This helps 5/5
Not perfect but still my favorite! 4/5
I've been using Digit since 2014 or early 2015 when it was still text-based and it's helped me save thousands. I cancelled my account a few months ago when I realized it changed to a paid service but wish I would have just kept it. $2.99 is less than 1 coffee and I realize that's a lot of $$ for many of this app's users, but it's very worth it to me. I have been using Qapital in the interim and I just don't like it as much. The near-daily incremental withdrawals from my account with Digit were hardly noticeable to me, and I used the service long enough that the UI was simple. I do use a big bank and had connection issues early on but have not in a long time.
I'm planning on restarting an account with Digit and keeping my Qapital account too for it's ease with saving for specific goals. Digit is just my go-to general, rainy day savings app. It's easy!
I DO NOT RECOMMEND 1/5
I tried to cancel a transaction before it went through and it would not cancel. Then I submitted a request to transfer that money back to my account and it took almost a week to get it back. This app takes a long time to make transactions and is frustrating to deal with. I would not recommend it.
Can't connect 1/5
Digit was once able to connect to my bank, schools first federal credit union, now for over 8 months, they still can't connect. I've contacted customer support several times and always told the same thing, "their people are working on it"
Not satisfied 2/5
I've had digit for a couple of years and at first it was easy to use. However, over the last few month it's been really hard to figure out and the amount that is taken seems to change week by week without giving me a notification or anything. Recently it took over $10 out of account putting my account in the negatives. I would understand this if that's how it was at first but it has changed to where it takes random amounts without my permission. I really hope the app goes back to the way it was before where you know the amount it takes every week and that it becomes more user friendly.
Digit put me into overdraft and when I went to email them because they said "they'll reimburse if that happens" but they didn't. Not too happy with the app. I liked it until they put me in overdraft and didn't want to reimburse me.
literally useless 1/5
By Dapper Dan 13
This app helped me save a fee thousand dollars on the lowest savings. Worked better with my account than a similar app I liked better. It needed some improvements but it seems they went the wrong direction. App got cut off from my bank account. My backs update were horrendous so it's taken me about 4 months to figure that out. Connected the account and started verification.... Nothing was happening other than the few cents posted in my bank. Kept telling me to connect... They fixed and still nothing. Says I'm getting daily account updates, I'm not. Hit "save" and it's telling me I don't have a goalmoji set even though I have the default rainy day. Someone make a better app that isn't $2.99 a month.
It was fine 2/5
Before they started to charge every month ($2.99) was fine.
Not worth 3$ a month 1/5
This is a horribly overpriced app. Charging a 3$ every month defeats the purpose of an app that is supposed to be used for saving money.
literally the best thing ever 5/5
By cutest egg baby ever
I have been a member since January 2017. I checked my app this morning to see how much I had saved and there was almost $500 in there! The app's interface is, let's say unique? But the interface works because it's never too obvious how much you have in there, so you aren't tempted to withdraw. It's been so nice having savings I don't see! Never have noticed them taking money out of my account, never have received an overdraft fee. Have got some of my friends into it too!! And to everyone complaining about the $2.99 fee: is $35 a year more or less than your actual bank charges you? Exactly :)
Was a good service till they started charging fees 2/5
Once they started charging the $2.99 for using it the entire benefit of the service went away.
They started giving you interest on your money at one point which was a great, but now you're just paying them to make money off your money.
The app itself is also redundant since the service works best over text, but I can understand why they would build the app and I don't blame them. It also potentially saves users on texting fees which is great. Hopefully they figure something out and turn themselves around, but at this point I would be surprised. At this point it's more of a scam than a service. Just put your money in an actual savings account or use one of their competitors that doesn't charge you while profiting off of your savings on the side.
$3??? Every month??? Forget it. 1/5
I read a review of this on another website that got me curious enuf to check it out. I don't think anyone would REALLY NEED IT. This reminds of the guy who writes a book on how to get rich. There are a lot of suckers out there. I'm not one of them. It wasn't until the reviews here made me aware that there was a monthly fee. Nice try, but you can keep it.
The interface images make it look bad. They should find a better designer to make this at least look better.
