Current update 3/5
Latest update has locked me out of my account.changed password and still no access. Keeps saying user if and or password is incorrect.. sometimes changes are not for the best...
THE BEST APP I HAVE EVER HAD! 5/5
This app helps me keep my credit scores top of mind. If it weren’t for this app my credit scores would probably be in the 600’s.
Kosova man 3/5
By kosovar man
Good eagle manplying eagle boy
NOT AT ALL ACCURATE 1/5
Be warned that credit karma IS NOT ACCURATE for most people. It is anywhere from 60-100 points off.
Can’t even use 1/5
It says my info is incorrect. How would you know that?
Unable to access account 2/5
3 times the app failed to let me log in . I use fingerprint login. All three times I had to uninstall then reinstall and reset up my account would not let me login with my login info had to start fresh. Was good app but lousy app now.
Love this app! 5/5
I’ve been 18 years old for a few months now and am starting to see my credit score grow on Credit Karma. This app is great for people just starting out with a credit card(s). Credit Karma gives tips on how to increase the score and so much other information that helps beginners. Really easy to use app with a modern look and feel. Learning more about my credit and increasing it is simple on here! Great job Credit Karma!
Weird emails to get you to go to the site! 1/5
When there are no issues!
By Apostle Walter Page III
Great App easy to use and it has many resources and suggestions to help build your credit
Essential credit score check. Primitive software. 4/5
Great to keep track. As you should.
Fail 1: no landscape mode on iPad.
Fail 2: as often as not fails to recognize your FACE for FaceID.
Expect ads at bottom.
Won’t even take my ID to start. 1/5
By my uhh
I’ve been trying for about half an hour just to get my ID to take, but it just keeps saying it can’t confirm it. Doesn’t matter how clear the picture is, always corner to corner on a black background, lighting is fine. Maybe it’s because I have a vertical license but this is just ridiculous. Moving on to a different app.
Application unable to connect 1/5
App fails to connect after update.
Problem with accessing my account 5/5
Trying to access my account at credit karma and it wont let me what is the problem
So I used this service for a while. Then didn’t look at it for a little while. In that time my account was breached info changed so I couldn’t login and my data was used to make fraudulent loans. Report this to them and they locked my account so no one could use my info to login. However, refused to investigate which tells me they don’t care about your personal info. I reported them to the FCC and opened a police case but at this point just cleaning up the damage. No two factor auth, no notification that a unfamiliar device accessed your account. You are putting your data at risk.
Will not let me update (forgotten) PASSWORD 1/5
Have tried to update password for existing account, will not let me log in!
Love it 4/5
Easy to use
It never updates 1/5
By Crashes too many times
I completely payed off my credit card and it still says the same score and balance as it did 3 weeks ago. It says it updated but didn’t.
Won’t open 1/5
App won’t open after update.
“No internet connection” 1/5
Been using the app with no problems for years... but for the last few months, every time I try to sign in it says “It looks like your internet connection is unavailable” .. and my internet connection will he just fine, or I’ll be using my WiFi. Doesn’t even make sense..
Extremely helpful app! 5/5
This app has taught me a lot about credit. And always kept me in check about my finances. It creates metrics for you weekly! I don’t know what I would do without it!
Always the wrong credit score 1/5
Every time I go buy a car and I tried to buy a house this year‘s because credit karma says my credit was good and to find out my credit score was 50 points lower than what they had it on here and on top of that they’re showing my credit score dropped by 20 points because I made a truck payment on time and that makes no sense. it doesn’t show you all your debt because when I tried to buy a house there was a loan out there that I didn’t know about.
Cant use. Crash on app start after update. 1/5
Will bring back normal rate when you will update it back :)
Easy to use and helpful! 5/5
I love this app!!
New version 2/5
The new version is terrible. So hard to navigate. Where is the payment calculator? The app is frustrating to say the least.
A joke 1/5
By Seated by him
Do not believe anything these people say. They have continuously stated to me that they investigated a dispute. There is no way they investigated it. Wonder are they getting paid to lie. A JOKE. THAT IS WHAT THEY ARE TO ME A JOKE
Must’ve App 5/5
By RAJIV USBD
Thank you so much for such a good application to monitor credit details.
Worst app ever 1/5
I haven’t been able to see my info, even though it’s connected to my email address and CK chose my password by facial recognition no less
Credit is a scam 2/5
This app helps me keep track well but it will say I have a good odds for a credit card then I apply and get denied. My credit is 700 and all my bills been paid on time perfect for 3-4 years. Don’t tell me I have good odds then I get denied which gives me a hard inquiry and makes my score go down for 2 years. This has happened once last year and once this year. Not applying for anymore cards through credit karma no matter how good my odds are.
