Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 22.32
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
  • Links: Google Play Store
4.84708
4.84708
5,230,348 Ratings
$ 0

Credit Karma App

Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house. • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Credit Karma Money™ Spend – A checking experience* with Early Payday and a daily chance to win Instant Karma™ cash reimbursements for debit card purchases.** • Credit Karma Money™ Save – Now saving is easy with no fees, an interest-bearing savings rate and a monthly chance to win $20,000.*** • Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply. • Credit card choices – Browse great credit card offers based on your unique credit profile. And thanks to Karma Confidence technology, our members get approved 66% more often.**** • Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records. • Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.***** • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).****** • Explore the Relief Roadmap - Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today. DISCLOSURES Banking services provided by MVB Bank, Inc., Member FDIC. *Third-party fees may apply. **NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#instant ***NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#savings-instant ****Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%) *****Karma Drive is not available in all states. Sign in the app for availability. ******Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • Incorrect credit scores 1/5

    By ubsuck
    I find it upsetting when the credit unions email me of a huge credit score increase due to my payoffs but Credit Karma doesn’t recognize the change.
  • Mal calidad 1/5

    By Love 💝🇺🇸
    Mal cálculo
  • This is one of the best credit report app in USA 5/5

    By pvr1983
    Excellent and user friendly also keep updating design and functionality’s
  • Credit score on the up & up 5/5

    By photocrazee8220
    I was in dire need of establishing better credit and managing my money more efficiently, needless to say Credit Karma definitely steered me in the right direction and I am so grateful for it.
  • What’s missing 4/5

    By SgtMack1
    II should
  • Strange funnel operation 1/5

    By Terebella22
    Credit Karma takes your money in but won’t let you take it back out. I’ve been trying to CLOSE a save and a spend account I have with them for about 3 weeks now. No progress. It only took them seconds to electronically transfer my money in from my bank but somehow sending it back to my bank is out of their reach. Unless you don’t care about imminent possession of your money, I advise you to stay away from putting your money in their hands.
  • Crefit balance vs payments 3/5

    By Didy28
    Increases in credit card balances are reflected immediately but payments are not.
  • Dont do the money banking 1/5

    By mynseagoat
    Even the credit gets sketchy. I got divorced 10 years ago and they still wouldnt change my name even though the credit bureaus had it all correct. The government and all my paperwork was correct but credit karma would NOT give me my single name back. It was angering and frustrating. Had to close it to rid myself of the past.
  • Something is wrong 2/5

    By overly cautious
    I have used CK for years and it was great. Lately it simply does not work and I do not know why. Has it changed systems somehow? I am ready to just delete it and go to my bank for infirmary since it simply does NOT WORK anymore!!!!
  • The best 5/5

    By ali far
    Excellent app
  • Helpful 5/5

    By mdfarmer
    This is a great tool to help me focus on credit health
  • Thing change 1/5

    By Steven014
    I can’t get into my credit Karma report because they will not accept my new email address because Xfinity and the rest of the Internet world has changed her tactics causing great headaches and confusion to the consumer
  • Accounting 5/5

    By ratankuar
    It’s great
  • Accuracy of Credit Karma 3/5

    By Amickt
    The credit card balances are not up to date. I paid things in June which are still not noted in August
  • Trust 5/5

    By Arkansa Girl
    I can trust CK to give me accurate and thorough reports.
  • So good and helpful 5/5

    By adnan hussein
    I like it so much keep me updated with me score and all the information I need and the security excellent to keep you safely thank you
  • Great app 5/5

    By Azu W.
    Glad to have found this app. Very informative. A great way to keep up with your credit score.
  • Disappointed 3/5

    By Carlos G. Jr.
    I find it disappointing that you drop my credit score so readily but are slow to raise it after paying off m. American Express bill which is paid in full every month.
  • Credit scores 5/5

    Reveling my scores daily helps me to maintain a good score
  • Understand 5/5

    By gremajulie
    Easy to understand. I can check every day. Easy to access. I can easily compare with my statements balances. Helps me control my spending by watching my spending activities. Thank you Credit karma.
  • TRACK 3/5

    By Sam Aly
    I like credit karma. But I wish it would be faster. It's almost one month behind my payments
  • Money 5/5

    By blue eyes two
    This app helps to see how I am doing With our money and balance of accounts we owe
  • Easy Monitor 5/5

