Affirm: Shop and pay over time

Affirm: Shop and pay over time

  • Category: Shopping
  • Release Date:
  • Current Version: 3.125.1
  • Adult Rating: 4+
  • Developer: Affirm, Inc.
  • Compatibility: Android
  • Links: Google Play Store
4.86179
4.86179
653,556 Ratings
$ 0

Affirm: Shop and pay over time App

With the Affirm app, you can shop stress-free at any store and pay over time—with no late fees, penalties, or hidden costs of any kind. How does Affirm work? It’s simple:  • Find your favorite store, fill your cart, and choose the payment option you like best. • Complete your purchase online or at a physical store with Apple Pay or Google Pay. • We’ll check your eligibility and then you’re good to go! (This only takes a moment and won’t affect your credit score.) You won’t be hit with late fees and you’ll get more flexibility because our payment options have longer terms. Plus, we’ll never charge you with penalties or hidden costs of any kind. Why you’ll love using the Affirm app: • Buy now and pay over time at almost any store. • Get exclusive offers as low as 0% APR. • Manage your account and make payments. • Open a high-yield savings account with no minimums and no fees. Say yes to more of the things you love while staying true to your financially responsible self. Don’t miss out on the things you love. Shop now and pay later, it’s really that simple—download Affirm and pay at your own pace today. Your rate will be 0–30% APR based on credit, and is subject to an eligibility check. Payment options depend on your purchase amount, and a down payment may be required. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.

Affirm: Shop and pay over time app screenshots

Affirm: Shop and pay over time app reviews

  • Up 5/5

    By Lionkimg
    Great app
  • Lack of human contact 1/5

    By S.Laban. warren
    I canceled an order that I made first of the month the same day I made it It has been three weeks and still I am being charged. Not able to contact anybody to get any answers. It’s telling me to make a payment and when the money is refunded (from company) it will be refunded to me - minus the interest that I paid, Ugh
  • Ms Robin 3/5

    By soareclipse
    Sadly I went to Walmart to purchase some gifts and it doesn’t work on Walmart?????? What happened please notify me at my phone number!
  • Update screwed me 3/5

    By whatwhatwhat ;)
    I have had 18 previous loans with them and paid them off before the time limit. I even currently have 6 more almost paid in full way before the 3/6/12 month option I chose. Still never missed a payment. Have been told I’m prequalified for multiple things ranging different amounts through different vendors but now with current update I’m not approved for anything anymore. No credit check was a lie they emailed me saying your not approved due to these factors even though I currently have 659 credit score and like I’ve repeatedly said paid off 18 past loans and am still paying on 6 while never missing a payment. Affirm needs to go back to how it was. I just don’t understand how I’m approved 4 days ago and now I’m not! If I’ve paid all my stuff early and not missed a payment you’d think I’d be approved for whatever I wanted
  • Customer service 1/5

    By punkin2307
    HORRIBLE CUSTOMER SERVICE. ONLY GET A BOT THAT ISNT AT ALL HELPFUL. CANT FIND ANY WAY TO TALK TO A HUMAN
  • Outstanding 5/5

    By El Diputado
    👍🏼👍🏼
  • Flexible 5/5

    By yukon1989
    Thanks for flexible payments and the opportunity 👍
  • Exelente Servicio 5/5

    By Jirafa 10
    Oportunidad y facilidad de realizar compras
  • PayPal/Square Merchants 3/5

    By ChampThaHitmaker
    Please remove PayPal and Square merchants from your app, if Affirm can’t be used with them. By far the most annoying thing about this app. Repeatedly having transactions declined.
  • Services 5/5

    By panama jax
    Extremely user friendly!!
  • Customer 5/5

    Great business!
  • review on afirm 1/5

    By Big minecraft pe fan
    one of the crappiest apps i’ve ever used i don’t usually do things like this like leave bad reviews but this app is horrible i would not recommend to anyone
  • App 1/5

    By Kilna74
    I was disappointed when I tried to borrow on my savings and I was told no that day I withdrew all of my money but $3.08 thank you hope this helps
  • The best 5/5

    By gorge3412
    Love this services always there when I need it!!!
  • Affirm #1 5/5

    By Galvan247
    Love this App ❤️❤️
  • Limited use 1/5

    By Jaydogg1001
    Unable to send email directly to customer service anywhere in app—horrible design flaw. Unable to manage credit limit/request line extensions. Hard to navigate both Affirm features and to find vendors/products.
  • Best App Ever 5/5

    By AngelDM73
    Absolutely love using this app and the amount of store selections that are available to it. Definitely would recommend!
  • Random decisions 1/5

    By oneofthem77
    I get approved for some stores and rejected by others.... how is that possible?
  • Simple to use 5/5

    By price complete
    I was referred by my wife and have referred many the service is simple to use without red tape or fine print.
  • App 1/5

    By Current Cust.
    When I sign in to pay my Bill I don’t want the app to go to Shopping. I want it to go to Pay Bill. It’s aggravating to have to maneuver around the site to find the place to pay the Bill.
  • Affirm Affects Credit! 1/5

