Debt Free - Pay Off your Debt

Debt Free - Pay Off your Debt

  • Category: Finance
  • Release Date:
  • Current Version: 5.8
  • Adult Rating: 17+
  • Developer: Mobile Innovations LLC
  • Compatibility: Android
4.5
4.5
1,286 Ratings
$ 0.99

Debt Free - Pay Off your Debt App

※ Top selling app in finance category ※Optimized UI for iOS11. ※Sync data across all your devices. ※ FEATURED IN WIRED MAGAZINE - “App Guide 2012”. ※ FEATURED BY APPLE IN “WHAT’S HOT”. ※ "Debt Free makes it easy to confront Debt and manage it wisely" - 148apps.com. ※ "Snowballs Made Easy with the Debt Free iPhone App" - Credit.com ※ Debt Free App’s RESOLUTION is to help you PAY OFF YOUR DEBT. ※ Debt Free App helps SAVE YOUR TIME and MONEY. ※ What our Customers Say ※ ------------------------ ※※※※※ "Very Innovative App.By far the most well developed Debt Payoff program i have come across." ※※※※※ "Easy to use and practical." ※※※※※ "I have been using this App since an Year and i Love It! It allows you to sync between devices!" ※※※※※ "Has been using this App from past 18 months. Nice User Interface and Perfect blend of features when compared to other similar Apps. Will recommend to my fellow FPU members ." ※※※※※ "Have nothing but praise this App. It helped me stay focused and pay off $13,500 in 5 months. This app changed the way i viewed the money." Are you serious in Paying off your Debt? Then DEBT FREE App is for you. This App helps you organize,monitor and payoff your debt using debt Snowball method. You can analyze and model debt repayments to see when exactly you can become debt free. You can also Sync data between devices. So GET STARTED ! ACHIEVE YOUR FINANCIAL FREEDOM. ※※※※ ※ Bonus: This app also includes 3 Built in calculators to help you decide on monthly payments - Payoff date calculator - Loan calculator - Mortgage calculator Main Features: ※Universal Binary - Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate Apps for each device. ※Quick Debt Summary - Displays Quick Summary of your Total Debts with Percentage Progress Bar,Debt Free Date,Interest Savings and Early Payoff Date. ※Percent Paid Progress Bars - Percent Paid Progress Bars for each Debt which motivates you towards Paying Off your Debts. ※Reports and Charts - 2D Pie Chart View of your Debts with Debts by Category and Debts Remaining. ※Transactions - Enter your Expense Transactions for Each Debt so your Remaining balance will be Automatically Updated. ※Payment Due Date Notification - You can Set Payment Due Dates Notifications and also Payment Due Date Time for Each Debt. ※Pay Off Strategies - Supports Multiple Payoff Strategies . - Lowest Balance - Highest Interest Rate - Highest Balance - Custom Order By choosing a strategy you can see how the Total Debt,Interest Amount and Debt Payoff date get affected. ※Tracks Multiple Debts - You can Track unlimited Number of Debts. ※Debt Payment Tracking - Record your Payment every time you Pay towards your Debt which automatically updates your Debts Information. ※ Promotional APR's - Supports promotional APR's for credit cards. ※ Mortgage overhead costs - Track mortgage payments accurately by including all over head costs. ※Amortization Table - Amortization table shows a Complete Payment Schedule which allows you to view the interest, principal, and remaining balance for each and every payment of the Debt. ※Pay Off date Calculator - Use the built-in Payoff Date Calculator to see the how the monthly payment amount will affect the payoff date and total interest paid. ※Extra Payment Feature - Calculates Interest and Time Savings with Extra Payment. ※Pass Code Lock - Pass Code Protection to keep your Financial Information Private. ※Export Capability - Email your Debt Report and Amortization Schedule in HTML Format.

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Debt Free - Pay Off your Debt app screenshots

Debt Free - Pay Off your Debt app reviews

  • Love this app! 4/5

    By RamseyPlanner
    I really like the reports feature on this app and that it calculates the remaining debt accurately after I input a payment. I would love to see a report added that shows off the debt and interest paid off to date or by a range in the future.
  • Wonderful app! 4/5

    By MG gigi
    Would definitely recommend, updates are done as needed and you can Sync data across other devices.
  • Effective 5/5

    By P Pr
    This app helps to show you how to pay down your debts. I have a problem with trying to enter a reoccurring payment but other than that, very helpful for identifying a solution for getting out of debt.
  • No support 2/5

    By Spezold
    App worked good but having trouble keeping synced with my wife’s phone. Emailed for help (more than once) it’s been over a month and still no response. I got logged out during an update and it won’t let me log back in and there’s no way to reset the password also no response from the developer on this either. I like the app when it works but there’s absolutely no support. Will probably look for a different one to use.
  • Individual reports 4/5