    By Desonier
    Great place to watch your financial status.
  • Great app 4/5

    By Amber combs
    Credit karma I have been with for a while now and I love it my credit scores are accurate and they have also helped me with a few things as well
  • Excellent insights 5/5

    By me yeloup
    Easy to tead
  • Robert’s score 5/5

    By Rob🏴‍☠️
    Awesome work
  • Poor info 1/5

    By cows1100
    You send me email saying there is an inquiry but when I open says no change
  • Updating app 1/5

    By afuvhk CD bj
    Literally takes over a month after you pay credit card balance off for it to reflect on your credit score. Sometimes 2 months.
  • Great Score 5/5

    By andalyns Nana
    Being able to see exactly where I’m at on my credit usage is help me to bring my score up immensely
  • Rip off 1/5

    By Tnredrose
    They lie to you and offer you a credit card with an “outstanding” chance at getting it. Then they strip you of over 70 points after the denial. It’s all a scam to keep people down. I deleted my account and the app! STAY AWAY FROM THIS CRAP!
  • Garbage 1/5

    By Clutcher24!
    Score is not accurate off by 30 plus points
  • Fico scores 3/5

    By lionNich
    Score is not the same as Experian credit scores
  • My review 5/5

    By tae3766
    I love credit karma
  • Credit Karma Rosa Garcia 5/5

    By Pupogarcia
    Me encanta por que puedo observar y ver como va mejorando mi crédito y su información es clara y precisa
  • App is buggy 2/5

    By KYCYECIYBKTCHEX
    I was in the middle of exploring the app and it kicked me out. The password that I had updated moments before now no longer works.
  • You are WRONG 1/5

    By your info is WRONG
    Your information is incorrect. All account balances were paid in full a week ago. You’re killing my credit rating.
  • Excellent App 5/5

    By CHAZZMAN01
    All This app is necessary if you want to be a productive citizen. apps should be this well made. Great financial advise and offered perks.
  • The Best Service ever 5/5

    By sunnybahrain
    Thank you for the hard job to fix people’s credit This is the best service ever
  • The app that helped me get into credit building 5/5

    By ReviewRyder
    I have been using credit karma for over 7 years and it really helped me build my credit score by showing me hard inquiries and when it will fall off, delinquency, late payments, collections. I have so many opportunities opened up for me because of credit karma. I am so grateful that I was able to use this app free of charge and it helped me tremendously in building my credit. Thank you credit karma team, those who are still with the company and those who left for other opportunities. You have contributed to my success. Thank you!
  • Great app 5/5

    By Brivilla
    Keeps me informed about my credit score and status of my accounts.
  • Karma 5/5

    By ASTRO4344
    Thank you for keeping me posted on my spendings & updates!
  • not accurate 3/5

    By dwnsal1
    not accurate
  • Karma does come back around!! 5/5

    By P.Garzes
    Credit karma , where have you been all my life of spending and couldn’t get my credit score higher than my mortgage? Thank you for being there at the right time!!!
  • No point 1/5

    By exceltraveler
    Forget this app. Just drivel they attain from financial companies and info from credit reports. Not accurate
  • Credit Karma review 3/5

    By give me a break!!!!!
    Waaaaaaaaay too many emails a day!!! Once a week is good. You can tell me everyday what my credit card usage has to be, I get it, but I can’t fix it that fast. Lay off the emails.
  • Credit game! 1/5

    By disgusted 212
    The credit game is so hard to understand! your numbers are up and down for reasons that nobody understands!I paid off two truckloads which the credit bureaus counted as closed accounts ,not paid secure debt! which dropped my numbers 53 points ! have not missed a payment in over 20 years have low balances under the 30% requirement yet my credit numbers never go above the low 700s. The only thing this does is cost me more money and interest rates when I’m trying to purchase or finance something! what a disgusting game!
  • ♥️🙏🏻 5/5

    By Joe85 awesome
    Since acquiring credit karma app I had zero credit up to 781,But it encouraged me and motivated me seing my scores change and noticing my on time payments also encouraged me for the last six years to better myself financially for my future. I’m now in my own home and financially stable♥️♥️♥️
  • Updates 3/5

    By Deceived???
    It takes too long to get updates payments.
  • Good Scores 5/5

    By hickenite
    Having a regular report of my very good 800+score keep me doing what I am doing. Thank you.

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