Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 21.29
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
  • Links: Google Play Store
4.85004
4.85004
3,958,114 Ratings
$ 0

Credit Karma App

Making the most of your credit scores starts here. From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress? • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Credit Karma Money™ Spend – A whole new kind of checking experience with no hidden fees,* two-day Early Payday,** and a daily chance to win Instant Karma™ cash reimbursements for debit card purchases.*** • Credit Karma Money™ Save – We’re making it easy to save with no fees, a high-yield savings rate and a monthly chance to win a $20,000 Instant Karma™ cash boost when you make a deposit.**** • Credit Karma Tax® - Filing your 2020 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee*****, Audit Defense****** and dedicated support. • Explore the Relief Roadmap - Connect with government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. • Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying. • Credit card choices – Browse great credit card offers based on your unique credit profile. • All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records. • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile. • Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it. Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now. DISCLAIMERS Banking services provided by MVB Bank, Inc., Member FDIC. *Third-party fees may apply. **Compared to standard electronic deposit. Early access is dependent on timing of payor’s submission. ***NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#instant ****NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#savings-instant *****If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see https://www.creditkarma.com/tax/programterms#1. ******For details and eligibility, see https://www.creditkarma.com/lp/audit-defense-terms/. Exclusions apply. $2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • Trustworthy 5/5

    By ApostleIB
    VERY INFORMATIVE!!!!!!!!
  • Great 5/5

    By clinton0808
    Good
  • Very inaccurate, not recommend 1/5

    By brito love 123456
    Them very
  • Overall great app 5/5

    By Joseph Hendricks
    I have been using the app for years now and it is just an overall great app except for but one feature and that's the way users are allowed to contact Credit Karma. I think that's the only thing that should be changed by giving users a number to call a customer service representative at the company to resolve issues we might have faster and more efficiently.
  • Kramer u are the best 5/5

    By collieweed
    Thanks
  • Hope 5/5

    By patrapenn
    After lawyers ripped through my entire half of my Estate. Over a half of a million dollars in fees, that I’m aware of… I felt as though it was hopeless for me to recover. Since I have become familiar with Credit Karma I am optimistic! Thank you for your kind attention,Patricia Pennington
  • Misleading 1/5

    By .………………….............
    Get negative points for paying credit off
  • Ez2use 1/5

    By 4glory7
    This site all of a sudden quit on me. It says security error. I have had this sight for two years
  • Inaccurate 1/5

    By krenae21
    Their scores are inaccurate
  • Love it, just... 5/5

    By StunnyChicken353
    Wish you guys would update the user’s card balances weekly versus monthly!! Awesome app
  • Thank you 5/5

    By DimaMasyuk
    Awesome app helps me move toward from bad credit to excellent:)
  • Confused 2/5

    By bertacat
    I apply for credit card to help build myCredit But Instead drop myCredit -7 why
  • App user 5/5

    By jesus loves 15
    Great app highly recommended.
  • Debt score 1/5

    By debt score 69
    A reporting agency should not be allowed to offer credit cards ( where they will make money on interest and use this to effect your score) This is all a scam anyway If I make $3,000,000 a year and pay everything in cash, I wouldn’t be able to get a car loan. Unless you take loans out, you can not have a credit score!!!! Credit reporting agencies never look at what you earn, only on what you borrow!!! How can your credit (debt) score change in Less than 30 days??? Exactly what I say! This is a scam and bassed souly on debt!!
  • Bad spend and save account 1/5

    By carckstar
    This app is bad they are just gonna lock up your account for no reason and won’t open it even if you sent the document they asked for
  • Thank you so much 5/5

    By 🥰red
    Love ❤️ ❤️❤️❤️❤️❤️❤️❤️❤️❤️
  • Very helpful 5/5

    By my bank of America
    I love kc because it always help me to stay on top of my credit and let me know what to do to improve my Score.
  • Excelente 5/5

    By Yoo/hn
    Best App
  • I don’t care no more 1/5

    By lonzetta hart
    A lot of misinformation on these report and information been compromised so I do not care no more
  • The best credit score checker! 5/5

    By dessy d lover
    I love it !
  • OR scheduling coordinator 4/5

    By Mothergoose6!
    I always have a difficult time finding where the hard inquiry are so I can see when they are going to fall off
  • Sandra 5/5

    By SanSoLuvly
    Thiis has been helpful information , I’m working on doing better when it comes to using credit cards & making prompt payments on time & how it works for my credit scores
  • Easy 5/5

    By Heiki6
    Fast and Easy. On the spot check is the Best!
  • Provides score and loan options 3/5

    By Mlrebmann
    Gives you an idea of your credit score but not necessarily the same score financial institutions use. Doesn’t really give you a reason why your score drops- especially if you get your usage below 50%. Also, always getting recommendations for a loan(?) how does that really help get your score up?
  • Excellent 5/5

    By Anonymous_001!
    Used this app since I acquired my credit card several years ago. Very easy to keep track of credit. Simple and easy to use. Very user friendly. It’s only gotten better as time has gone on.
  • Score went down 11 points because my credit card was lost. 1/5

