Loved it. 4/5
I love this app. I love the design of it and how easily everything reads that being said I can no longer use this app because I recently switched over to using a credit union and the app does not have this bank in their database. Very sad about that. I love the little quotes it gives you every time you open the app and everything is right there. I’ve never used the savings account in the app so not sure how to use that but loved being able to just scroll down the page for absolutely everything I needed. There was no area to input a budget such as another app (mint) but I’m the type of person who uses many apps to see different things on each one so it wasn’t that big of a deal with me. It might be for someone who just wants to find one perfect one. I’d suggest adding more banks and investment accounts and a monthly budget for people to look at with bar graphs or something and not just the this weeks spending pie chart.
Terrible app. Only allows weekly budget 1/5
Who in the world tracks budgets weekly. Why is there no option for creating monthly budget tracking
Decent, But Weekly Budget Bug 2/5
Starting out this app was good, I’ve been trying to edit or delete my weekly budget for about a week now and it keeps giving me an error and then re-loading in the old one. I’m running this on the iPad Pro from 2019, so I’d doubt its a capability issue. Hopefully this issue gets fixed shortly.
Not reliable 2/5
Never actually up to date with accounts.
Connected accounts are always disconnecting. Not reliable.
Modify Tiles 4/5
Please make it possible to arrange or modify tiles in front page.
Aptly named app 5/5
By L.R Smith
Clarity has helped me enormously- seeing my financial information all together helped me get a handle on things. The subscription list alone is enough to make this my favorite money organizer.
So far... 3/5
I have been using the app about a week now. There are two reasons I gave it 3 stars. The first is because it does update accounts fast enough. It would be nice to be able to sync accounts manually. I want to know immediately how much I have in all accounts at one glance. The second, the inability to spilt transactions. Sometimes I purchase items that are in different categories but they are on the same transaction.
Other than those two, so far so good.
In operation 1/5
Can’t add American Express account from mobile. Can’t login on the web app
Just downloaded 3/5
I will write a review after I've used it for a couple months but so far I like it. The only I issue I have is that they don't have a statefarm account and some of my bigger bills are on that account and I don't think I can manually add bills that I to see.
Where is keyboard? 1/5
I’ve got an iPhone XR it’s not exactly an OLD MODEL but the keyboard doesn’t pop up in the app and there’s no article in their support website for this. And I’d rather have the option to enter things manually so whatever I’m deleting this right away.
Great app 5/5
Works well 5/5
This app works well and so far no integration issues. Two features to add:
Total Net Worth: Assets + Investments - liabilities
Trend chart: graph that shows increase in networth overtime .
Great to stay in top of my finances. 5/5
Amazing app. Just started using it this week and I absolutely love it. I have all my accounts at a glance, spending in different categories, budget, savings etc.
This is definitely something that I should had been using the last few years. It’s good to see where you’re spending your money, and what you can save. Also great to catch bills or Expenses you didn’t even know you had.
Will recommend to all my friends.
( developer it would be great if you could add an option to the Marcus saving app to round up purchases from accounts, and save it to my Marcus savings account, just like you do with the Acorn app ).
Monthly budget option 4/5
I would love if there was an option for a monthly budget, as well as a weekly. While I can break down my non fixed bills into weekly (grocery, pets, entertainment), breaking down mortgage and utilities into a weekly amount doesn’t work for me. Hope yo see that option soon, otherwise I love this app.
Very well designed money management tool 5/5
The interface is well thought out and it is very easy to pair accounts. The account analysis was simple to understand and immediately useful. I would definitely recommend the application to anyone trying to keep their financial life organized.
Not bad. 4/5
After I managed to finally add my Amex account (reset to normal text size on iPhone if it stays stuck on the account linked page without actually linking), I was able to start using it properly. It takes a bit of time to reassign transaction categories as it guesses wrong most of the time . The changes will apply to future transactions so that’s ok. It would be better if we could edit categories. I don’t need half the ones that are on there and I’m missing a few that I’d like to add. Also, It does not have a forecast feature that I’m aware of - those are great to plan ahead. Not all recurring bills are monthly
No keyboard 1/5
There’s no keyboard to edit information, even though it allows you to do so. The app wouldn’t allow me to add an account because of this so I had to go online. One I got that set up I tried to see if I could edit my budgeting and turns out the website doesn’t even allow you to do that. So I went back to the app. I got through to my profile page thanks to online, but when it came time to budgeting still no keyboard which defeats the purpose of the app. I’m very disappointed.
