Great App!! Use it! 4/5
This is a life saver app! Only advice is to set up on a desktop first as it is easier to navigate but overall a good app!
Don’t waist your time 2/5
Great concept easy to use but as soon as you get busy putting your bills in they tell you to subscribe to add more bills. At that point your happy to subscribe but the whole process is pointless because their subscription platform is not set up yet! So essentially you have a non functioning app for download. Misleading! You should take down or warn people the max is 10 envelopes (bills). Saves us 5 minutes of our life.
Detailed enough without being overly complicated. 5/5
I tried out several apps and online programs for budgeting until settling on Goodbudget. Those include You Need a Budget, Mvelopes, Every Dollar, and Mint, and perhaps others that I’m not thinking of. My preference for Goodbudget is probably very much a personal preference as far as how I like to see accounts and information displayed. In the paid version, there is plenty of room for detail and keeping your different expenses and accounts separate without being overly complicated and technical. I like having an “unallocated” fund to keep excess funds before we have determined what they will be used for or in case our expenses are less for a particular month. I also like that it does not link to my bank account. Some may prefer that option, but I find that I am more aware of my expenses if I’m being forced to enter each one, and it helps force the habit of entering transactions as soon as they are made. The app and online site sync easily, and the expense entry system is intuitive and simple. In the app, entering deposits and merchandise returns requires a different series of operations from an expense, which is a little cumbersome but not awful. I also would love to have the option to take a picture of the receipt and store it with the transaction. All in all, it’s an easy app to use and provides the information I need at a glance. I think it’s definitely worth the money for a paid subscription. I started out paying monthly, but I’ll be upgrading to a yearly payment to save money.
Best Budget app around 5/5
By FerdiFab 5
My wife and I have used this app for the past 5 years and love it! It’s great for making a budget, syncing our selectee purchase and keeping us on track with our finances.
Nice but manually tiring 3/5
I wish you could easily connect it to your bank account so the money would automatically reduce from each envelope.
Best Budget App 5/5
Simple, straight forward, easy to use and a great tool to help stick to your budget, track your spending and save!! User since 2012 ⭐️⭐️⭐️⭐️⭐️
This app is amazing! And super easy to use! 5/5
My husband and I love this app so much! It is the first and only thing that’s ever helped us stay on budget from month to month. I love how easy it is and how it syncs with my husband. Thanks so much to whoever created this app. 💕💕💕💕
Difficult to understand & use 1/5
I want to like this app. Lots of people seem to love it and use it religiously. I’ve been trying to use it for a week now and I find it clunky, difficult to understand, oddly complicated and not intuitive. The guides are very basic and don't really explain things beyond what is supposed to be straightforward but in practice really isn’t at all. Nothing is easy to adjust or change and I found that I inadvertently messed up my numbers again and again trying to correct or change something. Then I had to revert to outdated or inaccurate numbers to make the budget “work” again. It takes way too much headspace to get a quick understanding of where I was at in terms of my envelopes and then even refilling envelopes mid-budget was so confusing I’ve given up.
Really hard to understand 1/5
By Uhh... Christy...
Probably going to have to find something else to use. I can’t figure out how to add/subtract money from envelopes. I want to throw my phone! So frustrated!
No subscription 1/5
I just downloaded the app. And have more than 10 envelopes. So it says to subscribe. But I can’t because the option is not available. So I’m deleting the app. Going to something more comprehensive.
The income also does not let you put cents in. Only dollars
Best budgeting app I’ve used! 5/5
I love Goodbudget! It is seriously the best budget app I’ve ever used. Here’s what I love about it.
First, it’s really simple to get started. They have a great Getting Started Video series that walks people through getting set up from start to finish.
Second, everything is customizable. So I can create my own envelope categories and set the budget for each. I can create scheduled transactions that add in my income on the day I actually get paid, as well as scheduled payments for things that I pay automatically, like my car insurance.
Third, I really appreciate that I have to manually add transactions myself. I think that keeps me much more aware of my spending because I have to add each one myself. My boyfriend uses Mint, and he has no idea how much he’s spent on things until he logs in and categorizes everything. Only then will he realize he’s over budget. That will not happen to you if you diligently add your expenses into Goodbudget.
