Experian Credit Report

Experian Credit Report

  • Category: Finance
  • Release Date:
  • Current Version: 3.1.4
  • Adult Rating: 4+
  • Developer: Experian
  • Compatibility: Android
  • Links: Google Play Store
1,368,681 Ratings
$ 0

Experian Credit Report App

Get your FREE Experian Credit Report & FICO® Score* – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. And now, for the first time, you can raise your FICO Score instantly with Experian Boost™**. You’ll get the credit you deserve for the utility, cell phone and streaming service payments you’re already making. See what's helping or hurting your FICO® Score, learn how your credit report impacts your FICO Score and interact with your credit in a completely re-imagined way. Always be in the know with credit monitoring and alerts that notify you when key changes to your Experian Credit Report & FICO Score occur. Plus, take advantage of Experian CreditMatch™*** to find better credit cards and apply with confidence thanks to matches based on your FICO® Score. KEY FEATURES: FREE FICO® SCORE* and EXPERIAN CREDIT REPORT • Track your FICO Score and see which financial behaviors are helping or hurting. • Better understand the kind of information lenders see – like credit accounts, inquiries and public records. • Automatically updates every 30 days upon sign-in. EXPERIAN BOOST** • Connect your accounts to increase your FICO® Score instantly. • Look better to lenders and save money by qualifying for better rates and offers. EXPERIAN CREDITMATCH*** • See credit card matches based on your FICO® Score. • Compare your best options and make your choice. CREDITLOCK**** Easily lock your Experian Credit File and guard yourself against identity theft with the touch of a button. Prevent unauthorized credit activity with real-time alerts if someone tries to apply for credit in your name while your credit file is locked. CREDIT MONITORING & ALERTS • Know when your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report. • Push notifications, when enabled, will send alerts directly to your device. Bill Negotiator***** • Upload your bills, and we negotiate for you. If we can’t, there is no charge. ABOUT EXPERIAN® Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.experian.com **Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost. ***Offers are not available in all states. To learn more: https://www.creditmatch.com ****Experian CreditLock is a separate service from Security Freeze: https://www.experian.com/freeze/center.html. To learn more about the differences between CreditLock and Security Freeze, please visit: https://www.experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/ *****Bill Negotiator - Results may vary. Some may not receive negotiated discounts or savings. Learn more: https://www.experian.com/consumer-products/bill-negotiator.com © 2020 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses and Disclosures.

Experian Credit Report app screenshots

Experian Credit Report app reviews

  • Soooooo Sloooooooow 1/5

    By jon 527295438472
    Why does this thing take almost a full minute to open? I have a brand new iphone, check my credit weekly, and can count in hours the amount of my life wasted watching the logo spin. What is it doing in the background that could possibly require this much time?
  • Helpful 5/5

    By stretchedcheeks
    Easy to use. Makes it easy for me to check on my score whenever wherever.
  • Knowledge is Power 5/5

    By Ghettoheisman
    Knowing what’s is your credit file is huge when it comes to doing business in the financial markets. Savings or More costly fees. It’s totally up to you! Check it.
  • K 5/5

    By jake01/07/1985
  • Best credit improvement app! 5/5

    By me fredna
    This will help you tremendously!!!
  • Meh, should update all scores often 4/5

    By Jlk93000
    Not just the pay app
  • Good App 5/5

    By Va Weather
    Good App
  • Good review 5/5

    By bissiness owner
    It is so easy to see anything that happens to your credit rating. If anyone hurts it they will help you fix it if they can.
  • Easy to use 5/5

    By 208 Life
    I used the app for two months now and it has been good to me so far. Easy to get the reason for the change in credit score.
  • Great app but not the cost 3/5

    By starryrg
    The app is great, clean, intuitive, and easy to navigate. It has improved greatly since it began and as an app by itself it is very enjoyableAnd easily worth a five star rating. However my only drawback is the cost per month for all three credit bureau‘s. Most banks, checking accounts, and credit cards now offer you free limited credit profile views. I get quite a few options with the app but it is hardly worth paying a monthly subscription anymore. If it was 20 or $30 a year, I would consider it a value. But not the monthly fee that I’m paying now. I’ve only continued to use it because I was originally paying for a private service through my bank for the same and was automatically transferred/enrolled when they stopped the service. I’ve done it for years to watch my credit. Now I am heavily considering no longer subscribing since the two basic functions of current score and credit file protection notifications are free for me on three other apps/banks I now have.
  • Having piece of mind. 5/5

    By Mission Ed
    Experian always keeping me safe and having peace of mind!! Knowing that my credit is locked and I’m always aware of what’s going on with my credit score. Giving me up dates & notifying me of all potential cyber threats. Again thank you Experian. Eddie Ray
  • Credit 5/5

    By nalaae
    I’ve just started getting my credit back on track. Experian is the best app for me! The app is telling me everything I need to get my credit back in order. I’m glad I got the app. Thank you
  • False advertisement 1/5

    By cyann12
    It says its FREE! But its asking for payment. What a way to get people download the app and create only to be Fooled that its not really FREE at all. Shame , Shame, Shame… 😏
  • Easy credit score ap 5/5

    By IamPlumber
    Like how easy it is to use and get my score in the go.
  • Effortless user friendly interface! 5/5

