Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 21.19
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
  • Links: Google Play Store
3,648,938 Ratings
$ 0

Credit Karma App

Making the most of your credit scores starts here. From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress? • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Credit Karma Money™ Spend – A whole new kind of checking experience with no hidden fees,* two-day Early Payday,** and a daily chance to win Instant Karma™ cash reimbursements for debit card purchases.*** • Credit Karma Money™ Save – We’re making it easy to save with no fees, a high-yield savings rate and a monthly chance to win a $20,000 Instant Karma™ cash boost when you make a deposit.**** • Credit Karma Tax® - Filing your 2020 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee*****, Audit Defense****** and dedicated support. • Explore the Relief Roadmap - Connect with government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. • Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying. • Credit card choices – Browse great credit card offers based on your unique credit profile. • All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records. • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile. • Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it. Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now. DISCLAIMERS Banking services provided by MVB Bank, Inc., Member FDIC. *Third-party fees may apply. **Compared to standard electronic deposit. Early access is dependent on timing of payor’s submission. ***NO PURCHASE NECESSARY. For Rules visit ****NO PURCHASE NECESSARY. For Rules visit *****If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see ******For details and eligibility, see Exclusions apply. $2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • Thankful... 5/5

    By Suave 805
    Thanks for all the help repairing my credit
  • Balances 3/5

    By irish33914
    You don’t keep the balances updated. Every 3-6 months is unacceptable.
  • It’s meh 2/5

    By UserFarm Hater
    It’s doesn’t really align to what you’ll see when buying a car or house.
  • Credit 5/5

    By sahibdad
  • Best App Ever 5/5

    By jules20202020
    I keep a close eye on my score and available offers
  • Behind dates 3/5

    By Scott0762
    The reports are always 2-3 months behind what is owed and what is actually owed
  • Credit Karma is a gem! But it needs a iPadOS friendly app! 4/5

    By ylzno
    I love Credit Karma, is the best tool for many purposes!!! But please, give us an iPad App! I would not even mind paying a couple dollars to have access to the app! I got an iPad Pro 12.9 that use 95% of the time, on my desk as a laptop!
  • Markahaskins 2/5

    By jlhmahsr
    I used my credit card to charge $8K and you lower my score by 17 points - worthless as you tell me I should use same. What are they for but to be used plus you know my history - it will be paid in full when payment is made.
  • The Greatest 5/5

    By MikeyVitoCorleone
    Couldn’t ask for anything better
  • The wrong score 1/5

    By Anntic
    The score you see in Credit Karma has nothing to do with your real FICO score. The difference can be 150 points and more. Its crazy. The only this app you need for is to check if there is a suspicious activity on your account, for free. If you want a real picture of your score, you should request directly from Transunion or Equifax. Not sure what the point of using a different calculation system while than all other lenders.
  • Excelente 5/5

    By Gollena1
    Muy preciso y contesta cualquier tipo de duda.
  • I LOVE CK 5/5

    By DreeDree2xx
    They accurate, they helpful, they the best😍❤️
  • Credit Karma!!! 5/5

    By AFF51
    I love Credit Karma!!! I can check my credit anytime of the day or night and see any changes!!! It is a gr8 app!!!
  • Efficiency 5/5

    By fragrance 365
    I like having the credit carmaker apt at my finger tips. I can check my credit score anytime of the day with ease.
  • The very best credit score 5/5

    By Nosegay
    Absolutely love Credit Karma. Updates frequently and gives great suggestions for improving your credit. Also last two years I have filed my income tax thru Credit Karma. Very trustworthy.
  • Disappointing 1/5

    By JohnBInNYC
    The app overwhelms you with pitches for new credit cards while hiding information on your credit history.
  • Knowledge 5/5

    By Gbradford
    This app allows you to know , within reason , of where your credit rating stands. And the s provides names of companies that you may use for auto purchase, home purchase or consolidate loans.
  • Great 5/5

    By borgesent71234
    Great app, gives you all the info you need
  • Address 2/5

    By idkybme
    I have lived at this residence more than 20 years, had an account with you for a number of years. Signing up for another savings/bank account for a chance to win something your system tells me my address is wrong. Something is incorrect in my address but won’t say what is wrong exactly. Being denied a chance to win whatever my chances are whatever is offered. Your automated system has done this the automated system is totally wrong.
  • Credit Karma Review 5/5

    By La lechons1218
    It has been really important to have access to my credit scores via Credit Karma.I believe that it has helped me through tough times to manage my credit better.It is a great tool for me because it monitors my credit and I trust its accuracy.Thank you for your assistance and I hope it continues to grow.Congratulations!
  • Give up? 3/5

    By chabo8
    Should I just give up? I downloaded CreditKarma and enrolled in CreditMonitoring, to protect myself from further hijacking of my credentials to open fraudulent accounts. Instead CredtKarma’s safety features are only serving to lock ME out of my own account. What do you mean my email, password, and information doesn’t match your records? What do you mean you’ve hit a snag and can’t load the page? What is going on?!!! I am in the twilight zone. These reputable companies complicit in federal white collar crimes! It’s a crime to steal someone’s credentials and share them for profit nomatter how invaluable the victim may be in society’s eyes. We have inalienable rights according to The Cinstitution to expect transparent disclosure of how our Infirmation is handled. We should have a choice in our finances and expect to receive the service and products we are told our money is affording us. I AM FEDERICO MARIN-MONTES!!!!!!!!!!!!!!!! Call the police and tell them I’m trying to steal my own identity!!
  • Not actual utilization of information 1/5

    By sad123456789123456789
    This unfortunately this information is never acutual Sad123456789 Sad123456789
  • Unfair Practices 1/5

