page where I used to enter a pin, instead offers a page with "login" or "signup" as options. Hitting "login" causes an immediate termination of the app. Right now it's useless. Maybe you'll have better luck.
  • This is scam app 5/5

    By Koujamy
    This is scam app
  • Very Thorough 5/5

    By Momofjossnpiper
    Create credit app information, many options to learn more about your credit options as well as ways to improve. Super easy to navigate. I have been impressed with Credit Sesame since I started using it. I recommend you try it yourself
  • Credit check my score. 1/5

    By Credit s.
    Sad upload system but lock me out this bad idea . I give one star. Time if find address company on bad credit record. Not good at all. This system is make my credit look bad not truth time change system up grade truth all credit card accounts. My new payment made last week was paid on time $504.00-53.00 mail in on time September 10 th 2017 was paid on time get fax straight before send wrong information should be $451.61 on September 11 2017. I call bank card check my account Monday by phone. So system too slow wrong alart my credit please fix it thank you. Still D-
  • Do NOT Follow Their Advice Regarding Bettering Your Credit! 1/5

    By Belovedbutterflies
    I've never seen such an irresponsible app. Please do not follow their advice regarding how to improve your credit score. They offer advice like applying for another credit card in order to change your debt to income ratio. If you can't pay the credit cards you have now, you shouldn't be applying for another one. They also recommend that you apply for their unsecured loan with an interest rate starting at 4.99% with the ability to apply for up to $40,000 dollars. You'll NEVER get it paid back. Also, they send you endless emails that they use to lure you back to the site by saying your credit has improved, check out your new score, but nothing has changed and they're really wanting you to look at their credit card offers. You can't repair or lower your debt by creating more debt. This app just wants to make money off of you through the credit cards you apply for.
  • Credit card and loan salesmen. 1/5

    By Renlopez
    It seems their main goal is for you to apply for credit cards or loans. They tell you you have good odds of getting approved for credit cards but when you apply you're denied. Then you get emails about having good odds of being approved for the same credit cards you were just denied last week. They also show up on the app about more cards you have "good" odds of getting approved for. This app has dropped my score due to bad advice.
  • Not opening 1/5

    By SavannahPreville
    Just downloaded and it worked for one day. Now I can't open the app anymore.
  • They keep billing me! 1/5

    By Odinthechief
    I had the app a couple months and decided to cancel. I messaged and received confirmation that account was switched from $15.95 per month to a free account and yet I keep getting billed the monthly rate. I emailed back and have gotten ZERO response. Update- another month and another billed 15.95! Do not subscribe I have to contact my bank and report fraudulent charge.
  • Disappointed Non-Future Client 1/5

    By Carmen Hudson
    This app asked me all the wrong questions then blocked me for 30 days!!!!! Look, I know what road I use to live on & how much I pay a month in student loans, so therefore I know myself better than you guys do, remember that please!!!!!
  • DON'T DO IT! 👎 1/5

    By AWESTer82
    I cannot BELIEVE the amount of email I receive from this app. The same email, over and over again, two or three times a day, seven days a week, /with no new information ever. It feels like the only purpose for this app, is to try to get you to open a credit card or apply for a loan. Save yourself some aggravation, and skip this one!
  • This app is no good 1/5

    By mikematthews
    Heres my issues with the app. The app is not updated with new information except like 1-2 times a month if that. Meaning the website will have new info and you'll get spammed with emails about it but it does not show in the app. You also get spammed (5-6 emails a day) about credit card offers and loan offers. Thats a problem, and is not helpful to anyone except the company if you apply for one. This app is also extremely slow like it takes about 1-2 minutes to load a new page. All in all they are only worried about making money off you not actually providing a service. Sad to say cause it could be a great service if they get their stuff together.
  • Ripoff 1/5

    By Clima air
    They want you to pay every month for faster credit updates. What a joke.
  • No response from company 1/5

    By aes2
    I was trying to set up the app. They have a process where you input your information, and then they call you to verify. They never called to verify me. I have emailed them a few times, with no response. I'm past frustrated. I feel like this company is unreliable and like it's a scam. They have made me feel like my information is not safe with them.
  • Stupid 1/5

    By Rockula2000
    You get alerts, turns out they are old. This was before it even works. NOW you get alerts and you can't log in and see anything. Sure as hell though you can see ads. At the minimum if it's going to be down, say so and quit sending alerts when you can't log in to see them.
  • Login issue 1/5

    By Meredoodles
    The app won't let me in. Keeps saying I have a network issue but I have tried on my other phone which is on a different service and still get the same error.
  • Won't open! 1/5

    By jdbdjsve
    Paid for premium service and now have not been able to open the app since it updated. Will not be renewing my upgrade for an app that I cannot use.
  • Booo 1/5

    By natebelow0
    Tired of getting flooded with old alerts. Tired of being told my credit score has gone up, but then logging in to find out my score won't update for a few days. Why the alert then? This app is janky AF.
  • Don't believe them 1/5

    By Lol-always
    This company give you a grade card and you try to follow it but it's no use. They drop my credit score because I haven't applied for credit so I applied for a loan and was denied so that will make my credit score drop even lower when I'm trying to work on my credit myself since I can't pay the credit repair company to do it for me. I think for every misleading information Credit Sesame gives you they should pay for your credit repair.
  • Can't open it 1/5

    By lj6464
    Since the upgrade my will not open
  • Crash 1/5

    By Dagvelia
    App keeps crashing.
  • Not Too Friendly 1/5

    By Fugue skiff
    I wouldn't recommend this app for anyone. I prefer Credit karma. Credit Karma is easy to navigate.
  • App is trash 1/5

    By Spaceman24/8900
    I rate it a zero paid for the everyday update since then every single time I try to use they try to charge me again I suggest credit karma

Credit Sesame app comments


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