Digit: Save Money & Invest

Digit: Save Money & Invest

  • Category: Finance
  • Release Date:
  • Current Version: 3.119.0
  • Adult Rating: 4+
  • Developer: Hello Digit, Inc
  • Compatibility: Android
  • Links: Google Play Store
258,000 Ratings
$ 0

Digit: Save Money & Invest App

Digit helps you get results and reach your financial goals effortlessly. Our personalized approach helps you save for your goals and invest for the future - so you don't have to think about it. Healthy money, happy mind. THE PERFECT AMOUNT, EVERY DAY Digit analyzes your income and expenses daily, saves what you can afford, and directs the right amount towards your goals. SAVE MONEY WITHOUT THINKING ABOUT IT Digit effortlessly saves for all of your goals: emergencies, everyday expenses, a vacation, or even a down payment on a house. Digit also monitors your checking balance and moves money back into your checking account to avoid overdraft fees when needed. INVEST WHAT YOU CAN AFFORD Save money for retirement by letting Digit do the hard work. Digit matches you with the appropriate investment portfolio to reach your goals and invests amounts you can afford. Digit finds you the right IRA to help you max out your tax-advantaged retirement savings each year. DIGIT - YOUR SMART FINANCIAL ASSISTANT Featured in Forbes, Business Insider, New York Times, BuzzFeed, and more, Digit helps you and others like you manage your money, improve your financial health, and save an average of $2,500 a year along the way.* To get started, simply download the app and connect your bank account - that's it! The signup process takes less than five minutes. Digit is free for 30 days, then just $5/month. All our features are bundled into one transparent monthly membership that's designed to deliver progress on your financial goals. ACHIEVE BETTER FINANCIAL HEALTH. AUTOMATICALLY. — Save the perfect amount of money with Digit's completely personalized savings algorithm. — Save for an unlimited number of goals. Digit even intelligently divides your savings, allocating money depending on your goals' target completion dates. — You're in control. Set safe saving levels, boost your savings, and pause goals whenever you need. — Get overdraft prevention with notifications and automatic transfers when your account balance is low. — Invest in your future. Create a retirement goal and Digit will move what you can afford into the right investment portfolio for you. — Withdraw your money as often as you like. No fees, no minimums. — Plus, earn 0.10% annually on your Digit savings. That's 2X more than most savings accounts! — FDIC-insured banks maintain your Digit savings, insured up to a balance of $250,000. The future is yours. So get there effortlessly with Digit - your smart financial assistant. -------------------------------------- *Average saved based on Digit customers with connected accounts from Jan-Sept 2020.

Digit: Save Money & Invest app screenshots

Digit: Save Money & Invest app reviews

  • Downhill fast 1/5

    By Brilliant Orange
    In their rush to get out their new debit visa they sent a card that cuts off my last name, and provide ZERO data on the app for balances or ability to load the card. I had to call the number on the card to find my balance. My support ticket is two weeks in without an answer. This app used to work really well, but somebody up top is making very bad decisions when there are competitors emerging.
  • Blown away 5/5

    By gmc0616
    Was referred to this app by a friend and was thinking she was just trying to get a referral fee. MAN was I wrong. This app is my fav, I love the fact that it just removes small amounts of money that I’d be blowing at Starbucks or dunkin or that stupid watch band on Amazon and tucks it away for me. I have to refrain from checking it daily and moved to weekly to see how much I’ve saved. Also the ability to put the money back if needed. Such a cool way to save I was blown away how much I could save in a month!
  • $$$ 5/5

    Great app and it saves me money
  • Was working great 2/5

    By Jypeel
    I’ve had this app for at least a year or longer and have saved a lot, but the last month it hasn’t saved anything on its own like before. I haven’t changed any settings. But it did remember do automatic debit the $5 fee. I can’t find a contact to reach out to so this is my only option.
  • I lost over 200 dollars 1/5

