Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 22.4
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
  • Links: Google Play Store
4.84877
4.84877
4,558,901 Ratings
$ 0

Credit Karma App

Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house. • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Credit Karma Money™ Spend – A checking experience* with Early Payday and a daily chance to win Instant Karma™ cash reimbursements for debit card purchases.** • Credit Karma Money™ Save – Now saving is easy with no fees, an interest-bearing savings rate and a monthly chance to win $20,000.*** • Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply. • Credit card choices – Browse great credit card offers based on your unique credit profile. And thanks to Karma Confidence technology, our members get approved 66% more often.**** • Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records. • Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.***** • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).****** • Explore the Relief Roadmap - Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today. DISCLOSURES Banking services provided by MVB Bank, Inc., Member FDIC. *Third-party fees may apply. **NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#instant ***NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#savings-instant ****Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%) *****Karma Drive is not available in all states. Sign in the app for availability. ******Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • Unfairly too valuable customer 1/5

    By redbottom36
    If you make a mistake login tour account they can’t hep you it’s tax season in Covid-19 pandemic in they will not help you
  • :) 5/5

    By GALXExo
    Can’t wait to finally build my credit! & the customer service team is soooo awesome ! They are so quick to reply back to you 🙏🏼
  • Member for years 5/5

    By K etolen
    Even though I think my credit score lists a bit low compared to my actual here on credit karma, their customer service puts other financial service companies to shame. They respond super quickly and actually care to solve your issue and do so without hesitation. Especially for the newer spend and save accounts. Also, use their credit disputing option for years to coordinate my inquiries in a very quick and easy way due to their app being so easy to navigate. Thanks Credit Karma!
  • The app 5/5

    By dsedit
    I can’t believe this is free! My score hella improved from last year!
  • Great service 5/5

    By Conceredd Buyer
    Credit karma has helped me build my credit in so many ways. Great suggestions on cards that are best for me and keeping me in the know. A+++
  • Apps is not friendly 1/5

    By poiulkjh123
    I tried several times to apply to credit give away but it ways says it’s profile have issues. If I have issue then how come it’s showing my credit score. Also apps says file a claim but when you try it’s says right now that feature is not available. This is frustrating.
  • Calling on demonic spirits? 1/5

    By B.D.K.
    I have been using credit karma for some time now and have no issues with the service itself. However based on their recent commercials (ouija board), I can no longer endorse this app. Demonic spirits are real and your efforts to make light of them is not acceptable.
  • Can’t support that 1/5

    By Otakugo1995
    Had no issues with with app itself. However, based on their newest advertisement, I just can’t support it anymore. I mean a ouija board? Come on now.
  • I need to dispute this as a hard query. 5/5

    By jpdad2
    This was a shot query review. I took screenshots of the entire process.
  • Update 1/5

    By oshay33
    Needs to update information in a timely manner. Most of the information is not current.
  • TERRIBLE! 1/5

    By AMS_2014
    Will flag every transaction as fraud no matter how many times you verify your identity. I can’t access my money in this account and their employees refuse to help you. TERRIBLE AND I DO NOT RECOMMEND HAVING ANY KIND OF ACCOUNT WITH THEM
  • Credithard time seeing everything all the time.. 4/5

    By ehelland
    Helps me keep track of my credit and my accounts associated with it.
  • Simple 5/5

    By H Patton
    Simple banking and getting the instant karma surprises are great!
  • Happy 5/5

    By DF jij
    Great app
  • I love Credit Karma 5/5

    By Ms DeLisa M
    It is this the best thing I have ever did to control my credit. I am able to manage my credit score completely on my own with Credit Karma!! The best!!
  • Has helped me 5/5

    By Chxduducivddyxjv
    Has helped me learn more about my credit score. What is normal for a rate for someone with my credit score and what isn’t.
  • Helps me out! 5/5

    By duskycd
    This app definitely helps me stay on top of everything!
  • To Much 1/5

    By Fees36
    It’s just way too much stuff on this app. It looks junkie. I usually go on my bank app
  • Great Info 5/5

    By drakewaugh
    Credit Karma and this app are pretty great. The information you can receive can be extremely helpful. Of course they do try to sell you on credit cards or personal loans but it doesn’t bother me too much. I understand they need to make their money some way. A lot of the reviews I read were people who didn’t understand that the scores shown aren’t 100% accurate, or that they applied for a card they COULD be approved for and got denied. So all in all, I think everyone should download this just for the overall knowledge you can receive on how things affect your credit. As well as, learning roughly where you stand with your credit.
  • Thank you 5/5