    By Ansamen
    I like the app. It works well. But can you fix it so it can print reports for each debt instead of all of them together. I hope you get to read this. Update: Ok, I found out how I can print the report individually per debt. I have input each debt via the calculator in order to create the amortization schedule. Here I can email or just print out. Oh well it took some time but it’s ok now. My email to the app producer went unresponsive.
  • Versatile amortization app 5/5

    By Auditous
    This app has done for debt management what iPhone did for mobile technology. An excellent and practical finance tool to figure out what needs to be done to be debt free. I like the fact that it is flexible to input multiple data and see snowball at work. Hope to see it develop into a more wholesome not just dept but also investment and wealth management tool I.e. being on a receiving end of compound interest.
  • So many bugs 2/5

    By grizzley atoms
    So many bugs. The following features don’t work at all: email report, bug report, feature request, contact us. Much of the interface isn’t very intuitive. Reports are very limited. I’m pretty disappointed that this was a paid app. I would have expected a lot more. The only reason I gave it the second star is that it essentially does what the core promise was - provide a debt payoff calculator for the debt snowball method. Needs lots of improvement.
  • Doesn’t understand future payments 1/5

    By wear.the.frock
    First of all the interface is circa 2004 iPhone graphics. Second, it doesn’t show you real time the payments you’re scheduling. If you put in a future payment for the following month it applies it to your balance as if you’ve already made that payment.
  • Ok except 1/5

    By KyKS83
    You can’t actually put the due dates. It’s only days 1-28 and no months which can totally screw up all of your settings unless you start on the first.
  • Used it for years 4/5

    By Smx145
    I've used it for years just to see all my debt in a visual format. I like how it shows the pie visual and how much I have left to pay.
  • Like it a lot 4/5

    By Brownie289
    Very helpful, wish it showed a history of the debts and what has been paid off. Nice product though
  • It Does What It Does 5/5

    By John Brailsford
    This app is not particularly fancy or complicated, but it does what it does very well. I imagine that there will be some new features added and improvements made over time, but Debt Free has already helped me keep track of my debt payments and get my financial priorities in line, just like I expected it would.
  • Needs work 2/5

    By Jonneybgood435
    This was a great app until I realized that you could really set the minimum payment. When you owe a certain amount on a debt it sets a predetermined payment and won’t let you go lower even if your actual minimum payment is lower. It does the same for interest rate.
  • Ngnear28 5/5

    By Ngnear
    The best app ever
  • Great App, needs GUI refresh. 4/5

    By Desertbeagle
    Excellent app, I’ve had it for years. A refresh of the interface would be welcome. Also, please make it so when you enter numbers a key pad pops up. Likewise when you enter a date make a calendar pop up.
  • Update need it!! 5/5

    By cesarinprrra
    This is a great app. I been using this app for years. But i think its time for a update. A NICE update. IOS 11 Iphone 8 or Iphone X optimized.
  • Import data broken after new update 3/5

    By Howzers
    I wiped my phone and reinstalled the app. I have my backup emailed to me. None of my backups will import. Says it imported then to do to settings and select the file. Still no accounts showed. Attempted different backup I email during the year. None work
  • Excellent app 5/5

    By Josehernan20
    Dollar well spent
  • Can not open ☹️ 3/5

    By Allday315
    Still can not open this app since recent upgrades. All my information is already loaded. Beyond frustrated and no help from customer support.
  • Needs to be updated 1/5

    By kalaine
    I’ve used this app for a couple of years now and up til now it has been good for what I need. Currently it won’t fully load and keeps crashing :(
  • No updates? 1/5

    By dube101
    It doesn’t worth to spend money on apps since there is no guarantee if these apps even get any updates or just disappear from App Store!
  • Amazing app 5/5

    By Joe Lee
    I now have a handle on things and actually seeing a clear goal helps me stay mindful of my spending.
  • Love it but has one flaw 5/5

    By Akoch4096
    I love this app and use it often. But, the due date doesn't update after paying a bill. Example: We have a loan due Sept 25, I just paid today, Sept 9, but it doesn't update to Oct 25 until after Sept 25.
  • The best debt snowball tool in the App Store. 4/5

    By st1100pilot
    I've used others and they've been too difficult to set up or they have flaws in their design. This one is well thought out and does what it's supposed to.
  • Best app to track & pay off debt. 5/5

    By Fatcat54321
    I have used many apps & this is by far the most user friendly & motivational app ever. The are many features sure as customizing with debts you pay first & also a visual schedule of the most efficient way to go about paying them down.
  • I love it! 5/5

