Albert: Save and Spend Smarter

Albert: Save and Spend Smarter

  • Category: Finance
  • Release Date:
  • Current Version: 5.6.2
  • Adult Rating: 4+
  • Developer: Albert Corporation
  • Compatibility: Android
4.5
4.5
39,492 Ratings
$ 0

Albert: Save and Spend Smarter App

YOUR FRIEND IN FINANCE Combining human guidance with cutting-edge technology, Albert automates your financial life — so you can be free to enjoy it. Build savings, meet bills, end the overspending cycle and develop your financial IQ, right from the palm of your hand. Download now to see why Forbes, Huffington Post, The New York Times and others have recommended Albert. INVEST FROM ANYWHERE Take your money to the next level with Albert Investments. Even if you have zero experience, you can put your money to work with commission-free investments. Let Albert customize an automatic, diversified portfolio for you or mix and match to build your own. SAVING GOALS IN REACH Whether you want to pay off debt or book a dream vacation, Albert puts your goals in reach with automatic savings. We identify dollars you won't miss throughout the week, then set them aside for what's important. GENIUS ADVICE + HUMAN WISDOM Meet Albert Genius: a revolutionary feature offering guidance from our team of financial experts, or "geniuses." Our geniuses are real people, not bots, with knowledge that covers most financial areas. They work alongside the app to improve your financial health and provide personalized advice. Questions about investment plans? Meeting your bills? Paying off credit cards? Send us a text and we'll get to work. Some topics our geniuses cover: Budgeting • Credit cards • College savings • Insurance • Investments • Debt • Retirement • Student loans ALWAYS WORKING FOR YOU We work in the background to spot unfamiliar charges, find extra savings and identify bills to lower. We send smart alerts in real-time, putting an end to financial surprises so you can stay on top of your money. PRAISE FROM THE PRESS ⁃ "The Albert app provides a personalized savings account and can look at car insurance policies and credit cards to find better deals. Banks are racing to catch up with such digital advances." — NEW YORK TIMES ⁃ "Dying for an app that takes the math out of budgeting? Albert would be the best choice for you." — FORBES ⁃ "For a clear picture of where my spending is going, access to advice and suggestions for where to improve, I'll definitely stick with Albert." — HUFFINGTON POST FEATURES • A custom financial plan • Our on-demand support team of real financial geniuses • Albert Savings: the cutting-edge feature created to help reach your goals faster • Albert Investments: our commission-free service that helps anyone become an investor • Smart alerts for rising bills, bank fees and new subscription charges • Automatic account syncing puts all your finances in one clean interface • Thousands of supported U.S. financial institutions • 24-7 account monitoring for fraud and fees SECURITY • Your peace of mind is our highest priority. • Albert uses cutting-edge technology to protect your most sensitive information. INSURANCE • Funds in your Albert Savings account are FDIC-insured. Should anything happen to the member bank or company holding your savings, you'll be insured for up to $250,000 of your money in the account. • Funds in your Albert Investments account are SIPC-protected. This is a more limited protection against the loss of securities and cash held at a member firm up to $500,000 in the event the firm fails. This does not protect the securities you own from going down in value if the market changes. Albert Investments, LLC is a Registered Investment Advisor. Albert can only offer investment services to clients where Albert and its representatives are properly licensed. The content posted is solely to inform. Investments are risky: you could lose money, and past performance is no guarantee of future returns. Albert is only available to U.S. residents who are 18+. For more information, see our Form ADV Part II and our Terms of Use at albert.com.

Albert: Save and Spend Smarter app screenshots

Albert: Save and Spend Smarter app reviews

  • Albert is too-notch! 5/5

    By Bodie Joe
    Love this app. Automates saving and investing. Would highly recommend.
  • Savings 5/5

    By Tiffany D J
    It’s really easy to save money with Albert. Also, if you have to withdrawal money, it goes right back into your bank account.
  • Scam App 1/5

    By Serpris
    Albert is a scam there is a 24.99 surcharge fee I believe that they charge you fir linking your account and they do not tell you there’s is going to be a fee. They took the last of my money that I had left until I get paid again and I deleted the app and it still took money out of my account. They need to notify people up front about the fee. All this app does is take money from you do not get it.
  • Okay 3/5

    By ivseql
    Sometimes it will take out ridiculous amounts when trying to save, like $60 every week and it was too much. Unlike digit, you can’t really specify what the maximum amount to take out daily. But it does save as long as you watch out for your account
  • Love 5/5

