Love this app! 4/5
I really like the reports feature on this app and that it calculates the remaining debt accurately after I input a payment. I would love to see a report added that shows off the debt and interest paid off to date or by a range in the future.
Wonderful app! 4/5
By MG gigi
Would definitely recommend, updates are done as needed and you can Sync data across other devices.
By P Pr
This app helps to show you how to pay down your debts. I have a problem with trying to enter a reoccurring payment but other than that, very helpful for identifying a solution for getting out of debt.
No support 2/5
App worked good but having trouble keeping synced with my wife’s phone. Emailed for help (more than once) it’s been over a month and still no response. I got logged out during an update and it won’t let me log back in and there’s no way to reset the password also no response from the developer on this either. I like the app when it works but there’s absolutely no support. Will probably look for a different one to use.
Individual reports 4/5
I like the app. It works well. But can you fix it so it can print reports for each debt instead of all of them together. I hope you get to read this.
Update: Ok, I found out how I can print the report individually per debt. I have input each debt via the calculator in order to create the amortization schedule. Here I can email or just print out. Oh well it took some time but it’s ok now. My email to the app producer went unresponsive.
Versatile amortization app 5/5
This app has done for debt management what iPhone did for mobile technology. An excellent and practical finance tool to figure out what needs to be done to be debt free. I like the fact that it is flexible to input multiple data and see snowball at work. Hope to see it develop into a more wholesome not just dept but also investment and wealth management tool I.e. being on a receiving end of compound interest.
So many bugs 2/5
By grizzley atoms
So many bugs. The following features don’t work at all: email report, bug report, feature request, contact us. Much of the interface isn’t very intuitive. Reports are very limited. I’m pretty disappointed that this was a paid app. I would have expected a lot more. The only reason I gave it the second star is that it essentially does what the core promise was - provide a debt payoff calculator for the debt snowball method. Needs lots of improvement.
Doesn’t understand future payments 1/5
First of all the interface is circa 2004 iPhone graphics. Second, it doesn’t show you real time the payments you’re scheduling. If you put in a future payment for the following month it applies it to your balance as if you’ve already made that payment.
Ok except 1/5
You can’t actually put the due dates. It’s only days 1-28 and no months which can totally screw up all of your settings unless you start on the first.
Used it for years 4/5
I've used it for years just to see all my debt in a visual format. I like how it shows the pie visual and how much I have left to pay.
Like it a lot 4/5
Very helpful, wish it showed a history of the debts and what has been paid off.
Nice product though
It Does What It Does 5/5
By John Brailsford
This app is not particularly fancy or complicated, but it does what it does very well. I imagine that there will be some new features added and improvements made over time, but Debt Free has already helped me keep track of my debt payments and get my financial priorities in line, just like I expected it would.
Needs work 2/5
This was a great app until I realized that you could really set the minimum payment. When you owe a certain amount on a debt it sets a predetermined payment and won’t let you go lower even if your actual minimum payment is lower. It does the same for interest rate.
The best app ever
Great App, needs GUI refresh. 4/5
Excellent app, I’ve had it for years. A refresh of the interface would be welcome.
Also, please make it so when you enter numbers a key pad pops up.
Likewise when you enter a date make a calendar pop up.
Update need it!! 5/5
This is a great app. I been using this app for years. But i think its time for a update. A NICE update. IOS 11 Iphone 8 or Iphone X optimized.
Import data broken after new update 3/5
I wiped my phone and reinstalled the app. I have my backup emailed to me. None of my backups will import. Says it imported then to do to settings and select the file. Still no accounts showed. Attempted different backup I email during the year. None work
Excellent app 5/5
Dollar well spent
Can not open ☹️ 3/5
Still can not open this app since recent upgrades. All my information is already loaded. Beyond frustrated and no help from customer support.
Needs to be updated 1/5
I’ve used this app for a couple of years now and up til now it has been good for what I need. Currently it won’t fully load and keeps crashing :(
No updates? 1/5
It doesn’t worth to spend money on apps since there is no guarantee if these apps even get any updates or just disappear from App Store!
Amazing app 5/5
By Joe Lee
I now have a handle on things and actually seeing a clear goal helps me stay mindful of my spending.
Love it but has one flaw 5/5
I love this app and use it often. But, the due date doesn't update after paying a bill. Example: We have a loan due Sept 25, I just paid today, Sept 9, but it doesn't update to Oct 25 until after Sept 25.
