• Category: Finance
  • Release Date:
  • Current Version: 2.5.0
  • Adult Rating: 4+
  • Developer: Qapital, Inc.
  • Compatibility: Android
10,988 Ratings
$ 0

Qapital App

You know that savvy friend who’s super good at saving money? Yeah, well, good for them. But we’re not all that person. That’s why we built Qapital, a new way to bank that makes it easy to save money for the stuff that really matters to you. Our “Goal-focused” approach to checking and savings accounts makes smart money management effortless, motivating… Even a little fun. Here’s how it works. Just pick a Goal (like a vacation to Iceland, paying off student loans, a new guitar, or all three). Then set up automatic ways to save for them. Rules like… • Round up every purchase to the nearest dollar and save the change • Save $20 every Friday • Save the difference when you come in under budget at the grocery store • Save $5 every 10,000 steps you take by connecting Qapital to your Apple Health app* • Or anything else you can dream up! All these savings go into your FDIC-Insured Qapital Goals account. One day you’ll open your app and say, “Holy crap I’m 90% of the way to Coachella tickets! When did I get so good at saving?” You’ll also get an interest bearing checking account and the Qapital Visa® Card** – a debit card designed to help you track your day-to-day spending. You can save for your Goals whenever you swipe, see all your weekly spending and savings in one place, and easily transfer money between your Qapital accounts instantly. Just like banks, Qapital comes with bill-pay, e-checks, direct deposit and top-notch security. UNLIKE banks, we don’t charge monthly fees (we think that money should go towards your Goals instead). You, too, can be that savvy-saver that all your friends ask for advice. So download Qapital. Set a Goal. Become a modern money master. *Qapital uses the Apple Health app, allowing you to set up savings rules that are triggered by your fitness activity. **Issued by Lincoln Savings Bank, Member FDIC


Qapital app screenshots

Qapital app reviews

  • Works great! 5/5

    By mckenzieck
    I really like this app. I am saving a little bit of money towards specific goals and I really don't think about it at all.
  • Easiest way to save money without thinking 5/5

    By FreidaS
    Without planning or even thinking how to save money this app have saved me over 1K in a year which helped me pay off a 5 year loan in 1.5 years. It is amazing. I love having it there and I can transfer money as easy as checking my balances. Truly a revolutionary app that doesn't cost any account fees or anything. What more could you want. And I also referred a few friends and we each got 5 bucks after they made their first deposit into their account. Win win. Easiest 5 bucks without stealing it!! I'm going to continue to use this app for a long time too.
  • Virtual piggy bank! 5/5

    By lb liles
    Start storing money here and there! Set your rules and watch your account grow!
  • Awesome way to save money if you have no self control 5/5

    By Lolgirl1850
    Set it and forget it. If you're like me and save 0% of your money this app is for you. It won't make money appear out of nowhere, but it will help you manage what you have much more effectively. You begin to see where you waste your funds. You get out what you put into this app. Take it seriously and you'll seriously benefit.
  • So simple & easy! 5/5

    By Ole_Freebie
    Being someone who wants to save money, this app made achieving that to be that much easier! There are so many rules you can apply & you don't even have to do anything to make sure the money gets in there! Wanna save while you spend? Hit that rule. Want $20 to go in every week without having to physically do it? Hit that rule? You want to save the more you exercise? Hit. That. Rule. It's ridiculously awesome & helpful. I entirely recommend!
  • great App 4/5

    I love this app cuz it helps me save for rainy days. The only thing is that i hope they take my money out sooner than they usually do or give me my money as soon as i request it. they take a few days and thats the only thing i dont like. other than that its such a great app and it keeps track of all your money
  • Great savings app 4/5

    By Jr.SoundGuy
    I wish it updated my Bank balance and transferred money faster but good app all around! (Takes me two or three days for it to update my bank balance in the app and transfer money)
  • Saving is so easy 5/5

    By rudegal01
    This app has no fee and gives many options to save. You can set a daily, weekly or monthly amounts to withdraw.
  • Love it! 5/5

    By Will Deiz
    I rarely use cash so saving change is out for me. I love this, very easy way to save with the Round Up Rule.
  • Efficient way to save 5/5

