Accurate and up to date information. Thank you.
By roni l s
Just wish it was updated at least no longer than a week after the payment was received
I had my doubts 5/5
I used Credit Karma since 2017!
I freaking love it! I can see exactly where my credit needs work.
I can also see which are if my credit I have to stop worrying about because I can’t accelerate time.
I think is an amazing tool. I was even able to open a credit card, use it to pay off another one that had 23% interest rate. Before doing that I was able to see the impact in my credit. Being able to calculate things like that was super impressive.
Credit Karma turned the black magic behind credit scoring and gave me so much insight. You have to get this app!!!
Great App 5/5
It’s great to have a pretty good idea about your credit score!
Credit reporting 1/5
We use this account for a roofing company material and expenses only and pay off the balance nearly every month, only exception is when a customer may be slow paying. Why does my score drop by 52 one month and then increase only one or two points after paying the balance within the next month. Seems very one sided and controlling. You may reach me at +5745280906 but I doubt if I’ll hear from anyone. I own my home and all vehicles and owe only credit cards which are paid in full every month. Thank you.
So grateful 5/5
Totally enjoy how easy the app is to navigate
Enjoy the pointers to improve as well
By Jo consumer
Equifax score occasionally drops by 20 for no apparent reason. Credit Karma doesn’t repair this glitch.
I don’t understand 1/5
By amanda lenti
I don’t understand how my credit score was at 577. And I had open accounts in medical bills I owed an account open that I owed and student loans I owed it said and once I paid all those loans off now my credit says zero and now it really says N/A. So I have no credit now that I have zero accounts open and I owe absolutely no one. How do I get my credit score back I don’t understand?
The app is flawed & not Accurately updated 1/5
I tried to dispute a collection that’s been paid off for over a month and won’t even allow me to dispute it. It keep going back to the dispute option and then the name of the collection in rotation.
They are actually legit 5/5
Recently got my credit report from Transunion and equivalent and they score was exactly right
More details! 4/5
Instead of saying “a derogatory remark has fallen off your credit report”. How about saying “your Macy’s card which was affecting your credit report in a negative way has fallen off due to time.” Or something to that effect I have no idea what it’s talking about most of the time as far as which thing was negative and which wasn’t.
Credit Awareness 5/5
By Dustin Foust
Excellent app to track credit history
This app is soo great, I loved. It let Me keep my credit in the loop;).
Data is not accurate 1/5
By el meurto
very few 5/5
i trust in these financial advisors. How many places can you go where the people try to help you and improve bad financial situations without asking for a dime ! Very Few !
Thank you! 4/5
Thank you so much, you help me to know when I need to work harder on my credit and when I am improving....Love the updates. Advice on how to improve is appreciated. T.
It’s free and current 5/5
The credit bureaus will charge you, even through your bank they charge a small fee, even my credit union will do it for a smaller fee.
Credit Karma does send notices of credit cards that you can apply for (never would since they’d charge over 10 or 20% interest if you don’t pay them off each month) Get with a credit union you can be in the single digit interest wise and no fee. But, credit karma needs to make money some how. So that’s fine.
Again it is a great free app to track your score, existing accounts and will notify you if a new account gets opened. So if you didn’t open a new account you’d know before the first bill was due. 👍
Best app 5/5
Credit carmaker has never failed me 5/5
I love credit Karma it’s having a good friend who has your back
Easy to Use, Trustworthy Bookkeeper 5/5
Easy to use, keeps me on track with up-to-date details of all my accounts in one place. It knows everything and that’s perfectly okay! Like having your own Bookkeeper, saving me time to do other things
Your scores are significantly lower (65) points lower than the other sites I subscribe to.
Boost scores quickly 5/5
My scores shoot up from 50 to even 100 points with the simple credit karma tricks and tips. Read the valued information they post daily and watch good karma boost your scores.
Less solicitation, more consumer help 2/5
Ok, great to have day to day visibility and recommendations but I can see comments on accounts and all I get is solicitations from some of the more predatory personal and low end card companies. Lets not push people into these hands, support them to build credit to reasonable offerings please.
Love Credit Karma 5/5
By Dorian from Idyllwild
Because of credit karma, I had the power to change my credit score and now I’m able to buy a house. I appreciate them so much!
Good app good system. If you like (or need) currency of information this is for you.
Up to the minute! 5/5
I love having the ability to look at my credit info in the spot!! Thank You Credit Karma, Great Jib!!
