Albert: Spend Smarter

Albert: Spend Smarter

  • Category: Finance
  • Release Date:
  • Current Version: 3.6.4
  • Adult Rating: 4+
  • Developer: Albert Corporation
  • Compatibility: Android
4.5
4.5
4,631 Ratings
$ 0

Albert: Spend Smarter App

Albert is your financial genius – a smart and powerful financial assistant. Albert connects to all of your accounts and helps you put your financial plan on auto-pilot. Saving up for a rainy day, budgeting, tackling debt, investing, taking care of family and your retirement – we’ll help you set it up. Our team of human financial geniuses guide you through your financial journey and answer your most complex questions. FEATURES * A personalized financial plan. * A team of financial geniuses, on demand, a text away. * Save automatically with Albert Savings, directly in the app. Withdraw your money at any time, quickly and with no fees. * Save for goals and move money instantly between your goals. * Smart notifications that alert you when things are happening with your money – like new subscriptions, a tax refund, an upcoming bill, or an unwanted fee. * Automatically sync all of your financial information in one place - your transactions, bank accounts, credit cards, loans, investments, even your car and home. Albert supports thousands of financial institution in the U.S. * Get an automatic, intelligent view into your budget. See your income, bills, and spending in one place SECURITY * Your peace of mind is our highest priority. * Albert uses bank-level security to ensure that your sensitive personal information is encrypted and securely stored. We don't store your banking credentials, and we work with the world’s largest financial institutions to hold our systems to high standards. * All funds held within Albert Savings are FDIC-insured up to a balance of $250,000.

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Albert: Spend Smarter app screenshots

Albert: Spend Smarter app reviews

  • Unable to set up account 3/5

    By hfkxmbdhcjlrnrkfiucbdvdjclcbb
    I was really excited to try this out. The interface is user-friendly and the app itself seemed fluid. Unfortunately, I cannot get passed linking my bank account. I get as far as a loading screen, and nothing happens. I’m wondering if this is related to the fact that the name of the institution is not correct in the app?
  • Beware 1/5

    By pj8911
    I need somebody from this company to contact me. I was signing up for this and when I read the terms of service and decided I did not want to do it but there seems to be no way to back out. I do not authorize any consent of funds to be transferred from my bank account since they wake you give your bank account information before you can see the Terms of Service. I strongly recommend against downloading this app. They do hard pulls on your credit and share your information with third parties.
  • Best money saver out! 5/5

    By Larry Legendary
    I’ve used digit and it was more company controlled and the app was dated! This app is so exclusive I’ve yet to see anything wrong with it! Best thing I’ve ever done
  • Best App for Money hands down 5/5

    By The Great Getzsby
    This app really helps me save! There is a fee of $3 for the auto savings but you also get 1% interest and financial advise. Overall it has really helped me
  • My personal Accountant 5/5

    By moliniano
    Usually don’t like doing reviews but I’ve been amazed of how much Money I’ve saved with this app. Also every month that pass apparently the app gets more information about my transactions and give me better insights and advices according my situation. Amazing app. Is like having a personal accountant with you.
  • Junk Mail Like Whoa 1/5

    By abby2992
    Within hours of signing up with Albert, I started receiving a flood of junk mail. Exterminators. Life Insurance. Financial Services. Learn from me - don’t give them your info.
  • Saving money! 5/5

    By Heythere;)16
    This app helps me so much. It breaks down all my transactions and gives a rundown of where all my money is going (food). I finally saw just how much I was spending and was able to better control it!
  • 👍🏼👍🏼👍🏼 5/5

    By Dawbion
    Quietly saves money for you and gives you financial advice. Also gives you insight to how much your spending compared to the average spender. Which can be eye opening at times. Pretty helpful for a free app.
  • I wish I could give it zero 1/5

