Acorns: Invest Spare Change

Acorns: Invest Spare Change

  • Category: Finance
  • Release Date:
  • Current Version: 3.12.0
  • Adult Rating: 4+
  • Developer: Acorns Grow Incorporated
  • Compatibility: Android
641,496 Ratings
$ 0

Acorns: Invest Spare Change App

Join over 8 million people and help your money grow in the background of life! Sign up in under 5 minutes and automatically save and invest for you and the kids you love. “Acorns is my favorite money app, because it makes it simple & cheap to make small investments.” - Business Insider (1) SAVE AND INVEST YOUR MONEY WITH OUR FINANCIAL WELLNESS SYSTEM… + INVEST FOR YOUR FUTURE - with automatic Round-Ups, where we invest your spare change from everyday purchases, and easy Recurring Investments, so you can set it and forget it. + SAVE FOR RETIREMENT - with Acorns Later, the easiest way to set up an IRA. In under 2 minutes, we’ll recommend the right plan for you and your brighter future. + INVEST FOR YOUR KIDS - with our simple, straightforward kids’ investment account, Acorns Early. Multiple kids at no added cost. + SPEND SMARTER - with the only checking account and debit card that invest with every swipe, and allow you to automatically invest money from every paycheck. + EARN EXTRA MONEY - from 350+ top brands that invest in you when you shop, and side hustles that invest in your future. + GROW YOUR KNOWLEDGE - on the go with custom financial literacy content, powered by CNBC. “Why should you trust Acorns? Because Acorns has been created by some of the best minds in the investment game.” Men’s Journal (2) SAVE AND INVEST RESPONSIBLY WITH A MISSION-LED PARTNER... Our mission is to look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing. We don’t lure you with stock picking. We won’t give you false confidence in trading. Backed by leading investors like Blackrock, PayPal, and CNBC, we empower you with education and tools modeled after the most time-tested investing principles: diversification, compounding, dollar cost averaging, and sticking with it. Combined with bank-level security that’s strong as oak, we are here to help you grow your money. “To approach everything from a place of mission and integrity—that’s a big innovation in financial services,” Mr. Kerner said. “I don’t think there’s a better example of an industry that needs to be reimagined from the ground up.” Wall Street Journal (3) SAVE MONEY WITH PREDICTABLE MONTHLY SUBSCRIPTIONS, AND NO HIDDEN FEES… ACORNS LITE: $1/month • Basic investment account *Most popular* ACORNS PERSONAL: $3/month • Our full financial wellness system ACORNS FAMILY: $5/month • Invest for your kids, plus our full financial wellness system From acorns, mighty oaks do grow. Download Acorns now and grow your oak! ————————————— Sources: 1. 2. 3. Investing involves risk including loss of principal. Image is for illustrative purposes only & shows hypothetical account balance growth of an account & does not represent an actual or typical client experience. For important disclosure regarding this graph, please carefully review the information found on the in-app 'potential' screen or go to This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer & member FINRA/SIPC. Investments are not FDIC insured & may lose value. Investing involves risk & investments may lose value, including the loss of principal. Please consider your objectives & Acorns fees before investing. Past performance does not guarantee future results. "Acorns", the Acorns logo & "Invest the Change" are registered trademarks of Acorns Grow Incorporated. Copyright © 2020 Acorns &/or its affiliates.

Acorns: Invest Spare Change app screenshots

Acorns: Invest Spare Change app reviews

  • Absolutely stupid app 1/5

    By Аллддптод
    Gonna take your money don’t use
  • Easy to Use 5/5

    By HeyItsBBass
    I love this app. It’s so easy to use. Beautiful user interface. The iOS 14 widget is a great addition.
  • Never deposit any checks on acorns 1/5

    By kooapp favors
    Never deposit a single check here unless u want ur acct locked for 5 business days until u can use ur acct this app is absolute garbage on customer service
  • Scammers 1/5

    By Acorns is a scam
    This app is a scam. They keep promising you with a lot of stuff and at the end they won’t deliver anything. I signed up for a $300 bonus if I referred 4 friends and I referred 6 but they manipulate the referral system and there is no way to track that and I ended up with nothing. It is a scam guys. Don’t sign up or give them your information because they will steal from you. It is supposed to be free app but I found out that they charge me $3 monthly subscription fees.
  • Love Acorns 4/5