    By Loner dino
    Digit is great but they don’t have the customer service to fix security issues. Someone hacked into my account somehow and changed both the email and phone number on my account. There is no way for me to get into my account now. I emailed them about this and they told me to reset my password which I can’t do if the person who hacked my account changed all my personal information. I had over 200 dollars in my savings on digit and now it’s gone. It works for saving money but they don’t work with you to fix stuff like this so don’t rely on them to keep your money safe.
  • Great 4/5

    By Luvyjoy
    My one complaint is that the app randomly logs me out. Other than that , it’s great!
  • It’s a global economy 1/5

    This app will not accept my international cellphone number so I was never able to get past the account setup stage. What a shame.
  • Amazing! 5/5

    By Raka H.
    Digit is amazing! I have saved so much money to go on trips, pay bills, and buy gifts!
  • Somethings changed 1/5

    By retraczat
    Used to be a great app for saving money. Now it’s a great app for saving money that crashes all the time and disconnects my account constantly has lots of bug issues and hasn’t sent me account notifications in 3 months despite me reach out to support multiple times.
  • Back and not very happy 2/5

    By KaylaLuca
    So I used to have this app maybe a year ago? And I loved it. It would save me money and it would save up money through out the month that I wouldn’t even have to make payments on my phone bill or credit card it would automatically save enough and pay it for me. Times got a bit hard so I had to cancel unfortunately. Fast forward to now I have a new job that pays more so I figured I’d redownload. Come to learn that they no longer even offer that. They don’t make payments for you anymore . The only way to save money for bills is to make a “rain day fund” manually save it yourself than transfer it to your account (takes about 2 days to show up in your bank account) than use it to pay your bill. Lame.. Pretty disappointing to come back to this. none of the features I loved this app for are even available any more.
  • Great way to save! 5/5

    By Dellp305
    This app is wonderful for my holiday spending or emergencies! I only use it for those reasons. Amazing to have this option.
  • Not helping at ALL 1/5

    By Tiff-Tiff!
    I used the credit card savings and it was good at first, but NOW it’s literally not connected to my credit card account anymore and is saving a tiny amount. It hasn’t made a payment on my credit card since July and me when I try to turn on live balance it just says “check back soon” and it hasn’t updated or allowed me to reconnect in MONTHS
  • Locked Out Of Account 1/5

    By Emilynemo
    Terrible app. It logs you out and does not let you log back in regardless of how many times you reset the password and prove you’re not a bot. I just did the process three times only for it to say I don’t exist. Once I get into this account I’m getting all of my money out of it and deleting this as this is not the first time this has happened. Garbage.
  • If you try to cancel your subscription it will still charge you. 1/5

    By jack100and50000000
    I’ve canceled my subscription and a year later digit is still trying to charge me. They also make it difficult to even cancel the subscription in the first place. Avoid this shady app
  • iPhone 13 Pro Max 2/5

    By rigo71
    I love this app. Been using it since 2010. But ever since I got the iPhone 13 Pro Max, Face ID doesn't work, nor does the PIN option. Please fix? Didn't have this problem on my iPhone 12 Pro Max.
  • A few problems 3/5

    By Trying-To-Adult
    The first time I had Digit it was perfect. After I uninstalled it and reinstalled it and realize that now they are charging five dollars a month, my account keeps getting logged out of, and I have to reset my password every time because my current password isn’t working anymore. I’ve had about five or six passwords within the last two months for Diget. It’s uncomfortable not being able to look at the money I’ve saved. It’s concerning that my password won’t work and I have to reset it every time I get locked out. Please fix this.
  • Best app! Hands down! 5/5

    By Ingrid_ingrid
    I love this app! I don’t know what I would do without it. It safes and you don’t even know it, next time loom you have tons of Kinsey saved for you.
  • Decent money saving app… 3/5

    By Princess Sha Sha
    but monthly’s fee should be lower. I think it’s 5.99 per month to save my own money, plus the instant withdrawal fee.
  • Great app with one flaw… 4/5

    By Dr. Tuitupou
    I love this app. It helps you save effortlessly for any goal you have in mind. I took off one star because transferring money back to your account takes at least 2 business days, ie Monday-Friday only. If it’s Thursday and you need your money the next day, Digit won’t complete the transfer till Monday or Tuesday! That’s okay if it’s for some gift, but the “Rainy Day Fund” won’t be immediately available while you’re standing in the rain. If they can make the transfers instantly, I’ll give the app 5 stars.
  • Stealing money 1/5