    By biancafmoraes
    I read about the app and download it with the purpose of getting professional financial help. Since my salary is 210 per week I was hoping I could get help to manage it better and also save money. I could pay a fee with the amount that I chose so with my salary I chose to pay 5 a month a thought would be fair. It said this price would be PER MONTH, I work hard to make the little money I have and I worked extra hours this week so I could pay off my credit card. I download this app a few days ago they said the first month would be for free so I thought next month I will start paying the 5 dollars. I deposit my paycheck in my bank account for the extra hours, 110 dollars I went to look at it this morning and suddenly Albert took 55 dollars out of my bank account. A money that I had plan for it and I wasn’t expecting this charge that I don’t even know what is for. I have tried to send emails. I have tried to send texts. No one answer and there is no phone number to call. So yes joke is on me I got messed up by a financial app that was suppose to help me with financial but ended up putting me in financial problems.
  • Sometimes a bit limiting 5/5

    By pthero2016!
    Categorization of expenses can be limited when compared to mint. In actuality however, when this app is utilized with mint and Olivia.l, it really shines.
  • Modern budgeting 5/5

    By darby day 1435
    I love this app. I am a very type B person so this app helps me keep track of my finances and I’m saving money without even knowing it. If I didn’t have this app I wouldn’t be saving as much money. Albert also gives me a breakdown of my finances so I can see areas where I could save more. I would recommend this app for everyone who wants to stay on top of their finances!
  • A Very Solid App 5/5

    By tarheel19947
    I’ve been utilizing Albert for almost 4 months now and I have to say its a very solid app. It keeps me up to date with my financial health and it also gives me more insight into my spending and what I can improve on via its awesome charts and graphs. I recommend Albert to anyone who wants a solid, easy to use, and fun app to measure and manage your financial health.
  • F**** THIS APP 1/5

    By LT311MTC
    THEY CHARGED ME $226 DOLLARS WHEN I NEVER EVEN AGREED TO THE MONTHLY $6 CHARGE
  • This is the worse. 1/5

    By SantanaYHDN
    Can someone please show me how to cancel this thing? I can’t get the app to update. It’s been pending for months now. They are still charging my card every month for a service I can’t and don’t want to use. I just want this gone!
  • Nope 1/5

    By Songbird0914
    Not only do they not give advice on medical debt, which is the kind I have, they told me “next time I should save money beforehand if I’m going to have a big bill.” Oh, okay, next time I will magically know I’m going to lose my job and find out I have cancer in the same month. Thanks. The LAST thing I need is to have an app making me feel guilty! No thank you.
  • WORST app ever 1/5

    By iactuallyhateyou
    For one there is absolutely no way to contact the people of this app ... and for two i deleted my account in which there is no way to log back in and they CHARGED my bank account . Literally ridiculous
  • I owe my bank money now 1/5

    By Nickel1212
    I’m a college student so there are days I’m scraping by. I payed my rent thinking I’d be okay and had no charges coming until pay day. I stupidly didn’t check my bank account for a few days either. Albert took out the little I had left leaving me with an overdraw fee and then the next day they took more out, doubling the fee. So now I owe my bank more than I ever saved with them because they ‘took it money where I wouldn’t notice’ thanks Albert.
  • HUGE HELP!!! 5/5

    By Ruskijoker
    This app has really helped me get back on my feet! I downloaded the app because I was overwhelmed by the amount of debt I was in between my student loans and credit cards. The Albert geniuses helped me understand my options for repaying my debt and pointed out some areas where I could cut back and save. Also, this app helped me realize how reckless my spending was. You can see your most common spending categories, and the amount spent in each, which really helped me visualize where all my spending was going. I also really like that the app has been saving for me on the side, which makes it feel like I don’t have to do any of the work! The customer service was amazing and they were super fast to respond. I would hands down recommend this app to anyone who needs help with their finances!
  • I am saving like crazy! 5/5

    By paularusso
    Not sure how you do it , somehow you sneak little bits here and there when I don’t need it into my savings account. I have tried the traditional way of saving weekly (each payday) but it doesn’t work for me. This app tracks my spending, knows my budget- sees when I pay my bills and anticipates when I’ll have a little extra to save. I have saved more in the last two months with Albert than I could have on my own. This is a GAME CHANGER! I haven’t gotten any extra financial/banking/loan spam, I saw another reviewer posted that. One more thing - it broke down all those little monthly fees that are easily neglected (Netflix , Hulu, Apple etc) I realized I had a subscription I wasn’t utilizing and canceled it. It was only $2 but hey - that’s $2 more to save!!!
  • Efficiency 5/5