That also forces me to open up the app and actually look at my envelopes before spending, because I know if I don’t have enough cash to cover my purchase, my envelope will go negative, and I work hard to avoid that.
Overall, the most important thing Goodbudget allows me to do is plan before I spend by setting money aside in an envelope. That way, I’m consciously making a plan for how I want to spend money that month. And I know that when an envelope is empty, I should stop spending.
Goodbudgeting for 6 years and still loving it! :) 5/5
By yellow goose
Goodbudget has been there for me through all my life and job changes as an adult! I started using Goodbudget when I graduated from college over 6 years ago, back when I was single and had two part-time jobs. Today, I am married and my partner and I each have a full-time job. We have the paid version and track everything in our budget, from birthday gifts to haircuts—we have 40 envelopes. Goodbudget has helped us save for a car, take multiple vacations abroad, and budget for emergencies (car break-ins, flat tires, parking tickets—the Emergencies envelope saved us!) and save for a future home renovation. Here are my favorite things about Goodbudget: 1) Great flexibility in tracking multiple paychecks – I used to have two incomes; one was once a month and one was every Friday, now I get paid twice a month and my husband gets paid every other Friday. We schedule our paychecks to post on the days we actually receive them and fill our envelopes at the beginning of the month using our cushion. Works great. 2) The envelope faces are cute and kind of sassy. Wish I could use the shocked one as an emoji! 3) I just got access to the new debt features and now we can start tracking our mortgage paydown—it’s great that it even calculates the interest for me! There’s a report that shows me my projected payoff date based on my monthly payments. 4) We have monthly meetings to go over our spending and saving goals, and it's really easy to pull up our Goodbudget reports to see our data, organized in a way that makes sense to us. Thank you, Goodbudget!
Thanks for helping me spend and save in line with my values! 5/5
I’ve been using Goodbudget for several years now, and it’s been such a great tool to help me spend and save my money on what I really want to. I’ve been able to notice trends in unnecessary spending and cut back to save and spend on what’s important. And now being able to look back and see that my spending and saving habits are now more in line with my values feels really good!
My favorite thing about Goodbudget is that it encourages me to plan ahead. While other apps can connect to my bank account and give me information about my spending after the fact, with Goodbudget I get to come up with a plan ahead of time that reflects my intentions, and then it makes it easy to see how closely I’m sticking to my plan in the moment that I’m deciding to spend.
A couple features I want to highlight are scheduled transactions and reports. With scheduled transactions, Goodbudget takes care of my regular payments and fills so I don’t have to. It saves me time, and seeing upcoming transactions can help me plan ahead. The reports help me better visualize spending and saving trends when just looking at the numbers doesn’t always make sense.
By the way, I think the plus subscription is totally worth it to have unlimited accounts and envelopes, because I like being able to categorize everything in a pretty detailed way.
By im not becky
Your app is not straight forward but I like how thorough it is but make it more direct and user friendly... also have a system to convert to a excel/apple budget
Amazing budget app 5/5
I’ve always loved budgeting and I’m 21 and was taught by my parents how to budget with literal envelops and this gives me the same feel as when I learned and helps me handle my money. I have recommended it to so many people and have helped my friends set it up too.
Exactly what I needed 5/5
I just needed to have a system that would keep track of my budgeted amounts in my main categories. I actually didn’t want something that synced with my online banking because it gets so confusing when your moving money from one account to the other or if you are buying something for someone else and getting paid back. I just wanted to see how much I was paying in groceries and saving for Christmas etc. It is super simple and that’s what I love about it.
Honestly saved me from losing my car 5/5
I have been using Good Budget for over 4 years. I first downloaded it and started using it a tiny bit before that, when it was still called EEBA (Easy Envelope Budget Assistant), but I didn’t fully commit to using it until after I went through Dave Ramsey’s Financial Peace University with my church. Dave Ramsey is all about CASH CASH CASH for everything, but I can’t keep track of things like that. With Good Budget though, I was able to start following Dave’s concepts of assigning every dollar a job, pre-planning where you spend things, and not overspending. Mathematically speaking, I couldn’t pay rent, eat, and make my car payments all at the same time, but somehow through careful planning, following the budget, and putting God first in all of it, I paid off my car 4 months early.
As an app, it works really well. I love the convenience of being able to input transactions as I go. It interfaces with the website, and I really like how it all runs.
