Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

  • Category: Shopping
  • Release Date:
  • Current Version: 3.138.1
  • Adult Rating: 4+
  • Developer: Affirm, Inc.
  • Compatibility: Android
  • Links: Google Play Store
830,279 Ratings
$ 0

Affirm: Buy now, pay over time App

With the Affirm app, you can shop stress-free at any store and pay over time with flexible payments—there’ll be no late fees, penalties, or hidden costs of any kind. How does Affirm work? It’s simple: Find your favorite store, shop and fill your cart, and choose the payment plan that works best for you and your budget. Complete your purchase online or at a physical store with Apple Pay or Google Pay. We’ll check your eligibility and then you’re good to go! (This only takes a moment and won’t affect your credit score.) You'll have more flexibility, so you can choose the payment option that works best for you and your budget. Plus, you'll never be hit with late fees, penalties, or any hidden fees—ever. With winter deals and holiday sales happening every day, now is the time to take advantage of buy now, pay over time flexibility. Why you’ll love using the Affirm app: Buy now and pay over time at almost any store. Get exclusive offers as low as 0% APR. Manage your account and make payments. Open a high-yield savings account with no minimums and no fees. Say yes to more of the things you love while staying true to your financially responsible self. Don’t miss out on the things you love. Shop now and pay later, it’s really that simple—download Affirm and pay at your own pace today. Rates from 0-30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. Affirm savings accounts are held with Cross River Bank, Member FDIC.

Affirm: Buy now, pay over time app screenshots

Affirm: Buy now, pay over time app reviews

  • Use of Affirm website 5/5

    By clsudie
    This website is very easy to use. It is very user friendly. I was able to create my account and made my first payment in just a few minutes without any problems.
  • Love ❤️ affirm 5/5

    By sheilaabshire
    Thanks for helping me through these rough times affirm I so appreciate you
  • Awesome. 5/5

    By Gingerhitman93
    This is awesome! I love the app and how easy the service is to use.
  • Only A Finance Company 1/5

    By Subhuman113
    Remember this phrase!! if u make a purchase through their app, and have problems, dont count on affirm to help as they are only a finance company
  • Love affirm 5/5

    By crum11
    Wonderful app. Easy payment and easy to get loan
  • What a lift 5/5

    By carolebeasley
    When my old phone would not download a app I needed I had to get a newer phone. While I hate android phone I bought one and was surprised I could use affirm. Thank you guys for your help.
  • App use 5/5

    By UNOwn54
    Easy fast great app
  • Afirm 5/5

    By GloriaMichelleMoore
    best service ever and rewards
  • Easy Peasy 5/5

    By TA*3a*
    Works amazing and easy to schedule one time payment
  • Can’t buy gun parts with Affirm. 1/5

    By Stangbangin310
    I think it’s a really stupid policy considering how many laws are already regulating firearms & parts. Also my transaction was perfectly legal in my state and country had i just used another firearm/American friendly service such as Credova. Affirm has made it very clear that they are against the 2nd Amendment of the U.S. Constitution.
  • Love shopping with affirm! 5/5

    By DarleneandMike
    Love doing my shopping with affirm! So easy and convenient!
  • Buyer Beware 1/5

    By Foot me once
    Made a payment on purchase by debit card- this card was only used for this purchase and several days later purchases were being made on my card. Somehow someone at affirm took my credit card info and tried to make purchases. After paying this purchase off I will not use Affirm again.
  • Order not fulfilled 1/5

    By morefreechips
    Placed an order on the Walmart app for a set of 4 tires. Walmart totally screwed op the order from point of entry to date of delivery. They sent the wrong brand tire, wrong size tire and only three tires were delivered. No one knew how to help me with the return so of course I could not have them installed right. Yes Walmart messed up but the lovely folks at affirm just about refused to help with the situation. So I am paying for a set of tires I never received. Never again!
  • Predatory Lender 1/5

    By L.A74
    Locks your account, have you send lots of personal information to them, than reports your account as late when you can’t access it to make payments.
  • Great Experience 5/5

    By squatchinTennessee
    Easy and fast approval. Paid account off before first payment was due.
  • Affirm is a great way to minimize payments 5/5

    By Tom48827
    I have taken several loans from Affirm in the past few years to stretch out large purchases into more affordable monthly payments. I offer them zero complaints and FIVE stars
  • Awesomeness 5/5

    By Pigcooker19
    Nice to be able to pay for an expensive World Series ticket over a few months. Love this concept
  • No loyalty 1/5

    By saddenedconsumer
    Used to be great. They state if you make payments and be “loyal” to them, they will give credit increases in return. They used to but NOW they don’t. In fact they cut your limits severely. I was up to about 5k and never paid late and always paid off early. My credit score has only gotten higher yet they reduced my lines down to under $500. They lie and say they reward loyalty but it’s not true. Use another lender that will indeed reward responsible payments. They have no interest being good to the consumers that are good to them. I could have used someone else but instead, all my payments, hard work and loyalty were WASTED.
  • Impossible customer service 2/5

    By ScottLeeWebb
    Reps in Columbia keep an open line I’ve cashed ten plus times no assistance then their English comprehension is non existent, just horrible experience.
  • Affirm 5/5

    By Kevin0002
    Payments tough with Covid and the world today. Affirm worked with me and got me through to today’s last payment. Will be a life long customer for me.
  • Owner 5/5

