It’s a fantastic app but.. 3/5
I have use credit karma to check my score for awhile now and everything about the app is great. The only major problem is I want to search up credit cards to apply for bc I trust the app, but their search engine is always down or it says there’s an error. Of course I’ll apply for a credit card the old fashioned way. However this is a bug that needs to be fixed.
Worst app ever 1/5
Worst steps and set up process ever!!!
There not updating my credit report on a timely manor my car loan has been paid off 2mths it’s still saying I owe money and I don’t that not helpful 🤦♀️
Score changes 1/5
My score rarely ever changes. Even when I should have had a huge change, it took a very long time to change and it didn’t hardly go up. I paid off our RV loan which affected many factors in a positive way. I was excited to finally have excellent credit....checked back often, even though I know it only changes every week, it took over two months. There isn’t anything else I can do now to raise my score. Also, I am married now but don’t know where to change my last name.
By geta getty
Detailed and helpful information
My story 5/5
After my divorce I needed help with my credit report. Credit Karma came to my rescue. Thank You so much 😁
Me parece súper útil tenernos informados de nuestro récord!!! Es algo que teniendo siempre bajo la vista puedes mejorar
The Best! 5/5
This is the best app for keeping up with your credit score and your credit cards about!🙂
Scores they are never real when you apply for something! 1/5
Bank statements 5/5
By Glam God
My account being monitored is great and I have no complaints what so ever
Great for credit scores and reports; bad at finding offers 4/5
Credit karma is great at displaying your credit score and the credit report (very important) but lousy at showing me offers. It for example just showed me I can get a $201/mo auto insurance, which is more than double my current insurance. It's also bad at finding mortgage offers. But still a nice free app for getting your credit score and report. The score isn't a FICO score but it's not far from actual FICO scores. The report is very valuable for looking at what lenders think of your credit worthiness.
View Of All My Credit In One Place 5/5
I totally enjoy the fact that I can view all of my credit in one place and I love the recommendations that has helped me to improve my credit.
Review. These reports are awe full. But Experian is good. Why so much discrepancy 2/5
By terrible reports
These reports do not come close to Experian
Never the same 2/5
Can you QUIT changing the layout? I’ve been with y’all from the start and it’s sad that there is a learning curve with each update. This latest update provides very little useful information for myself as a user.
I get if you are adding features but a full overhaul each time is ridiculous....
My journey 5/5
By my karmar
Credit karma keep me positive toward my goal I love to look at my progress and my balance and how far I have reach toward rebuilding my credit
CK has singlehandedly helped me get my credit paid off and which cards to apply for with the best introductory offers. And literally SO much more.
Credit karma is great ,very educational .
Amazing Site! 5/5
I love this site because it lets me know every time someone is looking or doing something that has to do with my credit! They immediately send me an email stating that someone has been checking my credit. Love ♥️ love ♥️ thank you! God bless!
Savings Account -Bad idea 1/5
By Piper 018
I signed up for the savings account. I thought it was a good idea, now it won’t let me even see a balance or statement because it’s wants me to update my address. I’ve updated it a million times and it says every time that my address is not correct. I feel like they are holding my money hostage. No phone number to call I’ve submitted a zillion cases no response ever.
Not consistent 2/5
Your scores are LOW
Credit Hal 5/5
I check my credit help me improve
Helped me to get where I’m at today 5/5
When I’m constantly able to look where and how to better my score (which is bettering myself), it’s changed every way I think and how I do everything.
Thank you 5/5
USAA has been a great help in my husband and I succeeding in wiping out our debt. Thank you.
Very helpful 5/5
Very very very helpful and supportive. The encouragement is very heartening.
Thank you credit karma peeps!
Super helpful 5/5
Amazing! He really helped my credit and the ads are not as invasive
Bad credit cards deals 3/5
By chris $j
Credit karma bombard you with Credit card offers with ridiculously high interest rates
Loans with high interest rates not a good lookCK
Problem with Equifax 5/5
I have no speaking voice, and a dispute filed with Equifax. Open account they are saying. Acct. has been closed for years.
There is no PO here to send proof of residency and ID to prove it is me disputing. Also, I don’t have printer.
I need to just email a screenshot. Please get a person to email me. Please.
Best credit app 5/5
I really loved ck... it gives me the peace of mind i need with my credit with just open up my phone.
App won’t let you log in 1/5
Just switched devices won’t let me log in.
La mejor 5/5
By segueme a @mariposapagan19
Not accurate 1/5
By ve dsdse
Why do you free this if the scores are way off . You have my score at 735-741 and I just ran a Fico and it’s 680.
Great App! 4/5
Thank You Credit Karma!
It’s absolutely impossible to to use any of their advertising services to refinance or anything else. I’ll give just one example although I have several. Tried to give the information on refinancing my vehicle. Tells me my vin# is wrong and they don’t even have my vehicle listed in their categories.
Waste of time.
Also CreditKarmas credit scores are fake. If they show you a credit score of 750 with both Transunion and Equifax be assured they are lying to you. Your true credit score is always 80 to 100 points lower.
Absolutely zero integrity on Credit karmas part.
Bogus notifications and emails 2/5
My score hasn’t changed in some months. Notifications says it has.
Best tool to get your credit right
Top Notch Credit App 5/5
CK is excellent at keeping me informed about changes to my CREDIT. Very pleased with all of the info I receive. Will definitely recommend CREDIT KARMA to anyone who needs help with their Credit issues.
A better score 5/5
By Just 10 More Steps
Credit Karma has helped me move my credit to a better score. In less than 3 months I added over 60 points to my score. Credit Karma was like playing a game. I would set and develop strategies of ways to make my score go up. My next move is to add an additional crest card that I have no intention of using. Because I learned I don’t need to carry a monthly balance to increase my score!!! Winning!
By Vaskii 1277
It’s no letting login
It’s said error every time a try to put my pin
Logging in 3/5
Half the time I can’t log in.
Totally disappointed 2/5
I’ve always enjoyed and recommended this app to all my friends, but today it totally disappointed me, an account of a debt collector appeared on my credit which I had payed off, and when credit karma gives you the option to dispute it, says it’s not available. How can you offer an option you don’t have, very disappointed with you guys.
Not accurate 1/5
The app needs work. It doesn’t let
Fantastic App 5/5
By Swim Spa Guy
Keeps me informed every day ... thank you !
No iPad App Version 4/5
I use my iPad more than I use my phone. Credit Karma works great on my phone, but looks horrible on my iPad. A version of the app made specifically for iPad would be nice. There would be plenty of screen to display even more information in a singular view. Credit Karma uses Vantage Score 3.0. It would be nice if it could provide the FICO score also or in place of the Vantage Score 3.0. Most of the financial institutions I’ve dealt with use the FICO scores for credit decisions and the scores can be different from the Vantage Score model. Credit Karma is a great tool and I have no plans to get rid of it. The iPad app and FICO score are two ways to take this app from good to great.
Easy app 5/5
iPad support? 2/5
Will this ever be a thing?
NEED HORIZONTAL MODE 1/5
By Swaying Ape
Love CK but they are lacking a horizontal mode for the iPad, is this hard to do guys. GET WITH THE TIMES!!!!
Mejoras para los clientes 4/5
By idarme , mi nombre
Como poderse comunicar por teléfono con ustedes en español y tener comunicación y respuestas a mis dudas , muchas gracias