Qapital

Qapital

  • Category: Finance
  • Release Date:
  • Current Version: 2.9.1
  • Adult Rating: 4+
  • Developer: Qapital, Inc.
  • Compatibility: Android
5
5
18,267 Ratings
$ 0

Qapital App

You know that savvy friend who’s super good at saving money? Yeah, well, good for them. But we’re not all that person. That’s why we built Qapital, a new way to bank that makes it easy to save money for the stuff that really matters to you. Our “Goal-focused” approach to checking and savings accounts makes smart money management effortless, motivating… Even a little fun. Here’s how it works. Just pick a Goal (like a vacation to Iceland, paying off student loans, a new guitar, or all three). Then set up automatic ways to save for them. Rules like… • Round up every purchase to the nearest dollar and save the change • Save $20 every Friday • Save the difference when you come in under budget at the grocery store • Save $5 every 10,000 steps you take by connecting Qapital to your Apple Health app* • Or anything else you can dream up! All these savings go into your FDIC-Insured Qapital Goals account. One day you’ll open your app and say, “Holy crap I’m 90% of the way to those festival tickets! When did I get so good at saving?” You’ll also get an interest bearing checking account and the Qapital Visa® Debit Card** – a debit card designed to help you track your day-to-day spending. You can save for your Goals whenever you swipe, see all your weekly spending and savings in one place, and easily transfer money between your Qapital accounts instantly. Just like banks, Qapital comes with bill-pay, e-checks, direct deposit and top-notch security. UNLIKE banks, we don’t charge monthly fees (we think that money should go towards your Goals instead). You, too, can be that savvy-saver that all your friends ask for advice. So download Qapital. Set a Goal. Become a modern money master. *Qapital uses the Apple Health app, allowing you to set up savings rules that are triggered by your fitness activity. **Issued by Lincoln Savings Bank, Member FDIC

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Qapital app screenshots

Qapital app reviews

  • Love!! 5/5

    By Tor_c
    This is an amazing app that allows you to easily save money!
  • Great app! 5/5

    By Askme123
    I love how this app makes savings money so effortless! I don’t have to think about any transfers and the “round up rule” makes small change add up so quickly! I also appreciate the feature that prevents withdrawing funds when your primary account is low! Overall great app!
  • 👍 5/5

    By Lightningcat815
    Good stuff
  • App 3/5

    By syizzle
    So far it’s seems to be going good. I just wish it took the money faster
  • A Great Source of Saving !!! 5/5

    By Butta Scotch
    I’m saving so much money with this app & the best part is it’s automatic so I don’t even miss the money because I don’t even see it to spend it.
  • Saving Made Easy. 5/5

    By Ddtjuan
    Saved $5000 in 3 months by just setting some rules and forgetting about it. Also transferred it back into my bank account with ease. Best SAING APP EVER!
  • Sweet 4/5

    By bennnn1999
    Does the saving for me! I’m very forgetful and need to save money, but I’d rather just go spend it. Qapital just saves it for me every week or whenever you set it to put money back. Great and genius app!
  • EASY to save! 5/5

    By StephVandagriff
    Love Qapital! It's how we save for vacations!
  • Best Savings App Ever 5/5

    By OneBoredFellow
    I love this app. I especially love how they will pause your transfer if you don’t have enough in the bank. It makes saving money easy and fun!
  • Easy savings 5/5

    By Kelleygirl2011
    Just sign up set a goal and watch!!!!
  • Easy Saving 4/5

    By Dolla-Mama
    This saving plan is easy to do! Just set your goals and watch your savings increase!!
  • Perfect for Anyone 5/5

    By The Swedelove
    Perfect for anyone who wants to become serious about money. Improve tour relationship with your money.
  • East to use, easy to save 5/5

    By Sentaco
    This app makes it so easy to save your money over time. I’ve often forgotten about it only to check my savings balance and be surprised! I also love all the customization you can do in creating different savings rules. And you can change them at any time! Definitely a recommendation.
  • Amazing 5/5

    By KenzoTheGreat
    Honestly never had this much fun saving money, and it's so crazy easy. I've recommended this app to so many people already.
  • Money maker! 5/5

    By Vb010814
    Love this app! I save money without realizing! Every time I swipe my card it rounds my purchase up to make it an even number. Saved money towards my credit cards and vacations! Get it!
  • God bless this app. 5/5

    By Sinister chic
    That is all.
  • Great as a Second Bank account 5/5

    By Portia D
    This is a great way to create an extra bank account for yourself because there are no fees (to my knowledge) and there’s a referral system so you can make extra money by bringing in your friends
  • This has helped me be able to save! 5/5

    By Jpsaysrawr
    I normally am not very good at saving, I love how I really don't have to do anything, just set up my rules and it saves my money for me! It's amazing and it's really helped me be able to save😊
  • Awesome App 5/5

    By Tigerlily020491
    Love how easy it is and how interactive it is. The rules they have to choose from are creative and make saving money fun! I've already recommended it to friends and family. All around the best money saving app I've used
  • Easiest way to save 5/5

    By Gabs127
    The dummy’s guide to saving! Helping people who have trouble saving by making it “out of sight out of mind” easy.
  • Definitely helps! 5/5

    By Platano428
    I completely forgot I had this app and just checked and I have so much money saved. Praise baby Jesus!
  • Saving without effort! 5/5

    By Reno Ker
    I love using Qapital because I don’t even realize I’m saving money, it’s just happening. It’s so easy to do and before I know it I have my entire Christmas budget!
  • Love this app! 5/5

    By mkaren_14
    It’s made saving so easy and manageable! The settings are customizable so I can save without checking on it all the time, or I can put money aside manually too! Everyone should have this app!
  • Love it 4/5

