Credit Karma

Credit Karma

  • Category: Finance
  • Release Date:
  • Current Version: 20.48.1
  • Adult Rating: 4+
  • Developer: Credit Karma, Inc.
  • Compatibility: Android
  • Links: Google Play Store
4.85417
4.85417
2,774,354 Ratings
$ 0

Credit Karma App

Making the most of your credit scores starts here. From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress? • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Explore the all-new Relief Roadmap - Connect with government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Credit Karma Savings – You worked hard for your money. Now Credit Karma Savings makes your money work harder for you. Open a savings account* in minutes and start earning a high-yield interest rate that’s optimized across a network of 800+ banks. • Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. • Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying. • Credit card choices – Browse great credit card offers based on your unique credit profile. • All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records. • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Credit Karma Tax® - Filing your 2019 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee**, Audit Defense*** and dedicated support. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile. • Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it. Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now. DISCLAIMERS *Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. Maximum 6 withdrawals per monthly statement cycle. **If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see https://www.creditkarma.com/tax/programterms#1. ***For details and eligibility, see https://www.creditkarma.com/lp/audit-defense-terms/. Exclusions apply. $2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue. Based on our analysis from June 2019 to November 2019, Credit Karma members in the U.S. who refinance their auto loan have saved an average of nearly $3,000 in total interest over the life of the loan. That is an average savings of $55 per month. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

Credit Karma app screenshots

Credit Karma app reviews

  • Stop suggesting 2/5

    By NYCXI
    This app needs to stop suggesting new credit cards all the time. I have enough, leave me alone, just be.
  • This app is broken 1/5

    By Ashfaq1981
    When I try to log in to my account and then it was like the email and or password is incorrect then I try to do forgot email it said that there is no account with that email and then I went to make a new account and they said a account with that information exists under this email and when I tried to log in it, it said that my password or email is incorrect then I clicked forgot password and then I enter red the email to get a notification about my password and then it said that there is no account under that email.
  • Wow 5/5

    By F.P.se
    😁🧐👌
  • Inflated scores 2/5

    By Nightmareashes1&2
    My score on Credit Karma is almost 700 so I went to get a home loan and they said my score is in the low 400s. Very misleading and inaccurate
  • Horrible credit tracking 1/5

    By athenadecarm
    Several items in my credit report are not accurate, due to untimely methods of operation. A hard inquiry hits my acct same day, but when I pay off a credit card, it takes months to actually log in credit karma.
  • Kindly have your Advertisers include an Unsubcirbe link 1/5

    By Moziz98
    Just want to appeal to the CK team kindly have all your bulk advertisers include an Unsubscribe link separately to their mails. What they currently have on their mails to unsubscribe simply takes you to their advert page. From the top to the end of most this ad pages that I have opened none comes with a link to subscribe. Most of the links are full of malicious warnings. Makes me regret downloading this app.
  • Landscape 5/5

    By jbweb420
    Its ipad where is landscape mode
  • Awesome 5/5

    By Drycrk
    Helps me keep up
  • Credit Karma 5/5

    By ljporter3
    They customer that stated that about them is right. They encourage you to apply for new cards to help your credit, be turn down. I they in some way they give out a lot of false information. Do right by the consumer please.
  • 564 to 804 5/5

    By Kellicious328
    Last week marked my 7 year anniversary, 564 to 804 solid for over a year plus!!! Between my ability and willingness to rebuild my credit and Credit Karma’s help, I don’t think I would’ve made this far!! This is truly the best app you can ever use to help you rebuild and guide you to the future of your credit!
  • Hola 1/5

    By leonardo mayi
    No me quiere entrar ni el correo ni la contraseña de mi credi karma que hago ?
  • Having a little trouble 4/5

    By Ray.bear
    I’ve downloaded this application and it won’t let me go into anything keeps saying unknown error!
  • Trash. 1/5

    By anwaarstaort
    Apparently I have an account on every email I’ve ever owned. No matter how many times I reset the password , update info etc it’s not good enough. I spent the past hour + trying to log into one of my “many” accounts that I never created only to be locked out. This app is trash. Uninstalling.
  • Dark mode! 2/5

