I had a pretty good experience. I ordered from finishine and was able to order the sneakers I wanted. Having the ability to break the payments up was really great. The only thing is the approval process is a little confusing. One time I was approved for a good size purchase made all the payments on time and even paid the one off early, the the next time I attempted to use after pay I was declined. Then a little while later it was approved, other than not knowing why sometimes your approved or sometimes why you might not be; it is definitely a great resource to use if available.
Great app 5/5
Simple app & easy to use. It shows so many stores to choose from. Love it
I love QuadPay 5/5
I love QuadPay, and I use it for just about everything. I have always been a loyal and honest customer when dealing with them. during this COVID19 they definitely worked with me and my payments. and for that I will continue to shop with them. they care about their customers and I greatly appreciate that and will continue to recommend them to others. thank you again.
This app is a scam. Google Quadpay bbb complaints and you’ll see that countless people including me have had problems with the app. The rest of these reviews are paid for or coerced.
Fly by night company. Sham.
Helpful app 4/5
Helps everyone stay on budget
Quad Pay 5/5
By 1 virture
I shopped at the Apple store and used Quad pay. It was very easy to use to make my purchase. This is a great way to buy what you need and pay in installments without the hassle of a credit check. Great idea Quad pay. I’m a fan!!
Love the App 5/5
This app is a life saver! Makes any purchase instantly more affordable and is so easy to use!
Love it 4/5
Pretty cool to have this option. Lots of places I shop like Amazon which is GREAT! Nice they show you how much credit you have as you pay. Wish there was an option to pay monthly and they reported to credit bureaus.
1st experience 4/5
I love the app it shows you how much you have so you can spend & it sends you a text message whenever it’s time to pay the amount your payment was split so you can avoid a late fee 🙂🙂🙂
This app makes shopping so much easier❤️ 5/5
I was able to purchase a birthday present and spread it out over 4 payments. It’s quick ,easy and legit.😊 Just type in the online site or store you want to shop at and it will ask how much you are going to spend. It send you a virtual card number and you use that at checkout. After that ,the 1st payment is taken out. Wether you use a credit card or bank card.
The BEST installment app out there! 5/5
QuadPay’s app is super user friendly so just about anybody can use. I hate paying for pricey items all at once and don’t like increasing credit utilization by using a credit card for the purchase. QuadPay allows to me use my debit visa to make installments which is great. Will continue to use over and over again!
I really love the fact that you don’t have to pay everything off the bat. It’s so easy to use & convenient for when you want to spoil yourself & don’t have all the money at the moment.
Love the app except..... 4/5
The app is great and very easy to navigate. Also very convenient especially if you want something now and may in between pay periods. My only complaint is that I’m not sure how the increase in credit works. I know it’s not actually a line of credit but I’ve made all of my payments on time and have also made early payments to pay the balance off sooner and have yet to receive an increase so that’s a bit frustrating for me but other than that I love the app. Definitely recommend.
Fast and easy
Totally love this app easy to use and allows me the flexibility to buy what I want and make easy payments conveniently.
Easy and safe 5/5
Makes shopping on line easy your personal banking information isn’t and issue and payments split in 4 payments makes purchases affordable. I started using it for my UGG store shopping. I have also used it for Venus swimwear. Let’s me get the things I want now and pay over time. Fast easy.
Use to love the app 2/5
I started using quad pay December of 2019 when I brought Ugg’s for my girls. When I checked out and seen that option I said to myself why not. The Ugg’s arrived quick, and then I received a notification to download the quad pay app. I downloaded it, and received a message about waiting for approval because there was a waitlist. Then when my linked to the Ugg’s I just brought, and made my first installment I became eligible. I started making purchases, and I was in love with this app. I always paid earlier than the due date, and never missed a payment. Within the last few weeks I noticed that my available credit kept decreasing, and I haven’t been making any purchases. Of course they only have contact through email and live chat so it’s hard describing what the issue is with someone over a chat option verses speaking with someone over the phone. When I spoke with someone they stated that there has been an issue with multiple accounts decreasing the available credit, and their techs are working on it. This is week 4, and still no reply and my available credit is not where it is supposed to be. I use to love Quad Pay, but this really turning me away.
Happy customer 5/5
Very convenient and I would recommend to anyone who isn’t able to afford what they want at full price at that moment. You can still purchase what you want and pay in 4 installments. Trust me makes it much easier and it’s not like you’ll have these payment for a long period of time. Just four easy payments and done.
Lowered My Amount 2/5
Never used QuadPay before. Went to use it credit of 200.00 they reduced to 150.00. Called them said it was update issue. Not believing this it all. Deleted canceled the app.
So easy 5/5
Love this app. So easy and convenient to use. I used it to purchase a pair of boots on sale from Dillard’s.
never 27 1/5
Love it 5/5
I’m glad there are apps like this where I can get my product online by just paying a bit of amount every now and then
Pretty good 5/5
I like Quadpay for the simple fact that it has way more store options to pick from than some of the other similar apps. I would like them to be able to do like a gift card first and the remainder split onto four payments. Than it would get 5 stars.
By rain rane
Very quick and easy to work. No complaints
Very disappointed 1/5
Have been using this app for quite some time now and I used it through fashion nova and made payments on time and sometimes early . Now I’m being told I’m not eligible for installments for my purchases even though the amount of stuff I want to buy is in the normal price range that I buy my clothes . Don’t understand how I’m being rejected all of a sudden and it’s quite frustrating . Seems like an exclusive club which is odd considering everyone should be able to use it with no problems ! Hopefully this will be fixed . Will be contacting customer service
Awesome app, just bought a tv with QuadPay and it was such a big help that I can pay in payments. Will definitely use again!