    By Haraplay
    This is the easiest and most efficient way to build a savings account! But please bing back the Performance Details graphs! It’s an important part of this program!
  • No options 2/5

    By Sportsqueen
    I don’t like that I can’t decide which stocks I’m investing in. I also don’t like that you aren’t offered a spending account that is linked to investment account that offers additional stock for every purchase made with the debit card provided. I only use Acorns to save through purchases I make on through PayPal. With Stash I get to choose the stocks I want and get paid in additional stock for just paying my cell phone (Apple stock anyone?). If I want a Dunkin’ iced coffee I earn extra stock on that too. I also get to move my money around as I want. Acorns is very limited. I also pay just $1 a month for Stash and get much more for the money.
  • Error 1/5

    By sancho111115555555
    I have been throughly enjoying acorns the entire time I have used it besides the last week. I was tight on money this week so I decided to turn off all of my automatic transfers on my acorns accounts including roundups, and transferred the money currently in my acorns account to my banks accounts. This morning however I woke up and saw that a transaction from acorns attempting to pull money from my account occurred, ending in a NSF fee from my bank for 29 dollars. I then went to the acorns app to be sure I had turned off all my transfers and of course, they were all off. So I just wanted to know if there was any way I can permanently turn off my acorns account and I am sure this is a long shot but possibly a refund for the money I lost.
  • Cool idea to save, yet ineffectual 1/5

    By Aspie Rocco
    I have had acorns for going on three years and it has consistently lost money every quarter in the accounts I have it in. There has been zero growth and only losses. If it wasn’t for the “found money” on eBay and few other partners the account would be a total loser. Monthly fees obliterate any gain unless heavily invested. Would not recommend this, instead discipline your self to save. I have 5.14% total losses and no actual gains.
  • Yayaya 4/5

    By oxoblade
    I wanted the 7 dollars so bad I even got a new card for this now it’s done, it’s a sad sad day to invest.
  • Great way to invest 5/5

    By knocrob
    Have been using the acorn app for a few months,very pleased with the app.
  • The iOS 14 widget doesn’t update and is therefore pointless? 5/5

    By fakehead
    I was very excited to use the new widget feature with acorns but it doesn’t seem to update unless you open the app. This is powerfully pointless and should be removed until the widget updates on its own with the app running in the background.
  • Scam 1/5

    By ThatGuySandri
    Acorn cares only about the money and making sure they can get as many sign up as possible while not giving customers the promised referral bonus. One of my referral has an unfortunate situation with their account, acorn didn’t even try to work with me to give me some of the referral even I successfully signed up 3 other individuals. They strictly care about the money and screwing people over hence why they take so long to transfer money because they don’t want to it back to you once you deposit it. Don’t use this app to save any money. Use Robinhood or any other financial app that isn’t this one. Trust me.
  • Unfair 1/5

    By mo3991
    Not as advertised and the account totalswhen calculated do not represent the earnings they claim I have made by using their deceiving platform. I did my do diligence and have not heard or seen any reviews, or any sign of anyone else having similar issues as I have had. From denying almost all of my spend account transactions, acorns found money not being rewarded as advertised and in less then half of the rewards I should have earned getting credited and the investment account total actually calculates to $20-50 loss rather then the displayed “40 dollars earned” displayed on the investment pages earnings report. I submit many reports to the support staff but have yet to get connected to an account manager like I had requested many many times. It’s to the point where im starting to wonder if I am being classified or discriminated against, because my name is muhammed, and that implies I’m of a Muslim or Islamic religion, rather then the technical difficulties and consistently getting ignored and brushed off with an auto response when I write detailed long requests describing the issues with detail, taking half an hour of my day and then being slapped with an automated AI response or standard pre written response from a team that maybe do not like people that are Muslims? There is basically no other explanation witch would explain every issue I have had with acorns. I am open minded to hearing your issues and hope these issues are not specific or more concentrated among consumers of an implied specific religious background
  • Can’t use it 1/5

    By Rebslick
    I was super excited to use this app, but I have PNC bank and I can not link my account to the app.
  • Great App 5/5

    By Pcam67
    Just over a grand saved and I don’t even notice is coming out of my checking. Found money option is great too. Free money for shopping. I highly recommend.

