Digit: Save Money & Invest

Digit: Save Money & Invest

  • Category: Finance
  • Release Date:
  • Current Version: 3.102.0
  • Adult Rating: 4+
  • Developer: Hello Digit, Inc
  • Compatibility: Android
  • Links: Google Play Store
4.74037
4.74037
247,992 Ratings
$ 0

Digit: Save Money & Invest App

Digit helps you get results and reach your financial goals effortlessly. Our personalized approach helps you consistently save, invest, and pay down debt - so you don’t have to think about it. Healthy money, happy mind. THE PERFECT AMOUNT, EVERY DAY Digit analyzes your income and expenses daily, saves what you can afford, and directs the right amount towards your goals. SAVE MONEY WITHOUT THINKING ABOUT IT Digit effortlessly saves for all of your goals: emergencies, everyday expenses, a vacation, or even a down payment on a house. Digit also monitors your checking balance and moves money back into your checking account to avoid overdraft fees when needed. LEAVE DEBT BEHIND Digit helps you pay down debt at the right time to get you moving forward. Pay down credit card and student loan debt faster and save on interest, all without the need for a budget. INVEST WHAT YOU CAN AFFORD Save money for retirement by letting Digit do the hard work. Digit matches you with the appropriate investment portfolio to reach your goals and invest an amount you can afford. Digit finds you the right IRA account to help you max out your tax-advantaged retirement savings each year. DIGIT - YOUR SMART FINANCIAL ASSISTANT Featured in Forbes, Business Insider, New York Times, BuzzFeed, and more, Digit helps you and others like you manage your money, improve your financial health, and save an average of $2,500 a year along the way.* To get started, simply download the app and connect your bank account - that’s it! The signup process takes less than five minutes. Digit is free for 30 days, then just $5/month. All our features are bundled into one transparent monthly membership that’s designed to deliver progress on your financial goals. ACHIEVE BETTER FINANCIAL HEALTH. AUTOMATICALLY. — Save the perfect amount of money with Digit’s completely personalized savings algorithm. — Save for an unlimited number of goals. Digit even intelligently divides your savings, allocating money depending on your goals’ target completion dates. — You’re in control. Set safe saving levels, boost your savings, and pause goals whenever you need. — Pay bills or other debt like student loans faster, with automatic savings towards these goals each month. — Get overdraft prevention with notifications and automatic transfers when your account balance is low. — Invest in your future. Create a retirement goal and Digit will move what you can afford into the right investment portfolio for you. — Withdraw your money as often as you like. No fees, no minimums. — Plus, earn 0.10% annually on your Digit savings. That's 2X more than most savings accounts! — FDIC-insured banks maintain your Digit savings, insured up to a balance of $250,000. The future is yours. So get there effortlessly with Digit - your smart financial assistant. -------------------------------------- *Average saved based on Digit customers with connected accounts from Jan-Sept 2020.

Digit: Save Money & Invest app screenshots

Digit: Save Money & Invest app reviews

  • Awesome 5/5

    By An't it J
    I love digit, it’s nice to have a little cushion of dollars when urgencies pop up.
  • Great App 5/5

    By SweetCheeks422
    App is great to use very helpful with saving.
  • It’s a thief you can’t get rid of 1/5

    By Squirrel716Aleem
    I deleted it years ago and it randomly decided to pull money out today. I did not authorize it, I removed it the way it instructed me, it stole from me.
  • Love love love 5/5

    By Reese0674
    I’ve been using Digit since 2015 and at first I didn’t like it but when I saw how much money I was saving and the bills that could be paid using it, I was all in. It’s by far the best way to save and you don’t even realize you are doing it.
  • Helpful App! 4/5

    By JessLynnD
    This is a very helpful app since I run a mostly cash business. I had a hard time setting aside cash every week to save, so this is super helpful. I’m not a fan of how long it takes to process and get into my Digit savings goals though, even on a normal weekday. It can take like 3-4 days. But nonetheless, still helpful!
  • This helps!! 5/5

    By Orley-Eros
    This app helps me put away money for vacations or gifts to myself without even knowing it!!
  • Love, but 2/5

    By CRS173829
    I do love how seamless and thoughtless this is. In no time you have a good amount saved. However the withdrawal time is too long. Especially if you are withdrawing for a “rainy day event” well you’ll have you wait until Monday of the next week. Digit drafts from your account faster than it gives it back.
  • Instant features 3/5

    By mxixsxsxyxlxtxm
    I don’t like that they don’t have the instant withdrawals features anymore. If I need emergency funds it won’t make any sense if I can’t get it right away or at least have the option.
  • I love this app 5/5

    By vibing with Misty
    I have been using this app for about two years now and it helps me safe without really even realizing it’s happening.
  • Unexplainable 2/5

    By briannalynne77
    I’ve had 2x where $$ was withdrawn from my savings & put back into my checking. Explained as being overdraft but nowhere near overdraft amount.
  • Nope 1/5

