Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 20.23
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
4.85496
4.85496
1,914,058 Ratings
$ 0

Credit Karma App

Making the most of your credit scores starts here. From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress? • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Explore the all-new Relief Roadmap - Connect with government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Credit Karma Savings – You worked hard for your money. Now Credit Karma Savings makes your money work harder for you. Open a savings account* in minutes and start earning a high-yield interest rate that’s optimized across a network of 800+ banks. • Credit Karma Tax® - Filing your 2019 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee**, Audit Defense*** and dedicated support. • Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. • Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying. • Credit card choices – Browse great credit card offers based on your unique credit profile. • All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records. • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile. • Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it. Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now. DISCLAIMERS *Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. Maximum 6 withdrawals per monthly statement cycle. **If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see https://www.creditkarma.com/tax/programterms#1. ***For details and eligibility, see https://www.creditkarma.com/lp/audit-defense-terms/. Exclusions apply. $2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • Impressive! 5/5

    By Trippihippie87
    This is a great app and it’s easy to use and it’s for all kinds of useful information
  • No Equifax report 2/5

    By Cparker32
    Used to be able to get both reports Equifax and Transunion side by side for comparison. Now only one shows up. Contacted CK and they said to uninstall and reinstall app. Still the same. Very disappointed.
  • Credit awareness 5/5

    By Tally30
    You guys are great,with the break downs you give there’s no reason to not know your credit status n even things that will help your credit...thanks guys,keep up the great work!!!
  • Amazed 5/5

    By Dilan Herrera
    First of all I think I have done around 2 reviews my whole life, this being the third one. I am 19 years old and have a current credit score of 709. The way this app lets me know of all the ways I can boost my score have been so helpful. Taxes were a first for me and I always thought I had to go to some guy to do them. WRONG, I tried their platform to do my taxes and it was the best decision ever. My parents always paid around $300 a year to do their taxes and this was FREE. Also love the feature of credit cards that are build for me and the odds of getting one is a nice touch. I felt like I had to leave a review, no other app has push me to do this in a very long time. Im a loyal supporter of this app and will continue to be. Thanks for helping me in bettering my future.
  • It can only keep getting better 4/5

    By Candles 22946788520
    It is a good app help me to know what is on my credit so I am not paying someone to tell me fails information. This app can only get better........
  • Excellent App 5/5

    By PlayaGirl108
    This app made me more interested in my credit and how I can take care of it. I’m looking forward to future updates and being able to have more info on why our scores change and how to keep them healthy. Thank you for a great app. Your dedication shows.
  • Bad idea 1/5

    By The Realest 313 For You
    Credit Karma does NOT show an accurate credit score. Look elsewhere and make sure you numbers are right before applying for anything.
  • False sense of hope 1/5

    By heavyhitter719
    After having had the credit karma app for many years and seeing where my credit score was, man was I let down when it came time to buy a house. Unfortunately creditors don’t look at the phony credit scores credit karma shows you. They use the real one Fico. Which is the one credit karma doesn’t show you. My Fico score was way lower compared to the “feel good” scores credit karma was showing me. Credit karma fluffs you up and sets you up for disappointment when you go somewhere and they check your real credit score. Don’t let the credit karma numbers fool you. They are there to make you feel good and might not necessarily reflect what scores creditors might actually see.
  • User interface 5/5

    By Deejrerun
    Definitely better than the actual three bureaus apps! Although they may be accurate you get better interaction on this app! Very helpful!
  • Terrible 1/5

    By Tacco B
    I have multiple apps telling me my credit score but Credit Karma seems like the ONLY app that NEVER can update my information monthly. Just terrible.
  • Housing 2/5

    By doehead000222
    My mortgage isn’t on this app. Hasn’t been for a year so how accurate is this score
  • Credit Karma Credibility 5/5

    By Galv4546
    According to the Banks and Financial institution they have inform me that Credit Karma are not accurate in their financial numbers.
  • JUNK 1/5

    By Levisguy53
    have never seen an app get updated as often as this one that only offers basic functionality. seems every 3 days there’s a new update.
  • Transport 1/5

    By calin jr.
    Isn’t always accurate. Just show all the negative and past due or late payments. But never show anything good on my account.
  • Update 1/5

    By Aldonova123
    Update your information. My report is showing a balance on 2 Auto loans. That have been paid in full. A balance on a Capital one credit card that has a Zero balance.
  • Not good 1/5

    By Acts238$
    The scores are not even close to the national cores. Not reliable at all
  • Super Easy 5/5

    By Floating Rph
    It is always Super easy to check my score.
  • Don’t know what you mean by title 5/5

