Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 20.39
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
2,654,835 Ratings
$ 0

Credit Karma App

Making the most of your credit scores starts here. From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress? • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Explore the all-new Relief Roadmap - Connect with government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Credit Karma Savings – You worked hard for your money. Now Credit Karma Savings makes your money work harder for you. Open a savings account* in minutes and start earning a high-yield interest rate that’s optimized across a network of 800+ banks. • Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. • Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying. • Credit card choices – Browse great credit card offers based on your unique credit profile. • All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records. • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Credit Karma Tax® - Filing your 2019 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee**, Audit Defense*** and dedicated support. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile. • Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it. Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now. DISCLAIMERS *Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. Maximum 6 withdrawals per monthly statement cycle. **If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see ***For details and eligibility, see Exclusions apply. $2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • John smith 5/5

    By JohnnyGoSlo
    Great!! Keeps me informed and on track 👍🏽
  • The best 5/5

    By Amarillo2019
    I love CK Faster and clear
  • CHRIS BOOK 5/5

    GREAT APP.. 🏄🏾‍♂️🌊🌊🌊🌊🌊🌊🌊
  • CK 3/5

    By SadeMAtkinson
    Credit Karma is an okay app to use, but it misleads on the credit report. This app will have you thinking your credit is A1.. the whole time your slacking on your credit. It’s a no for me.
  • Used to love this app... 3/5

    By TheOnlySteveYouNeedToKnow
    Well, I used to really love this app. For the past couple of versions, I’m unable to login either vis the app or directly on the website without getting an error that something is wrong on Credit Karma’s side. My girlfriends login works just fine to access things, so I doubt there’s a site issue. Trying to find a link where I can ask someone what’s going on seems to be non existent. Useless if I can’t login...
  • Credit score not accurate 2/5

    By Tskrang
    Your score is presented lower than actually calculated. All to sell you loans.....
  • Busy mama 5/5

    By ChicMere
    Easy to use app. Accurate and accessible information.
  • Credit cards 3/5

    By Field woman
    Trying to look for cards that I can get but every time I look it’s says look like we have problem please fix this problem
  • Best App for fixing Debt 5/5

    By wardunski
    I love it I never woulda fixed my credit without it I swear to god this is the best app ever I went from a 536 to a 608 and going up everyday
  • Works 4/5

    By Kushkingthatwo (boss)(tin)
    If you boost my credit score I’ll give 5 stars
  • Excellent 5/5

    By Psports 69
    Love this site , always get up-to-date on my credit. Thank You
  • Lovely 5/5

    By bubbmax
    Eaeady to use
  • Helpful 5/5

    By Juan5481
    Very helpful
  • Can’t ACCESS SInce IOS 15 1/5

    By Gma of 3 kids
    Really frustrating!
  • Love This App❤️ 5/5

    By momma willow
    I love this app so much! I’ve learned a lot of things I wasn’t aware of before. Thank you
  • Misleading scores 3/5

    By everything is taken exept me
    So i never missed any payments on my loans and credit use, when i joined credit karma i had a 578 score and i thought it was a good start since i barely had applied for a credit card, i paid my card in payments and began to see my score going up to 652. A few weeks later i checked my credit score to see if i was good to get a car and saw that my score was 528 and i only had my credit card that i owed and no other loans. I got other loans and paid them off and my score went up again but now i went to 698 and 2 weeks later it went back down to 568. I dont understand why.
  • Excellent 5/5

    By Coniglen
    I am new to this app , I am very pleased how easy it is to use . I’m 66 years young and when it’s not complicated that makes my life easier. THANKYOU 😁
  • Credit score 5/5

    By El.3men2
    Helps a lot to build credit.
  • Garbage App 1/5

    By Malkinn
    I’ve had installed and reinstalled this app at least 3 times over the past year and a half and only gotten it to work a handful of times. The majority of time it tells me that the system is down, something is wrong with the security or a multitude of other problems. It wants to give me credit scores yet can’t even fix their own app.
  • Same consistent issue 3/5

    By Rich Moss
    The app works great. For a free app I can’t believe the amount of info you can access. My issue is whenever I go to the “compare credit cards” section for over 2 weeks now I get an error message. It has yet to fully function properly.
  • I need to talk to someone 3/5

    By Genhal
    I need to talk to a real person
  • Informative 5/5

    By D-RON79
  • CK 5/5

    By MrsNorna
    Best app to keep you on track with your accounts
  • Equifax 4/5

    By Taney22
    Will not allow me to see my equifax score
  • Equifax 2/5

    By Pete's 68
    Doing a terrible job their 656 score doesn’t reflect in any other credit score that I have in banks credit cards or any other credit bureaus and it doesn’t give any reasons for it terrible service. The difference from Equifax report and the Transunion Citibank fico score chase bank fico and experian score speaks for itself to my point.
  • George 3/5