    By RoxDouble
    I love this app because it allows me to edit. I can clearly see where my money is going and in a way my brain understands
  • Worst decision 1/5

    By Mercyyyyyyyyyyyy
    Downloaded it to try and help keep track of the spending. Gave a little too much info that I was comfortable with but oh well it makes sense. Decided to cancel the subscription two weeks later because I needed the $80 back. Immediately after receiving the refund, they charged me for $9. Month or so later I was charged another $7 and today I was hit for another $8. Which I don’t understand because I’ve deleted the app and have disconnected my bank accounts. Ridiculous.
  • I hate this app 1/5

    By Dadyzgrl85
    Worst app ever!!! I’m not sure on where to begin however, I want to close my account and delete this app. I’m not even sure on how 3 payments was taken out my account in one week. First payment was on 05/04 for $55 (this payment is not even showing in the app but it’s on my bank statement) then $50 on 05/03 and $65 on 05/03 (I’ve initiated this savings but not knowing that $50 was already being taken out). Then to top it off, the transaction is still pending in the app even after the funds cleared the bank. But what I hate the most about this app is when you request for a withdrawal, you still have to wait for another 2-3 additional business days before you received the funds...I wouldn’t recommend this app to nobody especially if you’re trying to save!!!!
  • Great app 5/5

    By LinaInDetroit
    I really love this app. I’ve told maybe 5 of my friends about it, I love it so much. The most useful features for me have been seeing what my recurring charges are, and being alerted to fees I’m charged (things I might have not noticed at all in the past). Can’t say enough about this app!
  • Mad 1/5

    By amc429629
    I’m mad I got charged 33 without warning I want this reversed immediately
  • I love the app but... 4/5

    By Chico J
    I love the app, especially the smart savings. It does an excellent job setting money aside to save. It’s money that I don’t even miss, but it comes in handy when I really need it. With that said, I love to track my spending. It would be better if instead of so many categories showing under the “Remaining” category in the chart, I’d be able to see each category separately within the chart. It would be easier to track my spending that way.
  • Don’t download 1/5

    By Uriel_Domnguez
    You cannot link all accounts go with Mint 100x’s better.
  • BEWARE 1/5

    By Shhhyyyyyyyyyyyyyyyyyyyyyy
    DO NOT USE!! THEY TOOK MONEY OUT MY ACCOUNT AND NOW I CANT DISCONNECT MY BABK ACCOUNT THEY ARE THIEVES!!
  • Life Saver 5/5

    By Stockstef
    I am in my mid twenties and have never had an easy time saving money. With student loans and other bills it feels like you’re always in debt. Albert has saved me $700 in the last three months and I haven’t even noticed the money being taken out. They clearly have an amazing algorithm because I have never been one to save any money. I definitely recommend to anyone that struggles at building their rainy day fund.
  • Unable to try app 1/5

    By Whogonstopbre
    I honestly can’t get past the text verification. I put my phone number in the app and it will not send me a verification code to my phone.
  • Easy and helpful 5/5

    By Lindsee98
    After downloading the app I decided I didn’t want to use it anymore. After receiving texts from the reps on the app they helped me cancel everything I didn’t need anymore. They are very helpful and I am very glad to be texting someone instead of a machine. Highly recommend if you want to save money.
  • This app overdrew my account 1/5

    By Eloren978
    I just logged into my online banking to see that Albert “Genius” took more money out of my account than was in it, causing me to overdraw. I immediately contacted the support team, only to get an automated message saying help won’t be available for another 12+ hours! This is absolutely ridiculous. Would not recommend - I would give zero stars if I could.
  • Good so far 5/5