    By cadenbrady
    Awesome service
  • Excited 5/5

    By queenkoyaa
    Affirm helped me plan an amazing birthday for my son 8th birthday @ great wolf lodge
  • Love Affirm! 5/5

    By Kristy N.E.2
    I shop at places specifically because they use affirm. Affirm charges on the same day each month, they don’t do that every 30 day garbage some other financing places do. Their app is great, shows you each payment you have paid and still need to pay until it’s payed off. Love it zero complaints
  • Confused 3/5

    By zoRro87421
    I was offered additional credit. But was unable to use it had to cancel myvpurchase
  • Fast and easy! 5/5

    By Operator1367
    I actually don’t like paying bills, yeah who’d of thought right lol, but this app makes it so easy and accessible that it’s weirdly enjoyable!
  • Life Saver! 5/5

    By Reademall2020
    A credit card without a credit card, to simplify things, safe, quick and easy checkout process, use it in pretty much any online store.
  • ChynaB 5/5

    By Chyna Brown
    The best app
  • Harry Hill 5/5

    This is a very easy process. It is a pleasure to do business with Affirm. Have used Affirm to purchase 5-6 items and have never had a problem. Also provides flexible options for making payments. Great company!
  • Never received my items 1/5

    By zxzrtyy
    Never received my items from Tom Ford called made a claim never heard anything. Continued to pay because I didn’t want to affect my credit🥺
  • This company is just laughable. 1/5

    By Ethan.Plum
    The company’s customer care is laughable. I accidentally my email wrong but adding a period at the end of my email. One little very tiny mistake that I should’ve been able to fix. No, that’s not even close all of my other information was spot on. Now they have completely blocked me from making an account just because of one little dot at the end of my email that I didn’t mean to put. I have contacted customer care multiple times over the past 4 months trying to see if anything has changed like “hey can I finally just remove the dot at the end of my email I accidentally put” and still the answer is no. I just got my loan at the bank at a lower interest rate anyways but this was definitely a more convenient way of doing things. I am still baffled over the fact that there is no way after 4 months of contacting people I can’t change one little dot 😂 again this company is laughable.
  • Wonderful 5/5

    By stacclk
    Affirm makes big purchases not so stressful and so easy! 100 percent recommend!
  • Awesom 5/5

    By whiskey019
    I love affirm
  • Great service 5/5

    By BearzillaX
  • Such a beautiful and helpful service 5/5

    By AustinSpil20
    This service has helped out so much from day to day life when things can be rough. Very easy to use and definitely appreciative of those behind it
  • Affirm 5/5

    By irvduffy
    This is pretty awesome, guys!
  • Verifying my identity 1/5

    By richCap53
    I am very disappointed and dissatisfied with trying to use this app. I tried signing up and there is an account already with my information and a phone number that I do not know who it belongs to. You can’t get in contact with anyone at customer service to report this but instead the website says we can not verify your information try another way. I would never recommend this company to anyone
  • Payment 1/5

    By I know review
    We could not change the amount we want it out every month on auto pay what is the first problem second problem on my laptop it will not let me scroll up or down so I had to make payment via my phone and I hate using my phone for anything other texting or calling needs to be updated systemAnd it asked us to write a review use a nickname before we can send it we’ve tried five nicknames and they’re all taken horrible system
  • Love it 5/5

    By 73Gucci
  • Metal detector 5/5

    By chick a pa
    Thank you for your great way of helping me buy what I need Affirm is so awesome they will work with you great company
  • New to Affirm I luv this service… Same as cash for 6 months is awesome for me… 5/5

    By Ana6ft
  • I love affirm 5/5

    By alyssahhhh03
    You guess are so useful I’m homeless I’m getting by with my 4 kids n husband I’m really appreciate you guess 😎
  • This app is awesome for booking flights🔥 5/5

    By Ima boss 1749
    This app is awesome for booking flights! Super easy, super convenient. Let’s you split up your payments for you flight with decent interest, without needing to use credit!! I very much enjoy the clean, smooth and easy interface. 5 star performance🔥🔥🔥
  • Wont load 2/5

    By ave 373586604
    This app hasnt refreshed in over 2 weeks now. Cant get it to reload or manage my account
  • approved 5/5

    By skullkrushers
    Love this service!!! approved 🇺🇸✅👍🏻
  • Affirm Review 5/5

    By smeconstruction
    Affirm makes it easy to make a purchase without the worry.
  • No customer support whatsoever 1/5

    By jaynyc15
    I was very excited to find out I was approved for a loan then when I go shopping for the item I was looking at it required me to put a down payment which I did. After that I don’t hear anything from either store or affirm for 7 days just to find out the downpayment was returned. I tried to purchasing again after that through affirm just not to get approved for a loan.. extremely disappointed with customer support all you’re guided to is article after article instead of actual support. Don’t recommend at all
  • Credit 4/5

    By Awesome Groupon Deals
    I have an Affirm Account. I always pay oft my loan ahead of time. However, I never got to take advantage of interest free payments. Although. you advertise it, when I purchase something, always get these higher interest rate like 28% . It’s quite frustrating. Disappointed with the service. In addition, when you call the customer support, they never provide any assistance. I have to stop using this creditor.
  • Thank you ! Thank you ! 5/5

    By Jawalzi
    You re guys make my wish come true. I m able to buy to decorate my house for Christmas and buy some gifts. Thank you , so much!
  • Thank You! Life savers!! 5/5

    By jsrafa23
    This was an incredible opportunity to get what I needed for a low monthly price!!