    By N-Phenatee
    I love the way you can save in all different forms regarding the rules
  • Great way to save and save and and save... 5/5

    By Wowitworks
    Set your rules and save it’s simple
  • So I don’t normally write reviews 5/5

    By Twixog
    So I normally don’t write reviews but this app is awesome! I put on some pretty strict settings and live with it. I forgot all about it and was struggling for the same adventure I was saving on here, and have overall saved over 2k which is awesome that change and guilty pleasure add up! Also helps me think more before spending
  • Love the idea! 4/5

    By caro.brown
    Qapital has made it so easy for me to save, I just wish transactions registered a little faster. Overall, great app and great way to save a little more!
  • BEST Money Saving app EVER! 5/5

    By Iamboblopez
    I’ve been able to save money for vacations and camera gear so effectively without noticing a dent in my bank account. I highly recommend this app!
  • I dig it. 5/5

    By DanVT3
    I’ve tried a few apps like this, and I like this one the best. Thanks!
  • Simple but powerful 5/5

    By Lex Valishvili
    The idea seams so simple but it works great!!!
  • Highly recommend 5/5

    By Lyndsay Leger
    I am not very good at saving money when it comes to my checking and savings account but this app makes it very easy and you don’t even miss the money! It’s very user-friendly and when I needed to take money from it was in my bank account within the next business day
  • Great way to save 3/5

    By Moons Eternity
    I’ve loved this app since a friend had told me about it. I’ve even been able to pay off most of a credit card in a pretty short, which has been awesome. I’ve been using the round up rule for one goal and the 52 week rule, forward and the one that lets you start at week 52 and go backwards. My only complaint with the app so far is that it seems every other day I have to re-link my bank account to the app. Loving things otherwise.
  • Qapital stealing money? 1/5

    By Anaei Guzman
    Why does it have posted on my bank account that Qapital is stealing money away from me? Without my consent. I do NOTHING on the app. I deleted it. Now I do not know why I am being charged.
  • Great way to save rainy day funds 5/5

    By khubbard72392
    Great app, very easy to use and makes saving pretty much hassle free and worry free. Don’t have to do any of the work besides setting rules and you’re saving. Only thing I wish I could do is add multiple banks to fund from. You can apply rules applicable to every account/card but can’t fund saving strategies/rules from different accounts, I use different accounts for different things and wish I could pull/fund from more than one account
  • Awesome and Easy 5/5

    By StifflersDorc
    I love how simple the entire process is and how easy it was to set up and forget about the savings!
  • Managed to save money when I’ve never managed before 5/5

    By mmilch
    Incredibly helpful. It takes the idiot—read: me—out of the equation.
  • Simple. Easy. Very Rewarding. 5/5

    By themerrymermaid
    Truly the easiest saving app to set up. You can make saving convient for you in any way you can think up and it sends you milestone messages so you feel like you’re actually getting somewhere. I highly recommend.
  • Game changer 5/5

    By Adingy
    I probably do a way better job at saving money using this app than using my personal bank’s app lol. Qapital is a lot of fun to use. It has helped me save money quickly and effectively. One amazing thing about this app is it stops withdrawing money from your card in order to prevent overdraft fees. So in a way that helps you stop from spending more. I love it. I highly recommend!!!
  • Great App!!! 5/5

    By Ipush-Foreigns
    Set and forget
  • Great app 5/5

    By AJC0221
    A little bit goes a long way.
  • Fun way to save!! 5/5

    By rizell2004
    This is a really fun and easy to forget way to save, just make sure that you have the money on your bank! Little by little I'm saving for my goals!
  • Very easy to use and helpful! 4/5

    By Lexi81697
    I just started using Qapital and I haven’t had any trouble figuring out how it works and it also makes me feel a little less stressed about saving money. There are a few things they didn’t include on their FAQ page but contacting them about issues is easy and they are pretty quick to respond.
  • Great app for saving money! 5/5

    By Drake123564337
    I love how easy it is to use and create “rules” that make it fun and simple to save up for whatever your goals are. Much better than going through Wells Fargo.
  • Great way to save! 5/5

    By angeleyezz007
    I love it! It help to save up for any emergency!
  • Great way to save. 5/5

    By Bordie1930
    Dope app!!!
  • Easy to Save! 4/5

    By clgates10
    This is such an easy way to save. Honestly, your savings almost sneak up on you. It’s fun to check in every now and again to see how much more you saved! However, if you use this service, musket sure you’re not purposely buying more just so you’ll save more on Qapital. I heard some people were falling into that trap. This works great if you just spend as usual! VERY happy!
  • QAPiTAL 5/5

    By rtrosalia
    I’ve been progressively getting better at saving and budgeting. I installed this app to make saving easier and less painful. It’s done automatically, not much though goes into it. When I look at my bank statement now, sometimes I think woah I need to cut back on spending here & there... but luckily I’ve been saving (I had forgotten because I got a new phone). It’s not a lot compared to how much I would like, but I basically already have my monthly insurance bill covered. One smart thing I learned is to not put all your money on one thing/spot. This is just a great way to easily disperse money into different goals (mine: tuition & emergency fund).
  • Makes it easy 5/5

    By MightyHokie
    This is the easiest app I’ve used to save money. The ability to choose different goals and saving options makes this priceless. Thanks!
  • It’s working! 5/5

    By KLaurenH
    I’ve saved $600 painlessly in two months!
  • Easy as Pie 5/5

    By Ohio consumer
    This app is super easy to use and set up. I mess around with different round up apps and this is in my top 3 for sure! Super easy way to help save for vacations and other things like a down payment for a car.

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