Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 23.4
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
  • Links: Google Play Store
4.8
4.84669
5,688,791 Ratings
$ 0

Credit Karma App

Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house. • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Credit Karma Money™ Spend – A checking experience* with Early Payday. • Credit Karma Money™ Save – No fees with this interest-bearing savings account. • Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply. • Credit card choices – Browse great credit card offers based on your unique credit profile. And thanks to Karma Confidence technology, our members get approved 66% more often.** • Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records. • Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.*** • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).**** • Explore the Relief Roadmap - Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today. DISCLOSURES Banking services provided by MVB Bank, Inc., Member FDIC. §Not a guarantee of approval. Terms and conditions apply. If you're not approved, you can receive a payment from Credit Karma. Full Terms at creditkarma.com/lp/kgterms *Third-party fees may apply. **Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%) ***Karma Drive is not available in all states. Sign in the app for availability. ****Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • Customer service 2/5

    By RoboErt
    Aa
  • Trash 1/5

    By Crasher1.2
    Used to use them for taxes now its best to look around otherwise they scam you nicely 3 nice sets of fees of $39 if you weren’t expecting much of a refund and dont want to end up owing or losing even more seriously dont waste your time on the scam game CK is running in the profiteering industry
  • FIVE STARS 5/5

    By Netter C
    Love this app!!
  • Great to see score 5/5

    By grubhy
    I have 3 adults now Offspme credit cards remove a routing ang toss you so I give it 2 stars only.Me as dependents, so I know this has been my hardship
  • A1 5/5

    By lightskin tre
    I’m not even the type to write a review but I had an issue with fraud on my card and my credit score was dropped. Got a hold of Credit Karma within two days they fix my credit score back to where it was. I was applying for a loan so I needed it done ASAP. Couldn’t be done any sooner things to Credit Karma.
  • Lack of definitions 1/5

    By NoCashOut
    I am trying to inquire about the “Credit Karma Exclusive” and what that means as it relates to the monetary amount next to it, a simple question that, apparently, has no easy answer. I do enjoy the app, but the chat window has closed several times and I have not been able to reconnect with the same person so back to point one every time. Going to file. Wish me luck 🤞🏻
  • This app is free?!? 5/5

    By ryanw183
    I don’t know how, but this app and service is completely free. It’s been amazing being able to keep tabs on my credit score and give suggestions on how to improve it best. Awesome
  • Worst card ever 1/5

    By Nickna23
    I used card once was locked out kept declining with money in my account after i confirmed it was me 30x. Never and get anyone on the phone and chat is always down worst decision ever.
  • Smh 1/5

    By Creditkarmasas
    This is the worst experience ever.
  • Mala 1/5

    By Pésima y errada
    Da datos errados y no resuelven el problema dicen no saber nada
  • My financial X-Ray is 90% accurate 5/5

    By Ard786
    K-karma is best source for offers that match with my Financal strength.
  • Worst mistake in my credit history. 2/5

    By Dumplingsoup1
    There are better methods of tracking your credit and applying for credit and way better “online banks”. Do not trust their response time to get you Your money. They will hold it till they say.
  • I am amazed with this app. 5/5

    By T Davis 1991
    I am so amazed by how much you can do with credit karma. not only can you check your credit scores, but you can also check to see what credit cards and loans you qualify for. I love how easy it is to use the app, and the fact that I can actually save money as well. Credit karma even allows you to file your taxes online and get your refund deposited into the checking account that you get with them. I am so happy that I found this app over a year ago, because now I don't have to worry about applying for credit cards that I don't qualify for. Another thing that I love, is how they give you tips on how to repair your credit yourself rather than paying a credit repair company. thank you for everything that you have done, everything that you are doing now and everything that is to come in the future. This is a wonderful app, and I look forward to using it every time I need it. I am so amazed with this app, I recommended it to everyone that I know. Thank you Credit karma.
  • CK has helped me so much!!! 5/5

    By LadyCunningham
    I don’t know why it took me so long to get on the Credit Karma train, but so glad I finally did! Having CK has helped me so much, to monitor my credit, my credit usage and stay on top of my credit score. I’ve started recommending CK to my clients, who seek to build or repair their credit!
  • Trans union info 1/5

    By IZCOLD-E
    Don’t understand why trans union keep going down and Equalfax and the other E go up
  • Erroneous drop on score 2/5

    By brharv
    One account balance went up by 123 and one went down by over 4000. My score went down 4 points. Makes no sense
  • Amazing 5/5

    By babycacks12
    I love this app it helps me keep track of things and helps keep me focused
  • Ridiculous 1/5

    By Tina Marie 82
    I was recommended to apply for a credit card by Credit Karma now I have to wait for a gift card that may take up to 60 days! That’s ridiculous! Credit Karma is also in a lawsuit about the same thing they continue to advertise it’s not a guarantee that you will get approved so why continue to advertise this! My credit score dropped down after I am in the process of rebuilding my credit! So disappointed!
  • Terrible customer service reps&support. Can hardly speak English and talk really fast 1/5

    By vikkki420
    Can’t get no one on the phone I’ve filed my taxes TurboTax says it’s been isssued to contact credit karma I contact them they say contact TT , TT says contact CK so I contact them again they say they’ll send my case over to the whatever department and that they’ll contact me via email. And the only email I’ve gotten is for me to file taxes …which has been done since Jan 24th I don’t get it I was suppose to get an advance it worked last year but not this year
  • Helpful 5/5