Best App 5/5
This application makes saving easy and fun. Never before having this app did I look forward to saving, but now I check the app everyday and watch as digit helps me organize and make progress towards my financial goals. Applications like this make me a very happy person. Thank you so much to the people who created this! ☺️
What happened! 3/5
The app was working fine until tonight. It's not recognizing my log in information. I haven't had any issues and have loved this app this far. Change it back.
Stopped supporting my Bank 2/5
I enjoyed the service while it worked, but then they threw in a few and my bank no longer connected. Disappointing, I'll revisit their service at a later date.
Needs a better interface 3/5
This app isn't necessary if you're using digit's text-message based system. I was hoping this would work more like a bank app. Something with a simple interface that immediately shows you how much is in your digit account and doesn't require you to type in "digit balance". I'd prefer not to have to memorize a list of commands to interact with this service. Also, digit takes money out of your checking account a little too aggressively, even on the lowest setting. It took $51 out in one shot. Lastly, a 2$ monthly fee is a hard sell for something that feels like a savings account.
WHERE'S MY MONEY 1/5
Closed the app and still have yet to have MY money in my account. Really frustrated here.
Love it but..... 1/5
By CHI-CHI 82
Love it but I'm not paying you to save money. Sorry. Had to take my money and split.
Let's talk overdraft fees 1/5
After having this app for almost 2 years I loved it. Then I got an overdraft fee..... when I contacted the company I was told it's for my subscription and they weren't going to help me with it. They didn't send a heads up or anything that my bank was gonna be charged. So it ended up costing me 32.99 for one month. No thank you. Not taking that chance again.
Still Deciding 3/5
I've had this app since May and saved over $3000 but I'm deciding if paying $36/year is worth it. That makes it go from a 5 star down to a 3 star at the very moment. Everything else seems to work great for me but paying to bank goes against everything I believe in.
Amazing app! Love love love 5/5
By Khristii C
Okay so I've had digit for about 2-3 years and I've saved so much money for vacations and trips around the world. The app makes it so easy to save the only thing that broke my heart was the $2.99 fee why would you guys do that to us loyal users. I can understand 1.99 but none of the less I still use digit because you guys are awesome and I don't trust those other apps. Keep doing what your doing guys! Thanks digit
Good while it lasted 2/5
I was trucking right along with this app. Life was good. Then BOOM, all of a sudden, it stopped communicating with my bank. I contacted customer service and they said that the developers were working on it but could give us no timeline. Then digit tells me they're going to start charging $2.99 a month for the service. Being that it was so successful while it worked that be OK however it doesn't work for me now because it won't link to my bank. Customer service contacted again didn't hear anything back customer service contact again "we're working on it". Here I am months later and it still doesn't communicate with my bank.
This app has made me negative in my account twice now and now I can't pay my bill on time so I'm being charged with a late fee..
Not likely to redownload 1/5
Customer service when you call is extremely helpful, so if you have issues with the app call rather than email!
I really enjoy this app 5/5
Digit has empowered me to save money in a way I had not been able to before. I rarely use the app and mostly use it through text. I like how simple the whole system is. I've been able to keep track of my finances much more with digits help.
I've read many complaints about the 2.99 monthly fee. I too would wish the service was free but for me three bucks a month is well worth it.
Even just the added everyday awareness of my finances has allowed me to save that each month.
Bring old version back 3/5
What happened to being able to see the fund balance?
I'm actually super shocked at the reviews on here. I LOVE this app. I've had other savings apps that either 1. Take way too much out at one time 2. Overdrafts my account 3. Doesn't update on time or 4. Sends me a ridiculous about of emails about nothing.
I get a daily text from Digit with a balance that is always accurate and matches what my bank app says. They take small amounts every once in a while that really add up, but they're the perfect amount. I'm super proud I have a bit of savings and I'm not tempted to withdraw it and close my account of frustration like I did with the other apps. Also.. no app I have to log in to, which I love. I can login to the app, but I can also just text the word "balance" to see how my little "Rainy Day" fund is doing.
