Not Necessary 1/5
By Shell bell 56
Not all financial businesses (your creditors) have these yet, but to pay for credit reports and credit scores is a waste of money. Most financial organizations are giving you free credit scores now monthly or instantly. Check with all your current creditors online or call them. I currently have 8 different creditors that do and more every month. They also represent all three credit reporting agencies, and most use the Fico Score. Also your credit report is free every year, just order one every 4 months from a different credit reporting agency.
Good luck improving your prchasing Power!
No Paid Subscription Offered! 1/5
This is ridiculous. This app has no value unless you pay one of the two options of subscription. I don’t know how this makes sense for business and future growth. Disappointing!
I have the other 3 major credit bureaus also but myFICO doesn’t update enough. Seems to be behind. Also to get your other FICO scores you have to pay an extra $50 bucks to get it “early”. We pay a subscription but have to give pay more to see scores
Most helpful app I’ve ever used!!!! 5/5
I was hesitant to pay $40 a month for a credit monitoring app but months later, I can’t give this app up! If you are actively trying to change or better your credit, this app is a necessity! I have made significant improvements to my credit in only a few months! I feel better about my credit & financial situation than I have in years! HIGHLY HIGHLY HIGHLY recommend to anyone working towards bettering their credit &/or working towards a financial goal like buying a home! 👍🏻
Roof king 5/5
Love it !
Payment is clunky 2/5
Over and over again I input payment only to be told ‘Payment information Required’ despite everything being filled in. Also despite updating my profile it continues to preload the payment info with address data from 10 years ago. The actual info displayed is great once I’m fortunate enough to get the payment to work but nothing this day and age should be this clunky.
Great app 5/5
Easy to navigate
I would try the app if it had a free Trial. 3/5
$40 a month is a lot to give with out knowing first if you like the app.
Deceptive search methods 1/5
I search for an app with free credit scores and myfico showed up in the top 3 results. There is nothing free about this app.
Notification “Alerts” bugs 3/5
Most of the time it’s nearly impossible to get the notifications (ALERTS) to go away in app. Reading them nor hitting the “mark all as read” button doesn’t get rid of them.
Awesome app and service 5/5
The most up to date service hands down. I had another one while checking this one out, and I always got notifications here first and so I knew this was a winner. I tell my friends and family all the time about MyFico. Thanks!
Not worth the money 2/5
Get a free app. It’s not worth the money!
The Real Deal 5/5
I love this app. This is the only subscription I don’t mind paying for every month. I don’t even pay for cable. These are your real FICO scores that are used. From FICO 8 and 9, mortgage and bank card scores. If your purchasing a home or car this app is needed it will only help you.
Pay $30 or $40 per Month 1/5
By J. J. Jameson
They’ve literally lost their minds. Why would anyone pay either of those two pricing on a monthly basis when you have credit karma for free!
They think their product values more than credit karma hahaha!
What a scam and how sick are they to put a price on this information that consumers never elected to have, but business chose to have on consumers.
Disappearing paid reports. 1/5
They intentionally erase you previous paid for reports just to force you into paying for a subscription to their service. Forget them. They don’t deserve my money cause they just sell our personal information without our permission anyway. Just don’t give them your money. There are plenty of places where you can get enough information about your score.
Sign up for all the free sources regardless if it’s a real score or not, then do an average of them all. Drop the highest & lowest. Add up the rest and divide by how many scores you added up.
That is almost always as close to a real score you will ever get anyway. Besides there is not just 1 score, there are hundreds, depending on who is looking at your score and what version they use.
My Fico 5/5
By mrs canty
I love getting my disco scores through them it’s accurate thus far
Best App Ever 5/5
Best Credit score app of all time!
Very reliable and always timely
Wish there was a trial 1/5
Since it is a paid app where the minimum you can spend is $30 and if you’re not satisfied with what you are being shown for that price you’re not entitled to a refund. i think you’ll should offer a trial period to first timers it don't even have to be a full week at least just 1 day or a couple so people can see what they are agreeing to use
App Crashes 1/5
App crashes on opening after update.
By Perfect House
Starting at $30 per month NO THANKS.
