Penny - Track Spending & Bills

Penny - Track Spending & Bills

  • Category: Finance
  • Release Date:
  • Current Version: 2.1.1
  • Adult Rating: 4+
  • Developer: Friendly Finances, Inc.
  • Compatibility: Android
5
5
5,939 Ratings
$ 0

Penny - Track Spending & Bills App

Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: https://www.pennyapp.io/privacy.html Terms of Use: https://www.pennyapp.io/tos.html Note: Penny is currently only available in the United States.

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Penny - Track Spending & Bills app reviews

  • Penny 5/5

    By bjjpr
    The best finance companion I have.
  • Love Penny 💕💕 5/5

    By CrysBee🐝
    I believe I signed up for the full membership a yr ago, and I can’t believe how much i rely on Penny to keep me on track & informed on my spending!! I’m even able to link my kids accounts & monitor their purchase!! It’s a great tool for parents!! I have to admit when I get notifications from Penny.... I say to myself, “ c’mon Penny !!” 😂😂😂😂 A+++
  • The best! 5/5

    By chutch00
    I love penny. This is such a great way to keep track of spending. Premium is worth it for the categories and spending goals. 10/10 would recommend
  • Pennie app 4/5

    By B.L. Anderson
    Very easy to use and keep track of your spending.
  • Great app 5/5

    By cha aaaaalllll
    A super efficient and fun way to keep track of funds and spending! Penny makes it easy to have all your information in one place.
  • Download stopped working 1/5

    By Bigjeffw
    I have the paid “plus” version of the app. It worked great for a few days then the download from my credit card stopped working. That’s the main reason I have the app so I’ll be deleting it. There is no customer support available either, so no one to contact to fix the problem.
  • Pennys Awesome! 5/5

    By marossa
    Love this app! So helpful :)
  • Awesome! 5/5

    By NateDog123456$!
    Love it!
  • Satisfied 3/5

    By Getting Around
    I do enjoy the app. I would like more options. I understand some people need the generalized set up. I, however, had a more detailed breakdown written out that I wanted an app to help keep me on track. Although Penny doesn’t meet all my expectations she’s helpful.
  • Cool app 5/5

    By oldirtydingo
    Pretty cool app. Helps highlight some spending habits and breakdowns are pretty good
  • Best app 5/5

    By Ashley3563
    Love this!
  • A Life Saver for College Kids 5/5

    By fmHTOWN
    As a full-time student and worker who lives on my own, managing finances can be a challenge. I’m so glad I found this app because Penny helps me track and keep my spending in line. I would recommend this to anyone who is looking for a way to easily track their spending, or for anyone who needs help with their budget!
  • Wish my parents had this when I was a kid 4/5

    By amendsmaker
    I was never taught to budget let alone how. Thank you Penny! Our conversations flow as if we were long time friends. Your information is beneficial and appreciated.
  • Love penny!! 5/5

    By Dj arson
    Great app and on top of all your finances. I love how it tally up everything in categories to see where your spending the most. Also she helps to create a budget! Super easy to use and very simple.
  • Like this app 5/5

    By XP928
    The chat way to show notification is very special
  • Engaging 3/5

    By 1Ticket H8R
    Penny keeps you connected to your money flow by engaging in every transaction. Good perspective for better money management.
  • Phenomenal! 5/5

    By Cfegler
    As a young adult who needs help getting my finances in order (and keeping track of them) Penny has been a life saver! Helps with goals for spending less in categories as well as telling me how much I spent and where. Sometimes good guilt tripping so I won’t spend as much on wants instead of needs as I see penny tell me how much I spent. Penny helps keep track of food, gas, bills, and income! Helps to see where I can cut back and where I can be a little more frugal. Thank you Penny, I might just have a real savings thanks to you!
  • Phenomenal!! 5/5

    By Dj askem
    Keeps me up to date on all my bills and is extremely helpful in managing financial goals and where I can save money.
  • Super helpful 5/5

    By Rogue 666
    Glad I took the chance
  • Awesome 5/5

    By SuchaLadyTrucka
    Penny keeps me on top of everything. I have tried several apps similar to this but none come close
  • Penny makes me want to manage my finances 5/5

    By Pparadiso
    I even find myself checking in with her — I love the peppy, cheery and spunky interface
  • Super handy! 5/5

    By CailanR
    I’ve used penny for about 8 months now and even upgraded to penny+ because I just love how convenient and helpful she is! Just wanted to leave some love here, as a genuine weekly user to let everyone else know that I do enjoy using this app and how it helps keep my finances organized. Thanks penny team! :)
  • Love!!!! Great app 5/5

    By JH Saver
    Love Penny and her advice!!!!!! She has helped me save hundreds of dollars already!!!
  • Helpful 5/5

