Albert: Banking on you

Albert: Banking on you

  • Category: Finance
  • Release Date:
  • Current Version: 7.4.9
  • Adult Rating: 4+
  • Developer: Albert Corporation
  • Compatibility: Android
  • Links: Google Play Store
4.65374
4.65374
93,409 Ratings
$ 0

Albert: Banking on you App

WE’RE BANKING ON YOU At Albert, we want you to win. So we built a better banking, saving, investing, and budgeting solution — with a Genius team of money experts to guide you. And an Albert debit card that gives you cash back. Set up direct deposit and your paycheck becomes available up to 2 days earlier. Then save, manage, and invest it in the app. Albert is not a bank. See disclosures below for details. EVERYONE NEEDS A GENIUS IN THEIR LIFE Our Genius team of real human experts are here to answer everything, from the toughest to the simplest to the most embarrassing questions. That means budgeting, credit cards, student loans — even buying a home. More than 6 million people trust us. GET UP TO $250 Albert can spot you up to $250 from your next paycheck. No late fees, no interest, no credit check. No mandatory repayment timeframe. Repay us when you get paid or when you can afford it. Download the app to see what you qualify for. Details below: • No interest: no interest charged ever. • Repayment period: no mandatory minimum or maximum repayment timeframe. Repay us when you get paid or when you can afford it. • Total processing fees: for up to $250 advance, total processing fees are either (i) $0 per advance when you advance to your Albert debit card with direct deposit; or (ii) $0 per advance via ACH; or (iii) $2.99 per advance to your Albert debit card without direct deposit; or (iv)$5.99 per advance to a non-Albert debit card. • For example: a $100 advance to your Albert debit card with direct deposit enabled would be a service fee of $0, and a total amount due of $100 when you can afford to repay. SAVE SMARTER Albert tracks your income and spending to find dollars you can save, automatically. Plus get cash bonuses just for saving. If you need the money you’ve set aside, withdraw it any time. GUIDED INVESTING Invest your money with Genius. Buy stocks and themed ETFs like companies supporting a sustainable world. Plus, let Genius create your custom portfolio built for your financial goals. Start with just $1. SECURITY • Albert uses cutting-edge security technology to protect your sensitive information. • Albert Cash and Albert Savings accounts are FDIC-insured. Should anything happen to the member bank or company holding your balance, you're be insured for up to $250,000 of your money in the account. • Albert Securities is a Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. DISCLOSURES Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Wells Fargo, N.A., and Axos Bank. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. To be eligible for the Albert Cash sign up bonus, make a qualifying direct deposit. Cash back terms apply. Early access to direct deposit funds may vary depending on the payer’s deposit timing. See app for details. Out-of-network cash withdrawal fees apply to ATM withdrawals. Third-party and cash deposit fees may apply. Securities products and services offered to self-directed investors through Albert Securities LLC, Member FINRA/SIPC. View important disclosures at albrt.co/disclosures Advisory services offered through Albert Investments, LLC. Investments are risky: you could lose money, and past performance is no guarantee of future returns. For more information, see our Form ADV Part II and our Terms of Use at albert.com.

Albert: Banking on you app screenshots

Albert: Banking on you app reviews

  • Awesome app 5/5

    By Thatswhatitis
    My favorite app. Has helped me so much.
  • Love this app 5/5

    By vita world
    Ever in need of a lil extra cash until pay day they are the way to go!!!
  • Scam 1/5

    By goddess_laura
    My guess is most of these reviews are fake. I have tried 3 different times over the last year to use the services and each time I get a different error AFTER they get my SSN telling me there’s an issue and they can’t verify my identity.i know what my SSN is and entered it correctly. Excuse me? The last 2 times you verified me and then came up with some other error. Basically, the app is asking for personal information and makes sure it collects all of the information it wants and then say ummm oops there was an error. SCAM
  • Jca2cJ 5/5

    By J-Ceasar
    Good app. Smart genius helps. Definitely a go to in a bind and need quick cash
  • Saved me in a lot of tough times. Great way to save too. 5/5

    By wooten123
    I’ve needed cash quickly and this app helps me make it to the next payday. It also has helped me in times when I have money to save and it takes it out immediately.
  • Welp. 2/5

    By 12042719
    Was really enjoying the app until a hold was placed on my check for a week and a half.
  • Awesome 5/5

    By GabeQ86
    Easy and trustworthy!!
  • Amazing 5/5

    By sophie3275
    10/10
  • Convenient 5/5

    By KellaaayM
    Always there when I need it most! And surprisingly increased when I didn’t expect it !
  • Life saver ! 5/5

    By Dixy_14
    This app is amazing I was stuck in a rut and it saved me and so easy to do everything . Repayment is also easy whoever came up with this thank u cause it’s a handy app
  • Little life saver 5/5

    By Badwolf74
    I don’t have a big sob story or anything. I’m just a young adult who was never taught financial responsibility and this app has helped cover me time and again when I needed it. If you need an extra couple hundred to finish off a bill or something, best look for something else, but if you need to throw $20 in the tank to get to work for the week, Albert’s your dude.
  • Only four stars for now. I have to see how it really works first. 5/5

    By rikkiwalk
    Liking it thus far
  • Great bank 5/5

    By JayceRae
    Yal rock!!
  • Good 5/5

    By awesomenessss352
    Comes through when you need it
  • You help me during my darkest days 5/5

    By JessAmberT
    No really. The title speaks for itself. Those 50.00 definitely come in handy when im low on cash especially since I have a 9 year old son whos autistic that gets a haircut by a specialist due to sensory. So no I thank you for making things like this happen to help. I cry sometimes because this app really comes through when you really need it.
  • Great app! 5/5

    By korey_j
    Life saver, get user interface!
  • At first I was giving them only 2 stars 5/5