    By rosieher
    So I just downloaded Albert and am excited to use it because this app actually does automatic savings to help you save money— and track your expenses. I’ve been looking for an app like this! I’ve hooked up my accounts with it but then it won’t refresh my accounts so I can deposit savings into my Albert app. However, when refreshing— the app let me know that only 38% of the accounts from my bank were able to connect at this time because my bank wasn’t connecting very well and opening access to the Albert app. The app recommended to wait a few days for the connection to go through. Although there was that hiccup, I really appreciate just how professional and outstanding this app is. I didn’t have to contact support or anything because it is all there 10/10 worth the money I’m paying (Contributing not a fee)
  • Great savings app 5/5

    By pdobs32
    Save so much money using this app
  • Needs improvement 1/5

    By Hennnnnnnnnnnnnnnny
    Wouldn’t let me connect to my bank and I was very much looking forward to using this app. 😔
  • Get this APP! 5/5

    By Shannypoo0434
    I love this app! Ive been using Albert for over a year and its so worth it! It gives you good tips and awesome for setting savings goal!
  • Amazing technology 5/5

    By Tpl3232
    Everything you need all in one place with 24/7 support. A must have tool!
  • I love it! 5/5

    By peace&love4all
    I have always been good at saving money, but Albert allows me to see my spending habits and I can see where I can trim expenses to maximize my savings every month. I’m a huge fan of “Genius” mode, bc I don’t have to worry abt the auto save feature taking too much on a week where I don’t have a lot of expendable money. It keeps my special projects money out of sight and allows it to accumulate more rapidly. I would recommend it to anyone looking to save money!
  • WORST MISTAKE 1/5

    By fuckyoualbert
    BEWARE!! Do not download this app, or link your account to it. They posted two unauthorized charges to my account within 3 days. As soon as I realized this app was made to take your money instead of save it, I deleted it thinking there would be no issue. Once I saw the charges posted I could not believe I fell for a scam. I downloaded the app again and there is no support or help page to assist me in getting my refund & closing account on the app. I had to file a fraud claim and close my bank account. This app is a scam to get money out of those who already are struggling! Do not download it!!
  • Bank transfer 4/5

    By abubbss
    I absolutely love this app. The only thing I would change is the time it takes for money to transfer from the app back to your bank account.
  • 5/5 5/5

    By Antonio1374
    Would definitely recommend to those who have a hard time saving and want to get more organized.
  • Great Summary of Your Spending 5/5

    By Aosushi
    This App is really Helpful in Summarizing your monthly inflow and outflow of income and expenses. And it’s Totally Free for Now!
  • Terrible 1/5

    By IanDyer78
    This app is awful! It looked so promising when I first downloaded it, I even signed up for the rainy day fund. However you are bombarded daily with notifications about your account, yes you can turn them off but it’s pointless rubbish regarding activity on your account from days ago. They don’t monitor your account because if they did they wouldn’t have withdrawn for the rainy day fund leaving me overdrawn then telling me I’ve had bank charges. Deleted the app days ago and just this morning there is some $4 random charge on my account. Stay away!!!!!
  • SAVING GODS! 5/5

    By Naomi Chacon
    This app has helped me so much! I was throwing money away like crazy now all I want to do is save! Albert makes saving fun! The texting part makes it so easy on my part especially with children!
  • Great! 5/5

    By Qwertyopphdghsrbu
    App is easy to learn how to use, and being able to text professionals about financial questions is awesome.
  • Best App Ever 5/5

    By Shimmer379
    This app is fantastic. Completely streamlines all thing financial for an accurate and super helpful overview of your financial health. Love that it holds you accountable for things like spending stupid amounts of money on food 😂
  • Great! 5/5

    By Seasfrost
    I have a horrible time managing my money. With this app it’s so easy! I LOVE it! I recommend it to all my friends!
  • Great App! 5/5

    By justcrist
    Love this app, simple to use and get started. The “rainy day” fund feature is great for money saving goals!
  • Good 5/5

    By Timothy Leow
    Good for tracking fees.
  • Happy customer 5/5

    By Lisety
    I love this app makes me save a little of money for emergency fund
  • Great savings app! 5/5

    By Bekkalekka
    Love how I don’t have to worry too much about if I’m saving enough. I can keep all of my goals right here in one app!

Albert: Spend Smarter app comments

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