A lot of people tell me they couldn’t use it because it’s all manual. GB doesn’t download your transactions for you. There’s no interfacing with your bank, they don’t check your credit score, they don’t offer you pre-approved credit offers, or any of that. It’s entirely dependent on you doing it yourself. I like this because it forces be to stay very actively involved with my money.
There’s a few things I don’t like about it. The app interfaces with GPS so it knows when you’re at the same store it’ll pull up that store again when you go to input a new transaction. If that store has multiple locations, it doesn’t pull up easily.
I also don’t like that there’s no way to store actual receipts. Photos or halftone scans or some such.
The user interface could use an update, it hasn’t changed much in the last 4 years.
I recommend this to everyone! 5/5
It’s a modern cash envelope budgeting system. My husband and I have been using it a couple years consistently and love it!
So great!!! 5/5
I had lost track of my spending, and this app is simple and effective and just makes an amazing difference! I even purchased the monthly subscription!!
Do it! 5/5
Has made a huge difference for us in knowing how much money we ACTUALLY have that isn’t already going to payments, taxes, savings etc. So much better than being kept in the dark. I spend about an hour once a month importing balances from card/account in order to know how much we have for the next month. Just paid for our car in cash from having saved up and survived 6 months on only one income because we had savings in place and knew our finances. DO IT!!
Changed my life 5/5
Using this application I have been able to save more than ever in my life. Seeing what I have left over in each envelope has kept me on track. The paid option is well worth it.
Sigh. Please make an ipad version. 2/5
I was excited to try it, based on research and some reviews, however the second i opened it on my iPad and it was horizontal I literally said “Oh come on, seriously?”
I have an iPad Pro with a keyboard case which sits the iPad on its side (where the smart connectors are) but that means the app is also on its side...so unless I want to type everything with my head tilted, i’m kinda limited. Exact same problem with the instagram app, which is just as frustrating!
Please offer a rotated version for the iPad, or at least the ability to change the orientation based on iPad position. Thank you.
Great for Multiple Users 5/5
I love how both my wife and I can update our budget real-time from our respective iPhones. We set up a separate envelope for “Savings,” and we can track throughout the month how much we can put in savings if we don’t overspend.
Best I’ve found 4/5
I’d give 5 stars, but as with anything there is room for improvement. I continue to look for a better budget app and I keep coming back to this.
I love how simple and streamlined the interface is. I’ve NEVER had an issue with syncing across devices and the app never freezes or crashes.
The free version meets most of my needs and keeps me on top of my bills and has helped me save. I like the fact that you are not forced into linking your bank accounts (especially considering my banks are so secure with their logins that most apps and budget programs cannot even access my accounts). It would be nice if they had the option to sync, but if they do introduce this feature I hope they make it optional. Overall it is a well rounded app, and their website has even more options that I do wish they would add into the app such as the various other types of reports and the options to make various budget categories for different timeframes.
Love it! 5/5
It’s a little clumsy in the syncing, but once you get it all set up it’s awesome! Everything is automated so no more sitting down every pay day to figure out where everything goes. The best part is that I can also track transactions from each envelope. It’s like the classic paper envelope system in digital form.
Not User Friendly 1/5
Too confusing to use easily. App deleted
Use it everyday 5/5
By chocolate chip cookies
I use this everyday to make sure I’m on track with my budget. I like how you don’t need to link your bank accounts, like some other budgeting apps.
Excellent !!! 5/5
Great app, it helps us manage our household.
By Tima dAvery
I love how this app keeps my wife and me on the same page with our finances and spending habits.
Too complicated 1/5
I got a headache just trying to figure it out.
Fantastic App and Customer service 5/5
My wife and I have been using this for years and am so thankful for it. The customer service has been fantastic. Twice I had to get hold of them and they solved my problems. Very nice people (phone and email). I use this app every day!
Just helps 5/5
I love this app. It just helps!
Best budgeting tool I’ve found 5/5
I love the flexibility of GoodBudget - the free plan provides everything necessary for setting your budget and staying on track.
Really easy to use. Now I know where my money goes. Makes it so easy to stay on track
Love it! 5/5
Best budget app I have used! I love that it syncs to my partners phone and that I can logon on a web browser too. I recommend it to anyone who even mentions the word ‘budget’ in front of me.