    By jennyjerseyshore
    So, w Albert, I was so aggravated by them, never hearing back, it took forever for them to spit all of my direct deposits that have been going into my bank account by direct deposit for years and years! After I was finally approved, everything changed, their on top of getting back to you, quickly, I might add, plus my advance has increased, so was very happy bout that!! It’s now a pleasure to deal w Albert! If your just starting w Albert, as soon as they detect your direct deposits, you’ll do just great w them! Thanks Albert for the help every month!!
  • 👍🏾👍🏾👍🏾 5/5

    By NickyShawn
    Always there when I need them I the clutch! I’d recommend them to anyone.
  • Albert 5/5

    By Mark D Njenga
    Look, this app is the perfect example of out of site out of mind in terms of saving. I was surprised how much I had in my savings in the course of 3 months and didn’t even realize it. If you have trouble with saving money then get this app but not only that, if you want to save get this app as well. Not to mention the instant cash feature which is really nice when you’re in a tough spot financially. I only use this app for saving but there’s more features on the app that help you become well rounded with your money and you get to see where your money is going. The visuals are great.
  • You don’t even know you’re saving 5/5

    By Dee2wise
    I don’t even feel the savings. That must be a good thing I don’t go without and I’m saving. I’ve only been doing it for two months seriously and it’s working out great.
  • So far so good. 5/5

    By SaucyPantz420
    Can’t complain yet. Needed cash it worked
  • So far so good! 5/5

    By reroxb
    this app has helped me a lot
  • Great 5/5

    By stallyn121
    I love this app
  • Easy to Use! 5/5

    By Grock13
    Albert has been there when I’m short cash! I love the reminders and the easy saving options.
  • A bad spenders best friend!! 5/5

    By CirceSiren
    I was skeptical of apps claiming they could help me to spend my money more wisely, but I was wrong!! This app helps me track my spending and see where cuts need to be made and smarter choices are available. I would recommend it to anyone who is not naturally frugal.
  • E 5/5

    By Neynae
    Fast and easy 👍🏽
  • It's good 4/5

    By lateacha
    Good app when u need money, but I don't like the inconsistent change of the amount I am allowed to borrow, it went from $100 to $75 to $35 back to $75. Other than that great! I had no transfer problems, recommend it!
  • I love this app. 5/5

    By 23 Doolie
    All you need to is I’m a real person telling you this app is the literal best👌🏾
  • It really helps 5/5

    By frank feelings
    Am enjoying it
  • Love it 5/5

    By Luvlifeeeee
    Was there for me when I was low real low thanks
  • Easy 5/5

    By Nicktoriaoliver
    Pretty cool app, the advance is easy
  • Love it! 5/5

    By JTtees24
    Greatest!
  • Horrible customer service 1/5

    By sfjbxsi zeun
    I have been trying to get through to them for a whole week now, text message, Instagram, and email. They’ll probably answer you once a day just to keep giving you the run around. I will change my review once I am actually respected as a customer.
  • Don’t do it! 1/5

    By izzyn07
    The app itself with Genius is great and a great tool to use. Other than that- there is no phone number to reach them. They have a text genius number and it’s very vague you can’t text a real person. I got my direct deposit sent to Albert, payday came and I noticed I did not receive my money. I called my payroll department confirmed the acct and routing number, they sent me my check stub and everything was correct. I wrote an email to Albert and included the check number that was made out to them, the amount it was for, the date my employer deposited the check and they responded saying they don’t see that check number. They asked if I can send them a copy of my paystub - I did, literally minutes upon opening that email. I asked them for a phone number where I can reach them because I need my money ASAP - I need to pay my rent and my car payment. And I have yet to receive anything from them. I sent them another email through my work. Nothing. Don’t waste your time, energy or money on this company they are scam artist! Very disappointed- was really liking the navigation of the app. I went to Facebook to see if there’s any way maybe I can reach them through there and come to find out a lot if people are going through the same thing!!! Next step is contacting BBB see if we can get things moving along or getting them shut down. Nobody should have to go through this!
  • 👍🏾 5/5

    By Real One223
    Amazing
  • Review 5/5

    By AntWalk
    Exceptional online service
  • Nice 5/5

    By PAULADEENSBITCHASSCRACK
    It’s pretty cool for savings
  • Pretty good app 5/5

    By claudiaax234
    Overall definitely recommend Doesn’t have any tricky fees, everything is upfront and straightforward. Great app for when you need a small amount of money before your next paycheck. Also I’ve actually found myself saving with Albert
  • The pay back dates? 3/5

    By Tayre517
    The pay back date is always before my pay check hits my account. I have tried several times to correct this.🤷🏽‍♂️
  • Jacqueline 3/5

    By jchallis3
    I don’t understand the point of having this if I can’t get what I need when I need to me it seems pointless
  • Albert app 5/5

    By Kp On Da Beat
    It’s lit
  • Albert is great but… 4/5

    By Single_momma
    I really enjoy using Albert. I feel like I am finally getting control of my finances. The cash back on purchases is really a great feature. The one thing that does bother me is that it take a week for a check to post to your account. It really puts you in a crunch if you are short on funds and need the extra money.
  • Thank u. 5/5

    By djhfjr
    Helps so much.
  • Manual repay 1/5

    By ford_mustang18
    It takes a few days to manual pay to take from my account and they keep charging me $29.00 this is ridiculous.
  • Amazing app 5/5

    By Kilo2224
    Always on time when I need them.
  • Life saver 5/5

    By lee5033
    Love this app!!
  • . 5/5

    By StarrySweet22
    Easy and help app
  • It works 5/5

    By zemanc89
    Pretty cool
  • Always Albert!!! 5/5

    By Hzuwnzox
    Albert helps me between my paychecks! It's fair easy and phenomenal.