A savings grade will be computed for you each month based on how much you are saving. Striving to attain the highest savings grade (A+) each month motivates you to save more money for your financial well-being. Depending on your savings goals, you can define and input upfront the savings amount for each grade as a percentage of your monthly income. The app then keeps calculating the savings grade based on your monthly savings derived from your monthly income and monthly expense transactions. You will be able to input your monthly income and expense transactions and view the chart and summary of your monthly income and expenses by category. You will be able to email yourself or others your monthly income and expense transactions in spreadsheet format.