    By astarfishnamed_a
    I’ve had digit for 3 years and it’s only saved me $20. All digit does is take money from your account EVERYDAY for processing fees and barely saves your money for you. The cancellation process is IMPOSSIBLE
  • Useful 5/5

    By thewknd
    I love those app it’s uhelped me save money and organize goals. I love it and have had it for years now
  • Digit is amazing 5/5

    By 🧞‍♀️🧜🏿‍♀️🧚🏿‍♂️🧞🧚🏿‍♀️
    I absolutely loved Digit. I loved Figit not only for it’s Capacity to help save me money but every single time there’s been an issue where my account has overdrafted because of a digit save they have reimbursed me more than what I paid for even though it was my bad budgeting that led to the issue to begin with. Thank you digit I freaking love you guys
  • Bank Disconnection 1/5

    By ayajevahni
    App keeps disconnecting from bank account and never actually saves money.
  • Great app 5/5

    By HyfeLyfe l_leechi
    I saved 8000 by mistake lol I fell in love with the app after that day !
  • Great app, unfortunate circumstance 1/5

    By aaronbleop
    I saw that Digit got acquired by a vicious loan lender, while I love the app I simply can't support a business that preys on people.
  • Excellent 5/5

    By ndjeixhdh28384
  • Good but not working 2/5

    By Axmbxer
    I loved this app but I ended up deleting and redownloading it and now I’m not getting any text messages ):
  • crap crap crap 1/5

    By whateveritdoesntmattet
    i couldn’t log into this app, it was just saying try again later when i had over a thousand dollars saved, i don’t trust y’all with my money. when people have so much invested do better and let us get into our account???? idk what happened to this app it used to be good. i was finally able to get into my account, i withdrew all my money and closed my account thank God
  • Used to be a lot better 2/5

    By Steelcitygirl86
    No dedicated customer service. Not a good idea when money is involved. No email. No phone number. You have to send them a message and wait, and they’re only open 9-5, Monday through Friday. Good luck if you have an issue over the weekend. Did I mention I pay a monthly fee for this app? It takes days for you money to clear and become available in the Digit app. If you’re taking my money and its gone from my bank account there should be no reason I do not have immediate access to it within digit. Lately, its also caused my account to become overdrawn more frequently. My accounts are not updating quickly enough. It used to do a really good job at monitoring and managing how much to save based on my spending patterns, but that seems to have gone out the window.
  • Reconnecting my bank account 1/5

    By debbbbz
    I’ve had digit for 3 years now and just yesterday 11/8/21 my bank account can not be linked with my digit account… been trying since yesterday — what a bummer!
  • Great for longer-term savings goals, not so much for day-to-day management 3/5

    By Fhcndcmds
    I use Digit both for longer-term savings goals (special events, gifts, even monthly bills) and day-to-day management (setting aside half my paycheck to access during the second week between pay days, grocery money, etc), and it is definitely better for the first. I love being able to set an amount and date and have money drawn from my account over time instead of taking out a large chunk all at once, and as someone with ADHD and executive functioning issues it’s been a huge help in making sure I get bills paid on time. As for daily/shorter term money management, I’ve run into issues with how the app handles direct/manual transfers from your bank account. I get paid biweekly and usually will transfer a chunk of each paycheck directly into Digit and then withdraw it on my second week between paychecks. Having the money out of my account has been a huge help with budgeting and making sure I’m not trying to make it through the last few days before a paycheck with nothing in my account. The big issue is that Digit automatically adjusts your balance in the app, but the actual money transfer takes a few days (at least with my bank). So, if I deposit $200 into my Digit account, it will automatically change the balance to $200, but my bank account won’t reflect that deposit for a few days. This has led to me accidentally spending more than I actually had in the account (because my Digit account showed that the money had been transferred before it actually had) and then ending up with a low/negative balance when the transfer finally processed. The real issue here is that, even after the transfer processes, Digit shows the payment as “pending” for at least a day, so I can’t even access the money I transferred in order to fix my bank account balance. I can work around this issue by being very very careful and sparse with my spending for the first few days after I transfer money, but for an app based in money management and helping you save, this is a pretty irritating oversight. It would be much more helpful if Digit didn’t change the balance in your app accounts until the transfer had been fully processed and the money was available in the app. Other than that, the app is really wonderful and has been very helpful with longer-term savings goals, just not the best if you’re looking for an easy way to manage day-to-day spending and short term savings.
  • Ahorros 5/5