    By kennedyamear
    This app stated credit score would not be affected. But if you make a purchase with affirm your credit score will be affected. Credit score went down 11 points because of the loan from affirm. I will not be using this app again.
  • Lies about preapproval 1/5

    By dusty33463637
    This app does not give you what it says it will give you. It’s literally a scam.
  • Don’t use my credit score dropped 59 points for $280 after making 3 on time payments forget affirm 1/5

    By FreshlyMinted_Bo513
    Don’t use
  • If you have good credit 1/5

    By ChrisFairb
    Don’t use affirm. Especially if you may possibly return the item purchased.
  • Love love love 5/5

    By amayanalmi
    This app is just amazing
  • Glitchy 2/5

    It keeps asking me to sign in for the first time. You gotta take care of this. It’s annoying
  • Affirm Is Awesome 5/5

    By All Risa
    In a tight pinch? Never fear… AFFIRM is here! It saved ME in a time of crisis and paying back is so simple -thanks to their awesome system and app! It’s the best thing since sliced bread. Can’t wait to see what they come out with next! SOLD
  • AAA+ Affirm 2/5

    By FavoredofGod
    AAA+horrible rates
  • Credit Installment option is better 5/5

    By hawthorny
    Their concept of using installments is much better than revolving credit you see that you use cash mostly but anything you need Affirm allows you 3 options in time and dollar I choose the middle option and have flexibility to pay sooner and no interest and the savings is better than regular cards where you need to play cash time consuming back points game. Soon they will have a card to use with Apple Pay and used in store
  • Our microwave 5/5

    By Ginie_79
    We enjoy the way we can pay our bill through Affirm & no hassles easy payments. Thank you
  • Horrible app 1/5

    By DeCodaW93
    App is never able to “verify my identity”
  • Great app 5/5

    By THE KING2104
    Outstanding
  • Contact information 3/5

    By RobAlt7
    There is not a phone or email to get in touch.
  • Ease of payments! 5/5

    By blatzmen
    Easy as Simple Simon met a pie-man going to the fair!!!
  • Travis 5/5

    By Dad Tyler
    2 thumbs up.. very easy to navigate
  • Excellent. 5/5

    By JC 1958
    Great way to shop. Highly recommend. Have purchase many items and always convenient, safe and secure format to transact business.
  • Will not get your return back 1/5

    By discobabs
    Returned my TARGET purchase 20+ days ago and affirm is still charging me , have yet to see a return !!!!
  • I love this 5/5

    By Kori v
    So easy❤️
  • Great way to get what you need, even when $ is tight 5/5

    By MO gal in KY
    It was a great way for me to get things that we really wanted that were FINALLY on sale from Pottery Barn and it was between pay periods.
  • Easy To Use 5/5

    By harrywise49
    Easy to use, and keep track of payments
  • Approves unreliable companies 1/5

    By vehndbdhcbvt
    Making me pay for an item I never received! The company didn’t refund me or send another item that was stolen from my door. Affirm did nothing about it. Now I’m out almost 1000$!! Will never be using either company again !
  • Will not stop calling from a blocked number . Will never use affirm again 1/5

    By great starter investment app!
    Will never use again. Even this review has been a pain to get submitted
  • Reported to credit bureau 1/5

    By reneefrommaryland
    This payment arrangement was reported to the credit bureau and I do not recall that being made ckear or I would never have made these arrangements. Not worth it!
  • Great platform 5/5

    By StefC84
    This is a great use of a platform where you can get things you need when you don’t have all the money for it up front. Simple to use and overall just a great experience!
  • Can’t verify who I am??!?!? 2/5

    By TonyRod26
    I payed off 2 accounts and have others in good standing, now that I need a tv, cause my other broke, they say then can’t approve because they can’t verify who I am!!!!!!???
  • Peleton 5/5

    By miaspeleton
    Great
  • Good Financial Tool 4/5

    By CJJ1012
    Affirm is a good financial tool for people with not so good credit who may want to establish that lender/consumer trust again. Start small and work your way up. The more you show your ability to repay, the better chances of getting approved and earning higher spending limits. Interests rates can be pretty high so it would benefit more to choose the shortest repayment term, but overall Affirm has been exactly what I needed it to be. I have recently gotten the savings account they offer with a 0.65 APR. I work at a financial institution and that rate can’t be beat! I highly recommend Affirm for people who are in the 600 range credit score. I’m not sure if their interest rates are better for people with better credit or how it would benefit someone who has good credit and wouldn’t otherwise have an issue obtaining credit anywhere. The only reason I give 4 stars is because they don’t report to credit bureaus. I’ve had 5 loans with Affirm and none have been reported. That could have greatly benefited me in helping to improve my credit score.
  • Payment options 2/5

    By CC1809
    It would be nice if you can delete a pay account or edit it because you typed in the account number incorrectly.
  • Slow to report actual savings, useless 2/5

    By hello im Coco
    The actual app seems to work, however the savings feature is useless. Deposits and pending transactions take days and doesn’t accurately report the true balance and doesn’t offer peace of mind for a high interest saving account. Not sure I’d recommend that feature, there are much better options out there with a better interface.