    By 11Wronged11
    I work hard to manage my credit. My credit score dropped 22 pts simply due to 0 balances. You’re punished if you use your credit and punished if you don’t. Go figure.
  • Inconsistent scoring 1/5

    By Me1993jk
    The scores reported on this app are no where close to the actual scores. Get an app like experian and you can have real time reporting of all the different scores that are the same as lenders pull. I watch my credit closely and this app is just adds and garbage.
  • Credit 4/5

    By Everybodys2mom
    I do enjoy credit Karma and it does keep me up to date with my credit score, however it takes a month longer to show some accounts paid off. And the score most of the time is lower than your actual score. But I do and will continue to use Credit Karma and it’s free!!
  • AT 5/5

    By AT-New York
    LOVE this app, always up to date and good way to know your credit status! Highly recommended
  • Selling credit cards 1/5

    By JagerbombJay
    The longer I have credit karma the worse it gets. In the early days, over 2 years ago, my credit score according to them changed quick when I paid down a loan or paid off a card. Today however, the change is very slow and my credit stays about the same even though I slashed half my credit card balances and made several loan payments decreasing my balance. Why? So credit Karma can try and sell me high intrest loans and more credit cards. You’re on probation credit karma. I’m giving you six more months to change your practices and if not improved then I’m deleting you.
  • Credit K all the way!! 5/5

    By GodsFortress
    Get instant results and updated information all in one place, love it!!!
  • Best App 5/5

    By localrestaurantsupplly
    If you want to improve your credit, this app will guide you to improve your life. Thanks, Credit Karma
  • Credit rating 1/5

    By K9Freddie
    Credit rating was way off when I got a credit score
  • Inaccurate 2/5

    By livelovelynn
    Not accurate. Takes awhile to update positive information but quick to update negative information. I’ve had credit limit increases from 2 of my credit cards and a new high limit credit card that doesn’t reflect on credit karma but my credit inquires show up almost immediately and brings down my score. Balance outstanding shows up immediately too but the higher credit limit still is NOT showing with 3 different accounts. Balance feels like it’s being updated to date. Credit limit never updated.
  • Scores aren’t official 4/5

    By S.T.E.M
    I just checked the score credit karma uses for Transunion after checking my actual transunion score. I kid you not, credit karma is showing a score that is a full 73 points lower. Credit karma is helpful because it shows payment history and factors affecting your credit, but don’t be discouraged by the score. Their creditvantage score is not accurate.
  • very slow false info can’t file dispute 1/5

    By sat loght
    Not up to date and while I’m typing I can’t even see what m type yget a better system credit karma
  • Useful 5/5

    By Tpr2569-1144
    Credit Karma was helpful in me discovering an error in my credit report
  • Day Knows 5/5

    By Jaemarion
  • Don’t use their tax filing 1/5

    By Raymangoose
    After I filed my taxes yesterday the site was giving an error. Now I don’t know if my taxes were filed or not. I contacted them several times and they are telling me to contact IRS. It sounds like to person who is sending me the emails back might not even speak English.
  • that my Equifax score drop 8 points and I wasn’t even planning on using the card. 4/5

    By Chelsea Radcliffe
    I’ve been trying to raise my score and one inquiry for a credit card at Marshals so I could get a discount on my in store purchase dropped my score 8 points when I wasn’t even planning on using the card. Thanks! Chelsea Radcliffe
  • Excellent App! 5/5

    By MominBoca
    I am so happy with Credit Karma! This app is easy to use and has so many great benefits. I highly recommend!
  • Commendable service 5/5

    By Walt.71
    I appreciate being able to see my credit scores. I know there are other services but if I’m not mistaken you were the first or close to being first. Thank you. I also obtained a new credit card from your advertising. I’m happy to read your ads too.
  • All ads 3/5

    By BB-2019
    I love the credit report and account monitoring features, but the app is almost all ads! I could hardly find my account info.
  • Credit Karma is the best app for me. 🤩 5/5

    If you want to stay informed of your financial and credit score health at all times and make sure that everything is in good shape and no one is using your identity to commit fraud like it happened to me then; this is the best app for you all. I love ❤️ that I constantly can go and check out my credit info for any discrepancies and see how I informative the app is with very good info and advice to make my credit score better. In today’s world 🌎 everything involves a good credit rating to get a car, home or apartment and even to get a good job so, I highly recommend it.
  • Scores 1/5

    By Nola blessed
    My score drop while payment is more up without explanation why
  • Love it 5/5

    By Queenie_babee
    This app keeps me in check!! I don’t feel like this kind of information is unattainable anymore. It’s right at my finger tips and I wouldn’t have it any other way!
  • Sweet app 5/5

    By money isnt real
    Great credit app. They don’t suppress your credit score like Experian to try to get you to give them money for “special credit tricks”.
  • Great información 5/5

    By laamada
    Great servicio
  • A must have tool!! 🙏 5/5

    By JFowarT
    Credit Karma has been a big part of my financial journey. My credit score used to be in the 500s. Then, I decided to take control and made sure I was in the know. I started small. I made sure I made credit card payments on time, whatever I could afford, as long as I brought the balances down. Throughout time, managing my finances (regardless of my circumstances) has been easier. I build that foundation, thanks in big part to Credit Karma, and now I am more financially literate, especially with my credit. Thanks Credit Karma! We go way back 🙏😍👍👍
  • Efficient 5/5

    By Emmer H
    Credit Karma is a great service! Now they update your credit score within 7 days daily. I love it
  • A great tool 5/5

    By sarge444
    This App is great to stay on top of your credit score
  • Credit report 5/5

    By ccoquito91
    Muy buena se las recomiendo

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