Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 5.74
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
253,763 Ratings
$ 0

Credit Karma App

Making the most of your credit scores starts here. From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress? • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Introducing Credit Karma Savings – You worked hard for your money. Now Credit Karma Savings makes your money work harder for you. Open a savings account* in minutes and start earning a high-yield interest rate that’s optimized across a network of 800+ banks. • Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. • Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying. • Credit card choices – Browse great credit card offers based on your unique credit profile. • All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records. • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile. • Credit Karma Tax® - Filing your 2019 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee**, Audit Defense*** and dedicated support. • Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it. Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now. DISCLAIMERS *Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. Maximum 6 withdrawals per monthly statement cycle. **If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see ***For details and eligibility, see Exclusions apply. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • Current update 3/5

    By Dtwbrowne
    Latest update has locked me out of my account.changed password and still no access. Keeps saying user if and or password is incorrect.. sometimes changes are not for the best...

    By Madmanjm
    This app helps me keep my credit scores top of mind. If it weren’t for this app my credit scores would probably be in the 600’s.
  • Kosova man 3/5

    By kosovar man
    Good eagle manplying eagle boy

    By Katieslizzle
    Be warned that credit karma IS NOT ACCURATE for most people. It is anywhere from 60-100 points off.
  • Can’t even use 1/5

    By Allennnnnnnnnnnnnn
    It says my info is incorrect. How would you know that?
  • Unable to access account 2/5

    By 123678543670
    3 times the app failed to let me log in . I use fingerprint login. All three times I had to uninstall then reinstall and reset up my account would not let me login with my login info had to start fresh. Was good app but lousy app now.
  • Love this app! 5/5

    By AlexBrennan1213Amazing
    I’ve been 18 years old for a few months now and am starting to see my credit score grow on Credit Karma. This app is great for people just starting out with a credit card(s). Credit Karma gives tips on how to increase the score and so much other information that helps beginners. Really easy to use app with a modern look and feel. Learning more about my credit and increasing it is simple on here! Great job Credit Karma!
  • Weird emails to get you to go to the site! 1/5

    By Sajiah
    When there are no issues!
  • Mr. 5/5

    By Apostle Walter Page III
    Great App easy to use and it has many resources and suggestions to help build your credit
  • Essential credit score check. Primitive software. 4/5

    By fjpoblam
    Great to keep track. As you should. Primitive software. Fail 1: no landscape mode on iPad. Fail 2: as often as not fails to recognize your FACE for FaceID. Expect ads at bottom.
  • Won’t even take my ID to start. 1/5

    By my uhh
    I’ve been trying for about half an hour just to get my ID to take, but it just keeps saying it can’t confirm it. Doesn’t matter how clear the picture is, always corner to corner on a black background, lighting is fine. Maybe it’s because I have a vertical license but this is just ridiculous. Moving on to a different app.
  • Application unable to connect 1/5

    By OnyxGto
    App fails to connect after update.
  • Problem with accessing my account 5/5

    By 𝓟𝓮𝓪𝓬𝓱𝓮𝓼
    Trying to access my account at credit karma and it wont let me what is the problem
  • Beware 1/5

    By dmiller68
    So I used this service for a while. Then didn’t look at it for a little while. In that time my account was breached info changed so I couldn’t login and my data was used to make fraudulent loans. Report this to them and they locked my account so no one could use my info to login. However, refused to investigate which tells me they don’t care about your personal info. I reported them to the FCC and opened a police case but at this point just cleaning up the damage. No two factor auth, no notification that a unfamiliar device accessed your account. You are putting your data at risk.
  • Will not let me update (forgotten) PASSWORD 1/5

    By B_TheBarber
    Have tried to update password for existing account, will not let me log in!
  • Love it 4/5

    By gregbilton
    Easy to use
  • It never updates 1/5

    By Crashes too many times
    I completely payed off my credit card and it still says the same score and balance as it did 3 weeks ago. It says it updated but didn’t.
  • Won’t open 1/5

    By Ldawg2010
    App won’t open after update.
  • “No internet connection” 1/5

    By aNtRu_
    Been using the app with no problems for years... but for the last few months, every time I try to sign in it says “It looks like your internet connection is unavailable” .. and my internet connection will he just fine, or I’ll be using my WiFi. Doesn’t even make sense..
  • Extremely helpful app! 5/5

    By Olichkahh
    This app has taught me a lot about credit. And always kept me in check about my finances. It creates metrics for you weekly! I don’t know what I would do without it!
  • Always the wrong credit score 1/5

    By ArmyVet11B
    Every time I go buy a car and I tried to buy a house this year‘s because credit karma says my credit was good and to find out my credit score was 50 points lower than what they had it on here and on top of that they’re showing my credit score dropped by 20 points because I made a truck payment on time and that makes no sense. it doesn’t show you all your debt because when I tried to buy a house there was a loan out there that I didn’t know about.
  • Cant use. Crash on app start after update. 1/5

    By rafaltra
    Will bring back normal rate when you will update it back :)
  • Easy to use and helpful! 5/5

    By CM12401
    I love this app!!
  • New version 2/5

    By lastonewasbetter
    The new version is terrible. So hard to navigate. Where is the payment calculator? The app is frustrating to say the least.
  • A joke 1/5

    By Seated by him
    Do not believe anything these people say. They have continuously stated to me that they investigated a dispute. There is no way they investigated it. Wonder are they getting paid to lie. A JOKE. THAT IS WHAT THEY ARE TO ME A JOKE
  • Must’ve App 5/5

    Thank you so much for such a good application to monitor credit details. rajiblink
  • Worst app ever 1/5