    By Sgiwt#1
    I lov
  • Not a free app 1/5

    By Mz cuckoo
    This app wants 19.99 will not let me see anything unless I pay it. Terrible app no free version. Download credit karma.
  • Can’t cancel membership 1/5

    By Absa fan...
    I assume you must call in to cancel your account, no other way on the app
  • Impressive app 5/5

    By Meca878
    Very smart and sophisticated app!
  • Organized and relatively easy to use. 5/5

    By AnonymousReviewsOfThings
    Keeps me updated and informed, serves its intended purpose.
  • It Does WORKS!!! 5/5

    By Lilitabeth
    In the past I tried everything to get my empirical numbers up, but nothing worked until I subscribed to the Experian App. Today my credit scores have been improving over time, just for paying my bills on time. Thanks to the Experian Boost I can now qualify to buy my first property! I’m very happy!
  • Great app 5/5

    Easy to use and very useful information
  • Ray c 5/5

    By 1rstclasshvac
    Great app easy to use and very useful tool
  • Did wonders for my credit instantly 5/5

    By SnakesOnAJames
    That’s all I’m gonna say
  • Locked 2/5

    By finding my folks
    I tried to update one of my old cards through the bank that purchased the company cardholders info. I went through the company’s application process, passed that, then was told that I had to contact Experian to unfreeze my account. Went Experian’s question process, got all the questions answered correctly. I then called company back with the pin, to be told that the file was still frozen. The credit was not able to use the pin because that is not the way they do it. Had to go and do a temporary unfreeze, that worked, got denied the card from the bank, after answering all the questions correctly from Experian. I have very good credit. This was for a purchase I wanted to make before the price increased. All I needed to do was update my old card. I now had to leave my credit file unfrozen for a day. I was able through the App to lock my file back. There is no way to speak to anyone to get problems like this resolved. Extremely disappointed.
  • Happy customer 5/5

    By discountBOB
    It’s a good scale to recognize your credit score I use it all the time.
  • Review 5/5

    By juanita elsa
    It’s so easy to navigate and understand. Very satisfied.
  • Moing 3/5

    By moing66
    Does not reflect my true credit history
  • Too Expensive. Not worth it 1/5

    By foolish site
    Kindly cancel my membership as of today, June 30th and charge me no further. Kindly send me an email acknowledging this and agreeing to no further charges. Sincerely Ellis Ratner
  • Services 3/5

    By ekermkey
    I have account they not mine they show that then been delete buy still showin I have them I call car never answer
  • Awesome 5/5

    By 1 Boo baby
    This is a great app
  • Buena 5/5

    By jejwnsisndhdjusiujujuj
  • Good app 5/5

    By vlady3030
    Good app fácil y confiable me gusta y la recomiendo a todos para tener un control de tu crédito
  • Good app but now invasive. 2/5

    By JeannieH919
    You guys want things that are really none of your business. You guys still report me low even though I haven’t missed a payment or been late in around 143 months. I’m sorry I don’t have a mortgage or a car loan but they are both paid off. I don’t need a mortgage. Quit penalizing me for not having a bunch of debt. Social media is not relevant. A reviewer mentioned its now $29 a month. I will be canceling because I am not paying anyone to collect and sell my information. Nowhere in the description does it state the price that I have seen.
  • Love Experian!!!!!! 5/5

    By MarthajaneLogan
    Thanks to you Experian I have worked to get good credit! Martha Swift
  • Keeps me in line 5/5

    By RockieEH
    Keeps me on track of my credit
  • Good 5/5

    By properdose
    Works good
  • Notifications 1/5

    By Grue
    Please allow me to opt out of the daily check your score notifications. I am not referring to the alerts that can be turned off. I've already turned those off. I mean the "you're doing great" or "check your debt to income ratio" and other random nonsense.
  • Loved this app prior to the update! 1/5

    By Ash Hamilton
    Why do we have to pay a membership fee to view what was once “free”? I’m only using Experian’s data and not requesting info from the other bureaus where there is a charge. Customer service does not let you speak to a rep and only gives 2 options (that aren’t relevant to my issue). Please fix this.
  • Reliable 5/5

    By C-E-D-G
    Great source . Go 2 👌🏽
  • ?????? 5/5

    By dawncoley
    You speak of the app being free but its not.
  • Deactivate my account 5/5

    By dirtydemon92
    How can I deactivate my account?
  • Great app 5/5

    By Fbddkjg
    Has been very accurate and helpful. They aren’t trying to down play my credit score and sell me high interest credit cards like other companies try to do.
  • Great way to monitor your credit 5/5

    By sarabobjoe
    I love being able to Lori toe my credit
  • Booster works 4/5

    By the florida dude
    Took about a minute to plug in my info got 11 points added instantly I’d say worth it
  • User Friendliness 5/5

    By DonCheddar
    Very user friendly, thank you!
  • Update 2/5

    By lalalalalalazhzhzhxh
    How long does it take to update this app? It’s not going anywhere!
  • Awesome app 5/5

    Instead of having debt collectors call me and harass searching for funds. I rather be safer with Experian to know who I owe and the accuracy of to whom I’m paying . Thank you Experian for a wonderful app.
  • Keep charging me for an account that I canceled 1/5

    By Bre_88
    I used this app over year ago. I canceled this subscription but the will not stop charging me. I called in multiple times. Scam!!!! Don’t give them your card information
  • Great 5/5

    By JcW720
    Really helping me get my credit score on the right track.