Decent enough but slow turnaround 4/5
By Sammy Squiggles
One of the biggest reason I got this app was so I could see all of my balances for my different accounts at once but it takes at least 24 hours for the app to reflect your current balance so I always feel behind on my finances when I use this. It’s a really pretty app the UI is otherwise nice but it’s pretty frustrating
Some Interfaces don’t work 3/5
Really wish I could connect my capitol one. Just keeps loading for forever. Can’t give a full review until I can load capitol one! Please fix!
Don’t take my Email 1/5
If this app works only in US you better tell me before taking my email.
Updates are needed 2/5
By Sergey Saks
The app doesn’t get new updates frequently. It feels like it is LevelMoney app repeat its story.
I gave up setting my information. Too long. 2/5
I was excited for this app but there is a very important feature you need to add when looking for institutions. Please add the appearing keypad so we can type for letters of our institutions. Mine starting with an “S”, I gave up scrolling down through the “A”s after 5 min.
Great features 5/5
I love this app. Categorize transactions to track your spending. Make a budget and keep track of your weekly and monthly progress. There is a recurring expenses section that shows what you're expecting to pay each month on which day (subscriptions, autopay, etc). I really like the graph that rises to the right showing how much of your monthly income you've spent each day. You can look back at other months and see how you're doing. I also utilize the GS Marcus high interest savings account offered. The rate is currently 1.7% which is really good. It will take a few days for you to get the $ into your own bank so just use it for long term savings. I also like the different quotes they put at the top each time you open. The app also shows your bank, loan and credit balances. Sometimes it takes a couple days to update but it seems quicker lately. Nice to have it all in one place. Overall super helpful for tracking spending. I recommend especially if you're shopping around for this type of app.
won’t connect with bank 1/5
Yet aNOTHER budget app that won’t connect to my bank. I type in my information for it to say my login credentials are wrong, and I open my bank app and can log in just fine. Schools Financial Credit Union. app is pointless
Great app omg 5/5
By Tricey W.
Best app for tracking money I have ever seen.
Needs improvement 3/5
The UI is unintuitive. Prosper daily was a much better application and it quickly showed me how my spending looks compared to last month. It had many more categories than this.
It feels like this app is taking up a lot of space to show me less than relevant information. This is particularly true on the iPad which is just a blown up version of the iPhone app. Overall, not impressed.
Update: Decided to give it another shot because this seems to be one of the few apps that can still work with capital one. But my original feelings towards the app are unchanged. Really bad iPad app. Also needs better budgeting functionality.
Love this app but is there a way to connect to Apple card? 5/5
Love this app, cant find a way to connect apple card though
Constantly needing to modify categories 2/5
I make several transfers into my savings account every month. Clarity reads these as spendings, so I need to change the category to transfers every time. Its getting annoying. The “remember this for future transactions” thing doesn’t help at all because the transfer name is changed every single time. Please add something similar to what Quickbooks does. By this, I mean create a rules system. Check for certain words in the name. If it has the words “WealthFront Xfer”, automatically categorize it as a transfer. I’d like to define my own rules too.
There is much to love about this app, but a huge bummer is that it lacks a way to track paying in cash and adding or changing spending categories.
Have to scroll through enormous list to add a bank!!! 3/5
Tried to add my bank and card accounts and have to scroll through endless list that keeps lagging and loading. It’s ridiculous. No way to type in the name for quick look up of an institution. Fix this and I’ll update the review. I haven’t used it yet but what’s the point if you can’t log in?
Changed my life (no exaggeration) 5/5
I used to never budget and barely kept track of my finances because it felt too scary to confront my bad habits. Clarity makes it so easy to keep track of your spending and helps you stay on budget. It really changed the way I think about my finances and made a more responsible person. I can’t recommend it enough.
Custom categories 4/5
By Cam rains
Great app and I love it, interface is fantastic but It needs more categories AND The option to add a customizable category. Too few, unapplicable categories currently. Don’t want to switch back to mint but this is an important feature that is missing.
Please add an option for a monthly budget too instead of weekly... weekly budgets don’t make sense.
Online banking only? 2/5
As far as I can tell, there is no way to track my spending of cash. Not all of my money goes through my bank account, and I take out money for eating out, entertainment, etc., at the beginning of my pay period, and this gives me no way to move that amount into a cash account, to track my expenditures from it. As many people as there are who get paid in cash, at least partially, or like to keep some cash on hand, it seems like a pretty bone-headed thing to leave out of any money tracking app.
