Pennywise - Finance Tracker

Tired of budget apps that feel like work? Pennywise is different. We built a finance tracker that actually helps you save money without the stress, spreadsheets, or confusion. Track your spending in seconds, see exactly where your money goes, and stick to a budget that's built around your life, not someone else's template. WHY PEOPLE LOVE PENNYWISE Most budget apps overwhelm you with features you'll never use. Pennywise does the opposite. We focus on what actually matters: helping you understand your money and save more of it. Your personalized financial plan adapts to your income, your goals, and your spending habits. Whether you're saving for something big or just trying to make it to payday without stress, Pennywise gives you a clear path forward. WHAT YOU GET - Quick Expense Tracking – Add expenses in seconds with a simple tap. No complicated forms or endless categories. - Smart Daily & Monthly Budgets – Set realistic spending limits that match your income and lifestyle. Adjust anytime. - Visual Calendar View – See all your transactions at a glance. Know exactly what you spent and when. - Powerful Insights Dashboard – Understand your spending patterns with monthly and yearly breakdowns. Spot trends, find savings. - Custom Financial Plans – Get a personalized budget based on your actual financial situation, not a one-size-fits-all template. - Full Control – Adjust your goals, budgets, and plans whenever life changes. This is your money, your way. HOW IT WORKS 1. Tell us your income and financial goals 2. We create a custom daily and monthly plan for you 3. Track your expenses as you go (takes literal seconds) 4. Watch your progress and adjust as needed 5. Actually save money and feel good about it It's that simple. No spreadsheets. No financial jargon. Just a clear picture of your money and a plan that works. WHO THIS IS FOR Perfect if you're tired of living paycheck to paycheck, want to save for something important, need to see where your money actually goes, or just want to feel less stressed about finances. Whether you're a student managing loan money, a young professional building savings, a parent budgeting for a family, or anyone who wants better control of their money, Pennywise makes it easy. THE PENNYWISE DIFFERENCE Most people don't need another complicated finance app. They need something that just works. That's what we built. We don't connect to your bank account and overwhelm you with data. We don't force you into rigid categories. We don't make you feel bad about spending. Instead, we help you create a realistic plan, track your progress without effort, and actually reach your financial goals. Your financial journey is personal. Your budget should be too. WHAT'S COMING NEXT We're just getting started. Soon you'll be able to explore job opportunities to increase your income, get AI-powered financial guidance from Penny.ai, stay updated with curated financial news, and connect your bank accounts for automatic tracking. But right now? We're focused on doing one thing exceptionally well: helping you track your money and save more of it. START TODAY Download Pennywise and take the first step toward financial clarity. Set up your custom plan in minutes, track your first expense in seconds, and see exactly where your money goes. Important: This app requires a one-time in-app purchase to unlock all features. Download to see pricing. Your financial freedom starts with the first penny.