    By hughey,
    Is very helpful keeping track of everything
  • Finding out what’s on my credit report is great 5/5

    By Class A Trucker 64
    This is amazing
  • Helpful and motivating 1/5

    By insurecash
    ... was
  • Inaccurate scores vs Experian 3/5

    By Teedkay
    Credit karma takes a longer time to update scores as balances decrease...at times over a month.
  • Credit Karma just ok 4/5

    By Kaos1392
    Not giving this 5 because I have found that your actual score is around 30 pnts less than what Credit karma shows. Its just a good tool to use to keep track of how your score is tracking. Not sure if this is the same for everyone, but I have found this out at auto dealers.
  • Great app!! 5/5

    By African2.0
    Credit karma can help you pay off your debt like it did me.
  • Credit Reporting 5/5

    By dfggrrfffghyytdddd
    Great tool to use for credit monitoring
  • Great app... please change the color back! 5/5

    By Danhoff15
    Or maybe create a customizable color scheme. I liked the softer turquoise/sea foam green color. This new green is too dark and not pleasing to the eye. Of course- you get a 5 star because aside from that this app is incredible. I’ve learned so much about credit and improved my score and tell anyone I know to download it!
  • Credit reporting 5/5

    By Mialiyaa
    Credit Karma is on point with all of my credit reports. So far the information that is collected is very accurate and they offer excellent advice about maintaining good credit.
  • Good navigation through app 5/5

    By god reanna
    Very easy to go through
  • Very helpful 5/5

    By Hooterbro
    This app has helped guide me and has been very helpful on learning how to increase my credit score.
  • Simple but complete matrix 5/5

    By BobbyQ018
    Know thyself, follow these indicators to observe the efficiency of your planning. Numbers count.
  • Mrs. 4/5

    By Sarah 143
    Easy to use! It’s great!
  • Great App! 5/5

    By spiritfilledsista
    Works well. Helps me keep up with my credit score. Only problem is that now it only includes TransUnion. It used to have Equifax score also. I miss being able to see Equifax and have found nowhere else to get that score without paying, so far. Maybe that was the point.
  • My Credit 5/5

    By 141&14all
    I am so pleased with my credit karma.
  • Not accurate 1/5

    By jburnum
    Went to get a car loan and I had used this site to build my credit or so I thought. Turns out my credit on here was 730 at the time but whatever site they used to get my credit it was 80 points lower.
  • Doable 4/5

    By Carine Bean
    Not always current took 3months for credit info to be updated but gives you a ballpark of your credit
  • Good app for a kid who grew up not knowing what credit was 5/5

    By DapJay
    Great app
  • Equifax Score Hasn’t Been Updated In A Year 2/5

    By Equifax Issue
    My Equifax score hasn’t been update in almost a year. When I spoke with Credit Karma staff about it no one was able to tell me why.
  • Updated to slow 3/5

    By kd contractor
    Last update 5-1 It’s 5-30 and no balance , quick to lower score slow to raise it
  • Inaccurate review 4/5

    By rozay876
    CK does not reflect accurately. They will show a balance which was reduced months prior, or inaccurate figures. Hence, not reliable to properly monitor credit
  • Easy 5/5

    By ballsackhole
    Easy app to use!
  • Great 5/5

    By stickmada
    Good app
  • Take Back Control Of Your Credit! Must Have! 5/5

    By Tator Brave
    If you are seriously trying to regain control of your credit, this app will help you tremendously in doing so! Also, it’s just an app! It shows you where you are, and helps you see where you can be. The work, is ALL YOU!
  • Not accurate updating 1/5

    By consciouscustomer
    My credit score is not accurate. I have paid all my credit card accounts in full and I continue to see my credit utilization not being reflected to that effect. 👎🏾👊🏾...Thank you Your Customer
  • Credit Karma 5/5

    By DanHD20
    A very good app for helping you about your accounts , credit and tracking you with the spendings and overall balance. Thank you
  • Misinformation 1/5

    By d2bdnb
    Credit Karma is showing my score 70 points lower then my actual trans union credit report.
  • Correction 3/5

    By Chas9999
    Before I terminated my account recently, my points were 805 in Equifax. Please adjust my account if you can.
  • Access to app 5/5

    By snwillia2
    Credit karma frequently is difficult to Access .. doesn’t always recognize my credentials.
  • Makes no Sense 2/5

    By Seriously240
    Why does paying off one of my credit card debts and lowering my other credit card debt lower my credit score? Because they want me to be in debt!
  • Good info 5/5

    By piinnkkkkkkkk
    They keep me informed
  • Thank you! 5/5

    By Sweet Tiers
    They keep me on tract and show me how to build my credit and give great suggestions!

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