Thanks for helping me save my money, Digit! Cause God knows I wouldn't do it myself ☺️
Cheap and affective! 5/5
Okay so first I want to address the previous reviews complaining about the fee while raving about the app otherwise: the fee is $3/month! And the first 100 days are free! Also: you gain a savings bonus every three months which I'm interested in. However, that most likely means the first fee I pay for the app will be from that bonus. I'm terrible at spending and saving money so I feel like this is the perfect app for me! Great concept if nothing else
The fee 2/5
This app used to be great, until they decided to charge you. What sense does it make for me to pay money while I'm trying to save money? Definitely had to delete the app after that.
Was awesome, now I hate it 1/5
By Papa John Is King
I had to cancel my account because I lost my job and to get every cent available to me to take care my family. Now I have a job want to reopen my account, turns out Digit now don't take saving deposits from my bank. The same bank I was using for over a year until I had to cancel...bad look!!!! It's not even saving, I missed the automatic savings. I hate this app very much.
**Review updated - 8.13.17 3/5
UPDATE- Digit still did everything it promised, but unfortunately by moving to a paid service I no longer felt it was worth it. I would not be able to keep enough balance to negate the charge even with their improved 1% interest rate. While I really liked the ability to have money saved automatically, it was also removing at a much higher rate and was no longer unnoticeable. $50+ at a time was common and began to feel like a strain instead of helpful savings. If you should ever change back to an unpaid service or make it more worth it, I'll certainly consider signing up again.
**previous review**I've had the app for about 8 months now. With me hardly ever noticing, digit managed to squirrel away over $1800 in that time which is absolutely incredible. I have never been able to save money before this and now it is truly effortless. I was even able to pay off one of my credit cards in one lump sum thanks to this app! You've got me convinced, thank you digit!
Horrible update 1/5
The update is horrible. Plz change it back to the original. Still can't see my rainy day fund.
Why oh why the fee 3/5
I had digit for almost a year and really enjoyed the app. I suggested it to multiple friends who also signed up and liked it. It was easy to use, super convenient and made saving money so simple. But, why would I ever want to spend money to save money? There are so many online banks which allow you to save money without any cost to you. I think it was laughable for the company to charge existing users a $2.99 fee monthly!! The second I got that email I set a reminder to withdraw all my money and close my account before the charge would take place. Same with my friends. Bank for free!!
I really love this...headsup to regular users!! 5/5
I love Digit. I love the interaction type. I love its smart savings brain. It never ruins anything.
But im one of those "saving for a bit then withdraw " type people.
Keep in mind this one thing.
If you have to provide your statements to someone showing lack of income or certain income, just know that digit creates alot of withdrawals and deposits and most people dont know it well enough to just say "oh its digit".
GOOD THING is it actually says Digit. Not just a blank deposit or from a company that looks like employment.
This program really has helped us.
Especially with specific savings plans now.
Early user for quite some time now and have no problem paying someone 3 bucks a month to allow me to be lazy. I wasnt doing it myself before. Now someone is. And i love it.
Good job Digit!
Mostly love it 4/5
Guys. $2.99 a month is nothing. Quit complaining about stuff just because you have to pay for it. I'd much rather do that than be blasted with ads.
I love Digit and have loved it for two years, but lately I've been a little frustrated by the bot not recognizing when I've paid a bill it's still anticipating me paying so it won't save. And then when it does recognize I've paid it, it thinks my account balance is way lower than it actually is and still won't save. I had $250 in my account the other day and it kept saying it didn't want to take my account below a comfortable level, but my minimum is set to $150. Hoping this problem doesn't continue much longer.
Great concept, annoying as hell 2/5
Great way to save money, but I don't like that it takes days to save/withdraw. On Fridays, you can't have your money in your account until Monday. Bugs disconnect your account at times and you have to call and reset it remotely from the bank, which takes all in all about a week. Let's say you want to save $30 on a sunday, and you decide not to anymore later in the evening as you have a payment coming up. Even though the money hasn't even been withdrawn from your checking account, you can't cancel that transfer and will take 4 business days just for it to be available to transfer back to the account it was in originally. A real headache. It will also overdraw your account.
Great service, terrible app 2/5
Why doesn't the app tell me:
-What my digit balance is (maybe it's hidden by the HUGE (unpause banner at the top)
-How much digit has saved me so far
The app is majority the chat screen and several different links to recommend the service to friend rather than telling me what I need to know without having to message a robot that only responds to certain commands.