    By LoloTrick
    DONT sign up for this. I canceled this months ago and they have still be taking money from my bank!!!
  • Taking money from my account!! 1/5

    I have opt out of this app along time ago and it still keeps on taking $5 out of my account I am literally $40 negative in my bank account due to this and i don’t have overdraft protection. I do not know how to unlink my bank account so it doesn’t take any more money it’s been doing this for the past couple of months now and it’s ridiculous I want out of This horrible app don’t download this app without know the ins and outs of this app
  • Worst app 1/5

    By no customer care phone
    There is no way we understand what’s going on with investment. There customer care phone number to talk. If we ask to close the account their response with closing steps. And they still transferring money after I request to close the account. We don’t know the status of the account whether it is closed or not even after we requested to close the account.
  • Referrals are a JOKE 1/5

    By Torrey S
    Acorns is fine if you want to squirrel money away for a very small percentage return and never think about it, or try to actually make it worth it with referrals (which is the sole factor in making a large return with this app). It is unethical at the lease and unlawful at the most extreme. I referred SIX people for the July promotion of 5 referrals for $500. The way you have to complete referrals is so complicated I had to walk everyone I referred through the process and two people still did it wrong. I only realized this in august after the referral offer was no longer valid. The customer service phone line is a joke, the line is so scratchy half the time you can’t hear the acorns representative. After probably 25 emails and 10 phone calls to acorns (I’m not kidding) to try to retroactively apply the credit for referring six people (1 over the 5 people required for said promotion) they said the referral bonus was in engineering and should be processed... Joke was on me because the “referral bonus” they were referring to was the $5 referral for one person, not the $500 I earned. Again, I this was after weeks of detailed conversation with customer service highlighting the fact that I rightfully earned the $500, and them acknowledging they were looking into it. I was speechless. This review is the last time I give this company a second of my time. I urge you not to waste yours.
  • Single Parent 5/5

    By noah.c6
    Love this for myself and kids. It’s hard being a single mom and out of work due to medical problems. This helps me save money for us for the future.
  • Very Helpful way To save! 5/5

    By Hooker man
    I love this app!
  • Referral fees 1/5

    By Kgugfhc
    Referred 4 of my family members and waited for my referral bonus for weeks and never got it. Talk to the customer service and they told me that I never referred anyone. This is just mind boggling. This is a bad business and I’m going to close my account and hopefully I’ll get my money quickly.
  • Looney Tunes 4/5

    By marshareinvention
    I was originally impressed by this app. So impressed that I hit the 10x multiplier. Then for no reason, they withdraw my round ups instead for depositing them . One disconnected number later, I reach them on Facebook where they send me a video on “not panicking” and email me instructions on how to turn my multiplier off. Then they email me saying they suspending transfers into my account saying they would overdraw my account more! What made these crooks think they could handle money is beyond me! Update May 18: multiple attempts to contact them have failed. They claim to not have my new bank account information, yet they make withdrawals with no problem. Just try to delete your account! They don’t like my new password and user name. It takes me to a page to change it. There is a reason why my bank won’t communicate with them! Update Several months later they prove to be more competent than Stash. I no longer see the multiplier, but apparently it’s still being done. Just don’t try to switch banks on them. They keep sending codes that don’t work. I try to put in a 5 and it registers as 2. Hmmmm...
  • Love Acorn! 4/5

    By msjany
    Love Acorn! Would have been a 5 star if money transfers came a little faster. I’m still going to stay with Acorn. It’s that great!
  • Capital One 3/5

    By JCM22901990
    Wish I could do round up with Capital One accounts
  • Banking 3/5

    By hahsbcurjoxge
    Need on line bill pay and I could bank with you
  • Love Acorns 5/5

    By Laurieann68
    The best way to save money!
  • No total for all acounts 1/5

    By Howard C, Miami, FL
    I see the individual values for each account. It would be nice if it showed all your investments total. Currently it only shows when you log in and only shows for a few seconds.
  • Brunson Commerce LLC 5/5

    By Will Withswirl
    Best app out hands down
  • Need some extra cash 5/5

    By jman38980308
    This app is amazing I’ve only been using it for a short time but I can already see profit being made.
  • Awesome app 5/5

    By jkd10.
    So far so good, can’t wait to see where it takes me.
  • Fine for saving money, not great for investing 2/5

    By Preview Works Better
    This app is fine for saving money through your roundups, but my return on investments is horrible compared to Ellevest. For $300, Acorns had a return of about $2. On Ellevest, for $130, I have a return of $10. If your goal is to just save pocket change, you can go with this app. If it isn’t, find something else. Though, more apps are offering roundup investments. Ellevest just added this feature as well. You just can’t multiply your investment.
  • Simple and Easy 5/5