Highly recommend 4/5
Works great very helpful
Excellent Reporting 5/5
By Purely Optimistic
I’m very satisfied with my alerts & constant updates that I get from FICO reports. I’m not on this journey alone...in improving my credit score.
It could be misleading 2/5
Very often the alerts and reporting is inaccurate and misleading. Needs to be more clear and transparent to understand.
Mediocre at Best 3/5
By Brandon Lane 10
It’s mediocre. I recently signed up for service this month. So far I’ve been unimpressed with the application as a whole. I still pay for Experian services but I wanted to give MyFICO a try after reading up. Glad I didn’t cancel Experian yet.
MyFICO updates extremely slow. It took me around 3 weeks to get any updates. Funny enough I received updates for Transunion and Equifax before receiving an update from Experian. I know this because a) I still have Experian and b) I recently tried “credit check total” and got my 3 bureaus report twice for feee.
Furthermore when I called support for MyFICO I was told it took a couple weeks for the system to synchronize. Uhhhh...you just took my $50 for a service and your system isn’t fully functional for paid service. That’s weird. So you take my money but I won’t get the service until later?!?!
Didn’t see that in the fine print.
Anyways - I might as well finish my month. I do like the community. Very friendly and extremely helpful. The customers are about all MyFICO has going for it. The irony.
Unreasonably difficult to cancel 1/5
I’m so tired of sites and allow you to sign up with your phone but make you go to a computer to cancel, as if they are “concerned about your security”. why can’t they be honest, they are simply stalling and hoping you’ll change your mind or forget about it. If you are eager to take my money, you should be just as willing to end the service when I’m finished with.
This is the best way to check your credit score. It’s reliable and safe.
My FICO 5/5
I find this tool very handy for keeping up with what’s going on behind the scenes with my credit and creditors.
I let my subscription lapse not realizing that I did that (because I moved & bought a house) and recently re-subscribe and I’m so glad I did.
I’ve worked very hard to get a good credit score so I could buy my first home then after I bought my home I got credit cards and maxed them out over time, which brought my FICO down so now I’m in the process of paying those off and I need to keep my eyes on everything so I can make sure it’s correct.
This app helps me manage my affairs!
Love this app. Scores are very accurate!
Like this app 4/5
Good app, lots of updates, and info!
Very easy to understand 5/5
Easy advise to follow to improve your credit scores. Wonderful tool which keeps you aware and informed about your personal information. This app is very useful, accurate and helpful.
By Auntie Tel
Your site still says in bold print “FREE!” - your so said correction is found later in the add via an asterisk then noting it is a PAID service
You have to be kidding me? 1/5
$40 a month! Omg! For my information! I could hire a financial advisor!
Great app. I haven’t encounter any issues since I started using it.
Fico Phishing 1/5
This is NOT a free app as advertised and far from it. Disgusted I wasted my time.
Best App Ever! 5/5
I love this app.
Glad to see you can now cancel online 1/5
It’s a shame it took thousand of complaints with the BBB, but better late than ever. Their customer service is still the worst I’ve ever experienced.
New to this 5/5
What is the best monthly plan to get that allows me to look at my credit whenever and how accurate is this app
Stupid app 1/5
I do not understand this app credit karma says my credit is higher but this app is saying it’s lower 🤔 even the car dealership put my credit score around credit karmas 🙄🙄🙄 this app is a joke I want my money back
Wonderful App 5/5
Myfico is our preferred choice. We always recommend them to our clients. If you want to see a major boost in your credit score within the next 30-60 days. Search for us on Facebook: “SCR700” Senpai Credit Repair, LLC.
Great app 5/5
Love this app it helping me to get to the 700 club.
Bad improvement 4/5
Old version was aesthetically better!
I love this app!!
Best monitoring you can have 5/5
You can view all types of your score with ease. Alerts come quickly so you can stay on top of your credit.
Very powerful tool thank you guys
They charge you for the service then it locks you out 1/5
Just signed up for the service, paid my 30 bucks and now I have to wait two days for their call center to re-open to use it even though I answered all the verification questions correctly it couldn’t verify me.
By von thuman
It was suppose to free what a joke