Qapital: Find Money Happiness

Qapital: Find Money Happiness

  • Category: Finance
  • Release Date:
  • Current Version: 2.220.0
  • Adult Rating: 4+
  • Developer: Qapital, LLC
  • Compatibility: Android
  • Links: Google Play Store
78,664 Ratings
$ 0

Qapital: Find Money Happiness App

Your goals, our scientific approach to helping you take charge of your finances… it’s a winning combination that’s already helped more than 2 million people start their journey toward money happiness. Together with world-renowned behavioral scientist Dan Ariely, we’ve developed a smarter money app that helps you reach your financial goals without changing the way you live. The best part – our approach works just as well for couples as individuals. And because we know just how hard (and boring) it is to stick to saving and budgeting plans, Qapital’s checking, saving and investing tools do the heavy lifting for you – automatically. ***** Qapital is built on the idea that money happiness is personal. That’s why Qapital puts your Goals front and center, then helps you plan your spending, saving and investing around them. And you don’t need to give up your existing bank account. 1. Stop budgeting, start Qapitalizing Let’s face it, traditional budgeting simply doesn’t work for most people. Life gets in the way, or we see something we suddenly can’t live without – we’ve all been there. Qapital replaces spreadsheets with scientifically designed money tools that help you take charge of your entire financial universe. 2. Pay yourself first with Payday DivvyTM The Qapital effect starts the moment you get paid – Payday Divvy automatically divides up your paycheck between short- and long-term goals, bills and discretionary spending (don’t worry, your money is always available to cover unforeseen expenses). 3. Build successful money habits that last Big picture in place, Qapital gets to work on the details. Spending Sweet Spot makes it easy to adjust your spending week by week while still helping you save automatically toward your Goals. And it all works by leveraging the habits you have – rather than expecting you to start new ones. Smarter checking: Our FDIC-insured checking account gives you instant access to savings balances, instant free transfers from savings Goals, a Visa® debit card that works with Apple Pay & Google Pay, direct deposit with early access to your paycheck, and bill pay. All without any of the hidden fees regular banks saddle you with. Smarter spending: Our smart money manager will help you make sense of your weekly spending habits. Discover how you spend, and you'll learn where to save. Smarter saving: Set your savings Goals then use our smart Rules to save toward them automatically. And use our integration with the Apple Health app to save money toward your Goals when you reach your target for Walk or Run Distance, Steps, or Workouts. You can also customize your own Rules with our IFTTT integration (we have a few to get you started). All FDIC-insured up to $250,000. Smarter shared finances: Designed for the way couples manage money together today, Qapital Dream TeamTM lets you save toward shared Goals and see one another’s transactions without giving up your individual accounts. Smarter investing: Qapital Invest is investing for people who like the idea of investing but don’t really know where to start. Set your Goals, pick a portfolio and a timeline, and then leave the nitty gritty to us. Smart. QAPITAL, QAPITAL INVEST, the QAPITAL and Q logos are all registered trademarks of Qapital, Inc. Copyright © 2021 Qapital, Inc. All Rights Reserved. Neither Qapital, Inc. or any affiliates is a bank. Banking services provided by, and Qapital Visa® Debit Card issued by, Lincoln Savings Bank, Member FDIC. Qapital Invest LLC (“Qapital Invest”) is an SEC Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice. Investing involves risk; you may lose money, including loss of principal. Brokerage services provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured but protected by SIPC.

Qapital: Find Money Happiness app screenshots

Qapital: Find Money Happiness app reviews

  • Favorite savings app 5/5

    By PhilMyBeard
    Used for 6 years now saves me about 6-10k a year on average . Recommend for everyone if you have trouble saving it saves for you
  • So easy to use and navigate! I love it! 5/5

    By cvg5323
    I love it ! It helps me set goals for my upcoming trip as well as extra savings ;)
  • Game changer 5/5

    By Serrrrrrraaaa
    Before I got the Qapital app I wasn’t really a saver, but this genuinely made it easy for me to save without thinking about it. The “rules” you can create for yourself are great because they’re customizable to you. The interface is so easy to use and it’s nice to have an account/debit card totally separate from my bank account. I love this app and will probably always use it as my rainy day account.
  • Great but has bugs 5/5