Pretty Good 4/5
I love seeing my monthly budget and expenditures to know what’s left. What’s not clear is adding extra occasional income; it seems to mess up the next months set budget.
Budgeting help for 7 years!!! 5/5
When my husband and I got married we tried several budgeting apps that just didn't work well for us. When we tried Goodbudget it was simple and we liked that it wasn't synced with any of our accounts. It's really helps us watch our accounts since we consolidate it on a weekly basis. Only takes 15-20 min and it totally worth it!
Great Envelope budgeting 5/5
Great Envelope budgeting
Very easy to use 5/5
By P Dudoff
I have used a budget for decades and this is the easiest system I have ever used. I know where I stand at all times. The program tells you where your spending is compared to where it should be at that point of the month based on your budget.
Decent app, too large of a paywall 3/5
By Oasis Student #lit
I think that GoodBudget is a decent app. You can easily pull up a pie chart and see what kind of spending you are doing. The downsides are that the app is way out of date and the last copyright was around 2011.
Also, you can only use up to 10 envelopes before you have to pay a ridiculous price of $5 a month. That’s just the starting price, and the more envelopes you want, the more you have to pay. I think the app is best for very simple things but if you want to do your full bills, another app will probably be more ideal.
Great budgeting app 5/5
My husband and I wanted to better understand how our money was being spent, so we looked for an app to track all of our spending. We chose GoodBudget because we could sync the data between our phones, so if one of us added an expense, it would show up across all our devices. That would allow us to maintain an accurate, real time picture of our total family spending. We tried the free version for a while, and liked it so much we upgraded to the subscription option so we could add even more envelopes for an even deeper analysis. It’s been very helpful and I would definitely recommend this app.
Great App but better on Android 3/5
I love Goodbudget. I normally use my PC and occasionally use the app. I like how it syncs well across all devices. My only complaint is that the Apple app doesn’t give you the remaining balances with each transaction. What if I want to know what my balance was in a particular envelope before a purchase? Android and the web version can do it so why can’t Apple? Please fix that and I’ll happily give 5 stars!
Budgeting is finally fun 5/5
By Bored Redhead
We’ve been married for over 25 years. We’re financially comfortable, so a budget always seemed like just “a good idea” but never a priority. Now with a daughter in college abroad, we’re trying to better analyze our spending to help avoid overuse of student loans. This has been wonderful! And the KEY to making it work has been NOT to micro-manage the money. (It’s what we did wrong every other time) Making my own categories means I can have one place for “monthly fixed expenses” that includes everything from recurring political and charitable donations to our mortgage. I’m now budgeting in only about ten categories and it’s perfect. The app’s haptic control to quickly add a transaction is great. The status bars are an easy way to judge discretionary spending. The splits are simple and easy to use. I did have to fiddle with the envelope fills the very first time, but it was quickly remedied.
Now, if I could just merge it with something like Mint so all my digital transactions (we very rarely use cash) came to an Inbox for distribution/matching it would be even easier to use and 100% perfect. I love this app though, and know it will ultimately save us money.
Easy to use 5/5
By Mom rox
Simple, easy to use app. Very helpful to have “digital” envelopes if you are using the envelope budget system.
This app would be wonderful HOWEVER... 1/5
HOWEVER it limits the amount of categories (envelopes) you’re able to enter and THEN charges a monthly fee for more! Don’t waste your time doing a budget until you’ve figured out if you’re going to need MORE than the allotted categories.
Great App 4/5
This is a great app. Very easy to use. I wish there was an option to buy a lifetime subscription of Goodbudget plus instead of monthly or yearly subscriptions, but other than that I have no complaints.
Don’t love the update 3/5
I have been using this app for a few years. I use the web page for main bills and syncing bank and credit card charges. I use the iPhone app to track incidental expenses. The latest update for the phone app is not satisfactory as it takes me twice as long to enter a transaction. I may be shopping for another app.
Awesome app 5/5
Awesome app. Keep us on budget. Highly recommend
Life changing!! 4/5
I am their #1 fan. After learning how to budget and manage my finances with Dave Ramsey Financial Peace University, this is the PERFECT way to keep track. My only complaint is the reports. Need to improve a ton. I have asked several times with no success. But staff is very responsive to emails.