Penny - Track Spending & Bills

Penny - Track Spending & Bills

  • Category: Finance
  • Release Date:
  • Current Version: 2.0.9
  • Adult Rating: 4+
  • Developer: Friendly Finances, Inc.
  • Compatibility: Android
4,847 Ratings
$ 0

Penny - Track Spending & Bills App

Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.


Penny - Track Spending & Bills app screenshots

Penny - Track Spending & Bills app reviews

  • Really helpful and amusing 5/5

    By Lyndsmo
    Easy to set a budget and track trends in spending from one month to the next while keeping it light and fun!
  • Exceptional App 5/5

    By You already know :)
    I like how she actually keeps me in check like some sort of advisor... clever app!
  • Great app! 5/5

    By Lynda O
    Reminds you when you start to fall behind in budgeting
  • Wow 5/5

    By Vmpballer23
    Great app !!!! Best thing Penny is my new friend ! Try it !

    By Yessdiamondz
    Love this app Comes in handy when you are too busy to remember payments bills etc recommended to the fullest
  • I love you penny 5/5

    By Te Cojo
    Penny is bae
  • I love it 5/5

    By Mummy Zara
    Penny is the BEST
  • Helpful! 5/5

    By A.L07
    You will become used to Penny’s reports and will contemplate her recommendations. Great app for those of us who need a little help (or a lot!) with saving and expenditures.
  • Love 5/5

    By TanyaK1014
    Penny, gets you all the way together. Love the ease of tracking my spending & creating goals. The notifications of purchases keeps me alert & aware of any fraudulent charges.
  • Great app. 5/5

    By FinTech app 'guru'
    Good app, nice chat. But still need to support my bank, uwcu.
  • Awesome 5/5

    By Stefiixobabyy
  • Great app 5/5

    By Angel Wangel
    Great app when you are looking to analyze your spending.
  • Love it very helpful 4/5

    By Casey78626
    Love it very helpful just not a fan of how it has a full on conversation with you. Wish it would just give me the info and move on.
  • Good Information 5/5

    By tech Innocent
    As far as it is confidential I am super happy. Good user interface Easy to use Room for improvement with more accurate $, Still okay but could be better Love the app, Would suggest to a friend :) Keep growing
  • Easy to use & helpful all around 5/5

    By laceituplove
    I've been looking for an app that will help me track my expenses without being overly complicated. I used to use Mint, but it wasn't helpful in helping me make decisions on savings goals & other similar areas. I found that Penny makes it easy to understand how much you gain & lose in a day, week, or month. It's easy to check your money in different accounts and Penny includes a graph about when you gain & lose money. The visuals make it easy to understand where your money is going & which areas you should focus on in reducing spending. I may buy the full subscription if I can add it into my budget. Although, I do think they should add a little more features like budgeting or investing, this app already works well for what I want it to. Definitely recommend it to anyone just starting out with tracking your money.
  • Great App!!!! 5/5

    By Miken199
    This App really helps you start saving and sticking to budgets you set for yourself. I highly recommended this app.
  • It’s like having a portable mom making sure you’re being smart 5/5

    By It's inspirational👏
    I’m you’re typical college student who is making an income, but needs help making sure I don’t spend all my money. Penny helps me keep track of all my money related things and really helps me have a grasp on my finances! I definitely recommend because the charts are super helpful!!
  • Penny 5/5

    By snbw13
    Penny is my best friend! I love that she fusses at me for over-spending. Thank you penny!
  • Good, but can be annoying 4/5

    By ro peligro
    Awesome app, but the chat can be a bit annoying and is like a super high maintenance girlfriend that texts waaaaay too much. I’m not trying to text back n forth with a bit. This should be changed to a tip section where you can view at your own convenience. I get what they are trying to do, but Slow down in the texts Penny. You are way too needy. :)
  • Great 5/5

    By My Snapchat: Gamer
    Great app keeps track of my finances and I get notifications when any changes happen across all my financial accounts.
  • Enjoyable finances, finally. 5/5

    By AaronFrankWalton
    I've enjoyed this app and it has actually made looking at my finances less stressful. When I have had problems or questions, the support team has also been quick and helpful when they email me back.
  • Love using Penny 5/5