    By marroguez
    Excelente app pues me permite ahorrar dinero
  • Horrible Customer Service 1/5

    By digitappclosemyaccountpls
    I decided to close my account and have submitted a request to close the account. Customer Service woman Teresa said I have to have my license, bank statement, and a utility bill with my permanent address on it to close it. I don’t pay utilities at my permanent address, but provided the license and bank statement header. Still won’t let me close the account. Absolutely ridiculous. I will be reporting them to my bank immediately. Very sketchy and 0/5 stars for me.
  • Really good app! 5/5

    By blondolivares
    Very helpful app! Helps you to save money without hurting :)
  • Incredible I LOVE IT!!!!!!! 5/5

    By Darrk Blu
    I have managed to save a ton of money. I was skeptical at first but as a time went by it really didn’t make any difference.Digit has help me clean up my credit cards pay my bills on time and it also have help me save money for a rainy day. Withdraw completely easyThat I usually recommend this program to my friends family.
  • Are you going to fix bugs? 3/5

    By modernhippie.chic
    Your app sends me notifications everyday to keep connecting my bank. Will this be fixed soon? The whole point of the app has not worked for probably a month now. Great idea for someone with bad habits of spending and not saving enough. Keep your saving goals separate and tracking easy. Once you’ve hit a goal or need the money, you can withdraw. Custom daily withdrawals for your goals. Does the work for you! Your normal bank won’t do this for you. You need this app for your financial goals.
  • Black Thems 5/5

    By T wat
    Can we get a black theme?
  • Don’t download 1/5

    By kelzcoolieeee
    This app constantly keeps Money out of my account that I never agreed to I deleted this app and money is still being withdrawn
  • 5 stars 5/5

    By andileigh92
    This app has been so helpful to me. I recommend it to all of my friends and family!
  • Stupid app 1/5

    By Hedyeh :)
    I went to close it and I had money in this account. They asked for verification so I put an address I don’t live at anymore because my old bank account is closed. Then, they send me a text saying that they transferred the money to my bank. And now, I can’t access the account because they closed it. How absolutely stupid. Worst app ever
  • Love It 5/5

    By Nekita Diann
    I absolutely love this app. I set a goal and it was met without me realizing it. I will definitely continue to use Digit! I Love It!!
  • ??? 1/5

    By Person Who Needs Assistance
    I’ve been getting charged $5 for this app for god knows how long, did not get any notifications until I realized, thru my bank, that I’ve been paying for an app I’ve never even used?? I have no idea how to get back what they’ve taken from me, $15, not a lot but I’m very disturbed they did not give me a heads up until recently I got an email said they will start charging so I quickly unsubscribed…. So why the 3 $5 charges? Update: when I login to see why it’s still charging me bc I had to reinstall, it says user pending closure so I can’t even log onto the app, they charged me the 21st and I’m positive I uninstalled this a while ago and forgo the payment part. This is really a scam and I’m seeing more reviews how people are continuing to get charged and how long will it be till I am no longer charged $5 monthly??
  • Great 5/5

    By good 1637737
    It is awesome

    By Gfffg2
    This is my 3rd/4th review now. Please save yourself from this app, I should’ve listened to all the reviews I read before installing. My account has been deleted for MONTHS & digit is still taking my money! I read that this is what the app is known for, taking peoples money.
  • Decent app, but not worth the cost 3/5