The best debt snowball tool in the App Store. 4/5
I've used others and they've been too difficult to set up or they have flaws in their design. This one is well thought out and does what it's supposed to.
Best app to track & pay off debt. 5/5
I have used many apps & this is by far the most user friendly & motivational app ever. The are many features sure as customizing with debts you pay first & also a visual schedule of the most efficient way to go about paying them down.
I love it! 5/5
I figured out that I have way less bills than I thought and it's nice to see them all on the same screen. The app makes it easy to keep track of them and helps to keep me on track.
Love this app 5/5
This app keeps me excited about becoming debt free very soon
Great app for keeping track of debts 5/5
Easy to use and helpful
Love it 5/5
Great app for tracking and paying off credit card debt. It is very very helpful and motivates to try to pay off. Thank you.
Very nice 4/5
I like being able to look at all my debt and see the due dates. It's a great tool to see what you owe.. I have had to alter the balances though since for some reason it put in the wrong remaining balance after a payment, might be I put in wrong interest rate... all in all I really enjoy the app.
Simple and Right to the Point 5/5
Was looking for ONE app to that solely focuses on Debt with a Payoff Schedule.
It does not have fancy graphics but it gets right to the point - updates debts balance after each payment and allows me to calculate my debt payoff based on total amount, interest rate and time. Works for me.
Excellent app 5/5
By Drawing near
If you use this for the purpose it was created for "snowballing your debt" you will love it. But you need to be disciplined.
Simple app 4/5
It's a simple easy app to use. I like it, it has keep me posted of my finance.
App stopped working 2/5
It was a very useful app but all of the sudden, it stopped working. Now, it will not update when. You add a payment. Please fix
Not what I thought 1/5
By Geeked mime
I need a app that will track my electric and gas bill and link to that account. This doesn't. I don't like it
Bad Code Math 3/5
Awesome features BUT the interface is not user friendly - you have to find a lot of the features by accident. The worst thing about the app, though, is that the payoff date is always shown to be one month earlier than it should be, even in the amortization charts. Please fix it - I'll pay $0.99 for this app to function better.
Everything Boxed Neatly! 5/5
You just plug in the numbers and it does the rest! Simple to use and you can stay on track with all your debts.
Easy and helpful 5/5
Worth the .99$. easy and helpful.
Easy to use 5/5
Love this app. It makes it easy to determine how monthly payments effect payoff date.
Really enjoy this app. 5/5
This is a great app b/c it lets you make progress on he debts by adding payments. Love that part! I want to see progress to keep me motivated toward debt freedom. Also, the integration of email reports is very seamless. I would be nice if there were a few more report options, but another great feature is that you can request additional features right in the app. I also like that you can sync between devices!
Dan Moore 2/5
By Dan S Moore
Just a note for all of you first time potential buyers these positive buyers replaced here are by the developer they are not real reviews
Would love to give it a 5 4/5
I love this app! But....there are a few things I wish it could do that it doesnt. I would love to see a feature that shows the total amount of debt paid over time. Also when I pay something off and enter the amount due as a payment (to get to zero balance) it comes back with a balance of like 3 cents or something, so I enter a 3 cent payment and it comes back with a penny balance...its frustrating and I dont like that aspect. Otherwise I do love this app <3
By Most valuable podcasts ever!
Love this app! Helps me keep everything in check with the de t snowball. Best one out there ❤
Good program with a glitch 2/5
I downloaded this app and feel it's a good app for keeping track of my debt but it has a problem.
When the app adds up each individual debt it gives me an incorrect total. I emailed this to Support but they never answered me back so it appears they don't care.
Very easy to use. Have all the tools needed to keep up with your transactions using the snowball method. Love it.
Love it! 5/5
Very informative and user friendly. I highly recommend it.
Don't Bother! 1/5
Don't waste time or .99 👎🏼
Keep 👀 for a better app, this does not allow you to set the date.
it just works! 5/5
clean UI, easy use, you can watch yourself become debt free!
Great idea, poor execution 1/5
Program changes my minimum payments without notice. It also calculates the payments incorrect as well as payoff dates. I can't trust the program to give me the correct calculations for long term pay off dates. It's a great idea, I wish they executed the idea better.
Great app 5/5
Does just what I need it to do track my debt.