    By Molly rae bessette
    Love having "Penny" to help with my finances as well as general helpful tips on how to set goals, save money, and be more observant with money.
  • Helpful and charming 5/5

    By sathishpaul
    I really like how nicely this app is made. The conversational approach to finance really works and makes what is usually a boring topic fun.
  • Penny 5/5

    By Khadijah Calhoun
    She's a must have!!
  • Great App 5/5

    By Kennedie Leath
    Extremely helpful app. Very efficient.
  • Very reliable and perfect to keep track of personal finances 5/5

    By Noemi9210
    It's very reliable and easy to use. It's very friendly and useful to keep track of your personal finances. I personally really like it and use it a lot to keep myself updated.
  • Great app! 5/5

    By Pita394
    Love it, the graphs that show you where your spending more on, its very useful
  • Penny (the avatar) is great!! helps me keep track of everything!! 5/5

    By LisaHoover
    So glad I found this app- keeping it forever —May we both grow in financial wisdom Penny!
  • Love this app 5/5

    By Livia Israel Girl
    This app is the best , I absolutely love it
  • Penny 5/5

    By Harris45
    Helps me!
  • Money money money 5/5

    By Mandi222
    Helping me set goals and save money. Couldn't ask for more!
  • Great app 5/5

    By Dontdropthatthunthun15
    Penny is very helpful for me!
  • Fun and super helpful 5/5

    By Angmint
    Love this app. It’s a fun way to manage your finances.
  • HELPFUL! 5/5

    By CCurlin
    Has definitely opened my eyes to how much I actually spend on food! I’ve been saving a lot of money lately and highly suggest it to everyone!
  • Love my Penny! 5/5

    By Eriksa
    Awesome app! Best I’ve tried so far. Easy to track my expenses and finances in general keeps me updated everyday and gives me good tips to better my budget.
  • Would be helpful, but... 3/5

    By MelissaFay47
    This app seems like it would be very helpful, but it won’t link with one of my mail bank accounts. I have tried multiple times the last couple weeks. I’m about the just delete the app and switch back to the app the would connect to all my bank accounts.
  • Amazing 5/5

    By Sonsonty
    Awesome app will help you manage your money
  • Awesome app 5/5

    By Yohelausa
    It’s amazing how organized finances can be.
  • Penny’s awesome! 5/5

    By Aquamarinearies
    Keeps me organized and aware of my purchases ASAP!
  • Awesome App. 5/5

    By DaPlayer2012
    It does what many apps charge for for free.
  • Useful 5/5

    By Corykku
    A calendar view (30 days) of all upcoming bills would be useful too.
  • Awesome app! 5/5

    By cierrakeen
  • Surprising 5/5

    By StopPlayin
    This app actually taught me some very important things! And I didn’t have to upgrade. Thanks Penny.
  • Awesome 5/5

    By HenryLH75
  • Love it! 5/5

    By cincity79
    Liking how she keeps track of my spending & helps me set goals.
  • Best personal finance app 5/5

    By YouKnowStarWarsRULES
    This is so much intuitive and intelligent than Mint. I can't thank Penny enough
  • Helpful Reminders & Goal Setting 5/5

    By YAreader22
    Great notifications to remind me of purchases and shows totals across purchase categories. Usually I only check my online banking like 3-4 times a month which doesn't tell me what categories I spend the most on (example food or transportation costs). Penny App shows visuals of graphs month vs month if spending has reduced or increased. You can set goals with Penny for example I wanted to spend under x dollars on food for the next month. The app tells you how many days you have left to stay under budget. Highly recommend!
  • Bueno 5/5

    By eletric01
    Ayuda mucho a mantener las cuentas al día y evitar gastar de más o en cosas innecesarias. Nunca lo dejare de usar
  • Great 5/5

    By TeamBreezy26
    This app is great because it allows me to see how much I spend on certain things each month!
  • Great app! 5/5

    By Lilo Anela
    I love how intuitive and real the interactions are, and I love the insights the app provides. It has completely changed my spending habits now that I have an easy to read breakdown on what I’m spending my money on. A+++++

Penny - Track Spending & Bills app comments


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