    By morrb
    I like credit Karma because it gives great ideas on how to help boost your credit score as well as decrease your credit balances and all sorts of information on how to manage your credit overall
  • Credit Karma Money 1/5

    By LeFreddsss
    I can’t get ahold of anyone I’m worried theyre going to still my tax returns.!! Someone help!!
  • Luis Enrique Hurtado 5/5

    By SentiStyles
    Does what it’s supposed to do for the economy to make the world go round, I would definitely have it on an iPhone 1
  • Helpful 5/5

    By dimarco129
    It’s help me get my credit on track form when I was a college freshman and now I’m married and trying to get a home.
  • Abdul 5/5

    By zbdul
    Ok credit karma is working professionally
  • Use with caution 1/5

    By machacker73
    If you like your credit information delayed and loan options that say you’re a “good” match but you get denied than this is the app for you. It’s no shock that this company had a lawsuit for deceptive “pre-approved” claims and had to pay 3 million dollars along with them saying they collect 2500 points of information. What a joke
  • Refund advance 4/5

    By 864baby
    It froze saying my return was pending , the irs website said it’s accepted the credit karma app never adjusted or recovered from the error still froze no matter what I try
  • Person 1/5

    By livelifehappy...
    Can’t find a way to talk to a person and when I put my social in it says it doesn’t match their records which doesn’t make any sense
  • Review 2023 2/5

    By HarleyT20
    Credit karma is always the last app I use for credit It’s always behind in reporting info and it doesn’t let me change wrong information when I need and penny doesn’t understand ANYTHING. So I gave 2 stars
  • Helps 5/5

    By Alexis gummybear bowers
    It may not be 100% accurate, but it still helps have an idea what your score is around. Shows what helps and what doesn’t in improving score.
  • Best App 3/5

    By 1EWilly7
    Great App to use when dealing with your credit score!!!
  • A Life Saver For A Young Professional 5/5

    By Jacob from Fort Lauderdale
    Credit karma helps me effortlessly manage my credit score and even offers tips on how to improve my score. Credit Karma gives me the power to dispute collections with just a few clicks and With their help, I had three collections removed in time to buy my first home.
  • Refund advance 1/5

    By Anonymous21727
    Worst app I’m not pleased at all
  • Big money lies 1/5

    By ieatpooandstuff
    Did my taxes this year with TurboTax, and they practically beg me to use the credit karma cash advance. Advertised that funds would be available within 60 seconds of IRS acceptance in most cases, Up to 2 hours max. Did that happen? Nope. It’s the next day and I have no deposit. Customer service? That’s laughable. The El Salvadoran lady I got had such a bad accent I gave up. Another cheap company farming out customer service to foreign countries. Just like almost every company, you’re making a grab for our money, promise things, don’t deliver, and have pages of legal nonsense to protect yourself from culpability. You don’t deserve to do business in America
  • Credit Karma 5/5

    By review carlos
    Great application
  • Customer service 1/5

    By mcinroe
    Customer service is absolutely useless. After hours of “chatting” because you can’t call them. The chat bot tells me they can’t update my information even after I provided all of the documents requested.
  • Credit Card balances 1/5

    By Flyfish201
    It makes entirely no sense for my credit score to drop when my my credit card balance decreased due to me paying it off. One month it’ll decrease due to the balance increasing then this time my credit score dropped by paying the card balance off?!
  • Review 5/5

    By birchwood 7788 $$
    I like the fact that I have accessibility to my credit at any time. It’s secure and private. Thank you for your app
  • Bad technical issues 1/5

    By Azzukke
    I’ve been having a lot of troubles to sign in to my new phone. Even verifying my information I was unable to get in not even once I am very frustrated with this app, you guys better save your information and never log out because if you change your phone you won’t be able to log in to another phone even with the same information password or verified email, this is very frustrating. There is no phone number to contact this people since the numbers they have are for credit consultation only, so if you have technical issues signing in, no one is gonna get it fixed. I tried to create another account and I couldn’t.
  • Accuracy 5/5

    By Punkin$123
    Very satisfied with their accuracy!
  • Credit 5/5

    By KLV$
    This app is great I have no credit and the app helps me understand how to build and track my credit.
  • Drop in credit 3/5

    By DBD 65
    I don’t understand why my credit dropped 85 and 87 points?
  • They helped me find a bill that was never paid and was late 2 months. 5/5

    By podcast babe
    Thanks to Credit Karma, I saw a bill that wasn’t paid for 2 months. I never received the bill in the mail. I called the credit card company and got it resolved right away. If I didn’t have this app. I would have never found this.
  • Impressed 5/5

    By bianca8-8-2008
    Very helpful guide in improving credit rating
  • Staying on top of my credit. 5/5

    By nanapatti
    I love being able to check my credit score and it my identity has been compromised I’ll see it right away.
  • Scores 3/5

    By KLF 50
    My score at my bank is about 25 points higher then this app.
  • Poor reporting 1/5

    By Ciscogal
    U are not reporting my account fairly It is very disturbing
  • Inaccurate credit score. 2/5

    By RagingRudy
    Went to buy a car based off Credit Karma scores and my actual score based on FicoScore 8 was 20-30 points lower than what Credit Karma says.
  • Dispute a charge that’s not yours. 1/5

    By Rwussow
    I want to dispute a charge twice and it will not allow you to ever put a dispute on there. You guys need to fix your site. It’s always way behind you and it’s never accurate with your credit score.
  • Awesomeness 5/5

    By tyleehorrell62
    Thanks for all the help!!!!!!

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