Quad pay app experience 5/5
By ciara Moore
The quad pay app has been a good experience was pretty simple to use. I shopped at two stores fashion nova and Macy’s and had no problems😊
Incredibly easy and efficient! 5/5
Applied was approved paid in four easy payments, with no interest! The credit approved stays on account and can be used to pay retailers like Amazon and Best Buy. Stores I actually spend money. Completely satisfied!!
Logged in and balance decreased by $100 and customer support won’t help
Terrible fraudulent company 1/5
Do not do business with this awful company
Best cash advance app ever 5/5
I used it at the grocery store. I just sunk it to my Apple Pay wallet and used it as tap and pay. It worked perfect. I love it
I love the option of QuadPay it allows you to get your purchase now and pay 4 installments. The late fees aren’t high. The spending limit goes up the more you use it. I’ve ordered from ugg, journeys, and fashion nova. Absolutely love this app
Easy to get started and function .. also helps find companies that participate in QuadPay so you can get straight to shopping and having fun !
Great App 5/5
Love the QuadPay App.......
To be honest I was iffy about the app at first, but it was a lifesaver and easy to use. I can pay every two weeks and the max I paid is maybe $15 every 2 weeks. It makes shopping easy.
Worst customer service 1/5
I regret downloading this app! I started off using quad pay through fashion nova then using it for Walmart and other stores. I made a return and it never reflected on my balance therefore, I had to pay it in full. Customer service is the WORST! They don’t have no customer service number, they take forever to get back with you and they never seem to analyze the problem it’s like a “oh well” attitude. If it wasn’t for poor customer service I wouldn’t have an issue.
I love quad pay ! 5/5
Best app ever ! I like how easy it is to apply. I’ve done a couple of purchases through quad pay and I’m always satisfied. It’s quick and easy and they have a bunch of stores to choose from ! I really recommend to anyone that wants to do a little shopping but don’t have all the funds. Quad pay breaks it down into 4 easy payments. Will keep using this app for sure !
Great, sometimes 2/5
Yes, they provide you with a Visa card with a limit to make purchases online and in store. I have been a customer for over a year and never had a missed payment. Now that covid19 is here, they reduced my limit to make the service more available to other people according to them. I’m sorry, but a service that arbitrarily changes limits with no notice and you as a consumer have no control over, is not a reliable service. I’d be damned if my capital one or discover pulled this non sense. I’ll finish paying off my current purchases and close this account.
This app is not like Klarna or even AfterPay they charge $1 per transaction. With Klarna my limit it 800$ with AP maybe unlimited never denied always paid both off early. I used this app my limit 200$ wow well I saw they had Expedia I said ok let me book a room for one night can’t afford anything else with this app room was 189 they gave 6 weeks to pay it off as a courtesy to use the app I paid it in 2 weeks. I used it again for Amazon spent 60$ stretched it since I did t see a raise in spending limit. I log back on took my debit card off since I didn’t see a limit increase today I look they dropped my balance down to 150 I erased it. I looked on Klarna for kicks and my limit is raised by 170$ yes they have a lot of stores but you can’t afford anything with this baby limit they give you. Would not recommend this app
Love it! 5/5
I first discovered QuadPay while shopping on the fashion nova app. It’s made online shopping a lot easier. Instead of paying full price at once, you can finally make payments!
Then I learned that I could use QuadPay in other stores. I’ve used the QuadPay app to purchase a game on GameStop.com, and I’ll admit it was a little laggy on my end- the page would keep refreshing but I’ve successfully made my purchase! I have high hopes for an improvement on the app’s online shopping browser in the future!
Easy Easy Easy.. 5/5
I checked out at Lululemon, It was so easy. At first I didn’t know what to expect but once you click on QuadPay to pay at check out and put in the total they give you the Visa card number to pay with. It all works very well and this is so wonderful. No one is quite doing it like this, so I am very happy that this worked.
Don’t use 1/5
This company is bs paid order off in two days ahead of time then went back 3 days later to order something else they denied my transaction
Love it! 5/5
I love this app! Very easy to use and convenient.
What a Great Idea!! 5/5
The store I wanted to purchase from wasn’t in the app but I was able to easily add it. Love this app!
Its a pretty good app
Great app 5/5
By magaly parra
I really like this app, i went on Dripcreationz to get custom Nike shoes and I was planning to pay in full but they gave me the option to use QuadPay with 4 installments and it was super convenient! I use it all the time now!
By Renee lexi
Honestly I like the QuadPay app and I like the fact that you get money to spend I used the spending amount that I had to make a purchase at fashion nova and first problem is that it’s extremely slow and lagging and second I’m not sure why when I payed using QuadPay spending money it still broke it up into four payments and charged both my bank card for the first installment and took the money from my virtual Visa card if I had enough money on my virtual card to complete the full purchase then why break it up into four payments and charge the first installment to my bank card that doesn’t make since and what’s the point of a spending limit and virtual Visa card? Also the help section wasn’t very helpful in explaining this and I feel like y’all should give us the option of calling customer service to speak with someone directly instead of trying to figured it out on our own with a bunch of questions other than that I guess the app is okay but I probably won’t be using the virtual visa with the spending money on it anymore because really what’s the point?
Love it 5/5
I first saw Quadpay online and its honestly the BEST you pay every two weeks they help you with your purchases im just amazed and i love it♥️