    By alalafin
    Love this app
  • Great app 5/5

    By FlyTye1991
    Great way to save your cash and even get some in a crunch been using app now for months and I would totally recommend it 100%
  • This has to be a scam 1/5

    By randycirt
    I only down loaded to leave a comment. I have never heard of this app until I look at my back account the other morning an money was taken out. I never gave out my bank information to them so I don’t know how they are able to take out money from my bank account. I am also unable to reach anybody through customer service to resolve this issue. I tried to email but I got a email back saying to text there number but when I do they send a text saying they don’t recognize my number. Well that would be obvious because I never gave them any information. I don’t know how they have gotten a hold of my bank account information to be withdrawing money from my account but I’m furious.
  • Crap 1/5

    By anonymous29669366298
    It won’t accept my bank or PayPal information, and I have all my usernames and passwords written down. I even logged out and back into my bank to make sure I had the right username and password and it still wouldn’t work on this app. I’m very in need of a little money right now too for my baby daughter. Saw this on Facebook just to find out I’ve wasted an hour of my life trying to set it up with my bank and PayPal
  • HORRIBLE! 1/5

    By kim125425734674347763
    This was a great app UNTIL I tried to close my account and switch to a different app. No matter what info or paperwork I give them, they find some excuse to keep My money!!! It’s been A YEAR!!! A YEAR!!!! Still trying!!! Will update if I ever get my money back
  • Concern 3/5

    By g flo-12
    Why am I being charged 15$ if I haven’t used this app in months and I deleted my account?
  • Love Albert! 4/5

    By Frustrated and Slightly OCD
    Albert is one of my most used apps! It has helped me gain control of my finances, lower my spending, and save a 20% of my income. There are, however, a few features I would like to see. The savings are limited on what you can do. The auto savings are phenomenal, but it only takes out $25-100 a week. I would like the option to save more aggressively when I have the funds to do so. The only other option is a weekly or monthly withdrawal, but that doesn’t quite fit my needs. The other feature I would like to see is a reconcile button or something similar so when a bill is a variable amount or date, it doesn’t show up as predicted still in the bills category and I can mark it as paid. I would also like to tighten my budget artificially. So set aside a portion of my income that I cannot spend and isn’t allowed in my budget, but that I don’t earmark for savings or anything either. This way I can maintain a higher balance in my account month to month. You can exclude an entire paycheck, but that’s too large an amount to fit my needs. All in all, the app is incredible and I love the genius in terms of advice and convenience!
  • Easy peasy 5/5

    By Annettemoe!
    I love that small steps add to big changes and big savings!
  • AWFUL DO NOT GET 1/5

    By kfharvey1
    This app is suppose to help you financially however it charged me $88 and customer service kept ignoring me when I tried contacting them to delete my account...before I was even charged! It caused me to have two overdraft fees and now i’m screwed. I never write bad reviews but DO NOT GET THIS APP.
  • JoshTodd91 4/5

    By JoshTodd91
    Definitely something for those who let the little things slip. Great Finacial help
  • Aggravated 1/5

    By Disappointed. SMH
    I tried using this app. However I am unable due to it trying to send a verification code to a number I no longer have that’s associated with my bank account. There is nothing for me to select to correct the issue
  • Must use to improve personal finances 5/5

    By sulaiman0
    This app is really clean, smooth and easy to use. I really love it, the way it looks and use of it. If you want to know where your money is going, to automatically save money on a consistent basis then this is a great option. The pros for this app would be how easy and clean this app is because many times it is very difficult learning how to use. The best thing is how it automatically saves money so you don't have to do it. You can see what you are spending your money on by category and by date. You can reduce your spending by learning where you are spending to much. Also for saving money you get a really small percentage back. There are other features like investing and cashing out but I don't use them. The cons about this app is the price. It is $4 a month which is really expensive. If you save $200 a month that is 2% which is actually a lot. I pay for it because it helps me save a lot. Another bad thing is automatic savings takes 2-3 days to process at which point your bank balance can become negative and you get charged. They did add if you don't have enough money then they won’t take money out. Overall I highly recommend this app if you are going to be saving at least a few hundred dollars every month and to see what you are overspending on.
  • Horrible app 1/5

    By Keyonnya
    This app took $66 from my account without notifying me. I’ve never borrowed a loan from this app so when I saw that $66 came out of my account I had to download the app again to try to get in contact with them... I already sent the message to the number and I’m still waiting for a call from the company.. its just irritating. If I could give zero stars I would.
  • Doesn’t make sense 1/5

    By gggioobvsc
    Funny how the app says I’m to broke and to much of a risk to help out but that’s the only reason the app was even invented.
  • Must have 5/5