    By cleeble
    I’m thankful there’s a place to check my credit so easily. Thank you
  • Ads are not accurate 2/5

    By Feather bubbles
    Stop trying to sell me better rates. I work at a credit union and have excellent credit. No other financial institution can beat my rates. So just stop.
  • Great Service 5/5

    By Anand CK
    I am enjoying Ceedir Karma .
  • Thanks You CK 5/5

    By Tabletop Guru
    The app is amazing it helped me keep my finances in order and helped me build my credit they have tons of useful tools I’ve use simpler apps before but CK have done a fantastic job with the app and is always improving their network of disputing collection on your credit is great and it shows you step by step on what to do and how to go about disputes as well as alternative options to help keep your CS in good standing with the big major credit Bureaus….so if you’re looking to build or keep track of your credit CK is Definitely The Place To Be I RECOMMEND THIS TO ALL MY FRIENDS AND FAMILY
  • Awesome !! 5/5

    By maddsterr112
    It helped me get my credit up so fast ! I bought a car a year ago now I’m saving for my own place 😊
  • Dispute not Working 1/5

    By Samito91
    Not letting me dispute nothing
  • Security flaws 1/5

    By mrichter2323
    There should be a few different ways to access my account if I don’t have my phone. I’m waiting for my new id so it’s not accepting my expired one and I can’t do what I need to do because I don’t have access to my other number.
  • Credit card payments info updates too late 2/5

    By nicholasghosh
    In credit karma one credit card showing the whole credit limit utilized whereas card is fully paid. But when I checked in Experian report , it’s showing proper. Thats the reason credit karma score is showing much lower then experian
  • Really cool 5/5

    By big_chill392
    Helpful
  • Unnecessary emails and mails 1/5

    By Wat fjjdmdkdj chdjnd
    They sell your info to big companies, after signing up got mails from companies in their app. Is better to get your free annual credit report than going with them and you can’t closed the account. I try to and haven’t got a response
  • An amazing App 5/5

    By Karadobreva
    The actual score is usually 15-20 points lower that what this app shows. However, knowing this, not only can you easily determine your credit score but also you have so many useful tools and information that helps you accomplish your financial goals.
  • Won’t identify me 1/5

    By dev7463
    Won’t let me identify myself with my id and I don’t know how to verify it anyway else because none of the links work and the customer help service is wack
  • Commercial 2/5

    By pepino022
    Your new commercials are terrible
  • Not your FICO 3/5

    By Mitchruns
    So, seems I was misled as to what this score is. A lender laughed and said, ‘well, that is not your FICO score’. Beware ya’ll
  • Credit Card app 5/5

    By JoelDH85
    A great app that provides what you need to increase your credit It’s fast and secure
  • Awesome Thank You 5/5

    By iicee Creeam Ccone
    Thank you
  • Great content! 5/5

    By GatorGuyNTampa
    This credit monitoring app is free. This app enables me to monitor my credit.
  • Frustrating 1/5

    By nai831
    This app does not work if you are from Puerto Rico.
  • I can see the truth 1/5

    By hoshie bobby
    It’s a conspiracy to get you to apply for more credit cards or other lines of credit
  • A clear way to see the process of my credits and offers!!! 5/5

    By Hassan mouslim
    Best way to deal with your wallet
  • Reaena 5/5

    By fucho27
    Excellent
  • No work 1/5

    By Turi.39
    Never worked
  • Great App 5/5

    By Rubenarod
    Love this app!
  • Active track & smart ideas to help my score 5/5

    By ShellNcheese
    I am thrilled with the smart strategies to help improve my score!
  • I hate it here 1/5

    By Gamer gal69
    One stupid mistake could lower your score -150 points in an instant. But every few weeks my score raises back by 1 point. I hate it here
  • CK 5/5

    By Grinchy90
    Fast easy and simple to use great way to keep up with your credit scores!
  • Incorrect payments info at dates pulled 1/5

    By Vicenteegu
    Payments made on date of report are not counted in CK, not proper reporting
  • Easy to understand 5/5

    By DwightFL
    Great app to keep your eye on your credit scores.
  • Credit 5/5

    By Derrwake0111
    Great App
  • Tax change 2/5

    By eghmma
    While I like the app the selling of the tax portion really was a poor decision that slows everything down. I regret ever using this for tax returns and won’t you cash app in the future. Still waiting for Cash App to get back to me. Big error on my part return to Turbo

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