The best 5/5
Thank you 5/5
Thank you very much your so helpful
Very user friendly a great app 5/5
Helpful when I want to check my credit score
Not accurate 1/5
By Punchy cardinal
100 points below my real score
By f this sh
Checked my credit score on Credit Wise before purchasing my new car. Score on Credit Wise was 720. Score TRANSUNION had was 665. Aren’t we told this is based on Transunion reporting on this app? Why the discrepancy?
Stay on top 5/5
This program allows me to know how my current credit score is. Stay on top .
Best credit review 5/5
I really appreciate everything you’ve done for me and help me by giving me what if scenarios to fix and repair my credit thank you very much
Outdated Credit Information 1/5
This site is constantly reporting outdated and incorrect information as it relates to my credit history. Where are they getting there information from? I would never recommend this site to anyone.
I love this app, keeps up with the scores. Easy to use.
Unable to download 5/5
Says it’s incompatible with my iPhone version to upgrade but there are no updates for me to download. Prefer to use the app.
Slow updating 2/5
By crap 57
Unable to keep up with current status . Two month plus lag in updated reports. Poor communication with lenders . Zero balance accounts won’t show for months. The service went downhill.
THANK YOU 5/5
Anxiety no more… questions answered! Perhaps I will sleep tonight! I look forward to sharing the information I have ingested from your website with my husband who has had more than enough of his share of stolen information, and precious time, patience and fortitude it takes to sort these reoccurring practices of thieving out.
By cfshktrcbjhehbb GFCI jnbx DJ
Only keeps track of negativity quickly, takes for ever to acknowledge positives. Credit scores mean nothing anymore with how inaccurate they are. All this does is raise your blood pressure!
Apply for a credit card with capital one! 5/5
By Nickki Champ
It is legit a great way to build your credit quickly! The first day, my credit went up 89 points! I was amazed! It will help! Pay your bill early as you go! When you do that and have 3 bigger bills you’ve used the credit card for, your score rises, with ON time payments, especially, early payments! If you pay as you go, don’t over spend, don’t spend frivolously, you’ll be just fine! Use your job money for paying off your credit card, use your credit card for bills! Sure, use your credit card for other expenses! But, priorities over desires! Remember this! Never open a capital one email, unless you get a notice verbatim an email, because hackers will be able to get your information from your bank, your address, etc! Use wisdom when using your credit card for sure!
Atms are few and far in a huge city like Chicago, also there’s lots of times that they wont accept our cash deposits!!!
I’m super satisfied with the Capital One site. I’m always in the know. If there is an error, Capital One identifies it and makes it easy to address.
THANK YOU ! 5/5
Thank you for your help understanding my credit ! It makes it simpler to achieve my goal with your help !!
I would give a 5 star but— 3/5
Your info is always behind. I keep my card paid off yet you are behind in showing an amount paid off. I do not like this. Be accurate please
I love working with capital one 5/5
Capital one give people another change on life getting credit score back together thanks capital one gets a thumbs up in my book .
Real review 5/5
By Jrod 2020
This app has helped over the years from the start. When I got my first credit card 250 limit and to now it all has help me achieve greater things in life. This app is helpful vey I would recommend it.
The best credit card on the planet 5/5
Very grateful for always letting me know how stay on track to get back on track
Capitol one platinum card 1/5
Had this card for 4 yrs began with a$300 cred limit got one credit increase to $700 and been denied more than 5 times for requests to increase limit never missed or late payments my lowest credit limit of all 9 of my cards.
Good as good their card. 5/5
I use every week to check my credit score. Have no issue.
Excelente aplicación 5/5
Para llevar el control de tus reportes crediticios y saber que estás haciendo mal y bien financieramente
Credit score 5/5
2/5 bc I don’t understand a credit card can increase balance of $100 and score decrease by 20 points. I just paid off $20,000 on my credit cards in one month and got no score increase and under what changed, the payment of $20+ K is listed but no increase in credit score.
Bought a $1.25 million dollar house and lost 50+ points. Paid On time without one misses payment and no increase in my score.
I don’t and will never understand how they figure your credit score.
It is about 50 points less than what banks have as well. My credit score was 775 on credit wise and bank showed 704.
You pay off $20K in debt and gain 1 point spend $100 on credit card and lose 20+points.
Paid off $25K balance on a car loan and score dropped because it was 100% paid on time.My income is near $500K a year. 100% payment history and can’t get above 750 score.
2 stars for above reasons.
There is nothing else I can do but pay in full each month and now sitting on 704 on credit wise with 100% payment hx and $25-$25 K post tax income.
Depression watching score go down with large payments and decrease 20 points with a $100 increased credit card balance!
Muy buena aplicación en cuanto a puntualidad y veracidad. Gracias
Smart Decision 5/5
It’s easy and helps you understand credit better and how to build and repair any damaged credit. Have recommended to family as well and they love it
Doesn’t work 1/5
Will not accept my valid email address, so can’t sign in. Disappointed
Be nice if we could lock account for protection, anyone can see all
Quicker in comparison.. 5/5
CapitalOne’s CreditWise is very comprehensive without the quick credit updates. It involves multiple features from credit foresight to credit worthiness, as well as, the ability to track and view all of your investments within or outside CapitalOne. Great stuff, but CapitalOne, C’mon Mannnnn lower the interest rates for the lower and middle class -Uncle “Uhh, the Uhh, the thing ya know? The thing that lets us pay back better..?” Country = Screwed
Updates to slow. 1/5
Description says it all. Updates score to slow.
Credit Card 5/5
It will help your credit score and the money is useful if you need it.
The app 5/5
By getting to work on time
The app is amazing
It doesnt work to pay off credit cards 1/5
By Miguel P
I just paid off 2 outstanding credit cards, got a new one to have some “credit” and my score didnt move one point, it is useless
By aguila 123
Best idea in years 5/5
If you are ready to get your credit score back to where it should be. By all means get a CO secured credit card! They report to credit bureaus as they should, the app gives you ideas and advice to help you along! My score is rising as we speak and I am not being paid to say this.
Not accurate 1/5
Download myFICO it’s more accurate and helpful .It shows you the score needed for a car & mortgage .Con MyFICO charge a monthly fee .My scores all higher then credit wise shows under all 3 bureaus used by car lenders and home lenders.
Just activated 3/5
Not sure how all this works.
Credit wise Is Great ! 5/5
I love this app I’m so obsessed !!!! I check my report so much , it really keeps you motivated to keep going to the top !!!! I’ll highly recommend:)
No sirve para nadas 😡😡🤬 1/5
By EL QUE MAS TRABAJA
It’s Ben giving my credit
Score is making me so happy
Forced Phone Upgrade 2/5
By Iam A. Foodlover
Can’t use the app anymore because they require an upgraded OS. It says there’s a compatible version, but there is not. I can no longer use the app on my phone, so I’m forced to buy a new phone—even though mine is perfectly fine and functional otherwise.
Credit One/Credit wise 5/5
Best secured card ever and good credit check
Score keeps dropping and I’m not using my credit 1/5
I just don’t understand why my school keeps dropping and I’m not using any of my credit and I have no late payments
App crashes 2/5
App crashes upon log in.
Credit reversal 3/5
Using it hurt my credit
Unable to sign in anymore. 1/5
Never sends the email for confirmation.