Sincerest Apology for oversight late payment 5/5
I had set auto-pay ... it was unsuccessful
Thank you for your service
I don’t know why They can take your money on time but they can’t help you with customer service. I’ve had multiple billing issues thinking that there was something wrong with my card. I deleted it and then had to re-enter my car just to see if it will work and it went in fine payment was received. I tried getting in touch with customer service couldn’t find it. It’s very frustrating app to try and use. For the amount of money they’re making off of people you would think they would care about their customer service.
Never again 1/5
I used affirm to purchase plane tickets pre COVID. Despite me saying repeatedly that due to preparing health conditions my family wouldn’t be traveling, they did NOT do anything to have their vendor, alternative airlines file for my refund. I did not take this trip, I received no credit, I received no refund and affirm threatens that I continue to pay this bill each month or they will ruin my credit with a late payment. I will never use them again.
Don’t do it!! 1/5
Didn’t have my product 2 weeks and the pump quit working! They never offered any kind of insurance!! Affirm is a rip off!!
The best app ever !!! 5/5
By Nannie Louise
Affirm app makes shopping sooo easy and I love the options to make payments !!!!
Error and can’t fix 1/5
My name is spelled incorrectly and it won’t me fix it
I don't know wath hapend with you guys
Im paying on time, and i want to continue shoping with you guys and you just tell me is not good youre CREDIT, FINAL DECISION
IS NOT FAIR, and this is MY LAST PURCHASE with this financing firm, IS MY FINAL DECISION; THANK YOU SO MUCH
Best service ever! 5/5
Affirm is easy to use, flexible and allows me to enjoy my purchases sooner and at a fair price.
Higher rate? 1/5
I owed 20 something, and when I go to pay it becomes 52, not in time to be paid yet. I feel scammed. Oh! And since my review is bad, every nickname I choose is taken, wonderful!
Affirm refuses to fix my login issue 1/5
I attempted to contact affirm to fix my login because I no longer use the cell number and the old email address and they haven’t bothered to get back with me.
Thank you 5/5
By Non yo buisness
I was able to take my vacation because of you.
Does not work 1/5
I have used Affirm for 3 years and now every month for the past 6 months it continually denies me because it can’t verify my identity.
Great app 5/5
This app is easy and simple too use thank you
Love fades 1/5
When I first found & used Affirm I was so excited! I use it mainly for shoes but a few other items as well. I was so happy to finally be able to get the shoes I could never afford because I don’t have a lot of extra money after bills. So when I was able to use Affirm to purchase & pay in small amounts it was a life changer! But I don’t have the best credit & since I missed some payments in OTHER areas of my life, I’ve been unable to get more shoes. Keep in mind I’ve never once been late or behind in my payments to Affirm. Before I was cut off, I’ve invested thousands of dollars with Affirm & usually pay off my debt to Affirm several months before final payment is due. So, unfortunately after I pay off the last 2 I have on the books I’ll be taking my business elsewhere. Oh well, life goes on. There’s billions of investors & billions to invest.
They took my money and then say I wasn’t approved
Affirm rocks. 5/5
Affirm is a straight forward loan service and I couldn’t be more happier. You know exactly what you need to pay and when. You can set it up to fit your needs. 3, 6, or 12 month payback options.
Love it 5/5
Amazing app 5/5
By Adonai Soap
The app works flawlessly. I’m very grateful for this option for payment!
Don’t use with a debit card 1/5
By so disappionted
Took out the app to get interest free for one year. First two payment worked great. This month’s payment they applied all of the balance remaining which was over $3,000.00. Not everyone has that much in there checking account!!! No explanation they just did it. I would give them a zero if I could have.
Great method of payment 5/5
By delete this site
Easy and convenience
Love using the affirm pay option to make monthly installments!!
Love Affirm. Great prices and have everything you need or want.
Super great 5/5
Makes managing my loan super easy.
Can’t use it when you need to! 3/5
By Mel Sand
I have paid off every purchase that I’ve paid through them but every time I try to buy something they turn me down.