    By Beast 55( god rocks )
    Great concept. I use it to justify larger purchases like new computer, appliance etc. works great most of the time but had a month delay in saving because it had problem with my bank then it disconnects from my bank once a month or so. Has been better and I’ve unconsciously saved a lot of money. Even use it to store security deposits for rental homes. Recommend for frugal people but needs some bug fixes.
  • They stole my money 1/5

    By kat mein
    They close my account took my money and will not return it and I try to open a new one and it says that I cannot verify so I don’t know what’s going on but this app is the worst And you can never get anybody on the phone to help you all they have is auto robots who don’t understand you there are the worst
  • Fun and easy 5/5

    By Iceclone22
    I love trying this new way of saving. I just need to make sure I have enough money on the funding account to avoid pauses in transfers. My friends love using it too. Keep it up! Uodate: 1/13/22 after so many years, still using this app and it really helps me with managing my spending and savings. I will keep using this app. Keep it up with the updates.
  • Love this app! 5/5

    By starfbartz
    Qapital has been so easy to use! I’ve had it for years for various things (vacations, etc.), and now I’m saving money for our wedding!
  • Helped me save 10k with no issues 4/5

    By savemoneyy
    Love the diversity you can have with saving For someone as anal as me this is awesome! Love it!
  • Qapital is great 5/5

    By hella.smithh
    I’ve been looking for an app like Acorns and Digit, due to my bank not being supported on acorns. I found Qapital, tried it out, and loved it.
  • Amazing app 4/5

    By klcrist
    Just waist the transfer from back to quapital were delivered quicker. However much money is saved!
  • Great way of saving 5/5

    By Shampierce
    I love this I can save with out even knowing it .
  • So grateful 5/5

    By Joybboy
    This really helped me get a grip on saving & spending. I use my qapital debit card for my spending money and when I’m done I’m done. No dipping into my bills account. Also I love the out of sight out of mind saving method. I don’t open the app unless I need something. Like if I need to fix my car or I’m in the mood for a vacation and bam I have money there just for that! It’s been awesome.
  • Making saving money much better. 5/5

    By The HomoHut
    This has made saving money so easy. Not to mention having funds for better gifting. I’ve never been able to save any real amounts of money until now. This app does all the work. Set it and forget it.
  • Great! 5/5

    By michellej00
    Has helped me save so much toward my goals!

    By Melanie in NYC
    I’ve saved over $6,000 with this app little by little every week. It’s my favorite app on my phone because all the money on it is progress towards my fiancé and my goals (vacations, wedding, future house)! I recommend to all my friends!
  • Yes yes yes 5/5

    By Soumeyak
    Best savings app ever!! I love the shared goal option
  • Saving stimulation 5/5

    By snookpurvis
    This is an excellent app and method to say. Out of site, out of mind.
  • Good for extra savings but…… 2/5

    By Jjfaeries
    This is a great idea for extra savings because you can make separate categories for savings however….depositing from my bank takes waaaaay too long! I would give it 5 stars and share more about it if that were improved.
  • Best App ever 5/5

    By leeboi9000
    I’ve been using qapital for about 4 years now and have saved soooo much money because of it. I’ve been able to save for multiple big vacations, for investments, among other things. I’m someone who isn’t very good with consistency so being able to set rules and just go about my life has been amazing. I’ll go months without checking my savings here and will be surprised my balances have gone up by hundreds of dollars! This app literally has changed my life since using it and I’m so grateful for the security it has provided me.
  • Great savings app 5/5

    By nakeira
    This app saves when I don’t even recognize it . It’s great! I’m horrible at saving and this app has helped me a lot !
  • Rate my Qapital 5/5

    I have enjoyed my Qapital very much. So much, that we’ve had two vacations we our grandchildren.
  • Trips 5/5

    By 828n8tive
    I have been able to save and take multiple trips using this app!! I didn’t know it was this easy thank you!!! Must have!
  • Awesome way to save! 5/5

    By Reneebean63
    I love this app! I save without thinking about it.
  • Yes to Qapital 4/5

