Earnin: Get Cash Before Payday

Earnin: Get Cash Before Payday

  • Category: Finance
  • Release Date:
  • Current Version: 12.9
  • Adult Rating: 4+
  • Developer: Activehours Inc.
  • Compatibility: Android
  • Links: Google Play Store
203,473 Ratings
$ 0

Earnin: Get Cash Before Payday App

Tired of waiting 2 weeks to get paid? Access the money you’ve already earned with the Earnin app – up to $100 per day, and up to $500 per paycheck.‡ There's no hidden fees, no interest, and no credit check. Just tip what you’d like (even $0). [1] Yes, really. Earnin gives you access to YOUR hard-earned cash, with absolutely no catch. Bills due? Need gas money? Rent coming up soon? Never penny-pinch ‘til payday again. Move your money, and live your life. Earnin has over 1 million community members making any day payday.[2] Join us. * HOW TO GET STARTED * 1. Connect your bank account where you get paid, and add a debit card 2. Add the employer you get your paycheck from 3. Verify your work email. Don’t have one? Turn on Location Permissions, and we’ll automatically add earnings to your Earnin account when we see you’re at your work address 4. We'll verify your bank account, debit card, and confirm your hours worked. Then, cash out up to $100 per day (up to $500 per paycheck) and tip what you think is fair, between $0-14 5. On payday, we’ll debit your account for the money you cashed out + tips * STOP WAITING FOR PAYDAY * Get up to $100 per day of the money you’ve already earned – up to $500 per paycheck.‡ There's no hidden fees, and no interest. Just connect your bank to Earnin. Earnin works with Bank of America, Wells Fargo, Capital One, TD Bank, Chase, Navy Federal Credit Union, PNC Bank, USAA Bank, and more. * GET INSTANT BANK DEPOSITS * Connect your debit card to Earnin and get your money in an instant, with no extra fee.[5] * SAVE FOR A CHANCE TO WIN BIG * Advance your savings goals! Every $10 put away in your Earnin Tip Yourself [3] account is now a chance to win up to $10 million in cash prizes with WeWin.[4] * HELP PREVENT OVERDRAFTS * Balance Shield Alerts notify you when your bank balance is getting low.[6] * TRACK RECURRING PAYMENTS * Budget smarter! The Earnin Financial Calendar lets you know in advance when you have recurring payments coming up. * BACKED BY 24/7 SUPPORT * If you have any questions or issues with the Earnin app, our Live Chat team is available 24/7, 365 days a year. --- Earnin is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay or Credit Karma. Earnin is not a payday loan, a cash loan, or an app to borrow money. Earnin gives you access to your pay when you want it – with no interest, and no credit check. Join Earnin today, and start making any day payday.‡ --- Disclaimers: [1] Tipping options will vary between tools.‡ [2] Number of people using Earnin is from an internal analysis conducted by Earnin in January 2021, representing total users who Cashed Out at least once from January 1 to December 31, 2020. [3] Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts.‡ [4] NO PURCHASE NECESSARY TO ENTER OR WIN WEWIN: Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To view official rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/game-rules/ Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. [5] Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.‡ [6] Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max.‡ **$10 referral promotion valid through 11/30/2021.‡ ‡ Restrictions and/or third party fees may apply. For more info: visit earnin.com/TOS

Earnin: Get Cash Before Payday app screenshots

Earnin: Get Cash Before Payday app reviews

  • Extra Help 5/5

    By mrs.sare
    Everyone knows time has been tough lately, and unforeseen things happen, you can’t wait til payday for! Earnin really helps with that!
  • It’s TOO good to be true! 5/5

    By FreeFree81
    I’m so grateful I signed up 🙌🏾
  • Amazing Help 5/5

    By Michelle DMD
    If your over budget this is a lifesaver!!
  • Great app 5/5

    By Khaterana
    Quick help experience
  • Very legit and reliable 5/5

    By Mhikelynhotmail
  • I have proof that these people don’t care about you or your business 1/5

    By Aaronx4
    God forbid you get a new job or raise as you will have hoops to jump thru. Their customer service is rude and inconsistent and not much different then a computer. They don’t care how long you’ve been there or supported it either I have it in writing for anyone that wants to see chat transcripts. Not worth it. Better off with Albert or Dave. They have higher feee but much better reps.
  • Easy to use 5/5

    By lamacrus88
    When I’m a crunch, I look to Earnin
  • Love it!!! 5/5

    By Endyia D
    I really appreciate this app and all that it has to offer. I get to do a little extra during the week, I’m so thankful.
  • Love the app 5/5

    By Nyique
    Very helpful!
  • Overall great service 5/5

    By Alyssa~Dawn
    I was really unsure at first but they literally run on optional tips. Cool service! Been using it for well over a year now and have never had a problem that customer service didn’t fix.
  • Earnin is the best cash advance app 5/5

    By Ajcarson
    They are so easy to work with. Chat is available 24/7 and if I have ever had an issue it was easily resolved. I’m very pleased with this company.
  • Great app 5/5

    By Dee30339
    Great app
  • 5 star ratings!! 5/5

    By eliana nichole 87643
    Awesome app! Love the rapid deposit and easy payments!
  • Savings 5/5

    By Tressakay
    Really good way to help save and barrow
  • It’s awesome 5/5

    By mehermehgerd
    I really love using klarna they let you pick your tip and all and my advances continue to rise an awesome thing to have when you get strapped for cash
  • Frequent withdrawal issues = Overdraft 2/5

