MoneyWell : Personal Budgeting

MoneyWell is a personal finance package built around the concept of envelope budgeting. It's designed to keep you from overspending by using proactive budgeting techniques. It also helps you direct your extra money to debt reduction and savings so you end up with a nice cash buffer for emergencies and a more stress-free life. You can download it for free, look at a sample budget or try setting up your own. There's no time limit and it's fully featured except you can only create 200 transactions in "Free mode". If you like what you see, there's a subscription which unlocks unlimited transactions.  We'll never remove access to your data, so even if your subscription expires and you return to "Free mode", you'll still be able to view and export your data. Too many other financial tools rely on end of the month budget reports to keep your spending in line, but by that time it's too late to fix anything. We call this regret-based budgeting, where you print reports and then regret not sticking to your plan. It's a broken system that most people can't use. With MoneyWell, there's one simple rule: Spend only what you have in your buckets. MoneyWell will help you by allowing you to create a spending plan and then telling you how much you need to save in each bucket category to meet your goals. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/