    By juhlsghuls
    You’re spending money to save money 0/10
  • Great Savings Program 5/5

    By bitcoinRay
    An easy way to save!
  • True Online Financial Service 5/5

    By Dimitriy Shames
    Great job to the digit team, this is a full online financial service that really works for you. I have been using digit since day one and I can’t wait to get my debit account opened with them. They have great tools to pay bills, save money and set goals for just about anything. It’s all automated and hassle free. I know more changes are coming from the team and I can’t wait to see what will be offered 👍
  • Takes Money 1/5

    By MrRudderz
    This app took 35 dollars outta my account for insufficient funds. I froze my account before so it wouldn’t take money, but did anyway. Now my bank is in the negatives. So yeah definitely do not download.
  • Love this app! 5/5

    By NadiNads
    I love the daily text reminders of how much I have in my account and the memes congratulating me on how much I’ve saved. This app has helped me save so much over the last 8 months while I’ve been in school. I was surprised how much I’ve saved! High recommend to anyone trying to save money.
  • GET IT NOW ! 5/5

    By Kkchick5670
    I have never been so happy with an app ! I recommend this to anyone and everyone. It’s amazing saving money that u didn’t even know you had ! Of course it does take time to see growth in your money but it’s worth it . You sign up with the app get everything connected and just forget about it ! I promise when u go back you will be shocked. WHAT R U WAITING FOR GET IT !!!!
  • Banking? 3/5

    By knarf78501
    Will there be a fee for banking?
  • This app is not free. It’s a paid subscription 1/5

    By hydrottt
    PAID SUBSCRIPTION
  • They pick and choose what amount to take. 1/5

    By unhappyasl
    One day they may take .01 cents the next day they’re taking $76 ! Like who authorized these transactions and why are they so much?
  • Reconnect Issues 1/5

    By hdhshfkornxj
    I have not had my bank acct connected for over 3 weeks now and everytime I have contacted Digit I get the same generic response and no results.
  • I rave about this app to anyone who will listen 5/5

    By vla5
    I have real, genuine savings for the first time in my life thanks to Digit. In the past I have always found reasons and rationalizations as to why I needed to break into my puny savings - it’s so easy to do that, right? But Digit has quietly pulled out dollars here and there, keeps me well informed, and, much more quickly than I’d imagined, helped me to save for some long term things, as well as for some emergency expenses that come up when you least expect it. Case in point: last week I accidentally bashed the front right side of my car trying to get into a small parking space in a new garage. The car is too old for collision insurance (and it’s too high in nj). Where was I going to come up with $1200 to get it straightened out and the door fixed? Post-covid? After furlough had already knocked my finances back? From Digit, that’s where. Thank God, and thank you Digit. For me, this is the best app EVER. Used to be Shazam, but Digit’s got them beat.
  • SAVING AT ITS FINEST!!! 5/5

    By DaddieFresh
    If Saving money isn’t one of your best attributes, then this app is your life saver! Digits has helped me with my finances in SOOOO MANY WAYS! 10/10 RATING ALL DAY
  • Car withdrawal 5/5

    By awesome and easy app
    Great way to save
  • Robbers 1/5

    By Connie2000
    They ripped me off for $300.00 and I can’t get ahold of them without reactivating my account. I want my check. I will report to NYS. AG.
  • Scam for $ 1/5

    By Steph7024
    I wouldn’t trust this app at all. I had money saved, about $800 I transferred about $500 and I got that, but the remaining balance vanished, as so did my account. My account no longer exist & I can’t get my money back.
  • I want my money back 1/5

    By frechetteskyMaddy6467
    I was waiting for some money to withdraw from digit to my bank account and it look another 2k out of my account and it doesn’t say anywhere on my digit account but shows that digit had take. An extra 2k out of my bank account . Please respond back and help
  • Not too bad 2/5

    By Karolottasion
    I like digit. I’ve saved money and you can have it make payments on your credit card. What I don’t like is when you need your money right away you have to pay .99. I think that is a ripoff. Being charged to get my own money is not right.
  • Not finding my account 1/5

    By Mgooder234
    It tells me I have no account with my bank which I obviously do.
  • ABSOLUTELY, NOT A DIGIT USER 1/5

    By Un4gettaBelle
    I AM NOT A DIGIT USER! I canceled from this app years ago. It appears you are scraping for any email address that ever tried Digit and trying to get them to re-sign with Digit by saying that your account is still being charged, after a person has canceled and has not used Digit for years. Digit may be a fine app, but it is one that I do not use anymore. Digit developer, please remove my email address from your app. I tried Digit and quit with it years ago. How can you claim that you are still charging my account when I quit from digit years ago? I ask that you cease and desist, immediately. I now belong to the ADA. If Digit doesn’t not stop I will be forced to report this to the ADA DOJ. As this is both harassing and fraudulent. I do not believe you can force me to use Digit.
  • I can save my money for free 1/5