    By Cdeni74
    This app is so easy to use and I love how you can shop through the app to get even more savings. I would recommend.
  • Great app 5/5

    By Gentile21
    Use my card daily haven’t regretted the decision to download this app crazy how much I’ve invested within a month
  • Never thought investing could be so easy 5/5

    By AJC Twone
    Love of this great app esdy fof anyone to set a goal and its just semple why not invest in you
  • Bad 1/5

    By NathanSlate
    All my roundups just magically disappeared. After about 2 or 3 times of the roundups hitting $5 then disappearing i decided to close my account. I was told that money would be sent back to my bank within 3-6 business days. I realize $10-$15 isn’t the end of the world but maybe it is to some people, and I’ve heard of this happening to countless people sooooo. They are just straight up robbing the people that use this app
  • Great way to buy stocks no worries 5/5

    By bullshit69$$$
    I love the no-worries platform they handle everything. I love it
  • Invest 5/5

    By drinx2378
    With this app you can invest
  • Unable to link bank account 2/5

    By Write a reviwe
    Im unable to link my bank account for weeks now it dose not let me I’ve been trying and it keeps saying unable soemthing about institution and it dosent let me link it and it goes through and then a message goes up saying unable I need help please contact ASAP!
  • Mindless Saving 4/5

    By Ryan from Illinois
    Easy to use and encourages you to save/invest in ways you’d never imagine. Highly recommended.
  • Excellent 5/5

    By Delayal
    Awesome easy way to save and invest
  • Scam 1/5

    By million58
    Watch this company... if you input your banking information and afterwards close the account then open the app again, they will automatically start dabbing your money. A very bad practice. I hate munchers even if it’s for 1.00!!!
  • No support for my banks :( 3/5

    By Pikaboopikachu
    I just switch my checking account to a new bank... twice! The lack of support for accounts with Chime or even BMO Harris make the app basically unusable for me now. Been using it for the last two years and it’s such a shame... can’t even link a debit card to the account but I have to log into my bank through the app but I can’t find my bank in their list! So sad
  • Does Not Mention Subscription Fees 1/5

    By MattFugoff
    Arbitrarily took out a subscription fee from my bank. Others have mentioned this practice as well. I am sure it’s under the fine print as to get by legal, but not at all obvious when connecting your bank account. This is highly unethical behavior, and when I asked for a refund I quickly received a “no.” Look at other negative reviews. This is clearly part of their sketchy business model.
  • Setup deposit 1/5

    By Capncordog
    The 2 small deposits have still not hit my account, so I can not verify
  • Great Passive Investment Option 5/5

    By CAPTAIN36 H.O.P.
    Acorns provides a great platform for people that need to set it and forget it. Round up options increase your account a great deal and you never feel it. I started this and invested minimally with $20 weekly recurring deposits and round ups and before I knew it there was thousands of dollars in my acct!! Highly recommend this to any novice investors and those who lack investment discipline.
  • Amazing Way To Save & Invest Without Being Wealthy! 5/5

    By Mosk1640
    Acorns is amazing, I can’t say enough about it! First off, my wife and I are not the saving type of people but with Acorns round ups, you can have them automatically save your spare change from purchases you made...and what’s even better is that they automatically invest that $ into a diversified fund with a risk profile of your choosing! So if you want your saved money to grow a bit but don’t want to risk losing any bc of the market fluctuations, you can adjust your risk tolerance. furthermore, they offer parter vendors that will give you cash back into your acorns account if you make a purchase through clicking on their website through the Acorns “found money” section. I earned money just by getting insurance quotes, buying a sweaters at Macy’s and even by buying everyday things like food and gas. Bottom line, if you are like most people and don’t have the money to invest in the stock market but want a savings account that actually shows you growth results, Acorns is the way to go!!!! Trust me...
  • Can’t create account 1/5

    By Ryan0930
    I’ve been trying for an entire day to create an account. I want to use this really bad but I can’t get passed the initial account creation. When you go to enter your name, birthday and ssn it just errors out and says “something went wrong try again in a few minutes” but all day :/
  • Nope 1/5

    By Oldschoolcrate
    I set up recurring transfers for Friday, but they keep taking it out on Monday, I’ve decided just to use another app and turned off recurring and transferred my account back to my bank.

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