    By Cameron0208
    Digit is a decent idea with a good premise. Where it falls short is execution and cost. There are simply not enough features and functionality or incentive to justify the $5/mth subscription cost. I can respect the narrow focus, as some don’t want all the bells and whistles (aka “confusion”) that other apps provide. However, the app should do those few things almost flawlessly, which isn’t the case with Digit. For example, they say they use an algorithm to study users’ spending habits and take money from users’ accounts that is essentially spare change users’ can afford to save. Digit just tried to take 3x the amount of funds I have available in my checking account and save it in my Digit account. How did the algorithm come to the conclusion that I can afford to save 3x the amount of money I have or that that amount is ‘spare change’…? 100% of someone’s balance can not, in any circumstances, be considered spare change—let alone 300% of their balance. I believe your algorithm is in desperate need of some serious re-adjusting/calibrating. Additionally, there are extremely limited investment options, none of which are great options to begin with. Only being able to link one checking account is also an absurd limitation. Also, once your money is in Digit (figuratively speaking) there are very few options for doing anything with your money, as if stashing it in Digit is simply…enough?? Hint: It’s not. One of my biggest issues with the app though is the design. Controls—nearly ALL controls—are hidden. Sure, this makes the app look clean and polished; minimalist and not cluttered—but at what expense? (no pun intended) There’s a fine line between minimalism and not trying/caring. Minimalist design requires a lot of thought. It should be intuitive, logical, and rational—none of which describe the design of the app. Digit offers the info people need while completely obscuring and making it difficult for users to find what they WANT. Anything aside from looking at your balance is unnecessarily complicated and tedious and illogical. What made me close my account though is not being able to stop (“pause”) all saving for an indeterminate amount of time. Digit only allows users to pause saving for up to 60 days. Here’s a tip: if a user is paying you to use your app, they get to decide the how, what, when, where, and why. Stop trying to control what users can do—with their own money, especially when they are paying for your app! Realizing I could not pause savings indefinitely and temporarily deactivate my account was it for me. I don’t want to continue paying $5/mth for an app I’m not currently using. At that point, you’re just holding my money, which is no different than a regular checking account at Wells Fargo—except I don’t have to pay a monthly subscription to have a checking account at WF. (they do charge a monthly maintenance fee, but it’s a mere 99 cents). Due to this fact, I transferred all my money in Digit to my WF checking account and closed my Digit account. Problem solved. Goodbye $5/mth fee, or ‘Hello’, rather, to the $5 I’ll be saving each month. The company needs to go back to the drawing board and really think about these things. I have my doubts though, considering when they first introduced fees, when asked what new features the app would have to warrant now paying to use it, their answer was Goalmojies— set a goal by just entering an emoji. Want to save for a car? Just enter a car emoji. Not exactly groundbreaking. It paints the picture of a company that’s running low or completely out of two things—touch and ideas.
  • They took away the function that I like. 1/5

    By HSWJR1981
    The reason for the one star is because the function that was very useful was taking away. I used to enjoy making multiple payments on my card.
  • Literally helped us buy our home! 5/5

    By Drawinmaster
    Digit literally is the reason we have our home today! It helped us save over 50k to get us to our goal of saving 20% percent down on a house in our budget. Without digit I’m positive we wouldn’t have been able to buy our house as fast as we did. BEST MONEY SAVING TOOL EVER. Do it. You seriously won’t regret it.
  • 516-680-9286 😡 3/5

    By Kurmanchik
    I tried canceling my app but it continues to charge me $5.00 every month! I would love to keep using Digit but I changed my email address but my phone number is the same and it will not let me sync it up with my new information, so I cannot use!!
  • Digit is an amazing savings app! 4/5

    By SeanFilms
    My only reason for rating 4 stars is the inability to make your savings goals lower than what you've already saved. Meaning if I had $500 in a savings account, I could not lower it to a $400 goal unless belo the 400. A very minor issue; i'm just a nut for full control. Aside from that, I use Digit to manage my monthly income by creating unique goals for Rent/Food/Bills and withdraw that amount at the start of each month, which along with my 10 long term savings plans is SO amazing for someone who does not want to create 30 additional savings accounts with their bank. Keep up the good work and have a great one Digit Team!