    By Kingroy510
    Digit overdrafted my bank account with 2 withdrawals and a $5 service fee. I notified them to refund me my overdraft fees 2 days later and still no reply. Digit was great until help is needed. Closed my account because I can overdraft my account myself. At least I can help me.
  • Easy 5/5

    By bartleso
    I’ve struggled to save money. Digit helps me by doing it for me in smaller increments!
  • Life Saver 5/5

    By Queen Brooks2012
    Digit is a life saver savings. It’s an amazing money saver. It’s helps me pay my bills on time and keep extra money in my pocket. I love Digit
  • Awesome app 5/5

    By regularmiike
    Has really helped me with my finances and saving in general. Love it. Small suggestion? Make it to where we can transfer money from one savings goal to another. Would be a nice little improvement.
  • I don’t even leave ratings 😂 5/5

    By A Pimp Named Slick-Bacq
    The best thing I ever did was download this app BEFORE I NEEDED IT. That is the best advice I can give if you don’t get the hint from this then that is your fault. Download the app and then forget you ever downloaded it. Then a year later you will look back and thank yourself. You’re welcome!
  • Monthly Fee Too High 2/5

    By Emilyowen
    I have used the digit app since 2018, and have been very happy with it. It is wonderful for saving for goals such as vacations and Christmas. However, I am giving the 2 star rating because they recently increased the monthly fee to $5. $5 is quite steep when there are plenty of ways to save for free. Previously it was $2.99 a month, that was more reasonable, paying for the convenience of saving without having to think about. I cannot justify paying $5 a month for this app, the only feature that I use is the savings part. Spending that much money to save money just doesn’t make sense. I would recommend to Digit that you reduce the price back to $2.99 and charge a fee for those who are using the others features such as investing, have a basic subscription and an all access subscription. Although I like the app, I can no longer recommend it.
  • Too much 1/5

    By teiyamarie
    Digit takes way too much at one time out of your account. $10 for my rainy day fund and five dollars for my credit card fund? That was taken from my rent money. I feel like what’s taken out should at least be approved before it’s taken. You can send a text or something and make sure that that amount is OK
  • Can’t log in 5/5

    By Elizabethcierra
    I have tried and tried to get into the app but still cant. I have contacted support and they were no help. I’ve deleted the app and reinstalled but still no help. It keeps telling me my password is wrong even after I changed it.
  • Meh 2/5

    By george611
    I ONCE loved this app, it was super easy at saving money and I lovED the credit card feature. It NO longer offers that feature. I’m not sure why but it was very helpful! So now the money I’m saving I’m turning back around a using it towards my credit card. PLEASE bring back that feature!!!
  • Game changer! 5/5

    By I'm the baby gotta love me!
    I struggle to save and Digit has changed the game for me. Small amounts of money are transferred into my digit account which allows me to build savings faster than ever before. It even makes credit card payments for me!!! This has been one of the best money tools for me... and I’ve tried many! Thank you!!!
  • Excited 5/5

    By gallantry1908
    This app is motivated me to save!i love how it works!!
  • The best 5/5

    By &;)/$;&(@
    I swear I have recommended this app to EVERYONE!!! I can honestly stand by this app!!!
  • Contradictive 2/5

    By Milesrey00
    So I really do love the concept of this app but it’s kind of hilarious that if you have 4000$ in for a year you’ll get 4$. They changed that recently I used to get way more. The reason I find it funny is cause they charge you a monthly fee of five dollars. So even if I had 4000$ saved for a year I wouldn’t even get a months worth back 😂. Like you guys started getting greedy. I’m gonna look around for another app.
  • Do not add money to this app there isn’t any customer support! 1/5

    By 2 year long customer
    I disconnected my bank about two weeks ago and still haven’t received any of my funds , but I’m still seeing digit take money out my account.
  • No communication 1/5

    By Poor Social Worker
    Digit was great at saving me money so when they opened the new feature to direct pay student loans it sounded great, however my loan never received any of the payments. This was over $5000 and multiple attempts to find where the money was sent has resulted in no communication. I am a state worker in child protection so this is a lot of money and digit won’t even respond using their system to a request of where the money was sent.
  • Blank screen 1/5

    By Daniiilove
    Never got to try the app, I made an account and every time I tried to log in after the screen was blank and never loaded
  • Love Digit 5/5

    By Avab223
    I love this app so much. It has saved me numerous times when my checking account balance dropped below $50 and taken money from my rainy day fund and put it into my checking. It tells me daily what my checking balance is via text and I just cashed out $1600 that I effortlessly saved for our upcoming vacation.
  • The digits 😍😍 5/5

    By Quezztho
    Super cute way to save money. Very easy to use, I love the weekly updates on where my finances are via text it’s just a really sexy app to have 😍😍😍
  • Emergency Resource 5/5

    By Rackzilla
    Easy to use and has been handy as an emergency resource during times of financial challenges.
  • Truly helpful 5/5

    By Bliggett11
    I have a very hard time saving money on my own. This app makes it’s so easy I paid off the credit card in less than a year. I couldn’t of done that by on my own.