    By Meeshi22
    Such a great app!! You save without even putting in the effort, and you save more if you do! Would recommend 10/10 times!
  • Happy with Albert 5/5

    By ambergoodman
    It’s helped my save money and start a better life for me and my kids
  • Thank you 5/5

    By megamarkmetsl
    I have been struggling to maintain a decent budget. I believe the assistance from Albert is what I’ve been looking for. This program breaks down my spending habits, and will help me achieve my financial goals to properly project a future with less stress and more money. Thank you to your team and I will continue to appreciate your assistance. Mark H. Eitniear
  • ⭐️⭐️⭐️⭐️⭐️ 5/5

    By pusheeniii
    I’ve used Albert for a while (Sept ‘17) and I found that they continued to surprise me! I used to use Mint, but I found that it’s a little bit too detailed. When I first used Albert, I found the budget system to be much simpler and easier to follow. Great reminder for available money left for the month as well. The Savings feature is great! I know that some people have complained before (including friends that I’ve introduced to the app) that it takes out too much money, or the algorithm is wonky. I think that the Albert Instant Cash somewhat mitigates this issue. Sure it doesn’t solve the overdraft issue for some people, but the immediate cash helps smaller expenses issue. Also, don’t let this issue stop you for trying the app. You can always control the amount you want to save each month/week manually if you’re worried about the smart savings feature. What leads me to writing this review though is the Investment feature. I’ve used this app for a while, and I think that this is the feature that finally makes this app really stands out from other money managing app. It’s easy to use, and if you have the subscription, Albert Genius is more than happy to help you with your questions. It’s very handy to have all my money situation in one app, instead of multiple apps. In one app, you got the features of Mint, Digit, Robinhood, and Dave! As a young adult, the financial checkup score helps me realize what other adulting issues I should consider. (Also great explanations without being condescending.) The only con I have is that I can’t link my Capital One account, but then it seems that this is an issue from Cap One and not from Albert. ⭐️⭐️⭐️⭐️⭐️
  • Great app 5/5

    By buckaroosparacord
    Will help get you on track and the advance is a extra bonus
  • Love Albert! 5/5

    By akristine2300
    This app is very simple to use and a great way to build up some extra savings.
  • Will text you all the time but never respond 1/5

    By LKGabranth
    Like a bad ex, they will text you any day of the week but won’t cancel the moment you try or respond to your inquiries. No response. Was charging me 4$ a month for genius. Which won’t be listed in your Apple subscription pages. So unless you look for the $4 fee you won’t find it. Way to go.
  • Fantastic saving app 5/5

    By Racerrchickk
    I always have a hard time saving money, and with this app is almost effortless. You can pick a goal of what you would like to save in a week, and Albert will put it in for you automatically! It takes a few days for it to transfer from account to account, but I personally like that so the money isn’t as accessible to spend.
  • Good place for financials 5/5

    By matthewradams12!
    Good product
  • Best app ever! 5/5

    By Juicy-couture
    This app has literally saved me money 👍🏻👍🏻
  • Good so far 5/5

    By Yelp Lova
    Good app!!
  • Got me ish together 5/5

    By echamanec
    I’ve had this app now for almost two years and I absolutely love it. Gives me direction, how much I could save how much I spent. Not to mention any financial question you have you can text them and they will have a real person give you the answer your looking for!
  • This app creates overdraft fees and won’t refund 1/5

    By DONTCONNECTYOURBANK
    This app decided to withdraw twice when I had enough balance to cover a processing charge and then will only cover their two overdraft fees because it is “directly” caused by them, cannot return the money within 2-3 days and cause the processing charge to create third overdraft fee they refuse to recognize they caused. Very simply put, had I not had this app, I would not have accrued this third overdraft fee because I would have had the balance to cover it.
  • THEFT/SCAM 1/5

    By GabbyyJ
    This app took all of my money out of my account. There’s no 1-800 number to call so you have to text this 5 digit number and hope you get a reply! This app took all the money in my account and has never put it back in my account!
  • Life changing 5/5

