Invest for Your Child’s Future — Starting Today UNest makes it simple to save and invest money for your kids with a tax-advantaged custodial account designed for long-term growth. Build real wealth for college, a first home, or life’s biggest milestones — all from one secure app. INVEST & GROW MONEY FOR KIDS ● Open a UTMA custodial account in minutes ● Invest for college and future expenses ● Automated recurring contributions ● Professionally managed portfolios ● Real-time performance tracking ● Gifts from family and friends A SMART ALTERNATIVE TO COLLEGE SAVINGS PLANS ● More flexible than traditional education accounts ● Funds can be used for any purpose that benefits your child ● Not restricted to tuition or school expenses ● Ideal for long-term financial independence BUILD GENERATIONAL WEALTH ● Start early to harness compound growth ● Save for education, housing, or entrepreneurship ● Teach financial responsibility through real investing ● Create lasting financial security FAMILY CONTRIBUTIONS MADE EASY ● Anyone can invest in your child’s future ● Parents, grandparents, and relatives can contribute ● Perfect for birthdays and holidays ● Replace traditional gifts with meaningful financial support SAFE, SECURE & TRUSTED ● Your child’s future deserves serious protection. ● Bank-level encryption ● Secure custodial account structure ● Trusted financial partners WHY PARENTS CHOOSE UNest ● Long-term investing for kids ● Flexible withdrawals for real life ● Tax-advantaged UTMA structure ● Simple automated saving ● Designed for modern families SIMPLE PRICING ● $2/month plus a 0.25% annual fee on invested assets. Existing members who subscribed before November 20, 2025 will continue under the subscription plan they originally selected unless they choose to change plans. View most up to date pricing at unest.co/pricing Start investing in your child’s future today! DISCLOSURES INVESTING INVOLVES RISK. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS Investment advisory services are offered through UNest Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of UNest Advisers by UNest Securities, LLC, an SEC-registered broker-dealer and member of FINRA (https://finra.org) and SIPC (https://sipc.org). UNest charges a subscription fee for the services provided as part of UNest Membership, including personal use of the UNest app. UNest Holdings, Inc. charges this fee; however, it also covers any advisory services UNest Advisers, LLC provides. You can manage your subscription via the App Store. Recurring billing, cancel anytime. Please refer to the Program Description for more details at https://unest.co/iaa Disclosures are available at https://unest.co/legal For more details refer to our Terms at https://unest.co/terms Privacy Policy available at https://unest.co/privacypolicy