Credit score 5/5
Although your score may not be the same as when you pull your credit report it’s still a good tool to help you understand how your points were calculated and what you need to do to increase your credit score.
Credit karma 5/5
Thanks so much for your help. An keeping me straight. Love this app.
Credit Karma 4/5
By Nick Name Issue
I find this app very useful. I truly enjoy keeping up with my score. However, when my credit decreases, it would be nice to get better details about fluctuating accounts.
Been waiting for a update on my scores and it hasn’t changed yet. Will not allow you to dispute the matter either. Ugh !
Doesn’t make sense 3/5
I have been very seriously working on my credit scores over the past year. I went from high five hundred/low six hundred range to 700+… my last update showed that I am only using 6% of my available credit and my transunion score dropped 21 points down to 714. It’s so frustrating and it doesn’t make sense to me. We are in the house hunting process and the CK scores are WAY OFF from the FICO scores that home lenders use.
Credit score changes 3/5
Information not in real time sync. Too long to update reports and credit scores
Predatory Ads Defeat the Purpose 3/5
The app is a great way to track your credit, but when some of the ads are to get a consolidated loan with 17.9% APR, it feels a little predatory, trying to take advantage of people who may not be financially literate under the guise of being a helpful tool.
It’s an idea but SLOW to update 1/5
By consumer rights advocate
Also Equidax on here is a joke. Filed a dispute and they rejected it. Dispute was a credit card on file that isn’t even mine.
I’m in love with this app. This is the future of financial awareness. 5/5
By Tolu RN
Done with them. 2/5
They deactivated my account for no reason. I’m done with them.
Love it 5/5
Very helpful always giving me a heads up on my activities
Incorrect information 1/5
Way too much incorrect payments info on credit cards and car payment
Easy to use and helpful! Helps me make better spending habit choices 5/5
By kimmi kay
This app is easy to use! It helps me think about my spend
It works! 5/5
Used to tips on credit karma app to raise my credit score by 80 pts in 2 months!! Thank you Credit Karma!
Two words: “iPad App!” 5/5
Title says it all! Most banking apps I’ve seen have an iPad variant! What if I didn’t have this phone? But overall, I haven’t had any problems as of yet pertaining to this app! But anyways, if you haven’t gotten started on an iPad app yet, you guys should! Just sayin’!
I love that credit karma notifies me right when there is a hard credit hit to my credit report. They also notify me when there is any suspicious activity or any activity for that mater. I have used this app to help guide me to building my credit back up. Lots of good info on their app. I still use them just as a reference and verify their info and reports with other sources to make sure it’s accurate. No sense in believing just one source. My credit seems to be what make my life go smoothly these days. 👍
No response 1/5
I have tried contacting credit karma several times in order to get a question answered, concerning my credit score. I have not received a satisfactory response from them. In addition trying to find anyone to even send information to or get a response from was almost impossible.I can no longer in good conscience recommend the use of this app. Very poor response from staff.
By Bj 40
Great app, awesome for be on date with credit reports
Often the score changes are insane 2/5
By Mr Dave929
I started using CK a few years ago, and it made me aware of a few aspects of credit tracking I previously did not know about. What I find laughable, is how my score will occasionally drop for no valid reason whatsoever. As an example, on June 10, 2021 my score dropped 7 points on TransUnion. When I select TransUnion to see why, and then “See What Changed”, it shows a balance decrease on two accounts I just paid off. I make as many as 6 or 7 payments a month on my credit cards keeping my balances typically less than 1% usage. I haven’t paid any interest on any credit cards or charge accounts in over 25 years, because it’s a huge waste of money. If I can’t afford to pay a charge off immediately, I won’t make it. My wife’s score is currently higher than mine, even though all our accounts are joint use. Maybe it’s time for a Vantage 4.0 to fix the major inconsistencies.
Credit update 1/5
Credit is not accurate numbers
Censored review 1/5
By Victim john doe
I wrote a review which was censored by credit karma to appease capital one and now I believe they are working hand in hand to practice predatory lending practices. I lost my job due to the pandemic and capital one refused to work with me to get my account into good standing. They have left me no choice but to file bankruptcy at this time.
Good website 5/5
By laknsinz s
I like to check on my credit score very often and it is always accurate
Customer service 1/5
It is bad enough to work hard and pay all your bills but then find out you update is behind for almost a month not helping me at all