Affirm is great 5/5
So there are a lot of times you just want to order something a little before payday or make monthly payments on it. They offer either 0% or low interest rates with upfront disclosure of exactly what you will pay. You can always pay the loan off early and there is no penalty
Great service! 5/5
I’m confused .. 2/5
I’m confused .. I love the whole concept of this but for some reason after paying off 6 purchases and on time with my final 3 purchases won’t only a few payments left I’ve been denied to open anymore loans. I take it they don’t take kindly to accounts being paid off early.
I LOVE Affirm and would def use again! 5/5
Affirm is my favorite financial services company out there!
By working with companies like Expedia, Affirm has enabled me to finance vacation experiences around the world.
I have used the service twice already and would definitely use it again!
Quick help 5/5
I was in the middle of a renovation and needed an item quickly. I was able to get a lower interest rate with this service than if I used a credit card. Saved me money and was able to pay it off quickly!
False info ! Gives false info ..... fake credit reports with incorrect info
If you pay on time and pay your stuff off on time then you shouldn’t have to keep pre-qualifying you should have a set qualified limit
Easy to use
The worst!! 1/5
You can pretty much only use the app if you have a good credit score, the customer service was horrible. I emailed them multiple times asking why i was declined and they only said “you did not rank high enough” and every single email was saying the same thing over and over and none of my questions were ever answered. My credit score ranked higher than their minimum limit and every time I said that all they replied with is “you can try again in the future” or “we can’t see the specific reason as to why you’re being declined due to the privacy of your account” will NOT be using this app ever again.
Advertises great rates but doesn’t actually give them. 1/5
By Yo mama9988
I have a 785 credit score and have used there company before and was only pre approved for half the amount at a 24% interest which is god awful. Thats highway robbery. Do not use.
Was great now NOT so much. 2/5
So I started using Affirm back in 2018. I started with a lower approved credit amount but paid the first one off and I was able to get an increase. This happened time and time again for a total of NINE paid off loans without ever having a late payment. Recently I had a large revolving credit line with not even half being used, the app decided to pre approve me again and I was informed they could not approve me for a loan and the decision was final. There have never been any late payments to this day, NOT ONE. I still have 4 open loans and have paid them on time as well even through this pandemic. I emailed Affirm and the generic robot replies I received clearly indicated they didn’t read or care about what I had to say. One of the deciding factors was my PAYMENT HISTORY or lack there of with the company. They use trans union for credit approval but report to Experian who shows I have 100% payment history with never a late payment. There were more issues but I’d be here all night typing. I was so happy and pleased with Affirm, I bought things I wanted and rebuilt my credit, they made money off me. Was a great win win for both parties. I’m one person with a MILLION behind me to take my place so why would they give a @%$^?
Affirm app 5/5
Great app keeping up with payments and setting autopay is easy and convenient!
I have worked for hours to get a new payment method into your app only to find that you don’t accept a credit card and that’s the only way I can pay since my bank account has been hacked I and my account is closed. I have no way to pay you until I get a new account which will take longer than the day you charge the bank. I guess I will just have to let it
bounce and get back to you when I a new account. I have rated you honestly and you will not accept an honest rating. SCUM
Very efficient service 5/5
Medicine cabinet 5/5
This was a beautiful cabinet, very well made. Packed well, no flaws at all.
It was larger than expected, therefore I could not use it.
Lack of customer support contact info 4/5
No customer support information when you really need it.
Greater Buying Power! 5/5
Ko, stress free way to purchase the items you want or need without having to spoil your budget. I've used Affirm multiple times with no problems or concerns.
Awesome ..I have used this 2 times it has been a great option to have 5/5
Affirm Great But Site Needs Much Work 2/5
By Really Old Timer
The service Affirm offers is superb. I’ve used them since they came on the market and have not had one problem with their financial services. The problem is with the site. It crashes constantly. An update to help with problems was just released a few days ago and it’s crashing again. I constantly have to delete and add again. Needs serious work.
Contact number 1/5
No way to contact Affirm by phone!!!
Love paying for big items like this, small payments monthly just feels better
This affirm system is trash
Good service 5/5
Happy costumer 5/5
By Pochito 1990
I am very happy using this app the service is great, the response is fast and I am able to used the funds right away