    By Britney Dutes
    If you're the type where you're constantly looking for new ways to save this is it. Out of sight and out of mind. Plus you can pace yourself 🤗. It’s LIT 🌺
  • Big help in subtle ways 4/5

    By Martian0101
    It’s nice using the little rules because you’re saving without even thinking about it. The only downfall, for me at least, is just the amount of time it takes for the transfers to go through. I ordered the card to better help manage my spending and only use the card toward gas and groceries, then proceed with my other budgeting habits with my other debit card.
  • I find the app very helpful! 5/5

    By Cvital84
    I have trouble saving and this has many different ways of learning to save. Plus when your account is under 100 dollars they will stop transfer from going into your savings account to avoid any overdrafts. It’s a great app for people having difficulty learning to save.
  • I like this app! 4/5

    By RER717
    Although I'm not the demographic Qapital is marketing to, I have found it's an easy, painless way to build my Christmas Club each year.
  • Piggy bank 5/5

    By Panduuuuh
    It's a great way to save money without even noticing it! I love that I'm spending my money, but saving my money at the same time.
  • Never rated an app before - this one deserves it! 5/5

    By FisherGirl311
    Don’t even think about it - you could already be saving money! I am horrible with saving, and I was blown away by the amount I was able to put away in a a single week. Yes, it takes a few days to get your deposits going and for the banks to start taking, but know that you are doing an awesome thing and it’s worth the few day set-up time. What I like most about this it the ability to change the rules on the fly. For example, I started with a $5/day automatic deposit. I can adjust that at any time to be as little or big as I want instantly. A few times, I’ve been able to say, “you know, I could do more today,” and have taken $10-30 out. This app allows you to save without even noticing. Do yourself a favor, download, and be on your way!
  • The best saving so far 5/5

    By younghass
    I love this app so much it helps me a lot saving my money
  • Love it but... 4/5

    By maurya8900
    This app is absolutely AWESOME for those of us out there that are crappy at saving and I really like it! 😍 The only thing that bothers me is how there isn't any support besides email. Th correspondence was satisfactory but sometimes the reps will be "out at a conference" or something and you can't get a response til days later for some question or concern that would take like 2 minutes to answer. I know they probably don't have the staff to deal with the constant calls from people who don't bother to read the FAQs, but it's still a major con for me. Hopefully they'll be able to set up some customer service by phone sometime in the future bc that's really the only issue that I think is lame about this app. Everything else is great 👍🏾
  • Amazing! 5/5

    By Meli1234567890asd
    I love this app! Within a few months of using it, I saved up enough to go on a week long vacation in the Caribbean! I've recommended so many of my friends to use this app!
  • Great! 4/5

    By jenny96ilj777
    Overall love the app. But I haven't received my Visa card and it's been almost a month, also you have to have a certain balance in your bank I order for the amount to be taken out. Which is a good and bad thing. Also it takes like 2-3 days to take the money out of your bank.
  • Savings !!!!! 5/5

    By cyprian71
    Very convenient way to save will refer to friends
  • So far so good! 5/5

    By ReeceJE
    Easy to setup with Quapitl and start saving from multiple banks! Before I even knew it I had $500 already saved. I have had this app for just a few months now and try not to look at it. That way when I actually do open Quapital I’m very surprised to see extra money!!!!!! And great customer service as well!
  • Great way to saving money 5/5

    By Just Me 20
    This app is a great way to save money without missing those savings.
  • Useful 4/5

    By Creaturenyc
    Very easy to use. I like that I can forget about it and it saves money. Now and then check that your bank account is connected to make sure the money that you set up is actually transferring.
  • Great app what really works!! 5/5

    By Langooss
    This app is helping me to reach my saving goals! And makes saving money actually fun! I really enjoy watching how I'm saving money every day!
  • Saved $1500 in less than a month 5/5

    By K-bean
    Love this app. Exactly what I needed. Supercharged my savings. Excited to reach my goals. Thank you Qapital team!!!
  • Great app for saving 5/5

    By tyson395
    I’ve been able to put money aside that was out of site and out of mind, love setting the goals and meeting them.
  • Love it 5/5

    By hanauMami
    So easy to use, I love that I can save to the side and transfer what I need as I need it to my bank acct. I love being able to set rules, and make more than one goal. Very cool.
  • Love it! 5/5