    By teiipoi
    When do you do update on account be
  • Credit karma 5/5

    By oldman1051
    Grade app to keep up with your credit score
  • Best app for building your credit and monitoring general finances! 5/5

    By brandonwlee15
    I've used this app since I was in college and it has helped increase my personal credit score by over 150 points. It's super easy to integrate your financial data, gives personalized tips on how to improve your score, and always provides tangible data points that help you gauge whether you have competitive loans (student, auto, etc). Lastly, it also gives you a birds-eye view of your liabilities and what credit cards you may be eligible for based on your data!
  • Great App to keep track of credit score! 5/5

    By UALagh
  • Nice 5/5

    By efly1 chi
    I love credit karma
  • Has a old number 3/5

    By cartierflower
    Needs to be updated and it won’t update! I tried many times !
  • Great for what it’s for 5/5

    By Bonel J Bastian
    The app is great for keeping up with accounts. No complaints so far!
  • Critical error 2/5

    By Nick Steffey
    Credit utilization has a high impact on credit rating but there’s a basic fallacy is a basic mistake in this calculation. I use my credit card quite a bit every month but I pay off all the balances every month. I’m paying off the balance is every month I shouldn’t get docked in my credit rating because I have high balances.
  • It’s a fantastic app but.. 3/5

    By izzykz
    I have use credit karma to check my score for awhile now and everything about the app is great. The only major problem is I want to search up credit cards to apply for bc I trust the app, but their search engine is always down or it says there’s an error. Of course I’ll apply for a credit card the old fashioned way. However this is a bug that needs to be fixed.
  • Worst app ever 1/5

    By Joselb09
    Worst steps and set up process ever!!!
  • Credit 3/5

    By fahbetty
    There not updating my credit report on a timely manor my car loan has been paid off 2mths it’s still saying I owe money and I don’t that not helpful 🤦‍♀️
  • Score changes 1/5

    By hotcrossmama
    My score rarely ever changes. Even when I should have had a huge change, it took a very long time to change and it didn’t hardly go up. I paid off our RV loan which affected many factors in a positive way. I was excited to finally have excellent credit....checked back often, even though I know it only changes every week, it took over two months. There isn’t anything else I can do now to raise my score. Also, I am married now but don’t know where to change my last name.
  • Great 5/5

    By clasesdesalvavidaspr
  • Detailed 5/5

    By geta getty
    Detailed and helpful information
  • My story 5/5

    By Nana3.0
    After my divorce I needed help with my credit report. Credit Karma came to my rescue. Thank You so much 😁
  • Útil 5/5

    By Victoria2983
    Me parece súper útil tenernos informados de nuestro récord!!! Es algo que teniendo siempre bajo la vista puedes mejorar
  • The Best! 5/5

    By Nosha2020
    This is the best app for keeping up with your credit score and your credit cards about!🙂
  • Scores they are never real when you apply for something! 1/5

    By bbshsjdh
  • Bank statements 5/5

    By Glam God
    My account being monitored is great and I have no complaints what so ever
  • Great for credit scores and reports; bad at finding offers 4/5

    By Kcc622159
    Credit karma is great at displaying your credit score and the credit report (very important) but lousy at showing me offers. It for example just showed me I can get a $201/mo auto insurance, which is more than double my current insurance. It's also bad at finding mortgage offers. But still a nice free app for getting your credit score and report. The score isn't a FICO score but it's not far from actual FICO scores. The report is very valuable for looking at what lenders think of your credit worthiness.
  • View Of All My Credit In One Place 5/5

    By Desstland
    I totally enjoy the fact that I can view all of my credit in one place and I love the recommendations that has helped me to improve my credit.
  • Review. These reports are awe full. But Experian is good. Why so much discrepancy 2/5

    By terrible reports
    These reports do not come close to Experian
  • Never the same 2/5

    By BenKohler7
    Can you QUIT changing the layout? I’ve been with y’all from the start and it’s sad that there is a learning curve with each update. This latest update provides very little useful information for myself as a user. I get if you are adding features but a full overhaul each time is ridiculous....
  • My journey 5/5

    By my karmar
    Credit karma keep me positive toward my goal I love to look at my progress and my balance and how far I have reach toward rebuilding my credit

Credit Karma app comments

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