Update: Stupid me applied for one more card in which it said I had good odds. Once again denied with ANOTHER hard inquiry. I have come to realize the credit game is run by big wigs. I am returning back to my old ways that worked in the past. No more credit, will be saving and hiding money outside of banks. Only buying it if I have the cash, no more credit because credit will not be needed. Wherever my credit is now, it can stay or go. I’m done with this game.
Super App 5/5
Great App for anyone, helps with all finances, plus alerts for everything.
Doesn’t support Norton VPN 3/5
By Screw it. Seriously.
App does what it says it will do.
However, I have to go through the unsafe, tedious, and inconvenient process of remembering to turn off the vpn before using the app and turn on vpn after using the app.
Doesn’t work anymore 1/5
Try to log in and get system error every time. App doesn’t work.
Does Not Seem to Work with iPadOS 13.2.3 1/5
By Mick Gator Fan
App stopped recognizing my PIN and seems to have a "system error" when I try to login with email address and password. Please fix it to work with latest Apple OS.
Relevant personal money information available in organized and easy access manner.
Can’t Sign Up 1/5
By Unable to Play with iPhone 6S
I’ve tried several times over the past year to create an account and sign up but every time it just says “it appears some of your information may be incorrect. Check the information and try again.”
Like the app. Please fix the app to allow rotation on iPad please.
What the Heck? 3/5
I know many people who swear by this app. I decided to give it a try. Download and start making an account, I can’t even get passed my address and SS#. Keeps saying the information I am entering is incorrect, Which I know for a fact is not true. All of my Information was put in correctly, spelled correctly, etc. So I don’t know what’s going on But I’m annoyed.
Poor updating 3/5
Scores are out of date by weeks.
Can’t find my savings account!! 2/5
So you got me to sign up for a savings account and it’s impossible to find in the app! What gives?? Terrible app design. It’s not entirely centered around coercing people into extra cards they don’t need. A separate savings app or at least a button to see would be super helpful... jeesh.
Great app! 5/5
This app works well for me. It’s a great tool for managing my credit. Looking forward to future app updates. Hopefully we see Score updates increase to daily. Keep up the good work
Not a bad app 3/5
It gives you a pretty good idea of
Where you stand with your credit. I don’t like the new version. The old version was easier to view your accounts and it also told you when the next update would be. This one doesn’t.
Not a way to talk to a human 1/5
By Bottle star
This is exactly the frustration. You offer all these contact options yet I can not find a way to talk to a person with skin on. I am deleting apps today that cannot provide human contact.
Do NOT use the savings account 1/5
I used to love Credit Karma, and when I saw their ad for their new savings account, I thought I’d try it out.
I tried to withdraw some of my funds to transfer to my bank account but it kept saying I didn’t have any funds to withdraw despite actually having plenty. I’ve sent 3 emails so far (since they don’t have an actual number to call) and have yet to receive a response.
Don’t fall into the same trap I did!!
Could mislead your credit score 2/5
It could be just my case, but the score CK showed misrepresented my real credit score - 100 lower than my real credit score. This has discouraged refinancing my mortgage. I asked my bank to pull my credit record and found my credit is more than enough for refinancing. However, the interest rate has gone up. I should have checked my credit with the official credit report. It seems the score by CK is an estimation not a real one and the gap could be huge like my case.
Been trying to sign up but it keeps saying my info is wrong when it’s not.
Credit karma is a joke they lie about your credit score. Don’t believe what they say your credit score is.
The interface used to be simple and clear, and showed plain and straightforward information at the first glance. Now the interface becomes more and more complicated. You have to click into several pages to see the information, e.g. balances of each account, that used to displayed on the front page.
Credit score is inaccurate.
Sign In with Apple please 3/5
Not a fan of the fake FICO scores.
No iPad Support 1/5
By Rumar PR
First of all my 1 star it’s not about the service, it’s about the app for not being optimized for iPads and only works in portrait mode.
Aside from that, the service it’s great as it is the only 3rd party that gives you Equifax’s VantageScore scoring model plus TransUnion’s as well. While most banks use Fico, CreditKarma VantageScore free service let’s you have an idea of what’s going on with your credit, usage, age, accounts or anything erroneous in your reports so may contact the lender or creditors.
The service is for those looking to improve their credit. If you wonder why Experian isn’t included it is because they give you direct access for free with up to date Fico Score... so there’s no point in creditkarma including them other than having it there.