    By The Archsage
    This app is great in theory. You borrow money for life’s mishaps, easy to understand. The only issue is when the app dictates and changes your pay day to the day before you get paid. This happened to me twice and has lead to over $200 + in overdraft fees. Reaching out to the customer support is painful. Over thirty minutes in chat, five minutes + between responses from their rep. This just isn’t feasible. I can walk into any number of stores to borrow money, or just use a credit card. It’s less of a headache and if I need support, I get it. All in all, the concept for the app is good, but they try to use crummy formulas to dictate your pay day. This doesn’t account for things like holiday pay or Credit Unions.
  • Very nice 5/5

    By Larry Flupp
    Very niceeee
  • Terrible experience. It just doesn’t work 1/5

    By The RYL DYL
    Direct deposit hits weekly but they never have my earnings. I upload pay stub every week and they never receive it. I’ve reset the app and it’s been “setting up my account” forever. Dave is far superior.
  • Worst Cash Advance App 1/5

    By b1737282
    Almost felt like a scam. Customer support doesn’t care and will send you in loops because they don’t know anything either. Will screw you over with false information and leave you in the dark the whole time. I suggest trying Dave, it is 100x better. To the developer - please find people who care about your platform because your customer support team is the worst I have ever experienced and will leave the chat when they don’t know what to do.
  • Awesome 5/5

    By Mikki123love
  • Great till there was an issue. 1/5

    By WetBeans
    I’ve used this app with no issues for a bit now , but this past Friday my direct deposit was changed by one or two letters and I was informed there was an issue with my account. I tried uploading screenshot after screenshot of everything they asked for but there was always an issue. I reached out to support and they just did the same thing. Kept telling my screenshots were not enough. I gave everything requested of me and it’s still not fixed.
  • Greatest app ever!!! 5/5

    By Fatzmoni
    Earnin and it’s awesome community have helped me through some really rough times, especially during this crazy time. Love it ❤️❤️
  • Super service 5/5

    By ACwildeest
    Easy to use
  • No help 1/5

    By rottencotten
    Earnin debited my acct a day early due to a bank holiday mid week. There was no notice when requesting an advance this was going to happen. As a result my bank charged me $75 in overdraft fees. When I contacted Earnin customer service for help I was told to ask the bank for help instead and my chat session was then disconnected. Will not use again and don’t recommend. UPDATE** see reply from Earnin. Still everyone’s problem but theirs.
  • Great service 5/5

    By mazeratifresh
    Great job
  • Can't even make an account 1/5

    By Big Brad Wolf
    I used three different emails to try and set up an account. A verification code was not sent to any of them. Not in the main inboxes, not in the spam folders, just no verification codes being sent at all. How am I supposed to use this service that is not working from the very beginning? Waste of my time to even try and set this up.
  • Great app 5/5

    By zaireharrell22
    Comes in so clutch when I’m running low on cash! Super easy to use
  • Great 5/5

    By sloppy jie mom
    Awesome possum smart app
  • Thanks 5/5

    By anna.jones
    There when I need it, I qualify for Earnin express but can not complete the process please make this easier to complete through. My company does not use ADP payroll or any of the options and when I did the other option my payroll says that the givin earning account number or routing is incorrect
  • Great company 5/5

    By daisydesigner
    They do a great service
  • Helpful 5/5

    By MzMonicaE
    Earnin is a helpful app that spots me until my payday. It has been so useful and easy to use. Thanks!
  • Love this 5/5

    By Veeeza
    I love this
  • AMAZING 5/5

    By Tlynn0241
    This app has helped me so much in the last couple months. It’s been tough but being able to get some help is awesome!
  • God send 5/5

    By Kredi5
    Honestly the best thing ever created! Very reliable!
  • Great 5/5

    By cakebythep
    Love this app
  • Terrible experience 1/5

    By ValRoze
    Terrible customer service, rude, too many privacy concerns, verification issues every week, and deposits are being made to my account and fees being charged to me without my consent. This has been an overall terrible experience.
  • I love this. 5/5

    By She198
    One of the best apps.
  • Worst joke ever 1/5

    By ChynnaCheeks
    This app is a joke and a rip off. Deposited $11 into the savings jar in April straight out of my bank account. TO THIS DAY they still can’t return it to the same account they took it from. I’ve spoke with multiple agents over 7 months and they still have my money. They had no problem getting it out of my account but mysteriously can’t put it back in the same place
  • Best ever 5/5

    By coldheartedBoss
    It is amazing & very beneficial in your rough times!
  • Best app ever 5/5

    By Ms YG- PYT
    Hands down. Works exactly as promised
  • Wonderful!!!! 5/5

    By lilmoe960
    Great app for when you need that lil something to get by till payday!
  • Scam 1/5

    By Ronny Mo
    They take money out your account recurring
  • Love this app 5/5

    By avm2021
    This app is great love it
  • Love it 5/5

    By saradara1919
  • Awesome 5/5

    By mmkiki82
    Great app!!
  • A very very helpful application 5/5

    By hendrixbaby3
    Although the process of getting started takes a minute (few days), once you have it, the app helps immensely. Whether you’re in a tight spot or are like me and have a bad spending problem, Earnin is a great way to save yourself and is a good way to ensure you’ll always have something when you need it. I don’t have to ask mom for gas money anymore!
  • Earnin is great!!! 5/5

    By Atlanta Cutie
  • Gas pack 5/5

    By teprynight
  • SCAM RIP-OFF! 5/5

    By Hahncz Loscnovich
    I barely used this app. I download it and deleted it within a weeks time… Today I had a charge for $46 from Earnin… I went to their website and hit the support chat button and told me to go to the app… why do they even bother with a Chat button on their website if they can’t help me from there all I want is a refund. I did nothing on the app performed no tasks other than giving them my bank info. I WONDER: What the F did they do for me to earn $46 out of my bank account today?