    By Sararooskie
    Honestly, I grew up in a financially illiterate family. I spent much of my young adulthood getting into deeper and deeper debt until I got to the point where I couldn’t imagine a future without massive debt and have never thought the possibility of having a savings account was realistic. I decided to look into Albert and took the plunge even though it was scary and unknown territory. I’m so happy I did. They helped me in 3 major ways: 1. They gave me clear, beginner-friendly advice to manage my massive credit card debt. I refinanced using a personal loan and I’m now paying half as much every month at a much lower interest rate. I finally have a clear timeline on when my debt will be paid off rather than seeing no dent in my total despite paying outrageous amounts of money every month. 2. They helped me have clear-cut insight into where my money is going and helped me make tweaks in how I use my money. Sure, I still spend way too much on eating out and coffee shops. But, I’ve also made changes because of the insight I’ve gathered from this app. I feel much more empowered. 3. They make saving money possible. They auto-save money for you, if you would like. And they do it in a sustainable and painless manner. They just analyze your spending and auto-save whatever you can spare. Some days it’s nothing, other days it’s a good amount. In 7 months I have created a savings account that is double the amount that I’ve ever managed to save on my own despite years of trying. I’ve also been able to keep my savings account stable and growing rather than pulling from it every other week because I miscalculated how much I could save on my own like I was doing before. It’s been such a life-changer. I was even able to afford a massive unexpected medical bill due to my new savings account rather than going further into debt. They also have an option to invest money, which I have experimented with in small amounts and am really enjoying. Long story short: I finally feel in control of my finances and can finally KNOW I’ll be out of debt in the next 5 years rather than spending the next 10 years struggling and guessing like I have been for so long. So, thank you Albert! Please don’t ever go away. I rely on you, now!
  • Bank Issue 2/5

    By Alijah1979
    Doesn’t work with PNC bank. 🤷🏽‍♀️
  • Great 5/5

    By mike23zl
    Absolutely love the app!
  • Very Useful 5/5

    By merjme
    No major complaints
  • Inaccessible 1/5

    By Stlaury
    The app does not work for someone who uses voiceover. I don’t know if there are plans to change this. If not I’m canceling my account.
  • Great 5/5

    By pipion888
    Great app
  • Very easy to save with this app 5/5

    By Ribartender
    It takes a little out each day and saves for you! It also gives you ideas on how to save. Kees track of bills and helps you cut cost! I love it so far and I have had it almost a year! In a years time I have save 3k without me noticing.
  • Albert 5/5

    By nalove46
    I love this app it’s really helpful keep in track with things
  • A great way to save 5/5

    By M0oose86
    Albert is awesome. I’ve been using it for quite some time now, maybe about 5 to 6 months. I’ve saved a little more than $100 with them. I use it for like back up money or for things I wanna buy. You can make your own savings goals with them. I still use my credit union for most of my saving but I use Albert just in case if I need some extra money for something so I don’t have to dip into my main savings. I just wish my friends would accept my invitation to use the app.
  • Albert is amazing 4/5

    By brittwalls
    The Albert app has helped me be more mindful of what I'm spending with it's easy-to-understand visuals. The assistants are always kind and helpful as well! Very thankful for this app!
  • Helping day by day 5/5

    By Jnap831
    Honestly I the best app to money problemsfreaking love this
  • real good 5/5

    By Jrock1999
    it helps me a lot tbh i really like this app
  • Got it and forgot about it 5/5

    By Catida
    It was so easy! Signed up for the smart savings and investing. I forgot about the app and checked and I had $150 that had been saved!
  • Fast and efficient 5/5

    By Bhyzzle
    So far Albert has been the most efficient app for analyzing my data and showing me exactly where I am before my next payday. The pay advance is fast and gives me piece of mind. 💯recommend
  • Gay 1/5

    By kdjcisjc
    This app is trash keeps stealing money from my account
  • You need this 5/5

    By Scott Carpenter1029891
    Connect it to your bank, let them passively pull money out and put it in a different account for you. Watch your bills and subscriptions, make a budget and worship Dave Ramsey.
  • Life Saver! 5/5

    By teacher37373
    I’ve been using this app for maybe two years now. I’ve loved every minute of it. Giving you bank account information to an app along with your other information, like bills and what not, can be sketchy. However, it’s better than saving in your own bank account. You create a gol, set the amount, and Albert does the math on how much money you can afford to be pulled every so often. When making withdraws from Albert your account it does take 2-3 days. That might be a hassle to some people but I think it’s great. When I’ve met my goal and I need the money, I plan ahead and withdraw. But if I just want to pull it out because I want to use it on something I don’t need, then 2-3 days works out in my favor. I don’t want to touch the money that takes a few days to make its way into my bank account. Another great part of Albert being separate from your bank account is that you forget you even have the app sometimes. Then you check it and realize Albert saved you 40 dollars this month without you noticing. The fact that I don’t notice just goes to show that the people at Albert know the right amount to take so I have enough for bills and other spending needs. Highly recommend!!!!

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