Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

  • Category: Shopping
  • Release Date:
  • Current Version: 3.154.1
  • Adult Rating: 4+
  • Developer: Affirm, Inc.
  • Compatibility: Android
  • Links: Google Play Store
4.86847
4.86847
973,045 Ratings
$ 0

Affirm: Buy now, pay over time App

Shop stress-free at any store and pay over time with flexible payments. There are no late fees, hidden fees, or surprises—ever. Why you’ll love using the Affirm app: • Buy now and pay over time at almost any store • Get access to exclusive deals and rates as low as 0% APR • Manage your account and make payments • Open a high-yield savings account with no minimums and no fees Shopping with Affirm is simple and easy: • Shop your favorite store, find what you want, and choose the payment plan that works best for you and your budget. • We’ll check your eligibility. (This only takes a moment and won’t affect your credit score.) • Choose the payment option and plan that works best for your budget. • Complete your purchase online or at a physical store with Apple Pay or Google Pay. Now is the time to responsibly treat yourself with buy now, pay over time flexibility. Shop at your favorite stores the smarter way with Affirm. Rates from 0-30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. Affirm savings accounts are held with Cross River Bank, Member FDIC.

Affirm: Buy now, pay over time app screenshots

Affirm: Buy now, pay over time app reviews

  • No way to disable promotional notifications 1/5

    By 😵😵‍💫
    0 stars unless they let you disable promo notifications.
  • Auto pay 1/5

    By dj harvey
    My account is set up for auto pay but the payments are not being taken out ! What’s the point of auto pay??
  • Best app for “get now pay later” 5/5

    By 78Bano
    Used this app 2years ago, and I love how seamlessly you can buy now pay later. All while managing your payments over the time you choose. Great App
  • Love this company 5/5

    By Amarlia
    Very happy with the service and option to stretch payments out. I purchased laptops, cellphones etc with Afand cost of doing a short term loan is a purchase on a Credit Card.
  • Cool feature bad approvals 1/5

    By ayutuber
    The president of the unites states would probably not qualify.
  • Great way to buy 5/5

    By yayayaboo
    I have been so happy with my Affirm buying they are the best and will continue to shop with them as long as they will let me. Thank you AFFIRM
  • Trash 1/5

    By affirm inc.
    Absolutely terrible would never use or recommend for anyone
  • Horrible performance 1/5

    By Chaos in Music
    I’ve had this now for roughly a year or so, and I can’t even utilize it for any stores. Worst investment EVER! avoid like that plague
  • Payment issues 2/5

    By AgntSamuel
    There needs to be a way we can talk to someone online if we have a card issue. Like my bank card was hacked back at the end of 05/22 and the bank still has not sent me my new bank card. There needs to be some way we can let them know we are trying to pay but thanks to hackers we might be late even though we have the payment but no bank card or way to pay. I don’t feel comfortable linking my bank accounts to online things.
  • Use someone else 1/5

    By GrandMoffJames
    I was approved for an order (finally) and then the merchant cancelled. That’s totally fine so I went to reorder and the exact same loan was denied. Very cool 👍🏻 Forgot to mention they didn’t refund me 🥰
  • Zero stars. 1/5

    By ApplesReviewPlatformSucksToo
    Signed up thinking this was as good as alternatives, but the minimum purchase of $100 is off-putting. Zip\Qudpay is so much better with less micromanaging of purchases. …I tried to close my Affirm account same day I opened it, but it’s a major headache, requiring a call to a call center with very limited hours of operation. This fintech company is trashy! Zero stars!
  • I had a hard time getting credit. 5/5

    By humbled and appreciative
    Affirm gave me a chance a few years ago and I just paid off my second loan for a Iphone12. I appreciate the opportunity and will not let them down.
  • USERS BEWARE OF APP! 1/5