    By fla fishdom player
    Very disappointed
  • My Tax Refund 3/5

    By Paula Zahn
    I did my tax refund through Credit Karma in April 2020 and I still haven’t received my taxes. Every time I check it says STILL IN PROCESS. This the first year this has ever happened. So for that I’ll give it a 3⭐️⭐️⭐️
  • App you can’t open 1/5

    By Chele.Belle
    What’s the point of having an app if you can’t open it? I can’t view my score or my new savings account (or add money to it for you) if I can’t even get the app to login. Yes, I’ve tried updating it, etc. it won’t log in. It crashes. FIX IT if you want to keep your customers. This has been for a while now. It worked once and then went right back to not working again. Extremely displeased. Considering monitoring my score through another company. You’re not the only one giving scores for free anymore. Be better. Also, stop creeping down your savings account rate at consistently frequent large jumps. Makes me think the high savings rates were just a marketing tactic and you’ll end up going to low savings rates just like everybody else
  • Great Way To Keep up with what’s in your credit and your credit score 5/5

    By Capt. Crunk
    Really Helpful when trying to buy a home or car
  • Love Credit Karma 5/5

    By neoscalper
    Credit Karma is a great tool to keep my use of credit cards in check! My credit score are in the 800’s with the help of this great app ! Thank you Credit Karma!
  • Espectacular 5/5

    By el tenque
    Muy útil
  • Glitch 1/5

    By 
    Major glitch. App not working.
  • Not very good 1/5

    By Wolflover446
    Not very good
  • Awesome 😍 Everything you need … 5/5

    By MS 32jays
    Awesome 😍 Everything you need …
  • Stop spamming me with notifications 1/5

    By Meaculpaz
    Solid app but I don’t want to be notified unless something major happens like a fraud. I’ve turned off all marketing notifications but the app keeps alerting me about ‘the progress you’ve made by paying off your credit cards on time!’ Which is just spam by another name and makes me open the app and log in to clear the unnecessary notifications. I don’t want to turn off notifications completely but this will force me to do it.
  • Somewhat inaccurate but very useful 4/5

    By DavenML
    I enjoy using Credit Karma, it lists relatively accurate info on what you owe and who your creditors are, the scores tend to be off 40-50 points from what is actual. Overall useful tool.
  • My credit scored 5/5

    By moyarles
    This is the best app ever thank you so much.
  • 100% 5/5

    By G9G7
    Thank you Kredit Karma for making everything available, and giving me the tools to boost up my credit score
  • Great app 5/5

    By David8267
    I’ll say without this app I wouldn’t have myself as together as I do!
  • Love this app 5/5

    By Heydie717
    This app has been wonderful. Gives me insight to my credit, ways to improve it, and many other perks. It’s so accurate and it has already made a change. Recommend 100%
  • HELPED ME GET MY SCORES UP. 5/5

    By mydoula
    This app is user friendly and helps you get control of your scores by telling you what ( example; pay down a credit card balance,) moves will get your credit score. I’ve gone from fair to Good in the span of a month or two. You actually get to see how your spending and pmts affect scores in real time.
  • Martin Viramontes 5/5

    By mtbmv
    I am grateful for Credit Karma’s knowledge, guidance and encouragement. With your help I have been able to raise my Credit Score 250 to 300 points. In all my life until my loan through SOFI, I had only witnessed an 850 credit score once, and it was my sons. I was so moved that he had such a score, as I truly appreciate the importance of good credit. I was Blessed to witness my second 850 score about a month ago and it was my Experian score. This was the score that SOFI pulled. And my other 2 scores were 807 respectively. So, to all of you at Credit Karma I extend my sincerest thanks and heartfelt gratitude. Martin Viramontes
  • App is not working 1/5

    By Abercoast
    The app notifies me to check my score and yet I’ve tried to sign in multiple times and it errors out.
  • Sold my phone number after trying to get a simple quote 1/5

    By Stuck behind a paywall
    I filled out my car info to just get an insurance quote and immediately got a call from some insurance company and now I am getting calls from multiple numbers and they already know all of my personal and vehicle information. I thought I was just going to get a quote right away or get sent an email but now I’m getting bombarded with calls. Why couldn’t they just say that I would be getting calls from the start?
  • Wow 5/5

    By Charles Yepez
    This Is a great app; thank you
  • Evaluó 5/5

    By abraz de Dios
    Me gusta CK por su rapidez en informar, y su preocupación de colaborar con la ciudadanía.
  • Amazing 5/5

    By tiara8465
    I love credit karma! I love being able to see my score and figure out ways to handle money in the future.
  • Review 5/5

    By Cinday from ND
    I love credit karma, it’s so valuable to check my credit card as often as I like. It’s so important to watch how purchases or loans effect my score. Thank you Credit Karma!
  • On my way 5/5

    By Seleana Simone
    I’m not where I want to be but working withCredit karma, I’m on my way . Thanks .

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