    By Ferretbigtime
    I figured out that I have way less bills than I thought and it's nice to see them all on the same screen. The app makes it easy to keep track of them and helps to keep me on track.
  • Love this app 5/5

    By Williamsflys
    This app keeps me excited about becoming debt free very soon
  • Great app for keeping track of debts 5/5

    By EC0234
    Easy to use and helpful
  • Love it 5/5

    By Aj421
    Great app for tracking and paying off credit card debt. It is very very helpful and motivates to try to pay off. Thank you.
  • Very nice 4/5

    By Finch30
    I like being able to look at all my debt and see the due dates. It's a great tool to see what you owe.. I have had to alter the balances though since for some reason it put in the wrong remaining balance after a payment, might be I put in wrong interest rate... all in all I really enjoy the app.
  • Simple and Right to the Point 5/5

    By Confucius08
    Was looking for ONE app to that solely focuses on Debt with a Payoff Schedule. It does not have fancy graphics but it gets right to the point - updates debts balance after each payment and allows me to calculate my debt payoff based on total amount, interest rate and time. Works for me.
  • Excellent app 5/5

    By Drawing near
    If you use this for the purpose it was created for "snowballing your debt" you will love it. But you need to be disciplined.
  • Simple app 4/5

    By iyc90026
    It's a simple easy app to use. I like it, it has keep me posted of my finance.
  • App stopped working 2/5

    By gonzalezjk
    It was a very useful app but all of the sudden, it stopped working. Now, it will not update when. You add a payment. Please fix
  • Not what I thought 1/5

    By Geeked mime
    I need a app that will track my electric and gas bill and link to that account. This doesn't. I don't like it
  • Bad Code Math 3/5

    By lucyshoe
    Awesome features BUT the interface is not user friendly - you have to find a lot of the features by accident. The worst thing about the app, though, is that the payoff date is always shown to be one month earlier than it should be, even in the amortization charts. Please fix it - I'll pay $0.99 for this app to function better.
  • Everything Boxed Neatly! 5/5

    By RockyBallad
    You just plug in the numbers and it does the rest! Simple to use and you can stay on track with all your debts.
  • Easy and helpful 5/5

    By Perkinsb2
    Worth the .99$. easy and helpful.
  • Easy to use 5/5

    By Paraski
    Love this app. It makes it easy to determine how monthly payments effect payoff date.
  • Really enjoy this app. 5/5

    By Flyguy34787
    This is a great app b/c it lets you make progress on he debts by adding payments. Love that part! I want to see progress to keep me motivated toward debt freedom. Also, the integration of email reports is very seamless. I would be nice if there were a few more report options, but another great feature is that you can request additional features right in the app. I also like that you can sync between devices!
  • Dan Moore 2/5

    By Dan S Moore
    Total garbage Just a note for all of you first time potential buyers these positive buyers replaced here are by the developer they are not real reviews
  • Would love to give it a 5 4/5

    By LoRider0324
    I love this app! But....there are a few things I wish it could do that it doesnt. I would love to see a feature that shows the total amount of debt paid over time. Also when I pay something off and enter the amount due as a payment (to get to zero balance) it comes back with a balance of like 3 cents or something, so I enter a 3 cent payment and it comes back with a penny balance...its frustrating and I dont like that aspect. Otherwise I do love this app <3
  • Awesome! 5/5

    By Most valuable podcasts ever!
    Love this app! Helps me keep everything in check with the de t snowball. Best one out there ❤
  • Good program with a glitch 2/5

    By Tomsep1946
    I downloaded this app and feel it's a good app for keeping track of my debt but it has a problem. When the app adds up each individual debt it gives me an incorrect total. I emailed this to Support but they never answered me back so it appears they don't care.
  • App 5/5

    By Luis5112
    Very easy to use. Have all the tools needed to keep up with your transactions using the snowball method. Love it.
  • Love it! 5/5

    By LPrims
    Very informative and user friendly. I highly recommend it.
  • Don't Bother! 1/5

    By RealTalk457
    Don't waste time or .99 👎🏼 Keep 👀 for a better app, this does not allow you to set the date.
  • it just works! 5/5

    By isjokn
    clean UI, easy use, you can watch yourself become debt free!
  • Great idea, poor execution 1/5

    By RM2988
    Program changes my minimum payments without notice. It also calculates the payments incorrect as well as payoff dates. I can't trust the program to give me the correct calculations for long term pay off dates. It's a great idea, I wish they executed the idea better.
  • Great app 5/5

    By Rkkenol
    Does just what I need it to do track my debt.

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