    By MaxL12353
    At first I really liked the idea of this app. I was happy that I could purchase items on Poshmark through Affirm and be able to pay over time with 0% interest. I ended up making 6 different purchases through Poshmark via Affirm, all approved (legitimately). I was very pleased, until a few days later when suddenly I received a notification that my Affirm account was locked due to unauthorized attempts and I needed to contact their phone line. I did so immediately. The representative on the phone told me my account was locked and I would need to wait 2-4 weeks before a review. Before we ended our call, she confirmed that all of my purchases that I made would not be canceled. AN HOUR LATER- every one of my legitimate Poshmark purchases were canceled. I was very upset, knowing that these were one time availability items and I would not be able to purchase them again. Not only that- but NOW my Poshmark account is frozen. Poshmark resale is my job and where I make all of my money. This means all of my sales are frozen too! I immediately called the Affirm number again- once again they had me confirm my info, including my social sn, address, email, name etc etc.. They then told me that all of my purchases were marked unauthorized and that I would have to wait 10-20 BUSINESS DAYS (2-4 weeks) to receive a review. The representative confirmed to me that everyone of my purchases were made at the same home address, device, and app. We confirmed my address was where they were made. I even offered to provide my legal ID to show the same address. The representative told me I would still have to wait up to a month and they “respect the feeling that [I am] upset, but this system is here to protect users”. From what?! Myself? It makes absolutely no sense- there is a clear error in the system. My one-time purchases were canceled, my sales are locked, and my credit may be permanently affected too. And for what? I did everything as I was supposed to. STAY AWAY from this app! It hurts you more than it helps you (if at all!).
  • Love it 5/5

    By dgjofv
    I love this app it really helps and the time of need or want… Thank you, for making people lives much easier and fun..!
  • Walmart 1/5

    By ChankieFrankie
    Doesn’t work correctly at Walmart in store.
  • Trash now 1/5

    By JOSUEYENISSS
    It’s been moving slow , One minute I’m approved on minute I’m not…Feel like it’s playing with my credit
  • 30% APR — Predatory 1/5

    By tuesdaysconTacos
    “Not credit” but will charge you more interest than a credit card. Taking advantage of low income people with 30% APR loans. No late fees? I’ll pay you back 2 years from now. That way it’s only 10% APR. Despicable business practice
  • Love it 5/5

    By Diva Sunshine
    Affirm gives me the opportunity to help others purchase equipment to work online. Now that’s love!
  • Great 5/5

    By 02 Wrangler TJ
    Great way to finance just about anything and be able to shop without leaving the house
  • Affirm 4/5

    By Lawboylefl
    Convenient way to pay
  • Trash 1/5

    By johnny2749
    Do not recommend
  • Unbelievable 1/5

    By MTMEnterprise
    I have spent so much money with this company and I have not seen my credit score raise one point. Guess what the balance I/O I’m going to keep everything and not pay for it and I’ll bet you will ruin my credit correct? And don’t even reply with contact customer service because no one there speaks a language in which I can understand.
  • The best way 5/5

    By Rasta Lion TJ
    My wife introduced me to affirm and it’s been the best way to shop for me. I can take care of her needs and mine as well. And payments are just a some and I can pay to we’re it’s easy for me. Sometimes I’ll make a payment twice a month and my payments are pushed out by a month and I see we’re the payments are lower due to paying it off before the full term. Thank you Affirm . I have also introduced it to 3 of my friends as well.
  • Had been great! 5/5

    By erinsfam
    This service came in super handy for a recent trip.
  • I’m 55, suffering early onset dementia 5/5

    By Patton2448
    With my disorder, I become confused very very easily. Unfortunately for me, most ‘financial apps’, I get lost in the processes. Affirms platform on their app, I understand. It’s clear. It’s very user friendly. It’s NOT overly complicated for people like me. Usually when I try an online financial app for whatever reason- I set it up, usually with an error. Then I cannot seem to ever sign in and use - so I delete app. Thanks Affirm for making your app so user friendly and also very secure.
  • The best and easiest way to make purchases!! 5/5

    By sammyj317
    I’ve used affirm twice so far! This has been the easiest purchases I’ve ever made!!
  • Affirm 5/5

    By kchiles
    This app is easy to use and make my payments. So happy to make my payments.
  • Seamless transactions 5/5