    By Robby nuggz
    Like the financial mom I always needed
  • My financial advisor 😂 5/5

    By iarenessa
    Penny is a great way to get someone to tell you how to be smart with money. She helps me save by recommending saving apps, she helps me spend less by constantly reminding me what I’m spending my money on(food lol), and she reminds me to pay my bills as well(credit card debt). She’s not annoying at all, I talk to her when I have the time. She doesn’t give me notifications like crazy. I recommend.
  • awesome app 5/5

    By musiqluv.89.
    the interface is easy to use. penny gives you feedback in real time and is always looking for a way to help save you money.
  • Good for the tracking 4/5

    By Freespirit15
    It’s a great app if you’re not used to keeping track of your money. Definitely makes it easier for you to understand and prioritize your spending! Really helpful and insightful!
  • Very helpful! Just what I was hoping for! 5/5

    By Amari ❗️
    Penny does a great job of making everything so personal and not like a robot . She types how I would type 😂 It’s very enjoyable! & I love how she brought to my attention how much I was spending on food and helped me set a goal to spend less! It’s great!
  • Great app 5/5

    By Orph101
    It’s Been keeping me on track financially
  • Penny has helped me a lot! 5/5

    By Elijah.Lopez
    Penny has helped me save more money than I spend! I love how she displays transactions almost the minute I make them and lets me know when I have bills coming up. She is a great asset to have
  • Penny helps me financially 4/5

    By Angelhahaha
    I wish all my other lesser known accounts worked with penny but I love it!
  • Very helpful 5/5

    By Sugashizz
    Really amazing app. Penny helps me set budgets goals and stick with them.
  • Awesome! 5/5

    By Cikki1234
    Best app ever! Immensely helpful. Get the app now and watch her work her magic!
  • Penny Proud! 5/5

    By RYj424
    Penny should be proud! Penny is a great app to take a easy, concise, stress-free approach to really breaking down your finances...and the best part is Penny’s AI does all the work. You provide your login info for a variety of financial accounts and after that Penny is a legit financial advisor in the palm of your hand. Cannot say enough about the accessibility and ease of use Penny provides via its conversational/messaging setup with provided prompts to help you get the best answer for your finances! Will continue to use over Mint and other apps due to the sheer simplicity and streamlined interface that Penny provides.
  • Great great app 5/5

    By deenise92
    This app has helped me knowing how to save and spend money and keep me track on my saving goal, it reminds you before you make a purchase and is well organized with categories of your spending this is a great app I recommend it
  • Love Penny 5/5

    By Sunnie vetter
    I love the penny. It’s super easy to navigate, keeps me accountable for a lot of my spending, and helps me keep with in budget
  • Penny is my BFF 5/5

    By SB91827
    Penny is a great way to track your everyday spending habits.
  • Love the app 5/5

    By JenniferUyenNguyen
    I’ve been using Penny more than I use Facebook 😱 the app setup is so cool, it’s like you’re talking to an actual person, it keeps track of all my pending and annoying the hell outta me when I overspent budgets, in a good way LOL
  • Surprising 5/5

    By StopPlayin
    This app actually taught me some very important things! And I didn’t have to upgrade. Thanks Penny.
  • Great App 5/5

    By Fidencio Velasco
    I love this app. It keeps me striving to do better. My finances have never been my strong suit. Thank you Penny.
  • Love it 5/5

    By Keckers7
    Penny is an awesome app for someone who wants to track their purchases in categories! This is great for budgeting!
  • Awesome 5/5

    By Ebayerrr
    Great app. Easy to use and understand
  • Unexpected! 5/5

    By babyyod
    I was wary at first but this has been an exceptional app so far!
  • Great app 5/5

    By Blaze176
    Very helpful
  • Great friendly organized app!!! 5/5

    By kurbano
    I love it
  • Great financial helper 5/5

    By PinkNative
    I wasn’t sure what to expect out of this app but I’m pleasantly surprised. Extremely accurate with tracking all of your transactions and gives you a clear view of what’s going on with your finances. It also holds you accountable so you make better decisions with your spending. Highly recommend.
  • I think this is a great app! 5/5

    By Kand3000
    Great because it shows you lots of info on your spending.
  • Great app! 5/5

    By Mikey zig zag
    So satisfied, really easy to use.
  • I use this to keep track of multiple accounts 4/5

    By NuttyNutJob
    So far so good. Advice could be a little better. It takes a while for deposits to show up. Other wise this a great app. I wish I could add my off brand credit cards. But maybe soon.
  • Great app! 5/5

    By Elmiodepaquete
    Great app so far, I’ve had the app for a couple of weeks now, it is very helpful, gives interesting facts about your finances, the most you use the app, the better it gets. Haven’t tried the premium feature yet. But it’s cool so far.

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