    By Rose Budz
    Sustainable saving some $ with each transaction made, really adds up 52 week rule really, really adds up to a lot $ over time
  • Easiest way to save EVER!!! 5/5

    By piper228
    Absolutely love it!
  • Great! 5/5

    By marisolsaved
    Has really helped me save money towards my goals!’
  • Max Savings 5/5

    By kez112597
    Great app for those that find it difficult to save money. You don’t have to do a thing and it just builds up without really noticing! Before you know it, your goal is met!
  • Mrs. Detra 5/5

    By Deebeenee
    Great site!!
  • Low Qapital ❤️ 5/5

    By sandys1971
    Saving money is so easy with this app! The amounts are so small I don’t miss them and the savings accumulate quickly!
  • Terrible 1/5

    By brandonbsssss
    App is good until you’d like to cancel your subscription or deactivate your account. They have everything on the app so easy but those two things . Next to impossible. ZERO customer service. No phone number to call . Just me waiting on emails to figure this out . Definitely don’t recommend
  • Qapital Inc. 5/5

    By Living729
    This is an awesome savings tool…! You are able to set your own rules and goals.
  • Great way to save money ! 5/5

    By Nycanelita
    I saved money without even realizing it. And was able to transfer the funds back into my account easy when needed.
  • Rules setting is best 5/5

    By appratename
    Easy to save money by setting the rules
  • Having issues 3/5

    By Mom100Mom
    I haven’t been able to save in months due connection issues. I keep signing my bank in but it keeps disconnecting
  • Great saving tool 4/5

    By rayds90
    This app really helps me save, it reminds me of a that cheesy cooking infomercial slogan, “set it and forget it” lol
  • Super Solid. Dedicated team. 4/5

    By ProfessorLyle
    You can tell the company behind this app just wants to help. They'll win because of that... In the long run. It's simple, easy to use, quick to connect accounts with Plaid, they're transparent about your money with you, support works fast in getting back with you... It's just all very, very good. I've saved so much money without even missing it because of the smarts in Qapital. This one is a real game-changer. ..Seriously.
  • Perfect 5/5

    By GoBucks50
    This app works exactly how it's supposed to; it's easy to use and elegantly designed.
  • Best money app 5/5

    I’ve been using this app for about 4 years and ILOVE IT! I use it to hide money from myself and it works! I use the round up and the automatic payment deductions and it’s wonderful I’m always surprised when I see how much the app has helped me save! Now I wish It could help me make money in the money I’m saving hopefully soon🙏
  • Fun! 5/5

    By carolina930
    Qapital makes saving painless and actually fun!
  • Best app ever! 5/5

    By Jsw997
    Been using Qapital for about 4-5 Years now, And overall I've probably saved about 4K to 6K, Highly recommend I must say 🙏🏼
  • Love it 5/5

    By Anderj12
    Great features and service
  • Save 5/5

    By Patches Posse
    Interesting way to save money for a rainy day or vacation
  • So easy to use and save. 5/5

    As much as I love this app I can’t stand their notifications. They send me a daily notification telling me to promote their app. And there is no option to turn that notification off unless I turn off all notifications which means I won’t get notifications on important things.
  • Love this app 5/5

    By mk sacramento
    Painless way to get cash out of your pocket an into your future goals. Big fan. Simplifies real savings.
  • Qapital 5/5

    By operaluvr
    Totally worth it.
  • Kgh2019 5/5

    By kgh2019
    The app is a very good way to save money.
  • Love Saving With Qapital 5/5

    By Ms. Shopster
    Qapital helps me to save effortlessly. I’ve saved more through Qapital than I would have on my own. I’ve had no issues at all!!
  • Easiest Way to Save 5/5

    By DFuqua81
    Set a rule and let Qapital do the rest. So easy and efficient. I’ve told everyone I know about this app, and they all love it. If you work for yourself, it's the best way to save for taxes!
  • Best Budgeting App 5/5

    By JulianColvard
    Are use this app as the digital envelope system. The different savings goals are my budgeting categories. I said the savings goal very high, so it never gets achieved because I want the savings categories to stay in their same order.