    By Taes321
    I will give 5 stars when dark mode is available. White background is very hard on the eyes.
  • Dev- please check calculation of cc payment simulation 1/5

    By Ma009
    Dev team Please check calculation of credit card payment. It is decresaing number of points if one pays off credit card. It does not make sense. This issue happened before. It was fixed in other version. Now it shows again. Answers please???
  • Dark Mode! Immediately 3/5

    By NooLiee
    I came to the App Store and SEARCHED y’all just to write a review 😂 please make note
  • Credit hyperbole 🤣 1/5

    By AmillionTrax.com
    Useless APP that markets credit cards... Buyer be ware!!!
  • Log in Credit Karma 3/5

    By Owance54
    This is a frustrating issue to sign in the app. Always a problem. Especially when updating OS system. 😡😡😡 Credit Karma is unable to log me into the app.
  • Review for credit karma 5/5

    By universalworx
    Personally I like this app it is easy to access and everything is understandable
  • Inaccurate 1/5

    By Shadowfest31
    My trans union scores show a 120 point difference between credit karma’s Transunion score and what Transunion reports to lenders. 120!! CK shows 676 while I rebuild, my credit while Transunion reports a 554. I couldn’t even get an Apple Card. Literally useless.
  • Imported bad info 2/5

    By melanieann79
    The parts that work are ok, but a week or so after I signed up, vehicles appeared in my account that aren’t mine. I ignored it until I started getting emails and notifications about the value of these cars and insurance rates. I tried to delete them with no luck and have gotten several different versions of how to fix it before being told it’s my fault for adding them. This lack of competence makes me question the safety of the service as a whole...
  • App download 5/5

    By VBlock80
    Credit karma is not allowing me to download the app to my main screen.
  • Best app out there 5/5

    By KeepItSunnyOriginal
    UPDATE: Please STOP sending so many repetitive emails about refinancing my vehicle. It makes ABSOLUTELY NO SENSE financially. NONE AT ALL. No joke. BEST app. I just downloaded this and have learned more about my credit, and credit in general, in the last 15 minutes than I ever knew my entire life. It's FREEEEEEEEEEEEE!!!!!!!¡¡¡¡¡¡¡¡
  • Happy 5/5

    By Lancer1909
    Love this app
  • Log in issues 3/5

    By klflow
    I have been using Credit Karma for a long time. I have not been able to log in in over 2 weeks. It keeps giving me errors. I uninstalled and reinstalled the app. I also went to log in through webpage and having same issue! Can you please fix this issue?
  • Make app iPad compatible 1/5

    By usaappreviewer
    Make this app compatible for iPad. Not everyone uses their phones all the time.
  • iOS dark mode support 3/5

    By The _Animal_79
    Please add iOS native system dark mode and I will give it 5 star rating
  • Thank you Credit Karma 5/5

    By terraobrien19
    I have used Credit Karma since I started tracking my credit score about 4 years ago and it’s really helped me organize and understand how my finances work. I was also happy to find a lender quickly and easily when my own bank couldn’t help. Since then I have set up a savings account and checking account and more than willing to suggest them to anyone, and do when people reach out to me struggling with their credit score because it’s so easy to navigate.
  • UGLY Green color 4/5

    By Lala52068
    Love the app, the whole equifax thing was sketch... HATE the new color green they chose for the app. It’s not inviting. The light green was softer and easier on the eyes. The only reason I reviewed this app was in the hope they change it back.
  • Consejo 5/5

    By jenekbswja
    Me encanta mucho esta aplicación igual tengo muchos amigos que somos latinos que le gusta mucho deberían hacer algo para los latinos para cambiar el idioma a español también y poder entender más gracias
  • No iPad version? 5/5

    By JaRule1
    Been using this app for a long time. Recently got an iPad and there’s no version for it. Kinda bummed. App works well though. Dark mode?
  • Great app. Just one thing that gets me. 5/5

    By makabsjdpwksndnd
    I like this app. Does everything I expect it to. The only trouble I’m having is the see what changes feature. When I click on it even loading for several minutes it does nothing. Maybe just for me, maybe not. I would like this feature to work. So I can monitor what affected my credit when it did.
  • Ruined 2/5