New update is buggy 1/5
I used to love this app but now when I try linking any new accounts it just keeps stating to update the app even though I have the latest version. Could the Eng team please look into this to see if it is systematic or just me?
Need feature to differentiate weekly, monthly, and yearly budget 4/5
Monthly and yearly budget categories are sorely needed for this to actually be useful for personal budgeting.
Would be nice if it had a keyboard 1/5
By Jeff B .
I had to copy and paste text into all the fields because the app wouldn’t access the keyboard. Further, my bank isn’t supported. Unusable for me. Incredible that Goldman Sachs doesn’t have the financial resources to produce a universally functioning app.
By Young Raters
This app is phenomenal & I cherish this app. I haven’t had no problems with the app. My friend suggested this app and told me it keep tracks of my spending. Every since I download it, i love the reminders of my spending 😊
The app is just one bit glitch 1/5
I’ve tried on 3 separate devices now and get the exact same error. No matter what I do, it doesn’t allow me to login. Totally worthless and until this is fixed. I tried 2 years ago with the same results. 1* until this app is fixed.
Clarity Money is the Best! Please keep it free! 5/5
Clarity, you have made my finances a breath of fresh air! My cards and banks fit in one place so I can do all my money moves with ease! Please (as a 5 year customer) keep this app free without all the membership tier nonsense that is ruining finance apps! Prefer free, but If anything allow us to donate to this app! Thank you for keeping UI and functions work so smooth!
Could be better 3/5
By Make like the MLS
Good but could be better. Like to add a few more categories and move around the tiles - more customization would be helpful.
Not to shabby 3/5
By destiny bejaran
I like the app because it does categorize my spending better than my bank or credit card. But it doesn’t pick up all of my transactions, so that gets pretty annoying, my money is being tracked but not correctly.
Missing Manual Customization 4/5
I love this app, but I wish I could manually add cash income/expenses. I would give it 5/5 stars if it had this feature.
Needs a way to track total networth 4/5
By Pedro bargas
Great app however needs a way to track total networth, and add home value in that calculation as well.
Budgeting Functionality doesn’t work, No Widget Support 3/5
By RJ Applife
There is no support to have an iOS widget for the budget to allow for quick access to where I stand.
Wrong savings account balance 1/5
The app says I have $505 in my savings account when I currently have $0 in there. When I click onto the account it shows that I have $0 but it says $505 at the top. I’m not sure why it says this but it throws off my total cash amount by a lot.
Time Saver 5/5
This is a great way to get a good snapshot off all my accounts in one place. It makes tracking expenses and making spending decisions so much quicker.
Can’t add Institution via App 3/5
I removed a bank account from the app due to password change and when I go to add it back it tells me I’m unable to unless I update the app. The App Store (obviously I’m here now because I’m writing this review...) doesn’t have an update for me to download...so I’m unable to add the bank account now.
Ok, not great 2/5
I downloaded this in order to try and track my spending. However the budgeting feature is incredibly limited. For example, I split the bills with my boyfriend and send him money, but I can’t add that as a line item. It says I have “xyz” left to spend but it doesn’t detect any payment transfers so it just lumps it under “everything else”. Therefore I can’t automatically set aside a dollar amount out of the week.
Secondly the order of information is incredibly annoying. I don’t need half a screen telling me I just got paid, I get paid regularly it’s not that shocking. I have to scroll down through pseudo ads just to get to the sections I find the most valuable. I can’t dismiss a callout asking me to set up a high yield account, when I already have one set up before I downloaded the app.
Finally, the UI is super annoying. I want to be able to quickly and easily see information, but instead I have to scroll through giant animations and icons to get to what I want. They go crazy with charts that ultimately don’t tell you much. Also please try and be more ADA compliant, their form fields are nearly impossible to read and I have 20/20 vision. They frequently have very thin light fonts on a bright background that makes the text appear to vibrate, or alternatively have dark font on a dark background which is equally bad. the whole thing looks like a dribbble designers wet dream — and that’s not a good thing.
Clean interface but lacks budgeting capabilities 3/5
Moved over from Mint because of cleaner interface. Would be 5 star app if they let you create your own budget by month and if it gave the option to choose monthly spend report instead of weekly. Until the budgeting feature changes to monthly I won’t be using it.