    By Amandine1236830
    It's a great way to save money and plan for future expenses. Plus, they make sure they don't overdraft your account and give you notifications when your funding account is too low. It's great! UPDATE: They offer debit cards now!
  • Easy saving! 5/5

    By Patriciawork
    Whoops! Just absentmindedly saved over $1000!
  • Great App!!! 5/5

    By savewizzard
    Love the app because it makes it simple to save money!! I would highly recommended!!
  • Big helper! 5/5

    By Tab d
    Great way to save money without trying!
  • Customer service/messaging needs work 3/5

    By Bevanwittner
    The chat needs to be quicker. It’s not like I’m actually in a conversation trying to get help, it’s more like emailing, waiting to long for a response.

    By Yah yah11111
    This app is so awesome. Instead of having to worry what money goes where, I just deposit paychecks into my checking and the app does it for me. Before I know it, all my goals are accomplished.
  • Great 5/5

    By iiiJESUD
    Great app to use.
  • Amazing app 5/5

    By Shookfhkmdv
    Super efficient with helping me save money. I love it!
  • Very good app 5/5

    By Only.Name.Not.Taken
    Makes saving easy! Doesn't take money out of bank account when balance drops to $100
  • Best way to save! 5/5

    By ChillAxle
    I've been doing the 52 week challenge; although you start out small in the first few weeks and it doesn't look much, wait until the 23rd week and you'll start to see how the amount and the smile on your face grow!
  • Must-have app!!! 5/5

    By Juelzk1
    Love this app ! Easy to use and exciting to see how easy it is to see save with this app ! Put it on and just forget about it !
  • Great app 4/5

    By jd suarez
    Great app, user friendly and very dynamic the only thing Is the money sometimes take a little bit to long to get out from your account
  • Absolutely love this app!!! 4/5

    By Sierraarose0614
    So I found this app the beginning of this year- and set the round up rule and actually forgot completely about it one day lookin thru my apps seen it and in 3 months already had $40 saved up and that's just the extra pennies from purchase to round up to nearest $1. They have all sorts of different options for saving how you like, started doing $50 a week transfers and got up to $600+ saved I've used a lot of finance apps that say they'll save you money but this one really works for us and I'm greatful to have come across it! Their one and only downfall I'd say is they do take a couple days for your linked bank to be updated and transfers to be complete so hopefully one day it can be synced faster or immediate. And the qapital spending card has really saved my but a couple times! OH and I can't forget to mention how amazing their customer service is, 💯Give qapital a shot, you won't be disappointed!!
  • Good savings app 5/5

    By ]carter[
    Really easy to use. You can even manually transfer money to the app which is really useful. I like it.
  • Excellent 4/5

    By Mzplznt
    This is a convenient way to save for all goals. Set it and forget it has helped me to travel more, pay off debt and buy big ticket items without affecting my everyday finances. However, I do wish there was an easier way to see what's withdrawn from my account on my banks end and a pause on rules within the qapital app other than the minimum $100 rule
  • My Stealth Savings Savior 5/5

    By pibbledump
    Seriously it's fantastic to save money without even realizing you're saving money! No lie, I love it and tell my friends to use it too. (Not a paid review- just an honest one!)
  • Love it. 5/5

    By Derrz
    Possibly one of the best things that has ever happened to me. Absolutely obsessed with how dedicated this app is to helping me save. THANK YOU SO MUCH! Connor Mckeon
  • Convenient and Helpful 5/5

    By Ohshit_itsvic
    Easy to use and easy to understand
  • Awesome App 5/5

    By Dboyfoo
    Super cool. Helps me save and not think about it. I highly recommend
  • Greatness 5/5

    By JodieJermaine
    This App helps me to be more responsible and plan for the future!
  • Love it! 5/5

    By Katielizzzz
    I've only been using the app for about a week, but I absolutely love it! No fees, no hidden costs, and easy to use! Great for saving on a low-income. Especially for me, a 20 year old student! 😍
  • EXCELLENT! 5/5

    By Manny1013
    It’s really hard to save money, but with Qapital it’s so EASY! I have so much money saved up, I don’t know what to do with it anymore! Highly recommended.
  • Love it! 5/5

    By Nette87
    I like how it has fun different ways that you can save and allows you to see every detail! Really love this app! ❤️

Qapital app comments


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