    By Mirsadeghi
    I haven’t been able to see my info, even though it’s connected to my email address and CK chose my password by facial recognition no less
  • Credit is a scam 2/5

    By Nick2002
    This app helps me keep track well but it will say I have a good odds for a credit card then I apply and get denied. My credit is 700 and all my bills been paid on time perfect for 3-4 years. Don’t tell me I have good odds then I get denied which gives me a hard inquiry and makes my score go down for 2 years. This has happened once last year and once this year. Not applying for anymore cards through credit karma no matter how good my odds are. Update: Stupid me applied for one more card in which it said I had good odds. Once again denied with ANOTHER hard inquiry. I have come to realize the credit game is run by big wigs. I am returning back to my old ways that worked in the past. No more credit, will be saving and hiding money outside of banks. Only buying it if I have the cash, no more credit because credit will not be needed. Wherever my credit is now, it can stay or go. I’m done with this game.
  • Super App 5/5

    By Rosey610
    Great App for anyone, helps with all finances, plus alerts for everything.
  • Doesn’t support Norton VPN 3/5

    By Screw it. Seriously.
    App does what it says it will do. However, I have to go through the unsafe, tedious, and inconvenient process of remembering to turn off the vpn before using the app and turn on vpn after using the app.
  • Doesn’t work anymore 1/5

    By xstreme10
    Try to log in and get system error every time. App doesn’t work.
  • Does Not Seem to Work with iPadOS 13.2.3 1/5

    By Mick Gator Fan
    App stopped recognizing my PIN and seems to have a "system error" when I try to login with email address and password. Please fix it to work with latest Apple OS.
  • Easy 5/5

    By Lilirola
    Relevant personal money information available in organized and easy access manner.
  • Can’t Sign Up 1/5

    By Unable to Play with iPhone 6S
    I’ve tried several times over the past year to create an account and sign up but every time it just says “it appears some of your information may be incorrect. Check the information and try again.” Sad.
  • Rotation 4/5

    By binfocus
    Like the app. Please fix the app to allow rotation on iPad please.
  • What the Heck? 3/5

    By JadeBugg13
    I know many people who swear by this app. I decided to give it a try. Download and start making an account, I can’t even get passed my address and SS#. Keeps saying the information I am entering is incorrect, Which I know for a fact is not true. All of my Information was put in correctly, spelled correctly, etc. So I don’t know what’s going on But I’m annoyed.
  • Poor updating 3/5

    By gfyknvuj
    Scores are out of date by weeks.
  • Can’t find my savings account!! 2/5

    By KIrkDouglasSD
    So you got me to sign up for a savings account and it’s impossible to find in the app! What gives?? Terrible app design. It’s not entirely centered around coercing people into extra cards they don’t need. A separate savings app or at least a button to see would be super helpful... jeesh.
  • Great app! 5/5

    By cletusdd3
    This app works well for me. It’s a great tool for managing my credit. Looking forward to future app updates. Hopefully we see Score updates increase to daily. Keep up the good work
  • Not a bad app 3/5

    By Irishluck71
    It gives you a pretty good idea of Where you stand with your credit. I don’t like the new version. The old version was easier to view your accounts and it also told you when the next update would be. This one doesn’t.
  • Not a way to talk to a human 1/5

    By Bottle star
    This is exactly the frustration. You offer all these contact options yet I can not find a way to talk to a person with skin on. I am deleting apps today that cannot provide human contact.
  • Do NOT use the savings account 1/5

    By kayler90
    I used to love Credit Karma, and when I saw their ad for their new savings account, I thought I’d try it out. Bad idea. I tried to withdraw some of my funds to transfer to my bank account but it kept saying I didn’t have any funds to withdraw despite actually having plenty. I’ve sent 3 emails so far (since they don’t have an actual number to call) and have yet to receive a response. Don’t fall into the same trap I did!!
  • Could mislead your credit score 2/5

    By Gaberela
    It could be just my case, but the score CK showed misrepresented my real credit score - 100 lower than my real credit score. This has discouraged refinancing my mortgage. I asked my bank to pull my credit record and found my credit is more than enough for refinancing. However, the interest rate has gone up. I should have checked my credit with the official credit report. It seems the score by CK is an estimation not a real one and the gap could be huge like my case.
  • 👎 1/5

    By Okayanddddddddddddddd
    Been trying to sign up but it keeps saying my info is wrong when it’s not.
  • Worst 1/5

    By BlackpowerFuckwhiteppl
    Credit karma is a joke they lie about your credit score. Don’t believe what they say your credit score is.
  • Why 2/5

    By Heyser_vt
    The interface used to be simple and clear, and showed plain and straightforward information at the first glance. Now the interface becomes more and more complicated. You have to click into several pages to see the information, e.g. balances of each account, that used to displayed on the front page.
  • Accuracy 1/5

    By nelainehz
    Credit score is inaccurate.
  • Sign In with Apple please 3/5

    By DClemence
    Not a fan of the fake FICO scores.
  • No iPad Support 1/5

    By Rumar PR
    First of all my 1 star it’s not about the service, it’s about the app for not being optimized for iPads and only works in portrait mode. Aside from that, the service it’s great as it is the only 3rd party that gives you Equifax’s VantageScore scoring model plus TransUnion’s as well. While most banks use Fico, CreditKarma VantageScore free service let’s you have an idea of what’s going on with your credit, usage, age, accounts or anything erroneous in your reports so may contact the lender or creditors. The service is for those looking to improve their credit. If you wonder why Experian isn’t included it is because they give you direct access for free with up to date Fico Score... so there’s no point in creditkarma including them other than having it there.

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