    By Monkeyrumen
    They ruined this app, its primary objective is ads appon ads and to sell you on services. Luckily there are much better apps now. I’ll be deleting soon!
  • Design Flaw 4/5

    By Silo138
    When there is a security issue it prompts for last 4 of social but the number pad covers up the green continue button. So I haven’t able to access my account through the app in some time now.
  • Great for information 3/5

    By MiGGy82
    Not so great app. The App is glitchy and hardly works when you need it. The information the app provides is very useful, when it works. Needs major improvement.
  • Used to be good, but..... 1/5

    By jfellis03
    I can’t even login now. Keeps getting error message that problem is on their side. Never gets fixed.
  • Great app 4/5

    By dave_dodge2
    It’s a great app as it gives you a goo narrative of your credit score but it’s definitely over exaggerated. From what I’ve seen, whatever score I have in credit karma, it’s over 40 points from where it really at. The reason being because it doesn’t have every collection added to it. So just keep in mind if your score looks really high, it’s probably because it’s missing collections or didn’t calculate or your credit. Aside from that I do enjoy the app because it’s very detailed and it’s for me to track my credit and collections I owe.
  • Wasting time and point 2/5

    By RadioLUC
    They are wasting time. All the offers they show you for apply when you apply declined. What’s the point to have them?. Don’t helping you.
  • Incredible App 5/5

    By Vince Greco
    It really helps follow and address your credit issues. I had no idea I had some negative items on there and I was able to address them. I highly recommend the app to anyone.
  • Not satisfied 1/5

    By dude4dudes
    Doesn’t report or calm reports accordingly, they kept dropping my credit score without having update for my October payments or this months payments.
  • Apply for Loans directly. 1/5

    By Random#0927373
    My loan application was 95% done when I switched out of the app to verify information before proceeding and it lost my whole loan application and that loan offer has disappeared completely. What a waste of time.
  • Security error 3/5

    By laidback dev
    Works super good but often runs into login issues with a security error. No matter how many times I logout and reinstall the app, it doesn’t work
  • Can’t even log in 1/5

    By ryetrost
    “Well this is embarrassing”. Yeah it is. Fix your app some people can actually use it.
  • Nice 3/5

    By Lazzy2332
    Credit karma is actually very nice & feature packed and FREE, I absolutely LOVE the approval odds feature & the taxes. Recently they changed the color from the nice modern neon green to a dark green and it look tacky UPDATE: I can’t believe that they could make the app worse but they did, the “new” look makes it very difficult to see information at a glance, seems bloated and you have to go through MANY SLOW loading screens to see the same information you used to be able to see at a glance. Not gonna lie this app feels very bloated and tacky now & feels like the wal-mart of credit scores lol.
  • Wonderful app 5/5

    By djesshso
    Wonder aapp
  • Commercialize it all! 1/5

    By fbjdjjd rhjjrjrj
    I’ve been with Credit Karma for 10 years and if 10 years ago this company was focused on consumers’ credit, it is now clearly focused on bombarding you with credit offers from sponsors. There’s a little tiny space for your credit and a huge colorful part to suggest all kinds of offers. All commercialized. Ton of banks now offer the same credit monitoring without this clear and loud commercial crap. Come on guys. It was okay when it was balanced out between care about consumers credit and commercial stuff, but right now it’s just too much. Deleting the app.
  • Credit Score Not Accurate 1/5

    By kcp25
    The score that Credit Karma gives is way higher than what the banks pull for a mortgage loan. I would not count on your “Credit Karma” score if you are looking to make any big purchases because it is probably not correct.
  • Wrong Credit Scores 2/5

    By FFTLW
    Whether you’re using Vantage or Fico scores they shouldn’t different some 100 points. That’s the case with Credit Karma. I checked the current updates and still not accurate at all.
  • SECURITY ERROR 1/5

    By Whosmail
    For the past 2 weeks, I have not been able to login to Credit Karma. I use face I.D. along with a pass code and a “Security Error” keeps popping up. I’ve tried changing the email address & password that I used to register with CK also, as a safe guard. I’m unable to contact anyone for tech support because no one is available, except for FAQ’s, which do not list my issue. Very disappointed right now.

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