Qapital is free, Digit is not 1/5
Used to love this app when it was free. But honestly, the app only saves me maybe $10-$12 a month so $3 is a nice chunk of it. I only know about this app because it was endorsed by the Budgetnista as a free resource, and in turn I endorsed it to my campus when I hosted finance seminars. But it's not practical to pay someone to just move my money around. You shop around for no fee/maintenance costs on bank accounts and credit cards, and since digit is essentially a bank, I suggest you do the same. Qapital is a free app that analyses your spending and helps you save. You can even set saving rules. For those who leaned on this app when it was free like I did, I suggest you make the switch. Take advantage of their $10 promotion right now. Digit was great while it lasted, but you have other options
It was great while it lasted 3/5
I used Digit for almost a year until they started to charge $3.00 a month to use it. It's a little steep if you ask me.
I also use Tip Yourself and Acorns and none of them saved better than Digit. I always had the most money in my Digit account. I would gladly have stayed on if it was $1.00 a month. Getting the texts with daily account balance was nice and convenient (though not accurate half of the time).
Good bye Digit... I will miss you.
Amazing app! 5/5
Disregard all of the negative reviews on here, they do not reflect what Digit represents whatsoever. Do your due diligence, and you will come to the same conclusion I did. Happy to be an early supporter and current user of Digit. Find me another app that will automatically withdraw money (based on your income/spending/etc.), save 1% on your Digit savings, and offer as many features as Digit does. I'll tell you right now that you won't, so don't waste your time.
Used to love the app but closing after $3 monthly fee 1/5
I know, it's only $3. To me though, $3 is a lot. Especially, when in trying to save money. If you have a good chunk of change in your account, and don't use most of your money for bills, this is great resource. I just don't want to change an overdraft fee because of a $3 charge. I must have missed the memo saying that they were going to start charging this fee as well. I would prefer if they just made it one set, up front free, rather than another monthly bill. I'm sorry Digit, you were so great while you lasted.
Here to defend digit 5/5
I seriously don't leave reviews but all the hate the apps getting is not cool. I've been a member early on and I feel digit gave fair warning when they were going to start charging membership fee. You can customize when the app saves and doesn't.. how much, and when your checking account is below a certain amount you can stop the saving altogether. As far as customer service I've always gotten a response within 12 hours. Love it!
It doesn't help save or move money at all. All I get is a text message with my checking balance which my bank does for me anyways. App is virtually useless.
I'm not entirely sure how this app even works but after "saving" $1.69 I noticed a withdraw from my checking account in that amount. Then a $1.69 added to my "rainy day" fund. Not entirely sure how I'm saving anything when alls this app does is move my money around.
I love this app! 5/5
By Joy Danielle haemmerle
It has been really fun to receive updates every morning!(I put that as a personal preference.)This app makes it easy to be specific about what money is put aside for a "rainy day." It has only taken out money that I have designated, and it will be great to see small contributions add up.
Great concept but no action 1/5
This app and its idea is great, but if you can't connect to your bank then it's a waste of time.
Disregard the comments 5/5
I have been a part of Digit for while now and they have helped me save. This was the first time that I have heard of this app. And yes, it used to be a free subscription, by let me tell you, I think it is worth the $2.99 a month. I am looking forward to your new features Digit Team.
By Clean breaks
Wish I could give negative stars. Was cool until they withdrew all my money from my account as my bills were due which left me with 4 overdraft charges. And they have yet to respond to my email. Don't do it.
Great Ap very helpful 2/5
Use to love it first fee months. Great for saving can create goals and save. Get texts and updates daily too. Sometimes it's not accurate on what's actually in your savings but it's no big deal. However now your getting charged 2.99 monthly membership fee starting the 24th of July, I will be deleting the account I don't think it's worth paying 2.99 a month for the membership. Paying to save makes no sense. I've used it for almost a year and it's helped me save. I could withdrawal anytime as many times as I wanted without having any fees. I could find another ap and ways to save. Thank you Digit. It's been great. It needs some serious updating that's for sure!
Decided to cancel months ago when Digit announced they were going to start charging for a service the majority of banks provide for free. Last week they charged an account I rarely use which left me with a $35 overdraft fee. Highly advise everyone to look for other options before signing up 😕