    By Swede68
    Great company, No Hassle Shopping
  • Get it when you need it 5/5

    By Easy terms
    Awesome loan options and easy set up pay great service and easy shopping
  • Awesome 5/5

    By RADDAD8221
    Love this app it’s awesome!!!!
  • Dodd 4/5

    By dodd.matthews
    Haven't used it yet .
  • The Greatest 5/5

    By Meathead2580
    It’s the only way i buy anything
  • Payment 5/5

    By Kindness of God
    I love the app. But not sure why if you pay your payments on time your spending power is not there.
  • Love it 5/5

    By skyali13
    Love it. It’s great app to use to buy stuff that normally u couldn’t afford if u had to pay for it all at once. I’ve used it for 7 different items n have had zero issues.
  • Don’t trust them 1/5

    By shosha999
    They take for ever to give my money back for a item I purchased from the stupid place called Wayfair I been waiting for a month and they are going to take a payment for nothing for item I didn’t even want and cancelled right away. They charge tons of interest. Customer service won’t help you fix the issue they keep asking me to call back and forth for last months
  • EXCELLENT! 5/5

    By King Baklava
    What is not to like about Affirm! I wish everything in life was as transparent. Very straight forward, no hidden fees! I love it! Anyone looking for financial aid apps this is your place to go!
  • My Loans 5/5

    By AMSCMC
    I appreciate having the ability to purchase items on Amazon…. most important… pay for purchases timely by choosing my own payment plan. Thanks again! AMS
  • Great Service 5/5

    By andmeandyou
    Awesome company to help get items you NEED in difficult times
  • Poor Customer Support - payment not processed 1/5

    By enrantt
    Had a third-party issue with Affirm where their payment would not go through to the vendor. I spoke with their customer support team for over an hour where they claimed the only option was to cancel the order. This is absolutely ridiculous we never use Affirm again, don’t recommend it for IKON passes
  • It’s a joke 1/5

    By Random Hobo 74
    This company is a joke . They say you can pay it off at any time but the set up in their app is so that it doesn’t accept payment in full . Plus it helps you spend money you don’t have . 0 out of a 100 would not recommend
  • So far unhappy 2/5

    By Anywhoave
    I’m not too impressed with this app / company or the customer service. I was able to sign up for the app, but then there were some issues trying to verify my identity. I finally talked with someone in customer service and they opened a case and then immediately closed it before I had a chance to respond or ask questions! They said I didn’t send over whatever they needed for my identification when the app never asked for it to begin with, there’s not even a place for me to submit that information. I was able to talk to someone else in CS and they opened a new case for me on 6/9 and I was able to send the information they needed, but there’s been no updates since then and no one has contacted me about anything so my case is just sitting “in progress”. So far, not impressed. If they want to “deny” me that’s fine, but this lack of communication is possibly the worst I’ve had to deal with concerning a company.
  • Worked but now denied?! 1/5

    By MoisesZPineda
    Why bother having this service if I’m not allowed to use it? So dumb
  • Will not use them again! 1/5

    By Brenva
    They have problems processing payments so it looks like I’m late!
  • Review 5/5

    By Nana904
    I love ur site I love buying things an paying monthly or weekly payments. No high interest.Thank You
  • The best app 5/5

    By alef4052
    We like a lot this app because is very easy to use and the have a lot credit limit
  • Keep changing loan approval 3/5

    By mzashes
    At first affirm was good. Allowed to to buy things for my house over a period of time. Great. For some reason I can not get approved anymore which is strange cause I’ve paid all my payments on time cause it’s automatic. It’s weird that they pick and chose when they want to approve you. I’ve been sticking with Afterpay and Klarna cause I don’t have to worry about not getting approved or not. This is not good.
  • $14 to download? 1/5

    By Sharonda Lynnette
    I accidentally removed the app from my phone. Now I’m trying to redownload and it is wanting to charge me $14. Why? I thought the app was free.
  • Affirm 5/5

    By A Thousand Acres
    Easy to be approved and payment process is simple..
  • Cancelation 1/5

    By Ravenna Snow
    If you cancel a product and wait on refund it doesn’t update and your balance goes lower to try and get another product or so in my account. They need to fix that.